As a long _老虎社区_美港股上老虎

2022-01-25

As a long term investor, I firmly believe that Affirm will go back to $150.

1 Growth Stock Down 70% to Buy Hand Over Fist in 2022<blockquote>2022年1只成长型股票下跌70%值得买入</blockquote>

免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。

精彩评论

ElsieDewey
2022-01-25
ElsieDewey
I think $150 is achievable!
PageDickens
2022-01-25
PageDickens
Long term investment requires continuous attention to the development of enterprises. I hope you can achieve your goal!
EvelynHoover
2022-01-25
EvelynHoover
come on. For long-term investment, focusing on fundamentals is the most important.
DaisyMoore
2022-01-25
DaisyMoore
come on. I hope it can develop very well!

发表看法

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The technology-centric Nasdaq 100 indexis down 14% year to date at Monday&#39;s prices, and we&#39;re not even four weeks into January. But some individual stocks have suffered far worse, losing 50% of their value (or more) and falling deep into bear-market territory.<blockquote><ul><li>Affirm现在是最大的先买后付消费金融公司。</li><li>在与Shopify和亚马逊签署协议后，Affirm的业务可能会飙升超过6,000%。</li><li>该公司的股价目前较高点下跌了70%，这可能是一个很大的机会。</li></ul>2022年股市开局不利。以技术为中心纳斯达克100按周一价格计算，该指数今年迄今已下跌14%，而1月份还不到四周。但一些个股的情况要糟糕得多，损失了50%（或更多）的价值，并深陷熊市区域。</blockquote>Buy now, pay later (BNPL) company Affirm Holdings(NASDAQ:AFRM) is one of those stocks, declining 70% from its all-time high closing price of $168.52 set on Nov. 4, 2021. But the pessimism might have gone too far since Affirm&#39;s new deals with Amazon and Shopify could deliver growth in its business of over 6,000%. Here&#39;s how.<blockquote>先买后付(BNPL)公司确认控股（纳斯达克股票代码：AFRM）就是其中之一，较2021年11月4日创下的历史最高收盘价168.52美元下跌了70%。但自从Affirm与亚马逊和Shopify可以实现超过6,000%的业务增长。方法如下。</blockquote><img src=\"https://static.tigerbbs.com/8aaac2fcf656e22b498197388899bbc7\" tg-width=\"2000\" tg-height=\"1333\" width=\"100%\" height=\"auto\"/>IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote>The consumer credit revolution<blockquote>消费信贷革命</blockquote>The consumer finance space is constantly evolving, with new and innovative companies rushing to capture young borrowers with shifting spending habits and an appetite for technology-enabled services.<blockquote>消费金融领域在不断发展，新的创新公司争先恐后地吸引消费习惯不断变化、对技术支持服务有兴趣的年轻借款人。</blockquote>Large banks have always dominated consumer credit, but their one-size-fits-all approach to products like credit cards is under siege from emerging installment-based lenders like Affirm, which uses a buy now, pay later (BNPL) model. Overall, these tend to be more flexible on both the interest rate and the loan term. Affirm offers repayment periods of three months to 36 months and an interest rate of 0% to 30% per annum depending on the borrower&#39;s creditworthiness.<blockquote>大型银行一直主导着消费信贷，但它们对信用卡等产品的一刀切做法正受到Affirm等新兴分期付款贷款机构的围攻，Affirm采用先买后付(BNPL)模式。总体而言，这些银行在利率和贷款期限方面往往更加灵活。Affirm提供3个月至36个月的还款期，年利率为0%至30%，具体取决于借款人的信誉。</blockquote>Affirm&#39;s BNPL loans also function differently than a typical credit card. The company targets businesses that place Affirm as a payment option at the checkout of their online stores, allowing the purchaser to finance their shopping cart in real-time -- no card required! For the merchant, having a finance option at the checkout means the customer is incentivized to spend more money, and in turn, the business is more likely to steer its customers to Affirm because of that boost in sales. It&#39;s a win-win arrangement.<blockquote>Affirm的BNPL贷款的功能也与典型信用卡不同。该公司的目标是将Affirm作为在线商店收银台支付选项的企业，允许购买者实时为他们的购物车融资——不需要卡！对于商家来说，在结账时拥有融资选项意味着顾客有动力花更多的钱，反过来，由于销售额的增加，企业更有可能引导顾客确认。这是一个双赢的安排。