Astroboy8218
2022-02-06
Good
The party's over for some AMC and GameStop investors, while luckier meme-stock winners brace for a massive tax bill<blockquote>对于一些 AMC 和游戏驿站投资者来说，派对已经结束，而更幸运的模因股票赢家则准备承担巨额税单</blockquote>
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{"i18n":{"language":"zh_CN"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":633227916,"tweetId":"633227916","gmtCreate":1644158804090,"gmtModify":1644158804247,"author":{"id":3583209394833661,"idStr":"3583209394833661","authorId":3583209394833661,"authorIdStr":"3583209394833661","name":"Astroboy8218","avatar":"https://static.tigerbbs.com/28a74398d0bdb1b93a2a5cf999f75066","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":12,"crmLevelSwitch":0,"individualDisplayBadges":[],"wearingBadges":[],"fanSize":6,"starInvestorFlag":false},"themes":[],"images":[],"coverImages":[],"title":"","extraTitle":"","html":"<html><head></head><body><p>Good</p></body></html>","htmlText":"<html><head></head><body><p>Good</p></body></html>","text":"Good","highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"link":"https://laohu8.com/post/633227916","repostId":2209088340,"repostType":4,"repost":{"id":"2209088340","kind":"highlight","pubTimestamp":1644120813,"share":"https://www.laohunote.com/m/news/2209088340?lang=zh_CN&edition=full","pubTime":"2022-02-06 12:13","market":"us","language":"en","title":"The party's over for some AMC and GameStop investors, while luckier meme-stock winners brace for a massive tax bill<blockquote>对于一些 AMC 和游戏驿站投资者来说，派对已经结束，而更幸运的模因股票赢家则准备承担巨额税单</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2209088340","media":"MarketWatch","summary":"'I think the meme stockers don't actually know about their problem yet,' said Matt Metras, an enroll","content":"<p><html><head></head><body>'I think the meme stockers don't actually know about their problem yet,' said Matt Metras, an enrolled agent with MDM Financial Services</p><p><blockquote><html><head></head><body>MDM Financial Services的注册代理人Matt Metras说，我认为meme的库存商实际上还没有意识到他们的问题</body></html></blockquote></p><p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/abfefa973fd1117df22c71fec09bb54e\" tg-width=\"700\" tg-height=\"487\" width=\"100%\" height=\"auto\"/><span>Is the IRS going to be the buzzkill on last year’s meme stock frenzy?</span></p><p><blockquote><p class=\"t-img-caption\"><span>美国国税局会成为去年备忘录股票热潮的焦点吗？</span></p></blockquote></p><p>When Jason Gutierrez kept refreshing GameStop's performance between work tasks during the wild, early days of 2021, he admits future tax obligations weren't his No. 1 priority.</p><p><blockquote>当杰森·古铁雷斯 (Jason Gutierrez) 在 2021 年初疯狂的工作任务之间不断刷新 GameStop 的表现时，他承认未来的纳税义务不是他的第一要务。</blockquote></p><p>"It was in the back of my mind. If I come out huge, I have to pay it," said the 32-year-old Greenville, S.C. mechanical engineer.</p><p><blockquote>“这是在我的脑海里。如果我出来很大，我必须付出代价，”32 岁的南卡罗来纳州格林维尔机械工程师说。</blockquote></p><p>Gutierrez's approximate $3,500 to $4,000 wager on GameStop was his first attempt at stock picking after he contributed to his 401(k)'s target date fund, and took advantage of the company match.</p><p><blockquote>古铁雷斯在游戏驿站身上下注约 3,500 至 4,000 美元，这是他在向 401(k) 目标日期基金捐款并利用公司匹配后首次尝试选股。</blockquote></p><p>At one point, he was up by $4,500 to $5,000, but Gutierrez ended up selling most of his GameStop shares in late February and early March, eking out a loss less than $1,000.</p><p><blockquote>古铁雷斯一度上涨了 4,500 美元至 5,000 美元，但最终在 2 月底和 3 月初出售了大部分游戏驿站股票，勉强避免了不到 1,000 美元的损失。</blockquote></p><p>That's pretty much a wash in his view. In the following months, Gutierrez tucked up to $1,000 in a savings account just in case he had to cover any additional taxes.</p><p><blockquote>在他看来，这几乎是一个错误。在接下来的几个月里，古铁雷斯在储蓄账户里存了多达 1,000 美元，以防他必须支付任何额外的税款。</blockquote></p><p>He still holds a small amount of GameStop, just for the good memories of a "whirlwind" time.</p><p><blockquote>他还持有少量游戏驿站，只为“旋风”时代的美好回忆。</blockquote></p><p>Gutierrez was almost one of the lucky ones. A year ago, the short squeeze on stocks like GameStop and AMC became a social-media phenomenon and Wall Street morality play wrapped into one pandemic-era event.</p><p><blockquote>古铁雷斯几乎是幸运儿之一。一年前，游戏驿站和 AMC 等股票的空头挤压成为一种社交媒体现象，华尔街的道德游戏被包裹在大流行时代的一个事件中。</blockquote></p><p>Now, the early 2021 trading frenzy could represent something else: a lesson for new retail investors on the perils of bad tax planning.</p><p><blockquote>现在，2021 年初的交易狂潮可能代表着其他东西：给新散户投资者上了一堂关于糟糕税务规划危险的课。</blockquote></p><p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/4154d4c9c195b56d48414d08ae1e6737\" tg-width=\"700\" tg-height=\"635\" width=\"100%\" height=\"auto\"/><span>Future taxes weren’t exactly what Jason Gutierrez was thinking about in the heights of the early 2021 GameStop saga.