T20211211653
04-19
用中文质疑别人的隐私保护？人才
大手笔！马斯克的新“钱包”
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{"i18n":{"language":"zh_CN"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":555267922621720,"tweetId":"555267922621720","gmtCreate":1776598028779,"gmtModify":1776598031219,"author":{"id":3542745352299079,"idStr":"3542745352299079","authorId":3542745352299079,"authorIdStr":"3542745352299079","name":"T20211211653","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[],"wearingBadges":[],"fanSize":0,"starInvestorFlag":false},"themes":[],"images":[],"coverImages":[],"title":"","html":"<html><head></head><body><p>用中文质疑别人的隐私保护？人才</p></body></html>","htmlText":"<html><head></head><body><p>用中文质疑别人的隐私保护？人才</p></body></html>","text":"用中文质疑别人的隐私保护？人才","highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"favoriteSize":0,"link":"https://laohu8.com/post/555267922621720","repostId":2628730820,"repostType":2,"repost":{"id":"2628730820","kind":"highlight","pubTimestamp":1776511712,"share":"https://www.laohu8.com/m/news/2628730820?lang=zh_CN&edition=full","pubTime":"2026-04-18 19:28","market":"sg","language":"zh","title":"大手笔！马斯克的新“钱包”","url":"https://stock-news.laohu8.com/highlight/detail?id=2628730820","media":"格隆汇","summary":"颠覆秩序","content":"<html><body><p><img src=\"https://img3.gelonghui.com/4639b-801328dd-51c8-4b73-ac37-6d1d7b4fec79.jpg?guru_height=1535&guru_width=2730&guru_size=433904\"/></p><p><span><span><span><span><span>本文约稿作者</span></span></span><span><span><span><span> | </span></span><span><span>万连山</span></span></span></span></span></span></p><p><span><span>数据支持 | 勾股</span></span><span><span>大数</span></span><span><span><span><span>据（www.gogudata.com）</span></span></span></span></p><p><img src=\"https://img3.gelonghui.com/b83a5-a7263e1b-0601-4293-80a8-6d7df19c0160.jpg?guru_height=44&guru_width=1080&guru_size=6688\"/></p><p><span><span><span>昨天，马斯克旗下</span></span><span><span>X</span></span><span><span>平台的独立加密聊天应用</span></span><span><span>XChat</span></span><span><span>，终于正式登陆</span></span><span><span>App Store</span></span><span><span>。</span></span></span></p><p><span><span>这款被一众媒体称为</span></span><span><span>“马斯克版</span></span><span>微信</span>”的产品，承载着他酝酿了四年的野心。</p><p><span><span>但是，只要稍微去了解下，我们就能发现</span></span><span><span>……</span></span></p><p><span><span>这玩意儿根本就没有条件、也没有意愿成为所谓的</span></span><span><span>“下一个</span></span><span>微信</span>”。</p><p><strong><span><font color=\"#3daad6\">01</font></span></strong></p><p><span><strong><span><font color=\"#3daad6\">优点与缺陷</font></span></strong></span></p><p><span><span>早在</span></span><span><span>2022</span></span><span><span>年，马斯克大撒币收购</span></span><span><span>Twitter</span></span><span><span>时，就明确立下了</span></span><span><span>Flag</span></span><span><span>：</span></span><b><span><span>创建一个类似微信的超级应用。</span></span></b></p><p><span><span>为了实现这一目标，马斯克几乎动用了手里所有的技术牌。