</blockquote>Affirm is winning big<blockquote>Affirm大获全胜</blockquote>For several years, Affirm&#39;s market valuation lagged behind global BNPL leader Afterpay, which had first-mover advantage and, therefore, a stronger brand. That companywas recently acquiredby Block (formerly Square) in an all-stock deal, which seemed to leave Affirm even further in the dust.<blockquote>多年来，Affirm的市场估值落后于全球BNPL领导者Afterpay，具有先发优势，因此品牌更强。该公司最近被收购堵塞（前身为Square）在一项全股票交易中，这似乎让Affirm进一步望尘莫及。</blockquote>But all of that changed in November when Affirm revealed an expansive deal with global e-commerce giant Amazon, which gives Affirm&#39;s BNPL payment option prime real estate in Amazon&#39;s online checkout. This deal adds another growth driver to complement Affirm&#39;s existing deal with Shopify, which recently began a much broader rollout. Shopify&#39;s 1.75 million merchants now have the option to implement BNPL into their online store checkouts.<blockquote>但这一切在11月发生了变化，当时Affirm透露了与全球电子商务巨头亚马逊的一项广泛协议，该协议使Affirm的BNPL支付选项在亚马逊在线结账中占据了主要地位。这笔交易增加了另一个增长动力，以补充Affirm与Shopify的现有交易，该交易最近开始更广泛地推广。Shopify的175万商家现在可以选择在其在线商店结账中实施BNPL。</blockquote>Here&#39;s why those two deals have now pushed Affirm&#39;s valuation past Afterpay&#39;s.<blockquote>这就是为什么这两笔交易现在使Affirm的估值超过了Afterpay的估值。</blockquote><img src=\"https://static.tigerbbs.com/2b5380ae477435c44e0a2e7ca5762f41\" tg-width=\"1150\" tg-height=\"331\" width=\"100%\" height=\"auto\"/>DATA SOURCE: AFFIRM, SHOPIFY, AMAZON. TTM = TRAILING TWELVE MONTHS.<blockquote>数据来源：AFFIRM、SHOPIFY、亚马逊。TTM=过去12个月。</blockquote>Since Shopify and Amazon have a combined 318 million registered shoppers, that represents an opportunity for Affirm to grow its user base by 3,555%. From a gross merchandise volume perspective, Affirm is about to have exposure to a whopping 6,362% more sales.<blockquote>由于Shopify和亚马逊总共拥有3.18亿注册购物者，这对Affirm来说是一个将其用户群增长3,555%的机会。从商品总量的角度来看，Affirm的销售额将增长6,362%。</blockquote>The effects of the Shopify deal are already kicking into high gear, with the total number of merchants integrating Affirm&#39;s BNPL payment option growing 1,469% from 6,500 to 102,000 in the recent fiscal 2022 first quarter.<blockquote>Shopify交易的影响已经进入高潮，在最近的2022财年第一季度，集成Affirm BNPL支付选项的商家总数从6,500家增长到102,000家，增长了1,469%。</blockquote>Why you should buy the stock<blockquote>为什么你应该购买股票</blockquote>Naturally, the major deals should translate to significant revenue growth for Affirm, and that&#39;s exactly what analysts are expecting.<blockquote>当然，这些重大交易应该会转化为Affirm的显着收入增长，而这正是分析师的预期。</blockquote><img src=\"https://static.tigerbbs.com/44fd2be3df878276c1dd5afab47359c5\" tg-width=\"1149\" tg-height=\"161\" width=\"100%\" height=\"auto\"/>DATA SOURCE: AFFIRM, YAHOO! FINANCE. CAGR = COMPOUND ANNUAL GROWTH RATE.<blockquote>数据来源：AFFIRM，雅虎！金融。CAGR=复合年增长率。</blockquote>Looking at the competitive landscape, now that Block has acquired Afterpay, it&#39;s likely those two companies focus on integrations between Afterpay&#39;s BNPL service and Block&#39;s Cash App consumer finance ecosystem. Therefore, Affirm&#39;s largest competitor may no longer be focused solely on attracting new customers, leaving a gaping hole in the market and an opportunity for Affirm to fill it.<blockquote>从竞争格局来看，既然Block已经收购了Afterpay，这两家公司很可能专注于Afterpay的BNPL服务和Block的Cash App消费金融生态系统之间的集成。因此，Affirm最大的竞争对手可能不再仅仅专注于吸引新客户，这给市场留下了一个巨大的缺口，也给Affirm留下了填补缺口的机会。</blockquote>There are some short-term headwinds to navigate with the broader technology stock sell-off, but investors with a long-term focus could do extremely well by taking advantage of the recent dip in Affirm&#39;s share price.<blockquote>面对更广泛的科技股抛售，短期内存在一些阻力，但着眼于长期的投资者可以利用Affirm股价近期下跌的机会做得非常好。