</span></p><p><blockquote><p class=\"t-img-caption\"><span>在 2021 年初游戏驿站事件最激烈的时候，杰森-古铁雷斯（Jason Gutierrez）并没有想到未来的税收。</span></p></blockquote></p><p>If someone bought and sold last year, but plowed all their profits from meme stocks and cryptocurrency back into the market -- without putting aside cash for taxes on the capital gains -- they may have a smaller 2022 portfolio to pay for a 2021 tax bill.</p><p><blockquote>如果有人去年买卖，但将模因股票和加密货币的所有利润都投入市场——没有为资本利得税留出现金——他们可能会有一个较小的 2022 年投资组合来支付 2021 年的税单。</blockquote></p><p>After hitting a share price high of $324 in late January, GameStop stock closed Wednesday at $100.11. In several price spikes last year, AMC jumped from $3.51 to $13.26 in January, soaring to $59.26 in mid-June; the stock closed Wednesday at $15.40.</p><p><blockquote>游戏驿站股价在 1 月底触及 324 美元的高点后，周三收于 100.11 美元。在去年的几次价格飙升中，AMC 从 1 月份的 3.51 美元跃升至 13.26 美元，并在 6 月中旬飙升至 59.26 美元；该股周三收盘价为 15.40 美元。</blockquote></p><p>Meanwhile, the value of bitcoin plummeted from nearly $64,000 in early November and now hovers below $40,000. In that same span, ethereum dropped from close to $5,000 to less than $3,000.</p><p><blockquote>与此同时，比特币的价值从 11 月初的近 64,000 美元暴跌，目前徘徊在 40,000 美元以下。在同一时期，以太币从接近 5,000 美元降至不到 3,000 美元。</blockquote></p><p>This is coinciding with the income-tax season. The IRS wants taxpayers to pay tax liabilities by April 18.</p><p><blockquote>这恰逢所得税季节。美国国税局希望纳税人在4月18日之前缴纳税款。</blockquote></p><p>The concern, some financial experts say, is there may be too many others who didn't have the same foresight, causing their good memories to turn bad.</p><p><blockquote>一些金融专家表示，令人担忧的是，可能有太多其他人没有同样的远见，导致他们的美好记忆变成了糟糕的。</blockquote></p><p>"We're worried that some of these newer individual investors might be receiving a tax bill that they aren't prepared for," said Lindsey Bell, chief markets and money strategist at Ally, a financial-services company with banking, lending and broker offerings.</p><p><blockquote>Ally 是一家提供银行、贷款和经纪服务的金融服务公司，首席市场和货币策略师林赛·贝尔 (Lindsey Bell) 表示：“我们担心其中一些新的个人投资者可能会收到他们没有做好准备的税单。”</blockquote></p><p>‘We’re worried that some of these newer individual investors might be receiving a tax bill that they aren’t prepared for.’”— Lindsey Bell, chief markets and money strategist at AllyHere's one sign of the times: A 60% year-over-year increase in the size of the estimated tax payments that Ally bank customers sent to the IRS for the fourth quarter.</p><p><blockquote>我们担心，其中一些新的个人投资者可能会收到一张他们没有准备好的税单。- AllyHere 首席市场和货币策略师 Lindsey Bell 这是时代的一个迹象： Ally bank 客户第四季度向美国国税局缴纳的预计税款同比增长 60%。</blockquote></p><p>"The largest component of that, based on our own analysis, is likely the payments related to stock gains," Bell said.</p><p><blockquote>“根据我们自己的分析，其中最大的组成部分可能是与股票收益相关的付款，”贝尔说。</blockquote></p><p>"I think the meme stockers don't actually know about their problem yet," said Matt Metras, an enrolled agent with MDM Financial Services, a Rochester, N.Y.-based tax preparation and bookkeeping firm with a specialty in cryptocurrency.</p><p><blockquote>“我认为模因库存商实际上还不知道他们的问题，”MDM Financial Services 的注册代理人马特·梅特拉斯 (Matt Metras) 说，MDM Financial Services 是一家总部位于纽约州罗切斯特的税务准备和簿记公司，专门从事加密货币。</blockquote></p><p>That will happen once their brokerage platforms send along tax forms recording the person's stock-market proceeds and losses, he noted. "That's when I think they are going to be in for a surprise."</p><p><blockquote>他指出，一旦他们的经纪平台发送记录该人股票市场收益和损失的税务表格，这种情况就会发生。“那时候我想他们会大吃一惊。”</blockquote></p><p>These forms are on the way. Robinhood users can access their 1099s in mid-February, a spokesman said. TD Ameritrade has been sending its 1099s since mid-January and will wrap the process in the coming weeks, a spokeswoman said. Charles Schwab Corp., where Gutierrez traded, will make the forms available online by the end of the first week in February.</p><p><blockquote>这些表格正在路上。一位发言人表示，Robinhood 用户可以在 2 月中旬访问他们的 1099。一位发言人表示，德美利证券自 1 月中旬以来一直在发送 1099，并将在未来几周内完成这一过程。古铁雷斯交易的嘉信理财公司（Charles Schwab Corp.）将在2月份第一周结束前在网上提供这些表格。</blockquote></p><p>Some but not all cryptocurrency exchanges send tax forms to users, Metras noted. The recently passed infrastructure bill requires people and entities who regularly carry out digital-asset transfers to report those transactions to the IRS. The hotly disputed reporting requirements are scheduled to take effect in 2024.</p><p><blockquote>Metras指出，一些但不是所有的加密货币交易所都会向用户发送税务表格。最近通过的基础设施法案要求定期进行数字资产转移的个人和实体向国税局报告这些交易。备受争议的报告要求计划于 2024 年生效。</blockquote></p><p><b>IRS rules on selling stocks</b></p><p><blockquote><b>美国国税局关于出售股票的规定</b></blockquote></p><p></p><p>It's tough to say how many people will find themselves in a jam. On one hand, with the pandemic giving rise to the "retail bro," 10 million new brokerage accounts were opened in 2020, according to J.D. Power, a consumer analytics firm.</p><p><blockquote>很难说有多少人会陷入困境。一方面，据J.D.