</span></span></p><p><b><span><span>首先是极致的隐私保护。</span></span></b></p><p><span><span>这是</span></span><span><span>XChat</span></span><span><span>最大的卖点。</span></span></p><p><span><span>据《</span></span><span><span>TradingKey</span></span><span><span>》透露，</span></span><span><span>XChat</span></span><span><span>的底层架构是用 </span></span><span><span>Rust</span></span><span><span>语言彻底重写过的，所有消息、通话及媒体内容均默认开启端到端加密，构建了一套非对称加密体系。</span></span></p><p><span><span>简单来说，就是消息加密密钥只存在于收发双方的设备本地，</span></span><span><span>X</span></span><span><span>平台的服务器根本无法解读任何聊天内容，哪怕服务器被攻击、被监管要求提供数据，交出的也只是一堆加密后的乱码。</span></span></p><p><span><span>除此之外，它还配备了一系列</span></span><span><span>“隐私</span></span><span><span>buff</span></span><span><span>”：防截图提醒（一方截屏，双方即时收到通知）、阅后即焚（可设置</span></span><span><span>5</span></span><span><span>分钟自动销毁）、双向撤回。</span></span></p><p><span><span>更关键的是，它不需要手机号验证，只需链接</span></span><span><span>X</span></span><span><span>账号。</span></span></p><p><span><span>这意味着你可以完全以一个虚拟的身份进行绝对私密的交流。</span></span></p><p><span><span>根据皮尤研究中心的报告，</span></span><span><span>78%</span></span><span><span>的美国互联网用户担心自己的聊天数据被平台收集、滥用，</span></span><span><span>65%</span></span><span><span>的用户表示“愿意为隐私保护功能付费”。</span></span></p><p><span><span>XChat</span></span><span><span>的这套隐私配置，精准命中了广大用户的需求，尤其是高端用户和企业用户，这也是它测试阶段满意度居高不下的核心原因。</span></span></p><p><b><span><span>其次是</span></span><span><span>Grok AI</span></span><span><span>深度集成。</span></span></b></p><p><span><span>XChat</span></span><span><span>深度集成了</span></span><span><span>Grok</span></span><span><span>大模型。而且不是像</span></span><span>微信</span><span>那样，需要手动调用</span><span>AI</span><span>助手、切换界面；而是“原生集成”，直接嵌入聊天界面。</span></p><p><span><span>用户在聊天过程中，可以一键调用</span></span><span><span>Grok</span></span><span><span>，实现各种功能：比如收到一堆杂乱的工作文件，直接让</span></span><span><span>Grok</span></span><span><span>整理成摘要，省去逐字阅读的麻烦；和朋友规划旅行，让</span></span><span><span>Grok</span></span><span><span>生成行程表，还能自动匹配酒店、景点；让</span></span><span><span>Grok</span></span><span><span>翻译外文、编辑消息、生成图片……</span></span></p><p><span><span>除此之外，</span></span><span><span>XChat</span></span><span><span>还支持付费用户</span></span><span><span>4GB</span></span><span><span>大文件传输。</span></span></p><p><span><span>4GB</span></span><span><span>是什么概念，长期用</span></span><span>微信</span>办公的应该都明白。</p><p><span><span>这对于企业用户和高频文件传输用户来说，吸引力是很高的。</span></span></p><p><span><span>……</span></span></p><p><span><span>作为一款被寄予厚望的战略级产品，</span></span><span><span>XChat</span></span><span><span>的优点是非常明显的。</span></span></p><p><span><span>但是，它的缺陷更加明显。</span></span></p><p><b><span><span>第一，平台兼容性极差。</span></span></b></p><p><span><span>这是目前最大的槽点，它</span></span><span><span>竟然要求设备必须运行</span></span><span><span>iOS 26 </span></span><span><span>或 </span></span><span><span>iPadOS 26 </span></span><span><span>及以上版本</span></span><span><span>。