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虎虎虎优信就是虎

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虎虎虎优信就是虎

2020-07-27

$优信(UXIN)$优信没有底，想抄底的还是省省吧，公司内部吸血鬼当道哪里会盈利，一堆逾期都催不回来。在优信催逾期很赚钱啊，又能薅一波投资人的羊毛

虎虎虎优信就是虎

2020-06-29

$优信(UXIN)$优信买车贷款结清无法解除抵押登记

虎虎虎优信就是虎

2020-06-13

$优信(UXIN)$蛀虫居多的公司，融来多少钱都不够贪的。

虎虎虎优信就是虎

2020-06-05

$优信(UXIN)$智慧物流今日上线，优信做文案啊ppt还是很猛的卖车嘛，就是客户把车买了大本邮寄到当地没人给办解除抵押[流泪] [流泪]

虎虎虎优信就是虎

2020-06-02

$优信(UXIN)$没有广告投入的优信，没有合伙人，拿着压箱底的线索能成交几台？？

虎虎虎优信就是虎

2020-06-01

优信领导们的店退保证金，返佣都正常吧

抱歉，原内容已删除

虎虎虎优信就是虎

2020-05-12

是一半员工被辞退，优信员工太腐败

行业最大收购案失败？优信二手车金融业务卖给58后，“近一半员工流失”