称，随着疫情催生“零售兄弟”，2020年新开了1000万个经纪账户。消费者分析公司Power。</blockquote></p><p>On the other hand, as companies like GameStop and AMC briefly reached the stratosphere, it was in no small part thanks to the buy-and-hold strategy from people on Reddit's WallStreetBets. That "diamond hands" approach could be a saving grace, come tax time.</p><p><blockquote>另一方面，随着游戏驿站和 AMC 等公司短暂达到平流层，这在很大程度上要归功于 Reddit 华尔街赌注上人们的买入并持有策略。到了纳税时间，这种“钻石手”方法可能是一种可取之处。</blockquote></p><p>The tax on capital gains can be as much as 20% when the sale or "realization" happens at least one year after the purchase. (The tax is 0% for people making up to $40,4000 and 15% for individuals making between $40,400 and $445,850, the IRS says)</p><p><blockquote>当出售或“变现”发生在购买后至少一年时，资本利得税可能高达20%。（美国国税局表示，收入不超过 40,4000 美元的人税率为 0%，收入在 40,400 美元至 445,850 美元之间的个人税率为 15%）</blockquote></p><p>If the purchase and sale happens within a year, however, that's a short-term capital gain and the proceeds count as ordinary income. That's subject to income tax brackets which can run up to 37%.</p><p><blockquote>然而，如果买卖发生在一年内，那就是短期资本收益，收益算作普通收入。这取决于所得税等级，最高可达 37%。</blockquote></p><p>The IRS "wash sale rule" essentially blocks investors from taking a capital loss (which reduces their tax exposure) if they buy the same or substantially same securities in the 30 days before the loss or the 30 days after.</p><p><blockquote>美国国税局的“清洗出售规则”本质上阻止投资者在损失前 30 天或损失后 30 天购买相同或基本相同的证券时承担资本损失（这减少了他们的纳税风险）。</blockquote></p><p>Metras said this rule increases tax bills every year -- and he's expecting the same this year. Many clients playing the market "don't realize that they can't deduct those loses and they have a ton of gains on paper. I see that every year, especially with platforms that make it super easy to trade a lot like Robinhood," he said.</p><p><blockquote>梅特拉斯说，这项规定每年都会增加税单，他预计今年也会如此。许多参与市场的客户“没有意识到他们不能扣除这些损失，但他们在纸面上有大量收益。我每年都看到这种情况，尤其是像 Robinhood 这样让交易变得超级容易的平台，”他说。</blockquote></p><p>Robinhood does notify users about the wash sale rule in its help center, a spokesman noted.</p><p><blockquote>一位发言人指出，Robinhood 确实会在其帮助中心通知用户有关清洗销售规则。</blockquote></p><p><b>Crypto concerns 'People are going to be left holding a bag and owing taxes'</b></p><p><blockquote><b>加密货币担忧“人们将背负着包并欠税”</b></blockquote></p><p>There are parallels between 2021 and the recent past, said Jordan Bass, a CPA at his Los Angeles-based accounting firm, Taxing Cryptocurrency, and a tax attorney specializing in digital assets.</p><p><blockquote>洛杉矶会计师事务所 Taxing Cryptocurrency 的注册会计师兼专门从事数字资产的税务律师乔丹·巴斯 (Jordan Bass) 表示，2021 年与最近的过去有相似之处。</blockquote></p><p>Bitcoin experienced a significant drop in early 2018, Bass said. "The cascading effect of prices depreciating and people selling and panic selling is still there and people are going to be left holding a bag and owing taxes. It's a similar concept with equities."</p><p><blockquote>巴斯说，比特币在2018年初经历了大幅下降。“价格贬值、人们抛售和恐慌性抛售的连锁效应仍然存在，人们将背负着一个袋子并欠税。这与股票是一个类似的概念。”</blockquote></p><p>‘The cascading effect of prices depreciating and people selling and panic selling is still there and people are going to be left holding a bag and owing taxes.’”— Jordan Bass, founder of Taxing CryptocurrencyLike stocks, capital gains taxation apply to crypto -- and the IRS is keen on making sure anyone using cryptocurrency is paying their full tab.</p><p><blockquote>“价格贬值、人们抛售和恐慌性抛售的连锁效应仍然存在，人们将不得不提着袋子欠税。”——乔丹·巴斯，对加密货币征税的创始人，就像股票一样，资本利得税也适用于加密货币——美国国税局热衷于确保任何使用加密货币的人都支付全部费用。</blockquote></p><p>People who have tax bills they can't pay have several options. They can arrange installment agreements or they can try to arrange an "offer in compromise" with the IRS. For these offers, the tax collector will accept less than the full liability, but there are a string of caveats. (Read more about those rules here.)</p><p><blockquote>有无力支付税单的人有几种选择。他们可以安排分期付款协议，也可以尝试与国税局安排“妥协方案”。对于这些提议，税务员将接受少于全部责任，但有一系列警告。（点击此处阅读有关这些规则的更多信息。）</blockquote></p><p>When some crypto investors get in a tax bind, Bass said it's not that they can't afford to settle their tab if they started to liquidate. It's that they're not willing, because they think the market that went down will come back up again -- and soon.</p><p><blockquote>巴斯表示，当一些加密货币投资者陷入税收困境时，如果他们开始清算，并不是说他们付不起账单。他们不愿意，因为他们认为下跌的市场会再次上涨——而且很快。</blockquote></p><p>"If they bet correctly and the market does come back, yes, that's brilliant. But if they bet incorrectly, it's not. The reason why I say the word 'bet' is because it's almost like a gamble," Bass said.</p><p><blockquote>“如果他们押注正确，市场确实回来了，是的，那很好。但如果他们押注错误，那就不行了。我之所以说‘押注’这个词，是因为它几乎就像一场赌博，”巴斯说。</blockquote></p><p>Bitcoin owners are hoping for a jump back to over $55,000 in six months, according to a Morning Consult poll on Tuesday.</p><p><blockquote>根据 Morning Consult 周二的一项民意调查，比特币车主希望在六个月内回升至 55,000 美元以上。