Get ready for the dips_老虎社区_美港股上老虎

2021-04-10

Get ready for the dips

Is Bill.com the Cathie Wood Stock for You?<blockquote>Bill.com 适合您吗？</blockquote>

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Wood is the founder and CEO of ARK Invest, a company that runs some of the top-performing exchange-traded funds (ETFs). Her actively managed ETFs -- including&nbsp;ARK Innovation,ARK Genomic Revolution, and&nbsp;ARK Next Generation Internet&nbsp;-- are mostly focused on technology stocks and have all posted huge returns over the past five years.<blockquote>当凯茜·伍德 (Cathie Wood) 在其投资组合中增加股票或增加头寸时，人们会关注。伍德是 ARK Invest 的创始人兼首席执行官，该公司经营着一些表现最好的交易所交易基金 (ETF)。她积极管理的 ETF 包括方舟创新,方舟基因组革命，和方舟下一代互联网-- 主要专注于科技股，并且在过去五年中都取得了巨大的回报。</blockquote> At the end of March, Wood increased her investment in a company called&nbsp;Bill.com(NYSE:BILL)in one of her portfolios,ARK Fintech Innovation. It caught our attention, so let's take a look at the stock to see if it's one you should consider buying.<blockquote>3月底，伍德增加了对一家名为比尔网（纽约证券交易所代码：BILL）在她的一个投资组合中，方舟金融科技创新.它引起了我们的注意，所以让我们来看看这只股票，看看它是否是你应该考虑购买的股票。</blockquote> On cloud nine<blockquote>云九</blockquote> Bill.com's cloud-based platform simplifies billing, payment processing, accounting, and other back-office operations for small- and mid-sized business. The platform uses artificial intelligence (AI) and machine learning to streamline the invoicing and bill paying process -- essentially, it allows companies to automate these jobs, saving money on doing it in-house.<blockquote>Bill.com基于云的平台简化了中小型企业的计费、支付处理、会计和其他后台操作。该平台使用人工智能（AI）和机器学习来简化发票和账单支付流程——本质上，它允许公司自动化这些工作，从而节省内部完成的资金。</blockquote> Since the company went public in December 2019, its stock price has more than quadrupled, from $36 per share when it started trading to more than $157 at Thursday's close. It gained 171% in 2020 and is up more than 15% year to date in 2021.<blockquote>自2019年12月上市以来，其股价已经翻了两番多，从开始交易时的每股36美元涨到周四收盘时的157美元以上。2020 年增长了 171%，2021 年迄今增长了 15% 以上。</blockquote> The company makes money mostly on subscriptions its clients pay for the service, so it's a reliable, repeatable income stream that grows as it adds clients. The company also makes a far smaller percentage of revenue on interest earned holding funds for clients. In the fiscal second quarter, which ended Dec. 31, revenue spiked 38% year over year to $54 million, with $52.3 million coming from subscription and transaction fees.<blockquote>该公司主要通过客户为服务支付的订阅费赚钱，因此这是一个可靠、可重复的收入流，随着客户的增加而增长。该公司从为客户持有基金赚取的利息收入中所占比例也要小得多。在截至12月31日的第二财季，收入同比增长38%，达到5400万美元，其中5230万美元来自订阅费和交易费。</blockquote> The company is not yet profitable, posting a net loss of $17.2 million in the quarter, but it posted a huge gross margin of 75%, which is the revenue after subtracting the cost of producing the item being sold. So while it may not be profitable for a few more quarters. But once its investments in its technology and operations increase operating efficiency, those high gross margins will eventually translate into high profit margins.<blockquote>该公司尚未盈利，本季度净亏损 1720 万美元，但其毛利率高达 75%，这是减去所售商品生产成本后的收入。因此，虽然它可能还要几个季度才能盈利。但一旦其对技术和运营的投资提高了运营效率，这些高毛利率最终将转化为高利润率。</blockquote> Pardon the disruption<blockquote>抱歉打扰了</blockquote> Bill.com has more than 100,000 customers, up nearly 30% from the previous year. While this is a very competitive space,Bill.com is a disruptor, and there is a huge market opportunity. As my Foolish colleagues&nbsp;Jason Moser and Matthew Frankel&nbsp;pointed out in a recent podcast, there are 20 million small- and mid-sized businesses and an addressable market of $30 billion globally, including $9 billion in the U.S.<blockquote>Bill.com 拥有超过 10 万名客户，比上一年增长近 30%。虽然这是一个竞争非常激烈的领域，但Bill.com是一个颠覆者，有一个巨大的市场机会。正如我愚蠢的同事杰森·莫泽（Jason Moser）和马修·弗兰克尔（Matthew Frankel）在最近的播客中指出的那样，全球有2000万家中小型企业，潜在市场价值300亿美元，其中美国有90亿美元。