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2021-09-10

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Wells Fargo Fined $250 Million for Problems in Its Mortgage Business<blockquote>富国银行因抵押贷款业务问题被罚款2.5亿美元</blockquote>

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Regulators fined&nbsp;<a href=\"https://laohu8.com/S/WFC\">Wells Fargo</a>. $250 million for lack of progress in addressing longstanding issues in its mortgage business.<blockquote>OCC表示，贷方未能解决2018年首次发现的问题。监管机构被罚款<a href=\"https://laohu8.com/S/WFC\">富国银行</a>.2.5亿美元，原因是在解决抵押贷款业务长期存在的问题方面缺乏进展。</blockquote> The Office of the Comptroller of the Currency, one of the bank’s top regulators, said the lender had failed to fix problems itfirst identified in a 2018 order, in which the bank was found tohave harmed home lending customers. That order asked the bank to offer restitution to customers and improve risk-and-compliance management practices.<blockquote>该银行的最高监管机构之一货币监理署表示，该银行未能解决其在2018年命令中首次发现的问题，该命令发现该银行损害了住房贷款客户。该命令要求该银行向客户提供赔偿并改善风险和合规管理实践。</blockquote> The newest penalty is a setback for Wells Fargo five years after the bank first became embroiled in scandal for creating perhaps millions of fake customer bank accounts. Chief Executive Charles Scharf has spent the last two years trying to make nice with regulators, but a long list of penalties remain in place. The bank indicated in recent regulatory filings that its overseers were losing patience.<blockquote>最新的处罚对富国银行来说是一次挫折，五年前该银行首次因创建数百万个虚假客户银行账户而卷入丑闻。首席执行官查尔斯·沙夫(Charles Scharf)过去两年一直试图与监管机构友好相处，但一长串处罚措施仍然存在。该银行在最近的监管文件中表示，其监管机构正在失去耐心。</blockquote> “Wells Fargo has not met the requirements of the OCC’s 2018 action against the bank. This is unacceptable,” said Acting Comptroller of the Currency Michael J. Hsu in a statement.<blockquote>代理货币监理署署长Michael J.Hsu在一份声明中表示：“富国银行没有满足OCC 2018年对该行采取行动的要求。这是不可接受的。”</blockquote> The regulatory rebuke specifically faults the bank for failing to develop a program for customers to avoid losing their homes, such as through loan modifications. That has caused errors that harmed borrowers, the OCC said. The penalty asks the bank to fix that program and improve its risk-management systems. It also bars the bank from acquiring mortgage servicing from other lenders.<blockquote>监管机构的谴责特别指责该银行未能为客户制定一项计划来避免失去房屋，例如通过贷款修改。OCC表示，这导致了损害借款人利益的错误。处罚要求银行修复该计划并改进其风险管理系统。它还禁止该银行从其他贷方获得抵押贷款服务。</blockquote> Mr. Scharf has long indicated that the bank’s transformation will take multiple years, and so far has included an overhaul of its business lines and leadership team.<blockquote>沙夫先生长期以来一直表示，该银行的转型将需要多年时间，迄今为止包括对其业务线和领导团队的彻底改革。</blockquote> “Progress will come alongside setbacks,” he said. “That said, we believe we’re making significant progress, the work required is clear, and I remain confident in our ability to complete it.”<blockquote>“进步将伴随着挫折，”他说。“也就是说，我们相信我们正在取得重大进展，所需的工作是明确的，我对我们完成它的能力仍然充满信心。”</blockquote> The bank said that, as one example of its progress, the Consumer Financial Protection Bureau allowed its initial penalty for the fake accounts to expire on Wednesday, five years after it was first put in place.<blockquote>该银行表示，作为其进展的一个例子，消费者金融保护局允许其对虚假账户的初始处罚在首次实施五年后于周三到期。</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Wells Fargo Fined $250 Million for Problems in Its Mortgage Business<blockquote>富国银行因抵押贷款业务问题被罚款2.5亿美元</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWells Fargo Fined $250 Million for Problems in Its Mortgage Business<blockquote>富国银行因抵押贷款业务问题被罚款2.5亿美元</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nThe Wall Street Journal2021-09-10 16:58\n\n</h4>\n</header>\n<article>\n The OCC said lender has failed to fix issues first identified in 2018. Regulators fined&nbsp;<a href=\"https://laohu8.com/S/WFC\">Wells Fargo</a>. $250 million for lack of progress in addressing longstanding issues in its mortgage business.<blockquote>OCC表示，贷方未能解决2018年首次发现的问题。监管机构被罚款<a href=\"https://laohu8.com/S/WFC\">富国银行</a>.2.5亿美元，原因是在解决抵押贷款业务长期存在的问题方面缺乏进展。</blockquote> The Office of the Comptroller of the Currency, one of the bank’s top regulators, said the lender had failed to fix problems itfirst identified in a 2018 order, in which the bank was found tohave harmed home lending customers. That order asked the bank to offer restitution to customers and improve risk-and-compliance management practices.<blockquote>该银行的最高监管机构之一货币监理署表示，该银行未能解决其在2018年命令中首次发现的问题，该命令发现该银行损害了住房贷款客户。该命令要求该银行向客户提供赔偿并改善风险和合规管理实践。</blockquote> The newest penalty is a setback for Wells Fargo five years after the bank first became embroiled in scandal for creating perhaps millions of fake customer bank accounts. Chief Executive Charles Scharf has spent the last two years trying to make nice with regulators, but a long list of penalties remain in place. The bank indicated in recent regulatory filings that its overseers were losing patience.