</blockquote></body></html><blockquote></blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>1 Growth Stock Down 70% to Buy Hand Over Fist in 2022<blockquote>2022年1只成长型股票下跌70%值得买入</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n1 Growth Stock Down 70% to Buy Hand Over Fist in 2022<blockquote>2022年1只成长型股票下跌70%值得买入</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nMotley Fool2022-01-25 14:22\n\n</h4>\n</header>\n<article>\n<html><head></head><body>Key Points<blockquote><html><head></head><body>要点</body></html></blockquote><ul><li>Affirm is now the largest buy now, pay later consumer finance company.</li><li>After signing deals with both Shopify and Amazon, Affirm&#39;s business could soar by over 6,000%.</li><li>The company&#39;s stock is currently down 70% from its high, and that might be a big opportunity.</li></ul>The stock market is having a rough start to 2022. The technology-centric Nasdaq 100 indexis down 14% year to date at Monday&#39;s prices, and we&#39;re not even four weeks into January. But some individual stocks have suffered far worse, losing 50% of their value (or more) and falling deep into bear-market territory.<blockquote><ul><li>Affirm现在是最大的先买后付消费金融公司。</li><li>在与Shopify和亚马逊签署协议后，Affirm的业务可能会飙升超过6,000%。</li><li>该公司的股价目前较高点下跌了70%，这可能是一个很大的机会。</li></ul>2022年股市开局不利。以技术为中心纳斯达克100按周一价格计算，该指数今年迄今已下跌14%，而1月份还不到四周。但一些个股的情况要糟糕得多，损失了50%（或更多）的价值，并深陷熊市区域。</blockquote>Buy now, pay later (BNPL) company Affirm Holdings(NASDAQ:AFRM) is one of those stocks, declining 70% from its all-time high closing price of $168.52 set on Nov. 4, 2021. But the pessimism might have gone too far since Affirm&#39;s new deals with Amazon and Shopify could deliver growth in its business of over 6,000%. Here&#39;s how.<blockquote>先买后付(BNPL)公司确认控股（纳斯达克股票代码：AFRM）就是其中之一，较2021年11月4日创下的历史最高收盘价168.52美元下跌了70%。但自从Affirm与亚马逊和Shopify可以实现超过6,000%的业务增长。方法如下。</blockquote><img src=\"https://static.tigerbbs.com/8aaac2fcf656e22b498197388899bbc7\" tg-width=\"2000\" tg-height=\"1333\" width=\"100%\" height=\"auto\"/>IMAGE SOURCE: GETTY IMAGES.<blockquote>图片来源：盖蒂图片社。</blockquote>The consumer credit revolution<blockquote>消费信贷革命</blockquote>The consumer finance space is constantly evolving, with new and innovative companies rushing to capture young borrowers with shifting spending habits and an appetite for technology-enabled services.<blockquote>消费金融领域在不断发展，新的创新公司争先恐后地吸引消费习惯不断变化、对技术支持服务有兴趣的年轻借款人。</blockquote>Large banks have always dominated consumer credit, but their one-size-fits-all approach to products like credit cards is under siege from emerging installment-based lenders like Affirm, which uses a buy now, pay later (BNPL) model. Overall, these tend to be more flexible on both the interest rate and the loan term. Affirm offers repayment periods of three months to 36 months and an interest rate of 0% to 30% per annum depending on the borrower&#39;s creditworthiness.<blockquote>大型银行一直主导着消费信贷，但它们对信用卡等产品的一刀切做法正受到Affirm等新兴分期付款贷款机构的围攻，Affirm采用先买后付(BNPL)模式。总体而言，这些银行在利率和贷款期限方面往往更加灵活。Affirm提供3个月至36个月的还款期，年利率为0%至30%，具体取决于借款人的信誉。</blockquote>Affirm&#39;s BNPL loans also function differently than a typical credit card. The company targets businesses that place Affirm as a payment option at the checkout of their online stores, allowing the purchaser to finance their shopping cart in real-time -- no card required! For the merchant, having a finance option at the checkout means the customer is incentivized to spend more money, and in turn, the business is more likely to steer its customers to Affirm because of that boost in sales. It&#39;s a win-win arrangement.<blockquote>Affirm的BNPL贷款的功能也与典型信用卡不同。该公司的目标是将Affirm作为在线商店收银台支付选项的企业，允许购买者实时为他们的购物车融资——不需要卡！对于商家来说，在结账时拥有融资选项意味着顾客有动力花更多的钱，反过来，由于销售额的增加，企业更有可能引导顾客确认。这是一个双赢的安排。</blockquote>Affirm is winning big<blockquote>Affirm大获全胜</blockquote>For several years, Affirm&#39;s market valuation lagged behind global BNPL leader Afterpay, which had first-mover advantage and, therefore, a stronger brand. That companywas recently acquiredby Block (formerly Square) in an all-stock deal, which seemed to leave Affirm even further in the dust.