虎虎虎优信就是虎

2020-05-03

$优信(UXIN)$市值5000w是正常

虎虎虎优信就是虎

2020-04-15

$优信(UXIN)$合伙人的佣金再拖一拖快半年了，

虎虎虎优信就是虎

2020-04-15

$优信(UXIN)$100Y真的好头疼呀，

虎虎虎优信就是虎

2020-04-15

反弹个锤子，100y头疼啊

优信大数据：3月二手车交易强势反弹，国产车大受欢迎

虎虎虎优信就是虎

2020-04-02

$优信(UXIN)$应该学习瑞幸，自查自纠能刨出$

虎虎虎优信就是虎

2020-03-21

$优信(UXIN)$都不值得抄底，坑的都是投资人，内部管理问题巨大

虎虎虎优信就是虎

2020-03-09

$优信(UXIN)$合伙人的佣金都不给结算，彻底凉凉！

虎虎虎优信就是虎

2020-03-04

$优信(UXIN)$有多少转入58的前优信员工偷着笑，大割韭菜几年平安着陆赚的盆满钵满。

虎虎虎优信就是虎

2020-03-04

优信的城市经理区总卷了多少钱。呵呵呵呵

抱歉，原内容已删除

虎虎虎优信就是虎

2020-03-03

现金流健康，就是不给合伙人结钱

优信(UXIN.US)回应停工待岗：不裁员，未停工，现金流健康

虎虎虎优信就是虎

2020-02-29

摸准敛财吧

抱歉，原内容已删除

虎虎虎优信就是虎

2020-02-28

$优信(UXIN)$ 坐等退市，

虎虎虎优信就是虎

2020-02-26

$优信(UXIN)$ 直营门店不多了，合伙人退出的也不少，不值那么多钱了。

去老虎APP查看更多动态

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href=\"https://laohu8.com/S/UXIN\">$优信(UXIN)$</a>没有广告投入的优信，没有合伙人，拿着压箱底的线索能成交几台？？","text":"$优信(UXIN)$没有广告投入的优信，没有合伙人，拿着压箱底的线索能成交几台？？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/958933996","isVote":1,"tweetType":1,"viewCount":4397,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":951443341,"gmtCreate":1591024144083,"gmtModify":1704194124408,"author":{"id":"3518603702218806","authorId":"3518603702218806","name":"虎虎虎优信就是虎","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3518603702218806","authorIdStr":"3518603702218806"},"themes":[],"htmlText":"优信领导们的店退保证金，返佣都正常吧","listText":"优信领导们的店退保证金，返佣都正常吧","text":"优信领导们的店退保证金，返佣都正常吧","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/951443341","repostId":"2039422530","repostType":2,"isVote":1,"tweetType":1,"viewCount":2686,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":950173373,"gmtCreate":1589297160792,"gmtModify":1704179812183,"author":{"id":"3518603702218806","authorId":"3518603702218806","name":"虎虎虎优信就是虎","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3518603702218806","authorIdStr":"3518603702218806"},"themes":[],"htmlText":"是一半员工被辞退，优信员工太腐败","listText":"是一半员工被辞退，优信员工太腐败","text":"是一半员工被辞退，优信员工太腐败","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/950173373","repostId":"2034867258","repostType":2,"repost":{"id":"2034867258","kind":"news","pubTimestamp":1589290539,"share":"https://www.laohu8.com/m/news/2034867258?lang=&edition=full","pubTime":"2020-05-12 21:35","market":"us","language":"zh","title":"行业最大收购案失败？优信二手车金融业务卖给58后，“近一半员工流失”","url":"https://stock-news.laohu8.com/highlight/detail?id=2034867258","media":" 一本财经","summary":"去年开始，二车手金融领域发生了翻天覆地的变化。2019年7月，优信旗下的二手车金融业务线，被卖给了58集团控股的汽车金融相关企业Golden Pacer。知情人士透露：“58并未完全接住优信二手车金融","content":"<html><body><article><img src=\"http://inews.gtimg.com/newsapp_match/0/11735933525/0\"/><p>去年开始，二车手金融领域发生了翻天覆地的变化。</p><p>2019年7月，<a href=\"https://laohu8.com/S/UXIN\">优信</a>旗下的二手车金融业务线，被卖给了58集团控股的汽车金融相关企业Golden Pacer。