</span></span></p><p><span><span>而全球安卓用户占比高达</span></span><span><span>71.8%</span></span><span><span>，</span></span><span><span>XChat</span></span><span><span>等于直接放弃了全球</span></span><span><span>70%</span></span><span><span>以上的潜在用户。</span></span></p><p><b><span><span>第二，隐私宣传</span></span><span><span>“掺水”，信任基础薄弱。</span></span></b></p><p><span><span>XChat</span></span><span><span>的加密协议，至今没有经过任何独立第三方安全机构的公开审计，其隐私承诺，在很大程度上仍处于</span></span><span><span>“</span></span><span><span>自证清白</span></span><span><span>”</span></span><span><span>的状态</span></span></p><p><span><span>所以，它到底是不是极致隐私呢？</span></span></p><p><span><span>知名安全研究员</span></span><span><span>Mysk</span></span><span><span>在</span></span><span><span>X</span></span><span><span>平台上公开处刑了</span></span><span><span>XChat</span></span><span><span>：虽然</span></span><span><span>XChat</span></span><span><span>的文字、图片、链接确实是端到端加密的，但与之相关的元数据却完全是在“裸奔”。</span></span></p><p><span><span>打个比方：信封里的信虽然是加密的，别人看不懂；但是信封上明确写着的</span></span><span><span>“谁发给谁的”、“几点几分发的”是完全公开的。</span></span></p><p><span><span>在大数据面前，只要掌握了这些信息，算法完全能精准推绘出你的社交关系网甚至生活作息。</span></span></p><p><span><span>另外，</span></span><span><span>XChat</span></span><span><span>虽然采用端到端加密，但明确承认聊天元数据未加密，同时不提供针对中间人攻击的防护。</span></span></p><p><span><span>这意味着，平台在法律强制要求下，依然可以截获解密对话，而用户完全无法察觉。</span></span></p><p><span><span>……</span></span></p><p><span><span>XChat</span></span><span><span>是否</span></span><span><span>能</span></span><span><span>打破</span></span><span><span>WhatsApp</span></span><span><span>、</span></span><span><span>Telegram</span></span><span><span>的垄断、乃至</span></span><span><span>复制</span></span><span>微信</span>的商业神话，成为下一个超级应用？</p><p><span><span>结论非常明确：它绝不可能成为下一个</span></span><span>微信</span>，但极有可能变异成一种令人生畏的新物种。</p><p><strong><span><font color=\"#3daad6\">02</font></span></strong></p><p><span><strong><span><font color=\"#3daad6\">再一次颠覆</font></span></strong></span></p><p><span><span>首先是东西方互联网用户的底层土壤有本质差异。</span></span></p><p><span>微信</span><span><span>的成功，是吃到了中国互联网</span></span><span><span>“跨越式发展”的时代红利。</span></span></p><p><span><span>彼时，中国网民还没完全被</span></span><span><span>PC</span></span><span><span>互联网洗礼，智能手机就直接普及了，</span></span><span>微信</span>等于是从一片白纸上定义了中国人的数字化生活方式。</p><p><span><span>而欧美用户经历了漫长的</span></span><span><span>PC</span></span><span><span>时代，信用卡体系和金融服务极其成熟发达，完全没有经历过移动支付匮乏的阵痛期。</span></span></p><p><span><span>他们的习惯是：看图去</span></span><span><span>Instagram</span></span><span><span>，发视频用</span></span><span><span>YouTube</span></span><span><span>，打车用</span></span><span><span>Uber</span></span><span><span>……这种碎片化的应用生态早就根深蒂固，对大包大揽的“超级</span></span><span><span>App</span></span><span><span>”有天然的抗拒感。</span></span></p><p><span><span>再加之，监管机构对数据反垄断的审查，也是一个巨大的障碍。</span></span></p><p><span><span>所以，</span></span><span><span>XChat</span></span><span><span>基本不可能复刻</span></span><span>微信</span>的“大而全”。</p><p><b><span><span>但是，它却可以成为</span></span>微信永远无法涉足的Web3时代的加密金融社交枢纽。</b></p><p><span><span>至少是之一。