</blockquote> But founder and CEO Rene Lacerte thinks of the&nbsp;fintech&nbsp;not just in terms of customers, but of the network of 2.5 million \"members,\" including the users and partners of all of its clients. \"We believe we are the leading digital B2B payments platform for SMBs (small and mid-sized businesses) and operate one of the largest B2B networks in the United States,\" Lacerte said on the&nbsp;most recent earnings call. That is a huge network of users on which to grow. The bigger the network, the more potential value it has for its members. Also, this growth allows Bill.com the opportunity to form deeper relationships with those on the network, offering additional products and services.<blockquote>但创始人兼首席执行官雷内·拉塞特 (Rene Lacerte) 不仅从客户的角度考虑金融科技公司，还从 250 万“会员”的网络的角度考虑，其中包括所有客户的用户和合作伙伴。Lacerte 在最新的财报看涨期权上表示：“我们相信我们是 SMB（中小型企业）领先的数字 B2B 支付平台，并运营着美国最大的 B2B 网络之一。”这是一个可以发展的庞大用户网络。网络越大，对成员的潜在价值就越大。此外，这种增长使 Bill.com 有机会与网络上的人建立更深层次的关系，提供额外的产品和服务。</blockquote> Bill.com's other potential competitive advantage is its AI, which gets more intuitive and robust the more customers it gets and the more data it gathers. The better the AI, the more efficient, convenient and useful the service becomes.<blockquote>Bill.com 的另一个潜在竞争优势是其人工智能，它获得的客户越多、收集的数据越多，人工智能就越直观、越强大。人工智能越好，服务就越高效、方便和有用。</blockquote> This is a young, disruptive company that's in growth mode, with a low-expense business model and high earnings potential, that will soon be profitable. If you are looking for a growth stock with long-term potential, this Cathie Wood stock -- one she has identified as a fintech innovator -- would not be a bad choice.<blockquote>这是一家年轻的、颠覆性的公司，正处于增长模式，拥有低成本的商业模式和高盈利潜力，很快就会盈利。如果您正在寻找一只具有长期潜力的成长型股票，那么这只凯西·伍德 (Cathie Wood) 股票——她将其视为金融科技创新者——将是一个不错的选择。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Bill.com the Cathie Wood Stock for You?<blockquote>Bill.com 适合您吗？</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Bill.com the Cathie Wood Stock for You?<blockquote>Bill.com 适合您吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2021-04-09 22:45\n\n</h4>\n</header>\n<article>\nThis fintech has posted a roughly 300% gain since it went public.<blockquote>这家金融科技公司自上市以来已上涨约 300%。</blockquote> When Cathie Wood adds a stock or increases her positions in one of her portfolios, people pay attention. Wood is the founder and CEO of ARK Invest, a company that runs some of the top-performing exchange-traded funds (ETFs). Her actively managed ETFs -- including&nbsp;ARK Innovation,ARK Genomic Revolution, and&nbsp;ARK Next Generation Internet&nbsp;-- are mostly focused on technology stocks and have all posted huge returns over the past five years.<blockquote>当凯茜·伍德 (Cathie Wood) 在其投资组合中增加股票或增加头寸时，人们会关注。伍德是 ARK Invest 的创始人兼首席执行官，该公司经营着一些表现最好的交易所交易基金 (ETF)。她积极管理的 ETF 包括方舟创新,方舟基因组革命，和方舟下一代互联网-- 主要专注于科技股，并且在过去五年中都取得了巨大的回报。</blockquote> At the end of March, Wood increased her investment in a company called&nbsp;Bill.com(NYSE:BILL)in one of her portfolios,ARK Fintech Innovation. It caught our attention, so let's take a look at the stock to see if it's one you should consider buying.<blockquote>3月底，伍德增加了对一家名为比尔网（纽约证券交易所代码：BILL）在她的一个投资组合中，方舟金融科技创新.它引起了我们的注意，所以让我们来看看这只股票，看看它是否是你应该考虑购买的股票。</blockquote> On cloud nine<blockquote>云九</blockquote> Bill.com's cloud-based platform simplifies billing, payment processing, accounting, and other back-office operations for small- and mid-sized business. The platform uses artificial intelligence (AI) and machine learning to streamline the invoicing and bill paying process -- essentially, it allows companies to automate these jobs, saving money on doing it in-house.<blockquote>Bill.com基于云的平台简化了中小型企业的计费、支付处理、会计和其他后台操作。该平台使用人工智能（AI）和机器学习来简化发票和账单支付流程——本质上，它允许公司自动化这些工作，从而节省内部完成的资金。</blockquote> Since the company went public in December 2019, its stock price has more than quadrupled, from $36 per share when it started trading to more than $157 at Thursday's close. It gained 171% in 2020 and is up more than 15% year to date in 2021.<blockquote>自2019年12月上市以来，其股价已经翻了两番多，从开始交易时的每股36美元涨到周四收盘时的157美元以上。2020 年增长了 171%，2021 年迄今增长了 15% 以上。