</p><p>知情人士透露：“58并未完全接住优信二手车金融的业务，两个团队磨合有问题，走了可能有一半的人。”</p><p>2019年11月，美利金融的创始人被调查，连带美利金融上市搁浅，业务暂停。</p><p>二手车金融的两大玩家，皆遭遇挫折，而吐出来的市场份额，“正在被另一个巨头——平安收割”。</p><p>金融科技等创新公司在二手车金融市场鏖战三年，最终却是为传统金融做了嫁衣？</p><p>01<strong>平安收割</strong></p><p>二手车金融市场有三大巨头：平安、优信金融和美利金融。</p><p>“三者的市场份额大概是这样的，平安占15%，优信金融和美利金融大概占10%到15%。”汽车金融行业资深人士张帆称，“这三者约占了市场40%的份额。”</p><p>而另外一些市场份额，被工行、地方系等零星分割。</p><p><strong>但这种微妙的平衡，却在去年下半年被彻底打破。</strong></p><p>2019年7月，优信金融将二手车金融业务卖给了58集团控股的汽车金融相关企业Golden Pacer，以换取1亿美元的现金和一定数量的Golden Pacer股份。</p><p>“这是优信不错的一步棋。”张帆认为。</p><p>“优信的二手车金融业务，是管理团队、业务和资产负债一起卖的，实际上，加上逾期和资产的整体价值，可能整个资产包是负的。”张帆称，优信试图据此缓解“艰难的现金流问题”。</p><p>另一方面，剥离了金融属性的优信，“也许能得到资本市场更多的认可，因为过去优信的金融业务太重，估值一直上不去”。</p><p>获得现金流，轻装上阵，优信也许还能和瓜子二手车一战。</p><p><strong>“但被卖掉的优信二手车金融业务，Golden Pacer却并未完全接住。”张帆称，“业务接过去之后，很快就掉下来。”</strong></p><p>一些曾就职于优信二手车金融的Golden Pacer员工透露，今年年初，Golden Pacer开始撤掉一些城市的网点，并优化员工。</p><img src=\"http://inews.gtimg.com/newsapp_match/0/11735933527/0\"/><p><strong>优信二手车金融在被出售后，发展不算顺利，而美利金融则更凄惨。</strong></p><p>2019年11月，美利金融的创始人被调查，连带美利金融上市搁浅，业务暂停。</p><p>“这相当于优信和美利的业务均遭到了打击，现在它们的大部分市场份额被平安吃掉了。”张帆表示，平安成为了最大的赢家，“现在已经占了整个二手车金融市场30%左右的份额”。</p><p>从去年开始，对于汽车金融，平安确实就在全面发力。</p><p>2019年7月，就在优信二手车金融忙着出售自己的时候，<a href=\"https://laohu8.com/S/000001\">平安银行</a>拿到了首张汽车金融专营牌照。</p><p>除此之外，平安融资租赁业务线，也在大规模开展汽车金融业务。</p><p><strong>双线并行，火力全开。</strong></p><p>招聘网站显示，平安正在三十多个城市招聘二手车金融客户经理，以及销售人员。</p><p>而经历过市场洗礼的二手车市场，也开始倾向于和“正规大玩家”合作。</p><p>“之前，经销商为了利益，可能选择与金融科技公司合作。但现在他们更愿意与平安这种规模大的公司合作。”一位平安汽车金融的员工称，平安据此开疆拓土，圈下了很大一片市场。</p><p><strong>“平安成为最终的收割者，这个结果对一些二手车金融市场的从业者来说，还是有些打击的。”张帆称。</strong></p><p><strong>金融科技创业者拼死拼活打下天下，教育了市场，最终却等于给传统金融机构做了嫁衣。</strong></p><p>而这样的案例，不止在二手车金融市场发生。</p><p>校园贷、现金贷、场景分期，曾经都上演了传统金融机构、持牌系进场，收割市场的故事。</p><p>02<strong>改革变动</strong></p><p><strong>回过头来，再来看看优信二手车金融在出售后，到底发生了怎样的故事。</strong></p><p>实际上，58集团似乎对于二手车市场一直心心念念。</p><p>2015年11月，58旗下的项目“赶集好车”拆分出了瓜子二手车直卖网。</p><p>除了瓜子二手车直卖网之外，58在二手车领域还有更多的布局，也一直在做二手车金融业务。</p><p>“业务模式和优信二手车金融类似，但业务规模一直没起来。”张帆称。</p><p>于是，从去年开始，58就一直在寻找标的，准备收购一些二手车金融业务。</p><p>“58不只和优信二手车金融聊过，也和美利金融聊过，前者想卖，后者不想卖，所以58最终锁定了前者。”张帆透露。</p><p>去年7月，58集团控股的汽车金融相关企业Golden Pacer正式收购优信二手车金融。</p><p>优信金融相关业务和团队，开始被交接给对方。</p><p><strong>“在优信二手车金融业务出售之前，公司内部正在经历一次大改革。”曾在优信二手车金融和Golden Pacer就职的贺明透露。</strong></p><p>整个二手车金融在早期的发展中，确实存在很多不够规范的地方。去年，这些不规范之处被媒体大量曝光。</p><p>比如，媒体报道，在用户贷款的时候，利息中会被加入各种隐含的费用，比如服务费、GPS费用等。</p><p>这导致用户实际贷款的金额，可能会比合同里写得要多。</p><p>优信二手车金融用户陈磊称，自己曾在宁波购买了一辆宝马。</p><p>“当时销售和我说，付完首付之后，贷款金额是24万，我也一直以为自己贷了24万。”结果，在去年11月底接到提示还款的短信时，他才发现，自己的贷款金额，居然是30万。</p><p>“改革开始后，公司要求将这些费用透明化，并且写进电子合同，在客户面签时让他们读出来，拍照上传系统。”贺明称。</p><p><strong>但就在改革的关键节点，优信二手车金融业务被出售给Golden Pacer，改革加上变动，加剧了动荡不安。</strong></p><p>“改革变得混乱，费用看似收得比其他同行高出了三成左右，很多客户看完后就直接放弃了贷款。”