</blockquote></p><p>GameStop, meanwhile, was a turning point for Gutierrez. He still contributes to his 401(k), but he's built up his cryptocurrency holdings, including in DeFi. He mostly buys and holds, as an investment strategy and a tax consideration to avoid higher taxes from short-term capital gains.</p><p><blockquote>与此同时，游戏驿站对古铁雷斯来说是一个转折点。他仍然为他的401（k）做出贡献，但他已经建立了自己的加密货币持有量，包括在DeFi。他主要买入并持有，作为一种投资策略和税收考虑，以避免短期资本利得征收更高的税收。</blockquote></p><p>Looking back, the GameStop run up "was definitely the perfect gateway drug into the rest of this," Gutierrez said, adding, "I'm in it for the long run."</p><p><blockquote>回顾过去，游戏驿站的跑步“绝对是进入其余部分的完美门户药物，”古铁雷斯说，并补充道，“从长远来看，我会参与其中。”</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","source":"lsy1603348471595","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The party's over for some AMC and GameStop investors, while luckier meme-stock winners brace for a massive tax bill<blockquote>对于一些 AMC 和游戏驿站投资者来说，派对已经结束，而更幸运的模因股票赢家则准备承担巨额税单</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe party's over for some AMC and GameStop investors, while luckier meme-stock winners brace for a massive tax bill<blockquote>对于一些 AMC 和游戏驿站投资者来说，派对已经结束，而更幸运的模因股票赢家则准备承担巨额税单</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">MarketWatch</strong><span class=\"h-time small\">2022-02-06 12:13</span>\n</p>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>'I think the meme stockers don't actually know about their problem yet,' said Matt Metras, an enrolled agent with MDM Financial Services</p><p><blockquote><html><head></head><body>MDM Financial Services的注册代理人Matt Metras说，我认为meme的库存商实际上还没有意识到他们的问题</body></html></blockquote></p><p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/abfefa973fd1117df22c71fec09bb54e\" tg-width=\"700\" tg-height=\"487\" width=\"100%\" height=\"auto\"/><span>Is the IRS going to be the buzzkill on last year’s meme stock frenzy?</span></p><p><blockquote><p class=\"t-img-caption\"><span>美国国税局会成为去年备忘录股票热潮的焦点吗？</span></p></blockquote></p><p>When Jason Gutierrez kept refreshing GameStop's performance between work tasks during the wild, early days of 2021, he admits future tax obligations weren't his No. 1 priority.</p><p><blockquote>当杰森·古铁雷斯 (Jason Gutierrez) 在 2021 年初疯狂的工作任务之间不断刷新 GameStop 的表现时，他承认未来的纳税义务不是他的第一要务。</blockquote></p><p>"It was in the back of my mind. If I come out huge, I have to pay it," said the 32-year-old Greenville, S.C. mechanical engineer.</p><p><blockquote>“这是在我的脑海里。如果我出来很大，我必须付出代价，”32 岁的南卡罗来纳州格林维尔机械工程师说。</blockquote></p><p>Gutierrez's approximate $3,500 to $4,000 wager on GameStop was his first attempt at stock picking after he contributed to his 401(k)'s target date fund, and took advantage of the company match.</p><p><blockquote>古铁雷斯在游戏驿站身上下注约 3,500 至 4,000 美元，这是他在向 401(k) 目标日期基金捐款并利用公司匹配后首次尝试选股。</blockquote></p><p>At one point, he was up by $4,500 to $5,000, but Gutierrez ended up selling most of his GameStop shares in late February and early March, eking out a loss less than $1,000.</p><p><blockquote>古铁雷斯一度上涨了 4,500 美元至 5,000 美元，但最终在 2 月底和 3 月初出售了大部分游戏驿站股票，勉强避免了不到 1,000 美元的损失。</blockquote></p><p>That's pretty much a wash in his view. In the following months, Gutierrez tucked up to $1,000 in a savings account just in case he had to cover any additional taxes.</p><p><blockquote>在他看来，这几乎是一个错误。在接下来的几个月里，古铁雷斯在储蓄账户里存了多达 1,000 美元，以防他必须支付任何额外的税款。</blockquote></p><p>He still holds a small amount of GameStop, just for the good memories of a "whirlwind" time.</p><p><blockquote>他还持有少量游戏驿站，只为“旋风”时代的美好回忆。</blockquote></p><p>Gutierrez was almost one of the lucky ones. A year ago, the short squeeze on stocks like GameStop and AMC became a social-media phenomenon and Wall Street morality play wrapped into one pandemic-era event.</p><p><blockquote>古铁雷斯几乎是幸运儿之一。一年前，游戏驿站和 AMC 等股票的空头挤压成为一种社交媒体现象，华尔街的道德游戏被包裹在大流行时代的一个事件中。</blockquote></p><p>Now, the early 2021 trading frenzy could represent something else: a lesson for new retail investors on the perils of bad tax planning.</p><p><blockquote>现在，2021 年初的交易狂潮可能代表着其他东西：给新散户投资者上了一堂关于糟糕税务规划危险的课。</blockquote></p><p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/4154d4c9c195b56d48414d08ae1e6737\" tg-width=\"700\" tg-height=\"635\" width=\"100%\" height=\"auto\"/><span>Future taxes weren’t exactly what Jason Gutierrez was thinking about in the heights of the early 2021 GameStop saga.</span></p><p><blockquote><p class=\"t-img-caption\"><span>在 2021 年初游戏驿站事件最激烈的时候，杰森-古铁雷斯（Jason Gutierrez）并没有想到未来的税收。</span></p></blockquote></p><p>If someone bought and sold last year, but plowed all their profits from meme stocks and cryptocurrency back into the market -- without putting aside cash for taxes on the capital gains -- they may have a smaller 2022 portfolio to pay for a 2021 tax bill.