</blockquote> The company makes money mostly on subscriptions its clients pay for the service, so it's a reliable, repeatable income stream that grows as it adds clients. The company also makes a far smaller percentage of revenue on interest earned holding funds for clients. In the fiscal second quarter, which ended Dec. 31, revenue spiked 38% year over year to $54 million, with $52.3 million coming from subscription and transaction fees.<blockquote>该公司主要通过客户为服务支付的订阅费赚钱，因此这是一个可靠、可重复的收入流，随着客户的增加而增长。该公司从为客户持有基金赚取的利息收入中所占比例也要小得多。在截至12月31日的第二财季，收入同比增长38%，达到5400万美元，其中5230万美元来自订阅费和交易费。</blockquote> The company is not yet profitable, posting a net loss of $17.2 million in the quarter, but it posted a huge gross margin of 75%, which is the revenue after subtracting the cost of producing the item being sold. So while it may not be profitable for a few more quarters. But once its investments in its technology and operations increase operating efficiency, those high gross margins will eventually translate into high profit margins.<blockquote>该公司尚未盈利，本季度净亏损 1720 万美元，但其毛利率高达 75%，这是减去所售商品生产成本后的收入。因此，虽然它可能还要几个季度才能盈利。但一旦其对技术和运营的投资提高了运营效率，这些高毛利率最终将转化为高利润率。</blockquote> Pardon the disruption<blockquote>抱歉打扰了</blockquote> Bill.com has more than 100,000 customers, up nearly 30% from the previous year. While this is a very competitive space,Bill.com is a disruptor, and there is a huge market opportunity. As my Foolish colleagues&nbsp;Jason Moser and Matthew Frankel&nbsp;pointed out in a recent podcast, there are 20 million small- and mid-sized businesses and an addressable market of $30 billion globally, including $9 billion in the U.S.<blockquote>Bill.com 拥有超过 10 万名客户，比上一年增长近 30%。虽然这是一个竞争非常激烈的领域，但Bill.com是一个颠覆者，有一个巨大的市场机会。正如我愚蠢的同事杰森·莫泽（Jason Moser）和马修·弗兰克尔（Matthew Frankel）在最近的播客中指出的那样，全球有2000万家中小型企业，潜在市场价值300亿美元，其中美国有90亿美元。</blockquote> But founder and CEO Rene Lacerte thinks of the&nbsp;fintech&nbsp;not just in terms of customers, but of the network of 2.5 million \"members,\" including the users and partners of all of its clients. \"We believe we are the leading digital B2B payments platform for SMBs (small and mid-sized businesses) and operate one of the largest B2B networks in the United States,\" Lacerte said on the&nbsp;most recent earnings call. That is a huge network of users on which to grow. The bigger the network, the more potential value it has for its members. Also, this growth allows Bill.com the opportunity to form deeper relationships with those on the network, offering additional products and services.<blockquote>但创始人兼首席执行官雷内·拉塞特 (Rene Lacerte) 不仅从客户的角度考虑金融科技公司，还从 250 万“会员”的网络的角度考虑，其中包括所有客户的用户和合作伙伴。Lacerte 在最新的财报看涨期权上表示：“我们相信我们是 SMB（中小型企业）领先的数字 B2B 支付平台，并运营着美国最大的 B2B 网络之一。”这是一个可以发展的庞大用户网络。网络越大，对成员的潜在价值就越大。此外，这种增长使 Bill.com 有机会与网络上的人建立更深层次的关系，提供额外的产品和服务。</blockquote> Bill.com's other potential competitive advantage is its AI, which gets more intuitive and robust the more customers it gets and the more data it gathers. The better the AI, the more efficient, convenient and useful the service becomes.<blockquote>Bill.com 的另一个潜在竞争优势是其人工智能，它获得的客户越多、收集的数据越多，人工智能就越直观、越强大。人工智能越好，服务就越高效、方便和有用。</blockquote> This is a young, disruptive company that's in growth mode, with a low-expense business model and high earnings potential, that will soon be profitable. If you are looking for a growth stock with long-term potential, this Cathie Wood stock -- one she has identified as a fintech innovator -- would not be a bad choice.<blockquote>这是一家年轻的、颠覆性的公司，正处于增长模式，拥有低成本的商业模式和高盈利潜力，很快就会盈利。如果您正在寻找一只具有长期潜力的成长型股票，那么这只凯西·伍德 (Cathie Wood) 股票——她将其视为金融科技创新者——将是一个不错的选择。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2021/04/09/is-billcom-the-cathie-wood-stock-for-you/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"ARKK":"ARK Innovation ETF","ARKW":"ARK Next Generation Internet ETF","ARKG":"ARK Genomic Revolution ETF","BILL":"BILL HOLDINGS INC"},"source_url":"https://www.fool.com/investing/2021/04/09/is-billcom-the-cathie-wood-stock-for-you/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1106014844","content_text":"This fintech has posted a roughly 300% gain since it went public.