贺明称，对于这种突然打破常规的改革尝试，市场的接受度并不高。</p><p>这也直接影响到了业务员的成单量，有些业务员的薪资下降了一半多。</p><p>贺明称，在优信二手车金融时，他每月工资在8000元左右，到了Golden Pacer后，只有3000-4000元。</p><p><strong>同时，新团队还进行了第二大改革，就是减少车商的返点。</strong></p><p>“给车商的返点，至少比同行少三成。”Golden Pacer员工肖扬称。</p><p><strong>收费比同行高，客户不乐意；给车商的返点低，车商也不乐意了。</strong></p><p>“车商都不会首推Golden Pacer了，只有别家贷款被拒绝了，车商才会推荐我们。”肖扬称，这导致的，就是逆向选择——客户都是别人挑剩下的，不是最佳客户。</p><p><strong>多位员工透露，这一系列的改革操作，结果就是“产品越改越差，业务量流失了不少”。</strong></p><img src=\"http://inews.gtimg.com/newsapp_match/0/11735933528/0\"/><p><strong>同时，优信想借出售金融业务获得现金流，缓解现实压力的计划，进展也不顺利。</strong></p><p><strong>优信二手车金融和Golden Pacer合并后，在资金交割上并不彻底。</strong></p><p><strong>“58并没有把1亿美金全部支付给优信。58在早期支付了一定比例的钱，后面的尾款，到现在都没结算。”知情人士透露。</strong></p><p>而这个消息，得到了多位员工的证实。</p><p>“优信本来试图依靠出售金融业务，缓解现金流压力，现在看起来，帮助有限。”张帆称。</p><p>03<strong>人员流动</strong></p><p><strong>两个团队的合并，历来需要一个艰难的磨合过程，鲜少有完全成功的案例。</strong></p><p>“基本业务量没有接住。”张帆认为，从业务上看，这是并不成功的合并。</p><p>而团队的磨合，也不算顺利。</p><img src=\"http://inews.gtimg.com/newsapp_match/0/11735933529/0\"/><p>优信二手车金融的员工们，基本都跟着业务一起加入了Golden Pacer。</p><p>“公司并未进行流程培训，我们甚至连报销流程都不懂。”肖扬称，在新的团队里，他们有很多不适应。</p><p><strong>从去年年底到今年，人员流动频繁。</strong></p><p>“走了可能有一半的人。”张帆多位好友都随着优信团队加入了Golden Pacer，“但后来都选择了离开，还有一些是先离职Golden Pacer，又转头加入了优信”。</p><p><strong>而管理层的流动也很大。</strong></p><p>“年前，优信二手车金融中负责代销、销售运营的负责人，带着一些中层干部离开了。”一位知情人透露。</p><p><strong>年后赶上疫情，业务量锐减，Golden Pacer也开始裁员。</strong></p><p>“2月中旬，领导通知我们网点要关停，所有员工办理离职，没有任何赔偿。”Golden Pacer江苏盐城网点的一位员工称。</p><p>“解除劳动合同的理由是我累计旷工达到三次，但对方又没有提交旷工的证据。” 这位员工对此并不认可，“据我所知，还有很多城市都关停了网点，或者降薪。”</p><p>3月中旬，正准备开工的贺明，也接到了公司徐州区域负责人的电话。对方称他的业绩不达标，要被优化。</p><p>最终，Golden Pacer徐州区域员工从以前的二十多个，“裁得只剩三个”。</p><p>“领导层的人拿到赔偿跳槽了，有些业务层的员工还没有拿到。”贺明称。</p><img src=\"http://inews.gtimg.com/newsapp_match/0/11397665620/0\"/><p>业务不顺，人员流动，2019年二手车金融领域最大的收购案，难道以失败告终了吗？</p><p>二手车金融市场三分天下的格局，在2020年完全瓦解。平安可能会一家独大，成为最终的赢家。</p><p>“格局基本已经稳定，但这个结局，却让人唏嘘。”张帆感慨。</p><p>*文中受访者为化名。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>行业最大收购案失败？优信二手车金融业务卖给58后，“近一半员工流失”</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n行业最大收购案失败？优信二手车金融业务卖给58后，“近一半员工流失”\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-05-12 21:35 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202005122137297a6ecaff&s=b><strong> 一本财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>去年开始，二车手金融领域发生了翻天覆地的变化。2019年7月，优信旗下的二手车金融业务线，被卖给了58集团控股的汽车金融相关企业Golden Pacer。知情人士透露：“58并未完全接住优信二手车金融的业务，两个团队磨合有问题，走了可能有一半的人。”2019年11月，美利金融的创始人被调查，连带美利金融上市搁浅，业务暂停。二手车金融的两大玩家，皆遭遇挫折，而吐出来的市场份额，“正在被另一个巨头——...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202005122137297a6ecaff&s=b\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/c318bcd91a109139b7d70c76c30bb154","relate_stocks":{"UXIN":"优信"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202005122137297a6ecaff&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2034867258","content_text":"去年开始，二车手金融领域发生了翻天覆地的变化。