</span></span></p><p><span><span>2002</span></span><span><span>年，马斯克把</span></span><span><span><a href=\"https://laohu8.com/S/PYPL\">PayPal</a></span></span><span><span>卖给</span></span><span><span><a href=\"https://laohu8.com/S/EBAY\">eBay</a></span></span><span><span>，赚了</span></span><span><span>1.758</span></span><span><span>亿美元的第一桶金。</span></span></p><p><span><span>而</span></span><span><span>如今，他要在</span></span><span><span>XChat</span></span><span><span>上重塑金融</span></span><span><span>业务</span></span><span><span>。</span></span></p><p><span><span>早在</span></span><span><span>2025</span></span><span><span>年</span></span><span><span>1</span></span><span><span>月，</span></span><span><span>X</span></span><span><span>平台就与</span></span><span><span><a href=\"https://laohu8.com/S/V\">Visa</a></span></span><span><span>达成了直连支付解决方案的合作</span></span><span><span>。</span></span></p><p><span><span>X Money</span></span><span><span>预计将在下个月进入早期公测阶段。</span></span></p><p><span><span>结合《</span></span><span><span>TradingKey</span></span><span><span>》的预测，未来的</span></span><span><span>XChat</span></span><span><span>将直接集成实时的</span></span><span><span>P2P</span></span><span><span>转账和加密货币支付功能</span></span><span><span>。</span></span></p><p><b><span><span>届时</span></span></b><b><span><span>，</span></span><span><span>XChat</span></span><span><span>将</span></span></b><b><span><span>成为</span></span></b><b><span><span>一个具有社交属性的全球化数字钱包。</span></span></b></p><p><span><span>面对</span></span><span><span>这轮</span></span><span><span>冲击，最慌的是谁？</span></span></p><p><b><span><span>1. <a href=\"https://laohu8.com/S/META\">Meta</a></span></span></b></p><p><span><span>WhatsApp</span></span><span><span>目前深陷隐私官司，而马斯克直接把</span></span><span><span>Meta</span></span><span><span>靠贩卖用户隐私数据打广告的遮羞布给扯了下来。</span></span></p><p><span><span>这不仅是抢用户，更是对</span></span><span><span>Meta</span></span><span><span>赖以生存的广告商业模式的釜底抽薪。</span></span></p><p><b><span><span>2.</span></span><span><span><a href=\"https://laohu8.com/S/AAPL\">苹果</a></span></span></b></p><p><span><span>苹果一直靠着</span></span><span><span>iMessage</span></span><span><span>的独占性把用户死死锁在苹果全家桶里。</span></span></p><p><span><span>而</span></span><span><span>XChat</span></span><span><span>现在虽然只发了</span></span><span><span>iOS</span></span><span><span>版，但由于</span></span><span><span>XChat</span></span><span><span>依托的是跨平台的</span></span><span><span>X</span></span><span><span>账号身份体系，一旦未来安卓端、桌面端全面铺开，将会一定程度上瓦解</span></span><span><span>iMessage</span></span><span><span>的闭环优势。</span></span></p><p><b><span><span>3.</span></span><span><span>传统金融与支付巨头（</span></span><span><span>PayPal, Stripe</span></span><span><span>）</span></span></b></p><p><span><span>这就叫</span></span><span><span>“</span></span><span><span>我狠起来连自己曾经创办的公司都打</span></span><span><span>”</span></span><span><span>。