</p><p><blockquote>如果有人去年买卖，但将模因股票和加密货币的所有利润都投入市场——没有为资本利得税留出现金——他们可能会有一个较小的 2022 年投资组合来支付 2021 年的税单。</blockquote></p><p>After hitting a share price high of $324 in late January, GameStop stock closed Wednesday at $100.11. In several price spikes last year, AMC jumped from $3.51 to $13.26 in January, soaring to $59.26 in mid-June; the stock closed Wednesday at $15.40.</p><p><blockquote>游戏驿站股价在 1 月底触及 324 美元的高点后，周三收于 100.11 美元。在去年的几次价格飙升中，AMC 从 1 月份的 3.51 美元跃升至 13.26 美元，并在 6 月中旬飙升至 59.26 美元；该股周三收盘价为 15.40 美元。</blockquote></p><p>Meanwhile, the value of bitcoin plummeted from nearly $64,000 in early November and now hovers below $40,000. In that same span, ethereum dropped from close to $5,000 to less than $3,000.</p><p><blockquote>与此同时，比特币的价值从 11 月初的近 64,000 美元暴跌，目前徘徊在 40,000 美元以下。在同一时期，以太币从接近 5,000 美元降至不到 3,000 美元。</blockquote></p><p>This is coinciding with the income-tax season. The IRS wants taxpayers to pay tax liabilities by April 18.</p><p><blockquote>这恰逢所得税季节。美国国税局希望纳税人在4月18日之前缴纳税款。</blockquote></p><p>The concern, some financial experts say, is there may be too many others who didn't have the same foresight, causing their good memories to turn bad.</p><p><blockquote>一些金融专家表示，令人担忧的是，可能有太多其他人没有同样的远见，导致他们的美好记忆变成了糟糕的。</blockquote></p><p>"We're worried that some of these newer individual investors might be receiving a tax bill that they aren't prepared for," said Lindsey Bell, chief markets and money strategist at Ally, a financial-services company with banking, lending and broker offerings.</p><p><blockquote>Ally 是一家提供银行、贷款和经纪服务的金融服务公司，首席市场和货币策略师林赛·贝尔 (Lindsey Bell) 表示：“我们担心其中一些新的个人投资者可能会收到他们没有做好准备的税单。”</blockquote></p><p>‘We’re worried that some of these newer individual investors might be receiving a tax bill that they aren’t prepared for.’”— Lindsey Bell, chief markets and money strategist at AllyHere's one sign of the times: A 60% year-over-year increase in the size of the estimated tax payments that Ally bank customers sent to the IRS for the fourth quarter.</p><p><blockquote>我们担心，其中一些新的个人投资者可能会收到一张他们没有准备好的税单。- AllyHere 首席市场和货币策略师 Lindsey Bell 这是时代的一个迹象： Ally bank 客户第四季度向美国国税局缴纳的预计税款同比增长 60%。</blockquote></p><p>"The largest component of that, based on our own analysis, is likely the payments related to stock gains," Bell said.</p><p><blockquote>“根据我们自己的分析，其中最大的组成部分可能是与股票收益相关的付款，”贝尔说。</blockquote></p><p>"I think the meme stockers don't actually know about their problem yet," said Matt Metras, an enrolled agent with MDM Financial Services, a Rochester, N.Y.-based tax preparation and bookkeeping firm with a specialty in cryptocurrency.</p><p><blockquote>“我认为模因库存商实际上还不知道他们的问题，”MDM Financial Services 的注册代理人马特·梅特拉斯 (Matt Metras) 说，MDM Financial Services 是一家总部位于纽约州罗切斯特的税务准备和簿记公司，专门从事加密货币。</blockquote></p><p>That will happen once their brokerage platforms send along tax forms recording the person's stock-market proceeds and losses, he noted. "That's when I think they are going to be in for a surprise."</p><p><blockquote>他指出，一旦他们的经纪平台发送记录该人股票市场收益和损失的税务表格，这种情况就会发生。“那时候我想他们会大吃一惊。”</blockquote></p><p>These forms are on the way. Robinhood users can access their 1099s in mid-February, a spokesman said. TD Ameritrade has been sending its 1099s since mid-January and will wrap the process in the coming weeks, a spokeswoman said. Charles Schwab Corp., where Gutierrez traded, will make the forms available online by the end of the first week in February.</p><p><blockquote>这些表格正在路上。一位发言人表示，Robinhood 用户可以在 2 月中旬访问他们的 1099。一位发言人表示，德美利证券自 1 月中旬以来一直在发送 1099，并将在未来几周内完成这一过程。古铁雷斯交易的嘉信理财公司（Charles Schwab Corp.）将在2月份第一周结束前在网上提供这些表格。</blockquote></p><p>Some but not all cryptocurrency exchanges send tax forms to users, Metras noted. The recently passed infrastructure bill requires people and entities who regularly carry out digital-asset transfers to report those transactions to the IRS. The hotly disputed reporting requirements are scheduled to take effect in 2024.</p><p><blockquote>Metras指出，一些但不是所有的加密货币交易所都会向用户发送税务表格。最近通过的基础设施法案要求定期进行数字资产转移的个人和实体向国税局报告这些交易。备受争议的报告要求计划于 2024 年生效。</blockquote></p><p><b>IRS rules on selling stocks</b></p><p><blockquote><b>美国国税局关于出售股票的规定</b></blockquote></p><p></p><p>It's tough to say how many people will find themselves in a jam. On one hand, with the pandemic giving rise to the "retail bro," 10 million new brokerage accounts were opened in 2020, according to J.D. Power, a consumer analytics firm.</p><p><blockquote>很难说有多少人会陷入困境。一方面，据J.D.称，随着疫情催生“零售兄弟”，2020年新开了1000万个经纪账户。消费者分析公司Power。</blockquote></p><p>On the other hand, as companies like GameStop and AMC briefly reached the stratosphere, it was in no small part thanks to the buy-and-hold strategy from people on Reddit's WallStreetBets. That "diamond hands" approach could be a saving grace, come tax time.</p><p><blockquote>另一方面，随着游戏驿站和 AMC 等公司短暂达到平流层，这在很大程度上要归功于 Reddit 华尔街赌注上人们的买入并持有策略。