2019年7月，优信旗下的二手车金融业务线，被卖给了58集团控股的汽车金融相关企业Golden Pacer。知情人士透露：“58并未完全接住优信二手车金融的业务，两个团队磨合有问题，走了可能有一半的人。”2019年11月，美利金融的创始人被调查，连带美利金融上市搁浅，业务暂停。二手车金融的两大玩家，皆遭遇挫折，而吐出来的市场份额，“正在被另一个巨头——平安收割”。金融科技等创新公司在二手车金融市场鏖战三年，最终却是为传统金融做了嫁衣？01平安收割二手车金融市场有三大巨头：平安、优信金融和美利金融。“三者的市场份额大概是这样的，平安占15%，优信金融和美利金融大概占10%到15%。”汽车金融行业资深人士张帆称，“这三者约占了市场40%的份额。”而另外一些市场份额，被工行、地方系等零星分割。但这种微妙的平衡，却在去年下半年被彻底打破。2019年7月，优信金融将二手车金融业务卖给了58集团控股的汽车金融相关企业Golden Pacer，以换取1亿美元的现金和一定数量的Golden Pacer股份。“这是优信不错的一步棋。”张帆认为。“优信的二手车金融业务，是管理团队、业务和资产负债一起卖的，实际上，加上逾期和资产的整体价值，可能整个资产包是负的。”张帆称，优信试图据此缓解“艰难的现金流问题”。另一方面，剥离了金融属性的优信，“也许能得到资本市场更多的认可，因为过去优信的金融业务太重，估值一直上不去”。获得现金流，轻装上阵，优信也许还能和瓜子二手车一战。“但被卖掉的优信二手车金融业务，Golden Pacer却并未完全接住。”张帆称，“业务接过去之后，很快就掉下来。”一些曾就职于优信二手车金融的Golden Pacer员工透露，今年年初，Golden Pacer开始撤掉一些城市的网点，并优化员工。优信二手车金融在被出售后，发展不算顺利，而美利金融则更凄惨。2019年11月，美利金融的创始人被调查，连带美利金融上市搁浅，业务暂停。“这相当于优信和美利的业务均遭到了打击，现在它们的大部分市场份额被平安吃掉了。”张帆表示，平安成为了最大的赢家，“现在已经占了整个二手车金融市场30%左右的份额”。从去年开始，对于汽车金融，平安确实就在全面发力。2019年7月，就在优信二手车金融忙着出售自己的时候，平安银行拿到了首张汽车金融专营牌照。除此之外，平安融资租赁业务线，也在大规模开展汽车金融业务。双线并行，火力全开。招聘网站显示，平安正在三十多个城市招聘二手车金融客户经理，以及销售人员。而经历过市场洗礼的二手车市场，也开始倾向于和“正规大玩家”合作。“之前，经销商为了利益，可能选择与金融科技公司合作。但现在他们更愿意与平安这种规模大的公司合作。”一位平安汽车金融的员工称，平安据此开疆拓土，圈下了很大一片市场。“平安成为最终的收割者，这个结果对一些二手车金融市场的从业者来说，还是有些打击的。”张帆称。金融科技创业者拼死拼活打下天下，教育了市场，最终却等于给传统金融机构做了嫁衣。而这样的案例，不止在二手车金融市场发生。校园贷、现金贷、场景分期，曾经都上演了传统金融机构、持牌系进场，收割市场的故事。02改革变动回过头来，再来看看优信二手车金融在出售后，到底发生了怎样的故事。实际上，58集团似乎对于二手车市场一直心心念念。2015年11月，58旗下的项目“赶集好车”拆分出了瓜子二手车直卖网。除了瓜子二手车直卖网之外，58在二手车领域还有更多的布局，也一直在做二手车金融业务。“业务模式和优信二手车金融类似，但业务规模一直没起来。”张帆称。于是，从去年开始，58就一直在寻找标的，准备收购一些二手车金融业务。“58不只和优信二手车金融聊过，也和美利金融聊过，前者想卖，后者不想卖，所以58最终锁定了前者。”张帆透露。去年7月，58集团控股的汽车金融相关企业Golden Pacer正式收购优信二手车金融。优信金融相关业务和团队，开始被交接给对方。“在优信二手车金融业务出售之前，公司内部正在经历一次大改革。”曾在优信二手车金融和Golden Pacer就职的贺明透露。整个二手车金融在早期的发展中，确实存在很多不够规范的地方。去年，这些不规范之处被媒体大量曝光。比如，媒体报道，在用户贷款的时候，利息中会被加入各种隐含的费用，比如服务费、GPS费用等。这导致用户实际贷款的金额，可能会比合同里写得要多。优信二手车金融用户陈磊称，自己曾在宁波购买了一辆宝马。“当时销售和我说，付完首付之后，贷款金额是24万，我也一直以为自己贷了24万。”结果，在去年11月底接到提示还款的短信时，他才发现，自己的贷款金额，居然是30万。“改革开始后，公司要求将这些费用透明化，并且写进电子合同，在客户面签时让他们读出来，拍照上传系统。”贺明称。但就在改革的关键节点，优信二手车金融业务被出售给Golden Pacer，改革加上变动，加剧了动荡不安。“改革变得混乱，费用看似收得比其他同行高出了三成左右，很多客户看完后就直接放弃了贷款。”贺明称，对于这种突然打破常规的改革尝试，市场的接受度并不高。这也直接影响到了业务员的成单量，有些业务员的薪资下降了一半多。贺明称，在优信二手车金融时，他每月工资在8000元左右，到了Golden Pacer后，只有3000-4000元。同时，新团队还进行了第二大改革，就是减少车商的返点。“给车商的返点，至少比同行少三成。”Golden Pacer员工肖扬称。收费比同行高，客户不乐意；给车商的返点低，车商也不乐意了。“车商都不会首推Golden Pacer了，只有别家贷款被拒绝了，车商才会推荐我们。”肖扬称，这导致的，就是逆向选择——客户都是别人挑剩下的，不是最佳客户。多位员工透露，这一系列的改革操作，结果就是“产品越改越差，业务量流失了不少”。同时，优信想借出售金融业务获得现金流，缓解现实压力的计划，进展也不顺利。优信二手车金融和Golden Pacer合并后，在资金交割上并不彻底。“58并没有把1亿美金全部支付给优信。58在早期支付了一定比例的钱，后面的尾款，到现在都没结算。”