<blockquote>多年来，Affirm的市场估值落后于全球BNPL领导者Afterpay，具有先发优势，因此品牌更强。该公司最近被收购堵塞（前身为Square）在一项全股票交易中，这似乎让Affirm进一步望尘莫及。</blockquote>But all of that changed in November when Affirm revealed an expansive deal with global e-commerce giant Amazon, which gives Affirm&#39;s BNPL payment option prime real estate in Amazon&#39;s online checkout. This deal adds another growth driver to complement Affirm&#39;s existing deal with Shopify, which recently began a much broader rollout. Shopify&#39;s 1.75 million merchants now have the option to implement BNPL into their online store checkouts.<blockquote>但这一切在11月发生了变化，当时Affirm透露了与全球电子商务巨头亚马逊的一项广泛协议，该协议使Affirm的BNPL支付选项在亚马逊在线结账中占据了主要地位。这笔交易增加了另一个增长动力，以补充Affirm与Shopify的现有交易，该交易最近开始更广泛地推广。Shopify的175万商家现在可以选择在其在线商店结账中实施BNPL。</blockquote>Here&#39;s why those two deals have now pushed Affirm&#39;s valuation past Afterpay&#39;s.<blockquote>这就是为什么这两笔交易现在使Affirm的估值超过了Afterpay的估值。</blockquote><img src=\"https://static.tigerbbs.com/2b5380ae477435c44e0a2e7ca5762f41\" tg-width=\"1150\" tg-height=\"331\" width=\"100%\" height=\"auto\"/>DATA SOURCE: AFFIRM, SHOPIFY, AMAZON. TTM = TRAILING TWELVE MONTHS.<blockquote>数据来源：AFFIRM、SHOPIFY、亚马逊。TTM=过去12个月。</blockquote>Since Shopify and Amazon have a combined 318 million registered shoppers, that represents an opportunity for Affirm to grow its user base by 3,555%. From a gross merchandise volume perspective, Affirm is about to have exposure to a whopping 6,362% more sales.<blockquote>由于Shopify和亚马逊总共拥有3.18亿注册购物者，这对Affirm来说是一个将其用户群增长3,555%的机会。从商品总量的角度来看，Affirm的销售额将增长6,362%。</blockquote>The effects of the Shopify deal are already kicking into high gear, with the total number of merchants integrating Affirm&#39;s BNPL payment option growing 1,469% from 6,500 to 102,000 in the recent fiscal 2022 first quarter.<blockquote>Shopify交易的影响已经进入高潮，在最近的2022财年第一季度，集成Affirm BNPL支付选项的商家总数从6,500家增长到102,000家，增长了1,469%。</blockquote>Why you should buy the stock<blockquote>为什么你应该购买股票</blockquote>Naturally, the major deals should translate to significant revenue growth for Affirm, and that&#39;s exactly what analysts are expecting.<blockquote>当然，这些重大交易应该会转化为Affirm的显着收入增长，而这正是分析师的预期。</blockquote><img src=\"https://static.tigerbbs.com/44fd2be3df878276c1dd5afab47359c5\" tg-width=\"1149\" tg-height=\"161\" width=\"100%\" height=\"auto\"/>DATA SOURCE: AFFIRM, YAHOO! FINANCE. CAGR = COMPOUND ANNUAL GROWTH RATE.<blockquote>数据来源：AFFIRM，雅虎！金融。CAGR=复合年增长率。</blockquote>Looking at the competitive landscape, now that Block has acquired Afterpay, it&#39;s likely those two companies focus on integrations between Afterpay&#39;s BNPL service and Block&#39;s Cash App consumer finance ecosystem. Therefore, Affirm&#39;s largest competitor may no longer be focused solely on attracting new customers, leaving a gaping hole in the market and an opportunity for Affirm to fill it.<blockquote>从竞争格局来看，既然Block已经收购了Afterpay，这两家公司很可能专注于Afterpay的BNPL服务和Block的Cash App消费金融生态系统之间的集成。因此，Affirm最大的竞争对手可能不再仅仅专注于吸引新客户，这给市场留下了一个巨大的缺口，也给Affirm留下了填补缺口的机会。</blockquote>There are some short-term headwinds to navigate with the broader technology stock sell-off, but investors with a long-term focus could do extremely well by taking advantage of the recent dip in Affirm&#39;s share price.<blockquote>面对更广泛的科技股抛售，短期内存在一些阻力，但着眼于长期的投资者可以利用Affirm股价近期下跌的机会做得非常好。</blockquote></body></html><blockquote></blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.fool.com/investing/2022/01/24/1-growth-stock-down-64-to-buy-hand-over-fist-2022/\">Motley Fool</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AFRM":"Affirm Holdings, Inc."