</span></span></p><p><span><span>一旦</span></span><span><span>X Money</span></span><span><span>的</span></span><span><span>P2P</span></span><span><span>和加密货币转账在</span></span><span><span>XChat</span></span><span><span>中落地，凭借</span></span><span><span>X</span></span><span><span>全球</span></span><span><span>5</span></span><span><span>亿的月活用户，它将瞬间成为全球最大的跨境支付网络之一。</span></span></p><p><span><span>它不仅绕开了传统的银行清算体系，更会对</span></span><span><span>PayPal</span></span><span><span>、</span></span><span><span>Stripe</span></span><span><span>这些老牌支付巨头造成毁灭性的降维打击。</span></span></p><p><span><span>……</span></span></p><p><span><span>就目前来看，</span></span><span><span>XChat</span></span><span><span>虽然不会对</span></span><span><span>WhatsApp</span></span><span><span>、</span></span><span><span>Telegram</span></span><span><span>的核心用户群体造成太大影响，但一定会倒逼对手升级。</span></span></p><p><span><span>目前，大部分</span></span><span><span>IM</span></span><span><span>应用的营收主要依靠广告，营收结构单一，而</span></span><span><span>XChat</span></span><span><span>的付费模式，能为</span></span><span><span>IM</span></span><span><span>应用提供新的营收思路，推动</span></span><span><span>IM</span></span><span><span>应用向“付费化”转型，丰富营收结构，降低对广告收入的依赖。</span></span></p><p><span><span>更关键的是，一旦</span></span><span><span>XChat</span></span><span><span>能够成功，各大</span></span><span><span>IM</span></span><span><span>应用将会立刻意识到，“基础通讯功能”已经无法满足用户需求，“隐私</span></span><span><span>+AI</span></span><span><span>”将成为竞争核心力。</span></span></p><p><span><span>未来，</span></span><span><span>WhatsApp</span></span><span><span>、</span></span><span><span>Telegram</span></span><span><span>等巨头，大概率会加快</span></span><span><span>AI</span></span><span><span>功能的整合和加密技术的升级，比如</span></span><span><span>WhatsApp</span></span><span><span>已经在测试</span></span><span><span>AI</span></span><span><span>助手，</span></span><span><span>Telegram</span></span><span><span>可能会优化加密协议、增加</span></span><span><span>AI</span></span><span><span>功能，乃至于大洋彼岸的</span></span><span>微信</span>（可能吧）……</p><p><span><span>这对于整个</span></span><span><span>IM</span></span><span><span>行业来说，是好事，最终受益的还是用户。</span></span></p><p><strong><span><font color=\"#3daad6\">03</font></span></strong></p><p><span><strong><span><font color=\"#3daad6\">尾声</font></span></strong></span></p><p><span><span>聊完以上内容，我们或许能得出一些结论。</span></span></p><p><span><span>XChat</span></span><span><span>虽然被认为想要成为“下一个</span></span><span>微信</span>”，但其打法似乎完全没有对标<span>微信</span><span>，而是致力于颠覆现有的互联网秩序。</span></p><p><span><span>一个完全脱离了</span></span><span><span>个人信息的</span></span><span><span>匿名社交网络；一个由</span></span><span><span>Rust</span></span><span><span>语言构建、抗击打能力极强的加密信息通道；一个融合了</span></span><span><span>Grok</span></span><span><span>大模型的</span></span><span><span>AI</span></span><span><span>助手；一个直接打通了加密货币与法币双向流通的无国界支付网络。</span></span></p><p><span><span>当这四种力量融合时，它</span></span><span><span>根本就不</span></span><span><span>是</span></span><span><span>以成为</span></span><span><span>“</span></span><span><span>西方</span></span><span>微信</span><span>”</span><span>为目的，</span><span>更像是一个赛博朋克世界里的底层操作系统。