到了纳税时间，这种“钻石手”方法可能是一种可取之处。</blockquote></p><p>The tax on capital gains can be as much as 20% when the sale or "realization" happens at least one year after the purchase. (The tax is 0% for people making up to $40,4000 and 15% for individuals making between $40,400 and $445,850, the IRS says)</p><p><blockquote>当出售或“变现”发生在购买后至少一年时，资本利得税可能高达20%。（美国国税局表示，收入不超过 40,4000 美元的人税率为 0%，收入在 40,400 美元至 445,850 美元之间的个人税率为 15%）</blockquote></p><p>If the purchase and sale happens within a year, however, that's a short-term capital gain and the proceeds count as ordinary income. That's subject to income tax brackets which can run up to 37%.</p><p><blockquote>然而，如果买卖发生在一年内，那就是短期资本收益，收益算作普通收入。这取决于所得税等级，最高可达 37%。</blockquote></p><p>The IRS "wash sale rule" essentially blocks investors from taking a capital loss (which reduces their tax exposure) if they buy the same or substantially same securities in the 30 days before the loss or the 30 days after.</p><p><blockquote>美国国税局的“清洗出售规则”本质上阻止投资者在损失前 30 天或损失后 30 天购买相同或基本相同的证券时承担资本损失（这减少了他们的纳税风险）。</blockquote></p><p>Metras said this rule increases tax bills every year -- and he's expecting the same this year. Many clients playing the market "don't realize that they can't deduct those loses and they have a ton of gains on paper. I see that every year, especially with platforms that make it super easy to trade a lot like Robinhood," he said.</p><p><blockquote>梅特拉斯说，这项规定每年都会增加税单，他预计今年也会如此。许多参与市场的客户“没有意识到他们不能扣除这些损失，但他们在纸面上有大量收益。我每年都看到这种情况，尤其是像 Robinhood 这样让交易变得超级容易的平台，”他说。</blockquote></p><p>Robinhood does notify users about the wash sale rule in its help center, a spokesman noted.</p><p><blockquote>一位发言人指出，Robinhood 确实会在其帮助中心通知用户有关清洗销售规则。</blockquote></p><p><b>Crypto concerns 'People are going to be left holding a bag and owing taxes'</b></p><p><blockquote><b>加密货币担忧“人们将背负着包并欠税”</b></blockquote></p><p>There are parallels between 2021 and the recent past, said Jordan Bass, a CPA at his Los Angeles-based accounting firm, Taxing Cryptocurrency, and a tax attorney specializing in digital assets.</p><p><blockquote>洛杉矶会计师事务所 Taxing Cryptocurrency 的注册会计师兼专门从事数字资产的税务律师乔丹·巴斯 (Jordan Bass) 表示，2021 年与最近的过去有相似之处。</blockquote></p><p>Bitcoin experienced a significant drop in early 2018, Bass said. "The cascading effect of prices depreciating and people selling and panic selling is still there and people are going to be left holding a bag and owing taxes. It's a similar concept with equities."</p><p><blockquote>巴斯说，比特币在2018年初经历了大幅下降。“价格贬值、人们抛售和恐慌性抛售的连锁效应仍然存在，人们将背负着一个袋子并欠税。这与股票是一个类似的概念。”</blockquote></p><p>‘The cascading effect of prices depreciating and people selling and panic selling is still there and people are going to be left holding a bag and owing taxes.’”— Jordan Bass, founder of Taxing CryptocurrencyLike stocks, capital gains taxation apply to crypto -- and the IRS is keen on making sure anyone using cryptocurrency is paying their full tab.</p><p><blockquote>“价格贬值、人们抛售和恐慌性抛售的连锁效应仍然存在，人们将不得不提着袋子欠税。”——乔丹·巴斯，对加密货币征税的创始人，就像股票一样，资本利得税也适用于加密货币——美国国税局热衷于确保任何使用加密货币的人都支付全部费用。</blockquote></p><p>People who have tax bills they can't pay have several options. They can arrange installment agreements or they can try to arrange an "offer in compromise" with the IRS. For these offers, the tax collector will accept less than the full liability, but there are a string of caveats. (Read more about those rules here.)</p><p><blockquote>有无力支付税单的人有几种选择。他们可以安排分期付款协议，也可以尝试与国税局安排“妥协方案”。对于这些提议，税务员将接受少于全部责任，但有一系列警告。（点击此处阅读有关这些规则的更多信息。）</blockquote></p><p>When some crypto investors get in a tax bind, Bass said it's not that they can't afford to settle their tab if they started to liquidate. It's that they're not willing, because they think the market that went down will come back up again -- and soon.</p><p><blockquote>巴斯表示，当一些加密货币投资者陷入税收困境时，如果他们开始清算，并不是说他们付不起账单。他们不愿意，因为他们认为下跌的市场会再次上涨——而且很快。</blockquote></p><p>"If they bet correctly and the market does come back, yes, that's brilliant. But if they bet incorrectly, it's not. The reason why I say the word 'bet' is because it's almost like a gamble," Bass said.</p><p><blockquote>“如果他们押注正确，市场确实回来了，是的，那很好。但如果他们押注错误，那就不行了。我之所以说‘押注’这个词，是因为它几乎就像一场赌博，”巴斯说。</blockquote></p><p>Bitcoin owners are hoping for a jump back to over $55,000 in six months, according to a Morning Consult poll on Tuesday.</p><p><blockquote>根据 Morning Consult 周二的一项民意调查，比特币车主希望在六个月内回升至 55,000 美元以上。</blockquote></p><p>GameStop, meanwhile, was a turning point for Gutierrez. He still contributes to his 401(k), but he's built up his cryptocurrency holdings, including in DeFi. He mostly buys and holds, as an investment strategy and a tax consideration to avoid higher taxes from short-term capital gains.</p><p><blockquote>与此同时，游戏驿站对古铁雷斯来说是一个转折点。他仍然为他的401（k）做出贡献，但他已经建立了自己的加密货币持有量，包括在DeFi。