},"source_url":"https://www.fool.com/investing/2022/01/24/1-growth-stock-down-64-to-buy-hand-over-fist-2022/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1189156272","content_text":"Key PointsAffirm is now the largest buy now, pay later consumer finance company.After signing deals with both Shopify and Amazon, Affirm's business could soar by over 6,000%.The company's stock is currently down 70% from its high, and that might be a big opportunity.The stock market is having a rough start to 2022. The technology-centric Nasdaq 100 indexis down 14% year to date at Monday's prices, and we're not even four weeks into January. But some individual stocks have suffered far worse, losing 50% of their value (or more) and falling deep into bear-market territory.Buy now, pay later (BNPL) company Affirm Holdings(NASDAQ:AFRM) is one of those stocks, declining 70% from its all-time high closing price of $168.52 set on Nov. 4, 2021. But the pessimism might have gone too far since Affirm's new deals with Amazon and Shopify could deliver growth in its business of over 6,000%. Here's how.IMAGE SOURCE: GETTY IMAGES.The consumer credit revolutionThe consumer finance space is constantly evolving, with new and innovative companies rushing to capture young borrowers with shifting spending habits and an appetite for technology-enabled services.Large banks have always dominated consumer credit, but their one-size-fits-all approach to products like credit cards is under siege from emerging installment-based lenders like Affirm, which uses a buy now, pay later (BNPL) model. Overall, these tend to be more flexible on both the interest rate and the loan term. Affirm offers repayment periods of three months to 36 months and an interest rate of 0% to 30% per annum depending on the borrower's creditworthiness.Affirm's BNPL loans also function differently than a typical credit card. The company targets businesses that place Affirm as a payment option at the checkout of their online stores, allowing the purchaser to finance their shopping cart in real-time -- no card required! For the merchant, having a finance option at the checkout means the customer is incentivized to spend more money, and in turn, the business is more likely to steer its customers to Affirm because of that boost in sales. It's a win-win arrangement.Affirm is winning bigFor several years, Affirm's market valuation lagged behind global BNPL leader Afterpay, which had first-mover advantage and, therefore, a stronger brand. That companywas recently acquiredby Block (formerly Square) in an all-stock deal, which seemed to leave Affirm even further in the dust.But all of that changed in November when Affirm revealed an expansive deal with global e-commerce giant Amazon, which gives Affirm's BNPL payment option prime real estate in Amazon's online checkout. This deal adds another growth driver to complement Affirm's existing deal with Shopify, which recently began a much broader rollout. Shopify's 1.75 million merchants now have the option to implement BNPL into their online store checkouts.Here's why those two deals have now pushed Affirm's valuation past Afterpay's.DATA SOURCE: AFFIRM, SHOPIFY, AMAZON. TTM = TRAILING TWELVE MONTHS.Since Shopify and Amazon have a combined 318 million registered shoppers, that represents an opportunity for Affirm to grow its user base by 3,555%. From a gross merchandise volume perspective, Affirm is about to have exposure to a whopping 6,362% more sales.The effects of the Shopify deal are already kicking into high gear, with the total number of merchants integrating Affirm's BNPL payment option growing 1,469% from 6,500 to 102,000 in the recent fiscal 2022 first quarter.Why you should buy the stockNaturally, the major deals should translate to significant revenue growth for Affirm, and that's exactly what analysts are expecting.DATA SOURCE: AFFIRM, YAHOO! FINANCE. CAGR = COMPOUND ANNUAL GROWTH