</span></p><p><span><span>它</span></span><span><span>的目标不是</span></span><span><span>垄断普通人点外卖、打车的需求，</span></span><span><span>而是得到</span></span><span><span>全球意见领袖、加密货币玩家、跨国极客以及所有对隐私和资产转移有极高要求的高净值人群</span></span><span><span>的青睐</span></span><span><span>。</span></span></p><p><span><span>这不仅是对市场的冲击，也是一次宏大的社会实验。</span></span></p></body></html>","source":"gelonghui_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>大手笔！马斯克的新“钱包”</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ 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}\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n大手笔！马斯克的新“钱包”\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-04-18 19:28 北京时间 <a href=https://www.gelonghui.com/p/4461912><strong>格隆汇</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>本文约稿作者 | 万连山数据支持 | 勾股大数据（www.gogudata.com）昨天，马斯克旗下X平台的独立加密聊天应用XChat，终于正式登陆App Store。这款被一众媒体称为“马斯克版微信”的产品，承载着他酝酿了四年的野心。但是，只要稍微去了解下，我们就能发现……这玩意儿根本就没有条件、也没有意愿成为所谓的“下一个微信”。01优点与缺陷早在2022年，马斯克大撒币收购Twitter时，...</p>\n\n<a href=\"https://www.gelonghui.com/p/4461912\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://img3.gelonghui.com/4639b-c8fe6706-abe9-4a84-a828-316718b4a2ef.jpg?guru_height=1535&guru_width=2730&guru_size=597090","relate_stocks":{"LU2462157665.USD":"ALLIANZ GLOBAL INCOME \"A\" (USD) INC","IE00BK4W5L77.USD":"HSBC GLOBAL FUNDS ICAV US EQUITY INDEX \"HC\" (USD) ACC","UFO":"Procure Space ETF","IE00BK4W5M84.HKD":"HSBC GLOBAL FUNDS ICAV US EQUITY INDEX \"HC\" (HKD) ACC","SG9999015978.USD":"利安颠覆性创新基金A","BK4574":"无人驾驶","LU0964807845.USD":"ALLIANZ INCOME & GROWTH \"A\" (USD) INC","LU2087621335.USD":"ALLSPRING GLOBAL FACTOR ENHANCED 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GLOBAL EQUITY VOLATILITY FOCUSED \"AM2\" (HKD) INC","CRSH":"做空TSLA 期权收益策略ETF-YieldMax","TLA":"GraniteShares Autocallable TSLA ETF"},"source_url":"https://www.gelonghui.com/p/4461912","is_english":false,"share_image_url":"https://static.laohu8.com/6b8fa6424aebe95f6781d04ef17a1852","article_id":"2628730820","content_text":"本文约稿作者 | 万连山数据支持 | 勾股大数据（www.gogudata.com）昨天，马斯克旗下X平台的独立加密聊天应用XChat，终于正式登陆App Store。这款被一众媒体称为“马斯克版微信”的产品，承载着他酝酿了四年的野心。但是，只要稍微去了解下，我们就能发现……这玩意儿根本就没有条件、也没有意愿成为所谓的“下一个微信”。01优点与缺陷早在2022年，马斯克大撒币收购Twitter时，就明确立下了Flag：创建一个类似微信的超级应用。为了实现这一目标，马斯克几乎动用了手里所有的技术牌。首先是极致的隐私保护。这是XChat最大的卖点。据《TradingKey》透露，XChat的底层架构是用 Rust语言彻底重写过的，所有消息、通话及媒体内容均默认开启端到端加密，构建了一套非对称加密体系。简单来说，就是消息加密密钥只存在于收发双方的设备本地，X平台的服务器根本无法解读任何聊天内容，哪怕服务器被攻击、被监管要求提供数据，交出的也只是一堆加密后的乱码。除此之外，它还配备了一系列“隐私buff”：防截图提醒（一方截屏，双方即时收到通知）、阅后即焚（可设置5分钟自动销毁）、双向撤回。更关键的是，它不需要手机号验证，只需链接X账号。这意味着你可以完全以一个虚拟的身份进行绝对私密的交流。根据皮尤研究中心的报告，78%的美国互联网用户担心自己的聊天数据被平台收集、滥用，65%的用户表示“愿意为隐私保护功能付费”。XChat的这套隐私配置，精准命中了广大用户的需求，尤其是高端用户和企业用户，这也是它测试阶段满意度居高不下的核心原因。其次是Grok AI深度集成。XChat深度集成了Grok大模型。而且不是像微信那样，需要手动调用AI助手、切换界面；而是“原生集成”，直接嵌入聊天界面。用户在聊天过程中，可以一键调用Grok，实现各种功能：比如收到一堆杂乱的工作文件，直接让Grok整理成摘要，省去逐字阅读的麻烦；和朋友规划旅行，让Grok生成行程表，还能自动匹配酒店、景点；让Grok翻译外文、编辑消息、生成图片……除此之外，XChat还支持付费用户4GB大文件传输。