他主要买入并持有，作为一种投资策略和税收考虑，以避免短期资本利得征收更高的税收。</blockquote></p><p>Looking back, the GameStop run up "was definitely the perfect gateway drug into the rest of this," Gutierrez said, adding, "I'm in it for the long run."</p><p><blockquote>回顾过去，游戏驿站的跑步“绝对是进入其余部分的完美门户药物，”古铁雷斯说，并补充道，“从长远来看，我会参与其中。”</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://www.marketwatch.com/story/the-partys-over-for-amc-and-gamestop-investors-but-the-luckier-meme-stock-winners-are-now-bracing-for-a-massive-tax-bill-11643861101?mod=mw_latestnews\">MarketWatch</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4108":"电影和娱乐","GME":"游戏驿站","BK4547":"WSB热门概念","AMC":"AMC院线","BK4076":"电脑与电子产品零售"},"source_url":"https://www.marketwatch.com/story/the-partys-over-for-amc-and-gamestop-investors-but-the-luckier-meme-stock-winners-are-now-bracing-for-a-massive-tax-bill-11643861101?mod=mw_latestnews","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2209088340","content_text":"'I think the meme stockers don't actually know about their problem yet,' said Matt Metras, an enrolled agent with MDM Financial ServicesIs the IRS going to be the buzzkill on last year’s meme stock frenzy?When Jason Gutierrez kept refreshing GameStop's performance between work tasks during the wild, early days of 2021, he admits future tax obligations weren't his No. 1 priority.\"It was in the back of my mind. If I come out huge, I have to pay it,\" said the 32-year-old Greenville, S.C. mechanical engineer.Gutierrez's approximate $3,500 to $4,000 wager on GameStop was his first attempt at stock picking after he contributed to his 401(k)'s target date fund, and took advantage of the company match.At one point, he was up by $4,500 to $5,000, but Gutierrez ended up selling most of his GameStop shares in late February and early March, eking out a loss less than $1,000.That's pretty much a wash in his view. In the following months, Gutierrez tucked up to $1,000 in a savings account just in case he had to cover any additional taxes.He still holds a small amount of GameStop, just for the good memories of a \"whirlwind\" time.Gutierrez was almost one of the lucky ones. A year ago, the short squeeze on stocks like GameStop and AMC became a social-media phenomenon and Wall Street morality play wrapped into one pandemic-era event.Now, the early 2021 trading frenzy could represent something else: a lesson for new retail investors on the perils of bad tax planning.Future taxes weren’t exactly what Jason Gutierrez was thinking about in the heights of the early 2021 GameStop saga.If someone bought and sold last year, but plowed all their profits from meme stocks and cryptocurrency back into the market -- without putting aside cash for taxes on the capital gains -- they may have a smaller 2022 portfolio to pay for a 2021 tax bill.After hitting a share price high of $324 in late January, GameStop stock closed Wednesday at $100.11. In several price spikes last year, AMC jumped from $3.51 to $13.26 in January, soaring to $59.26 in mid-June; the stock closed Wednesday at $15.40.Meanwhile, the value of bitcoin plummeted from nearly $64,000 in early November and now hovers below $40,000. In that same span, ethereum dropped from close to $5,000 to less than $3,000.This is coinciding with the income-tax season. The IRS wants taxpayers to pay tax liabilities by April 18.The concern, some financial experts say, is there may be too many others who didn't have the same foresight, causing their good memories to turn bad.\"We're worried that some of these newer individual investors might be receiving a tax bill that they aren't prepared for,\" said Lindsey Bell, chief markets and money strategist at Ally, a financial-services company with banking, lending and broker offerings.‘We’re worried that some of these newer individual investors might be receiving a tax bill that they aren’t prepared for.’”— Lindsey Bell, chief markets and money strategist at AllyHere's one sign of the times: A 60% year-over-year increase in the size of the estimated tax payments that Ally bank customers sent to the IRS for the fourth quarter.\"The largest component of that, based on our own analysis, is likely the payments related to stock gains,\" Bell said.\"I think the meme stockers don't actually know about their problem yet,\" said Matt Metras, an enrolled agent with MDM Financial Services, a Rochester, N.Y.-based tax preparation and bookkeeping firm with a specialty in cryptocurrency.That will happen once their brokerage platforms send along tax forms recording the person's stock-market proceeds and losses, he noted. \"That's when I think they are going to be in for a surprise.