RATE.Looking at the competitive landscape, now that Block has acquired Afterpay, it's likely those two companies focus on integrations between Afterpay's BNPL service and Block's Cash App consumer finance ecosystem. Therefore, Affirm's largest competitor may no longer be focused solely on attracting new customers, leaving a gaping hole in the market and an opportunity for Affirm to fill it.There are some short-term headwinds to navigate with the broader technology stock sell-off, but investors with a long-term focus could do extremely well by taking advantage of the recent dip in Affirm's share price.","news_type":1,"symbols_score_info":{"AFRM":0.9}},"isVote":1,"tweetType":1,"viewCount":836,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"CN","currentLanguage":"CN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":61,"xxTargetLangEnum":"ZH_CN"},"commentList":[{"id":7209286,"commentId":"7209286","gmtCreate":1643124147119,"gmtModify":1643124147119,"authorId":9000000000000603,"author":{"id":9000000000000603,"idStr":"9000000000000603","authorId":9000000000000603,"name":"ElsieDewey","avatar":"https://static.tigerbbs.com/f5db46fc82ad451b6aa0d938d2221d70","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":639043341,"objectIdStr":"639043341","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"I think $150 is achievable!","text":"I think $150 is achievable!","html":"I think $150 is achievable!","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":7209305,"commentId":"7209305","gmtCreate":1643124341273,"gmtModify":1643124341273,"authorId":9000000000000434,"author":{"id":9000000000000434,"idStr":"9000000000000434","authorId":9000000000000434,"name":"PageDickens","avatar":"https://static.tigerbbs.com/46c35ff83dd06ac0fd5a2fbfed0003e4","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":639043341,"objectIdStr":"639043341","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Long term investment requires continuous attention to the development of enterprises. I hope you can achieve your goal!","text":"Long term investment requires continuous attention to the development of enterprises. I hope you can achieve your goal!","html":"Long term investment requires continuous attention to the development of enterprises. I hope you can achieve your goal!","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":7209260,"commentId":"7209260","gmtCreate":1643123850860,"gmtModify":1643123850860,"authorId":9000000000000591,"author":{"id":9000000000000591,"idStr":"9000000000000591","authorId":9000000000000591,"name":"EvelynHoover","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":639043341,"objectIdStr":"639043341","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"come on. For long-term investment, focusing on fundamentals is the most important.","text":"come on. For long-term investment, focusing on fundamentals is the most important.","html":"come on. For long-term investment, focusing on fundamentals is the most important.","likeSize":1,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":7209331,"commentId":"7209331","gmtCreate":1643124586431,"gmtModify":1643124586431,"authorId":9000000000000640,"author":{"id":9000000000000640,"idStr":"9000000000000640","authorId":9000000000000640,"name":"DaisyMoore","avatar":"https://static.tigerbbs.com/0b6d4586dc3002807c92bc57e1b3a6bd","vip":8,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":639043341,"objectIdStr":"639043341","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"come on. I hope it can develop very well!","text":"come on. I hope it can develop very well!","html":"come on. I hope it can develop very well!","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0}],"isCommentEnd":false,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/639043341"}