知情人士透露。而这个消息，得到了多位员工的证实。“优信本来试图依靠出售金融业务，缓解现金流压力，现在看起来，帮助有限。”张帆称。03人员流动两个团队的合并，历来需要一个艰难的磨合过程，鲜少有完全成功的案例。“基本业务量没有接住。”张帆认为，从业务上看，这是并不成功的合并。而团队的磨合，也不算顺利。优信二手车金融的员工们，基本都跟着业务一起加入了Golden Pacer。“公司并未进行流程培训，我们甚至连报销流程都不懂。”肖扬称，在新的团队里，他们有很多不适应。从去年年底到今年，人员流动频繁。“走了可能有一半的人。”张帆多位好友都随着优信团队加入了Golden Pacer，“但后来都选择了离开，还有一些是先离职Golden Pacer，又转头加入了优信”。而管理层的流动也很大。“年前，优信二手车金融中负责代销、销售运营的负责人，带着一些中层干部离开了。”一位知情人透露。年后赶上疫情，业务量锐减，Golden Pacer也开始裁员。“2月中旬，领导通知我们网点要关停，所有员工办理离职，没有任何赔偿。”Golden Pacer江苏盐城网点的一位员工称。“解除劳动合同的理由是我累计旷工达到三次，但对方又没有提交旷工的证据。” 这位员工对此并不认可，“据我所知，还有很多城市都关停了网点，或者降薪。”3月中旬，正准备开工的贺明，也接到了公司徐州区域负责人的电话。对方称他的业绩不达标，要被优化。最终，Golden Pacer徐州区域员工从以前的二十多个，“裁得只剩三个”。“领导层的人拿到赔偿跳槽了，有些业务层的员工还没有拿到。”贺明称。业务不顺，人员流动，2019年二手车金融领域最大的收购案，难道以失败告终了吗？二手车金融市场三分天下的格局，在2020年完全瓦解。平安可能会一家独大，成为最终的赢家。“格局基本已经稳定，但这个结局，却让人唏嘘。”张帆感慨。*文中受访者为化名。","news_type":1,"symbols_score_info":{"UXIN":1}},"isVote":1,"tweetType":1,"viewCount":2842,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":924589789,"gmtCreate":1588446223641,"gmtModify":1704367657792,"author":{"id":"3518603702218806","authorId":"3518603702218806","name":"虎虎虎优信就是虎","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3518603702218806","authorIdStr":"3518603702218806"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/UXIN\">$优信(UXIN)$</a>市值5000w是正常","listText":"<a 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14:12","market":"us","language":"zh","title":"优信大数据：3月二手车交易强势反弹，国产车大受欢迎","url":"https://stock-news.laohu8.com/highlight/detail?id=2027223425","media":"证券之星","summary":"随着疫情得到有效控制，经济活动持续回暖，曾经一度被“冰冻”起来的二手车市场也开始大幅反弹。加上国家近期一系列促进二手车消费的政策刺激，二手车行业向好趋势明显。国内最大的二手车在线商城优信近日发布数据，","content":"<html><body><article><p>随着疫情得到有效控制，经济活动持续回暖，曾经一度被“冰冻”起来的二手车市场也开始大幅反弹。加上国家近期一系列促进二手车消费的政策刺激，二手车行业向好趋势明显。国内最大的二手车在线商城<a href=\"https://laohu8.com/S/UXIN\">优信</a>近日发布数据，3月，三四线城市增速超过一二线城市，国产车受欢迎。</p><p><strong>二手车市场恢复活跃</strong></p><p>据中国汽车流通协会统计的二手车市场数据显示，今年3月份，全国二手车市场交易量为94.97万辆，交易量同比下降24.06%，交易金额为587.85亿元。相比二月份已经大幅增长。不少有购车需求的消费者，已经把眼光转向了二手车市场。在北京花乡传统二手车市场，虽然出于防控需求对客流量进行限制，但仍挡不住消费者跃跃欲试的购车需求。</p><p>国内最大的二手车在线商城优信在整个疫情期间都保持了有序运营状态。近日，南京、西宁、银川、南昌等多地的消费者，通过<a href=\"https://laohu8.com/S/WB\">微博</a>、贴吧等“晒单”，他们通过优信全国购顺利购得奥迪A6、大众朗逸、北京吉普等品牌爱车。</p><p>优信大数据研究院透露，3月下旬以来，二手车销售出现快速恢复性增长势头。三月份，北京、天津、杭州等一二线城市出现相比二月份出现两倍以上增长势头。部分三四线城市如山西大同、山东威海等地的二手车成交速度远远超过一二线城市，下沉市场的消费能力不容小觑。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20200414141555185v2354vrnqrldbj4\"/><p><strong>80、90刚需明显 国产车力压德日系</strong></p><p>在这一波消费行情下哪些品牌和车系更受消费者青睐？优信大数据显示，目前二手车消费呈现明显的用户年轻化趋势，使得二手车消费类型更加多元。</p><p>优信大数据研究院研究员岳阳表示，目前来看，二手车成交还是处于恢复性增长时期。从以往大数据来看，80后更注重品质、90后更注重经济实惠。90后偏爱买小车如紧凑型车、小型车，考虑价格实惠，降低拥有人生第一辆车的门槛。统计数据显示，95后购买车辆中，价格在10万以下的占比达到七成，刚需特征明显。</p><p>80后随着社会地位和积蓄增加，在追求生活品质方面超90后，奔驰GLK、路虎揽胜、保时捷卡宴等高档车型都在考虑范围。