4GB是什么概念，长期用微信办公的应该都明白。这对于企业用户和高频文件传输用户来说，吸引力是很高的。……作为一款被寄予厚望的战略级产品，XChat的优点是非常明显的。但是，它的缺陷更加明显。第一，平台兼容性极差。这是目前最大的槽点，它竟然要求设备必须运行iOS 26 或 iPadOS 26 及以上版本。而全球安卓用户占比高达71.8%，XChat等于直接放弃了全球70%以上的潜在用户。第二，隐私宣传“掺水”，信任基础薄弱。XChat的加密协议，至今没有经过任何独立第三方安全机构的公开审计，其隐私承诺，在很大程度上仍处于“自证清白”的状态所以，它到底是不是极致隐私呢？知名安全研究员Mysk在X平台上公开处刑了XChat：虽然XChat的文字、图片、链接确实是端到端加密的，但与之相关的元数据却完全是在“裸奔”。打个比方：信封里的信虽然是加密的，别人看不懂；但是信封上明确写着的“谁发给谁的”、“几点几分发的”是完全公开的。在大数据面前，只要掌握了这些信息，算法完全能精准推绘出你的社交关系网甚至生活作息。另外，XChat虽然采用端到端加密，但明确承认聊天元数据未加密，同时不提供针对中间人攻击的防护。这意味着，平台在法律强制要求下，依然可以截获解密对话，而用户完全无法察觉。……XChat是否能打破WhatsApp、Telegram的垄断、乃至复制微信的商业神话，成为下一个超级应用？结论非常明确：它绝不可能成为下一个微信，但极有可能变异成一种令人生畏的新物种。02再一次颠覆首先是东西方互联网用户的底层土壤有本质差异。微信的成功，是吃到了中国互联网“跨越式发展”的时代红利。彼时，中国网民还没完全被PC互联网洗礼，智能手机就直接普及了，微信等于是从一片白纸上定义了中国人的数字化生活方式。而欧美用户经历了漫长的PC时代，信用卡体系和金融服务极其成熟发达，完全没有经历过移动支付匮乏的阵痛期。他们的习惯是：看图去Instagram，发视频用YouTube，打车用Uber……这种碎片化的应用生态早就根深蒂固，对大包大揽的“超级App”有天然的抗拒感。再加之，监管机构对数据反垄断的审查，也是一个巨大的障碍。所以，XChat基本不可能复刻微信的“大而全”。但是，它却可以成为微信永远无法涉足的Web3时代的加密金融社交枢纽。至少是之一。2002年，马斯克把PayPal卖给eBay，赚了1.758亿美元的第一桶金。而如今，他要在XChat上重塑金融业务。早在2025年1月，X平台就与Visa达成了直连支付解决方案的合作。X Money预计将在下个月进入早期公测阶段。结合《TradingKey》的预测，未来的XChat将直接集成实时的P2P转账和加密货币支付功能。届时，XChat将成为一个具有社交属性的全球化数字钱包。面对这轮冲击，最慌的是谁？1. MetaWhatsApp目前深陷隐私官司，而马斯克直接把Meta靠贩卖用户隐私数据打广告的遮羞布给扯了下来。这不仅是抢用户，更是对Meta赖以生存的广告商业模式的釜底抽薪。2.苹果苹果一直靠着iMessage的独占性把用户死死锁在苹果全家桶里。而XChat现在虽然只发了iOS版，但由于XChat依托的是跨平台的X账号身份体系，一旦未来安卓端、桌面端全面铺开，将会一定程度上瓦解iMessage的闭环优势。3.传统金融与支付巨头（PayPal, Stripe）这就叫“我狠起来连自己曾经创办的公司都打”。一旦X Money的P2P和加密货币转账在XChat中落地，凭借X全球5亿的月活用户，它将瞬间成为全球最大的跨境支付网络之一。它不仅绕开了传统的银行清算体系，更会对PayPal、Stripe这些老牌支付巨头造成毁灭性的降维打击。……就目前来看，XChat虽然不会对WhatsApp、Telegram的核心用户群体造成太大影响，但一定会倒逼对手升级。目前，大部分IM应用的营收主要依靠广告，营收结构单一，而XChat的付费模式，能为IM应用提供新的营收思路，推动IM应用向“付费化”转型，丰富营收结构，降低对广告收入的依赖。更关键的是，一旦XChat能够成功，各大IM应用将会立刻意识到，“基础通讯功能”已经无法满足用户需求，“隐私+AI”将成为竞争核心力。未来，WhatsApp、Telegram等巨头，大概率会加快AI功能的整合和加密技术的升级，比如WhatsApp已经在测试AI助手，Telegram可能会优化加密协议、增加AI功能，乃至于大洋彼岸的微信（可能吧）……这对于整个IM行业来说，是好事，最终受益的还是用户。03尾声聊完以上内容，我们或许能得出一些结论。XChat虽然被认为想要成为“下一个微信”，但其打法似乎完全没有对标微信，而是致力于颠覆现有的互联网秩序。一个完全脱离了个人信息的匿名社交网络；一个由Rust语言构建、抗击打能力极强的加密信息通道；一个融合了Grok大模型的AI助手；一个直接打通了加密货币与法币双向流通的无国界支付网络。当这四种力量融合时，它根本就不是以成为“西方微信”为目的，更像是一个赛博朋克世界里的底层操作系统。它的目标不是垄断普通人点外卖、打车的需求，而是得到全球意见领袖、加密货币玩家、跨国极客以及所有对隐私和资产转移有极高要求的高净值人群的青睐。这不仅是对市场的冲击，也是一次宏大的社会实验。","news_type":1,"symbols_score_info":{"TSLY":0.6,"TSDD":0.6,"TSII":0.6,"TSLA":1.82,"TESL":0.6,"TSL":0.6,"UFO":0.6,"TSLW":0.6,"TSLT":0.6,"TSLG":0.6,"TSLZ":0.6,"CRSH":0.6,"TSLL":0.6,"TSLS":0.6,"TSLI":0.6,"TSYY":0.6,"TSLO":0.6,"07766":0.6,"TSLR":0.6,"TSLQ":0.6,"TSLP":0.6,"TEST":0.6,"TLA":0.6}},"isVote":1,"tweetType":1,"viewCount":137,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"CN","currentLanguage":"CN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":29,"optionInvolvedFlag":false,"xxTargetLangEnum":"ZH_CN"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/555267922621720"}
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