<blockquote>最新的处罚对富国银行来说是一次挫折，五年前该银行首次因创建数百万个虚假客户银行账户而卷入丑闻。首席执行官查尔斯·沙夫(Charles Scharf)过去两年一直试图与监管机构友好相处，但一长串处罚措施仍然存在。该银行在最近的监管文件中表示，其监管机构正在失去耐心。</blockquote> “Wells Fargo has not met the requirements of the OCC’s 2018 action against the bank. This is unacceptable,” said Acting Comptroller of the Currency Michael J. Hsu in a statement.<blockquote>代理货币监理署署长Michael J.Hsu在一份声明中表示：“富国银行没有满足OCC 2018年对该行采取行动的要求。这是不可接受的。”</blockquote> The regulatory rebuke specifically faults the bank for failing to develop a program for customers to avoid losing their homes, such as through loan modifications. That has caused errors that harmed borrowers, the OCC said. The penalty asks the bank to fix that program and improve its risk-management systems. It also bars the bank from acquiring mortgage servicing from other lenders.<blockquote>监管机构的谴责特别指责该银行未能为客户制定一项计划来避免失去房屋，例如通过贷款修改。OCC表示，这导致了损害借款人利益的错误。处罚要求银行修复该计划并改进其风险管理系统。它还禁止该银行从其他贷方获得抵押贷款服务。</blockquote> Mr. Scharf has long indicated that the bank’s transformation will take multiple years, and so far has included an overhaul of its business lines and leadership team.<blockquote>沙夫先生长期以来一直表示，该银行的转型将需要多年时间，迄今为止包括对其业务线和领导团队的彻底改革。</blockquote> “Progress will come alongside setbacks,” he said. “That said, we believe we’re making significant progress, the work required is clear, and I remain confident in our ability to complete it.”<blockquote>“进步将伴随着挫折，”他说。“也就是说，我们相信我们正在取得重大进展，所需的工作是明确的，我对我们完成它的能力仍然充满信心。”</blockquote> The bank said that, as one example of its progress, the Consumer Financial Protection Bureau allowed its initial penalty for the fake accounts to expire on Wednesday, five years after it was first put in place.<blockquote>该银行表示，作为其进展的一个例子，消费者金融保护局允许其对虚假账户的初始处罚在首次实施五年后于周三到期。</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.wsj.com/articles/wells-fargo-fined-250-million-for-problems-in-its-mortgage-business-11631223671?mod=markets_lead_pos2\">The Wall Street Journal</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"WFC":"富国银行"},"source_url":"https://www.wsj.com/articles/wells-fargo-fined-250-million-for-problems-in-its-mortgage-business-11631223671?mod=markets_lead_pos2","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1140016068","content_text":"The OCC said lender has failed to fix issues first identified in 2018.\n\nRegulators fined Wells Fargo. $250 million for lack of progress in addressing longstanding issues in its mortgage business.\nThe Office of the Comptroller of the Currency, one of the bank’s top regulators, said the lender had failed to fix problems itfirst identified in a 2018 order, in which the bank was found tohave harmed home lending customers. That order asked the bank to offer restitution to customers and improve risk-and-compliance management practices.\nThe newest penalty is a setback for Wells Fargo five years after the bank first became embroiled in scandal for creating perhaps millions of fake customer bank accounts. Chief Executive Charles Scharf has spent the last two years trying to make nice with regulators, but a long list of penalties remain in place. The bank indicated in recent regulatory filings that its overseers were losing patience.\n“Wells Fargo has not met the requirements of the OCC’s 2018 action against the bank. This is unacceptable,” said Acting Comptroller of the Currency Michael J. Hsu in a statement.\nThe regulatory rebuke specifically faults the bank for failing to develop a program for customers to avoid losing their homes, such as through loan modifications. That has caused errors that harmed borrowers, the OCC said. The penalty asks the bank to fix that program and improve its risk-management systems. It also bars the bank from acquiring mortgage servicing from other lenders.\nMr. Scharf has long indicated that the bank’s transformation will take multiple years, and so far has included an overhaul of its business lines and leadership team.\n“Progress will come alongside setbacks,” he said. “That said, we believe we’re making significant progress, the work required is clear, and I remain confident in our ability to complete it.”\nThe bank said that, as one example of its progress, the Consumer Financial Protection Bureau allowed its initial penalty for the fake accounts to expire on Wednesday, five years after it was first put in place.","news_type":1,"symbols_score_info":{"WFC":0.9}},"isVote":1,"tweetType":1,"viewCount":1349,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":16,"xxTargetLangEnum":"ORIG"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/883428367"}