另外对大空间车型的需求更加明显。</p><p>在车型方面，国产二手车受欢迎度反超德系车、美系车、日系车，销量第一，德系、美系、日系紧随其后。不过，国产车销量胜在“集团作战”，单品来说，大众、别克、福特仍然占据前三名，国产车吉利和哈弗闯入前十名，一定程度上反映了国人买车喜好。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20200414141558888v235xxv9o6zpbtu\"/><p><strong>喜提多重政策利好 买车要趁早</strong></p><p>中国汽车流通协会发布报告称，由于疫情因素、春节因素及产能因素，二手车源供应减少，各个级别的车型价格都有上涨，且涨幅较大。但近日自上而下发布促进二手车消费多项举措，尤其二手车增值税大降75%，二手车有了降价的空间，消费者说不定能“捡漏”迎来抄底好机会。</p><p>“按销售额从2%减到0.5%征收增值税”的政策，大大降低了二手车商的成本，从逻辑上讲也会部分让利给消费者。“降低的成本就是利润，只要有利润，多点少点也没那么要紧。”二手车从业者陈老板说。</p><p>随着复工复产，个人出行私人空间需求增长，对于预算有限的刚需族考虑二手车时机正好。优信相关负责人表示，优信“全国购”从技术检测、在线展示到售后保障打消了许多人在线购车的顾虑，在线购车已经渐渐成为趋势，更多人实现了不出门就能买车的简单操作。优信今年将着力提升软件环节的服务能力，从选车、购车到送车、提车，再到售后服务，消费者不但体验上更为简单易用，权益也更有保障。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>优信大数据：3月二手车交易强势反弹，国产车大受欢迎</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n优信大数据：3月二手车交易强势反弹，国产车大受欢迎\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-04-14 14:12 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202004141416017af8026d&s=b><strong>证券之星</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>随着疫情得到有效控制，经济活动持续回暖，曾经一度被“冰冻”起来的二手车市场也开始大幅反弹。加上国家近期一系列促进二手车消费的政策刺激，二手车行业向好趋势明显。国内最大的二手车在线商城优信近日发布数据，3月，三四线城市增速超过一二线城市，国产车受欢迎。二手车市场恢复活跃据中国汽车流通协会统计的二手车市场数据显示，今年3月份，全国二手车市场交易量为94.97万辆，交易量同比下降24.06%，交易金额为...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202004141416017af8026d&s=b\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/ce9c3c6dd8cf321a87724ae412e1ebf2","relate_stocks":{"UXIN":"优信"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202004141416017af8026d&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2027223425","content_text":"随着疫情得到有效控制，经济活动持续回暖，曾经一度被“冰冻”起来的二手车市场也开始大幅反弹。加上国家近期一系列促进二手车消费的政策刺激，二手车行业向好趋势明显。国内最大的二手车在线商城优信近日发布数据，3月，三四线城市增速超过一二线城市，国产车受欢迎。二手车市场恢复活跃据中国汽车流通协会统计的二手车市场数据显示，今年3月份，全国二手车市场交易量为94.97万辆，交易量同比下降24.06%，交易金额为587.85亿元。相比二月份已经大幅增长。不少有购车需求的消费者，已经把眼光转向了二手车市场。在北京花乡传统二手车市场，虽然出于防控需求对客流量进行限制，但仍挡不住消费者跃跃欲试的购车需求。国内最大的二手车在线商城优信在整个疫情期间都保持了有序运营状态。近日，南京、西宁、银川、南昌等多地的消费者，通过微博、贴吧等“晒单”，他们通过优信全国购顺利购得奥迪A6、大众朗逸、北京吉普等品牌爱车。优信大数据研究院透露，3月下旬以来，二手车销售出现快速恢复性增长势头。三月份，北京、天津、杭州等一二线城市出现相比二月份出现两倍以上增长势头。部分三四线城市如山西大同、山东威海等地的二手车成交速度远远超过一二线城市，下沉市场的消费能力不容小觑。80、90刚需明显 国产车力压德日系在这一波消费行情下哪些品牌和车系更受消费者青睐？优信大数据显示，目前二手车消费呈现明显的用户年轻化趋势，使得二手车消费类型更加多元。优信大数据研究院研究员岳阳表示，目前来看，二手车成交还是处于恢复性增长时期。从以往大数据来看，80后更注重品质、90后更注重经济实惠。90后偏爱买小车如紧凑型车、小型车，考虑价格实惠，降低拥有人生第一辆车的门槛。统计数据显示，95后购买车辆中，价格在10万以下的占比达到七成，刚需特征明显。80后随着社会地位和积蓄增加，在追求生活品质方面超90后，奔驰GLK、路虎揽胜、保时捷卡宴等高档车型都在考虑范围。另外对大空间车型的需求更加明显。在车型方面，国产二手车受欢迎度反超德系车、美系车、日系车，销量第一，德系、美系、日系紧随其后。不过，国产车销量胜在“集团作战”，单品来说，大众、别克、福特仍然占据前三名，国产车吉利和哈弗闯入前十名，一定程度上反映了国人买车喜好。喜提多重政策利好 买车要趁早中国汽车流通协会发布报告称，由于疫情因素、春节因素及产能因素，二手车源供应减少，各个级别的车型价格都有上涨，且涨幅较大。但近日自上而下发布促进二手车消费多项举措，尤其二手车增值税大降75%，二手车有了降价的空间，消费者说不定能“捡漏”迎来抄底好机会。