\nWhen Cathie Wood adds a stock or increases her positions in one of her portfolios, people pay attention. Wood is the founder and CEO of ARK Invest, a company that runs some of the top-performing exchange-traded funds (ETFs). Her actively managed ETFs -- including ARK Innovation,ARK Genomic Revolution, and ARK Next Generation Internet -- are mostly focused on technology stocks and have all posted huge returns over the past five years.\nAt the end of March, Wood increased her investment in a company called Bill.com(NYSE:BILL)in one of her portfolios,ARK Fintech Innovation. It caught our attention, so let's take a look at the stock to see if it's one you should consider buying.\nOn cloud nine\nBill.com's cloud-based platform simplifies billing, payment processing, accounting, and other back-office operations for small- and mid-sized business. The platform uses artificial intelligence (AI) and machine learning to streamline the invoicing and bill paying process -- essentially, it allows companies to automate these jobs, saving money on doing it in-house.\nSince the company went public in December 2019, its stock price has more than quadrupled, from $36 per share when it started trading to more than $157 at Thursday's close. It gained 171% in 2020 and is up more than 15% year to date in 2021.\nThe company makes money mostly on subscriptions its clients pay for the service, so it's a reliable, repeatable income stream that grows as it adds clients. The company also makes a far smaller percentage of revenue on interest earned holding funds for clients. In the fiscal second quarter, which ended Dec. 31, revenue spiked 38% year over year to $54 million, with $52.3 million coming from subscription and transaction fees.\nThe company is not yet profitable, posting a net loss of $17.2 million in the quarter, but it posted a huge gross margin of 75%, which is the revenue after subtracting the cost of producing the item being sold. So while it may not be profitable for a few more quarters. But once its investments in its technology and operations increase operating efficiency, those high gross margins will eventually translate into high profit margins.\nPardon the disruption\nBill.com has more than 100,000 customers, up nearly 30% from the previous year. While this is a very competitive space,Bill.com is a disruptor, and there is a huge market opportunity. As my Foolish colleagues Jason Moser and Matthew Frankel pointed out in a recent podcast, there are 20 million small- and mid-sized businesses and an addressable market of $30 billion globally, including $9 billion in the U.S.\nBut founder and CEO Rene Lacerte thinks of the fintech not just in terms of customers, but of the network of 2.5 million \"members,\" including the users and partners of all of its clients. \"We believe we are the leading digital B2B payments platform for SMBs (small and mid-sized businesses) and operate one of the largest B2B networks in the United States,\" Lacerte said on the most recent earnings call. That is a huge network of users on which to grow. The bigger the network, the more potential value it has for its members. Also, this growth allows Bill.com the opportunity to form deeper relationships with those on the network, offering additional products and services.\nBill.com's other potential competitive advantage is its AI, which gets more intuitive and robust the more customers it gets and the more data it gathers. The better the AI, the more efficient, convenient and useful the service becomes.\nThis is a young, disruptive company that's in growth mode, with a low-expense business model and high earnings potential, that will soon be profitable. If you are looking for a growth stock with long-term potential, this Cathie Wood stock -- one she has identified as a fintech innovator -- would not be a bad choice.","news_type":1,"symbols_score_info":{"ARKG":0.9,"BILL":0.9,"ARKW":0.9,"ARKK":0.9}},"isVote":1,"tweetType":1,"viewCount":812,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":18,"subscribersOnly":false,"subscribersOnlyAccessible":false,"xxTargetLangEnum":"ORIG"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/346636070"}