\"These forms are on the way. Robinhood users can access their 1099s in mid-February, a spokesman said. TD Ameritrade has been sending its 1099s since mid-January and will wrap the process in the coming weeks, a spokeswoman said. Charles Schwab Corp., where Gutierrez traded, will make the forms available online by the end of the first week in February.Some but not all cryptocurrency exchanges send tax forms to users, Metras noted. The recently passed infrastructure bill requires people and entities who regularly carry out digital-asset transfers to report those transactions to the IRS. The hotly disputed reporting requirements are scheduled to take effect in 2024.IRS rules on selling stocksIt's tough to say how many people will find themselves in a jam. On one hand, with the pandemic giving rise to the \"retail bro,\" 10 million new brokerage accounts were opened in 2020, according to J.D. Power, a consumer analytics firm.On the other hand, as companies like GameStop and AMC briefly reached the stratosphere, it was in no small part thanks to the buy-and-hold strategy from people on Reddit's WallStreetBets. That \"diamond hands\" approach could be a saving grace, come tax time.The tax on capital gains can be as much as 20% when the sale or \"realization\" happens at least one year after the purchase. (The tax is 0% for people making up to $40,4000 and 15% for individuals making between $40,400 and $445,850, the IRS says)If the purchase and sale happens within a year, however, that's a short-term capital gain and the proceeds count as ordinary income. That's subject to income tax brackets which can run up to 37%.The IRS \"wash sale rule\" essentially blocks investors from taking a capital loss (which reduces their tax exposure) if they buy the same or substantially same securities in the 30 days before the loss or the 30 days after.Metras said this rule increases tax bills every year -- and he's expecting the same this year. Many clients playing the market \"don't realize that they can't deduct those loses and they have a ton of gains on paper. I see that every year, especially with platforms that make it super easy to trade a lot like Robinhood,\" he said.Robinhood does notify users about the wash sale rule in its help center, a spokesman noted.Crypto concerns 'People are going to be left holding a bag and owing taxes'There are parallels between 2021 and the recent past, said Jordan Bass, a CPA at his Los Angeles-based accounting firm, Taxing Cryptocurrency, and a tax attorney specializing in digital assets.Bitcoin experienced a significant drop in early 2018, Bass said. \"The cascading effect of prices depreciating and people selling and panic selling is still there and people are going to be left holding a bag and owing taxes. It's a similar concept with equities.\"‘The cascading effect of prices depreciating and people selling and panic selling is still there and people are going to be left holding a bag and owing taxes.’”— Jordan Bass, founder of Taxing CryptocurrencyLike stocks, capital gains taxation apply to crypto -- and the IRS is keen on making sure anyone using cryptocurrency is paying their full tab.People who have tax bills they can't pay have several options. They can arrange installment agreements or they can try to arrange an \"offer in compromise\" with the IRS. For these offers, the tax collector will accept less than the full liability, but there are a string of caveats. (Read more about those rules here.)When some crypto investors get in a tax bind, Bass said it's not that they can't afford to settle their tab if they started to liquidate. It's that they're not willing, because they think the market that went down will come back up again -- and soon.\"If they bet correctly and the market does come back, yes, that's brilliant. But if they bet incorrectly, it's not. The reason why I say the word 'bet' is because it's almost like a gamble,\" Bass said.Bitcoin owners are hoping for a jump back to over $55,000 in six months, according to a Morning Consult poll on Tuesday.GameStop, meanwhile, was a turning point for Gutierrez. He still contributes to his 401(k), but he's built up his cryptocurrency holdings, including in DeFi. He mostly buys and holds, as an investment strategy and a tax consideration to avoid higher taxes from short-term capital gains.Looking back, the GameStop run up \"was definitely the perfect gateway drug into the rest of this,\" Gutierrez said, adding, \"I'm in it for the long run.\"","news_type":1,"symbols_score_info":{"GME":1,"AMC":1}},"isVote":1,"tweetType":1,"viewCount":4230,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"CN","currentLanguage":"CN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":4,"subscribersOnly":false,"subscribersOnlyAccessible":false,"xxTargetLangEnum":"ZH_CN"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/633227916"}
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