“按销售额从2%减到0.5%征收增值税”的政策，大大降低了二手车商的成本，从逻辑上讲也会部分让利给消费者。“降低的成本就是利润，只要有利润，多点少点也没那么要紧。”二手车从业者陈老板说。随着复工复产，个人出行私人空间需求增长，对于预算有限的刚需族考虑二手车时机正好。优信相关负责人表示，优信“全国购”从技术检测、在线展示到售后保障打消了许多人在线购车的顾虑，在线购车已经渐渐成为趋势，更多人实现了不出门就能买车的简单操作。优信今年将着力提升软件环节的服务能力，从选车、购车到送车、提车，再到售后服务，消费者不但体验上更为简单易用，权益也更有保障。","news_type":1,"symbols_score_info":{"UXIN":1}},"isVote":1,"tweetType":1,"viewCount":1190,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":923269862,"gmtCreate":1585842959756,"gmtModify":1704359397512,"author":{"id":"3518603702218806","authorId":"3518603702218806","name":"虎虎虎优信就是虎","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3518603702218806","authorIdStr":"3518603702218806"},"themes":[],"htmlText":"<a 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href=\"https://laohu8.com/S/UXIN\">$优信(UXIN)$</a>有多少转入58的前优信员工偷着笑，大割韭菜几年平安着陆赚的盆满钵满。","text":"$优信(UXIN)$有多少转入58的前优信员工偷着笑，大割韭菜几年平安着陆赚的盆满钵满。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":4,"repostSize":0,"link":"https://laohu8.com/post/983290923","isVote":1,"tweetType":1,"viewCount":4066,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3523779215230629","authorId":"3523779215230629","name":"资溪","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"idStr":"3523779215230629","authorIdStr":"3523779215230629"},"content":"你是不知道58裁员手段更下作，去脉脉看看","text":"你是不知道58裁员手段更下作，去脉脉看看","html":"你是不知道58裁员手段更下作，去脉脉看看"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":983205510,"gmtCreate":1583256138330,"gmtModify":1704349283321,"author":{"id":"3518603702218806","authorId":"3518603702218806","name":"虎虎虎优信就是虎","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3518603702218806","authorIdStr":"3518603702218806"},"themes":[],"htmlText":"优信的城市经理区总卷了多少钱。呵呵呵呵","listText":"优信的城市经理区总卷了多少钱。呵呵呵呵","text":"优信的城市经理区总卷了多少钱。呵呵呵呵","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/983205510","repostId":"2016311107","repostType":2,"isVote":1,"tweetType":1,"viewCount":1486,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":983133760,"gmtCreate":1583165364250,"gmtModify":1704348901504,"author":{"id":"3518603702218806","authorId":"3518603702218806","name":"虎虎虎优信就是虎","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3518603702218806","authorIdStr":"3518603702218806"},"themes":[],"htmlText":"现金流健康，就是不给合伙人结钱","listText":"现金流健康，就是不给合伙人结钱","text":"现金流健康，就是不给合伙人结钱","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/983133760","repostId":"2016682063","repostType":2,"repost":{"id":"2016682063","kind":"news","pubTimestamp":1583147066,"share":"https://www.laohu8.com/m/news/2016682063?lang=&edition=full","pubTime":"2020-03-02 19:04","market":"us","language":"zh","title":"优信(UXIN.US)回应停工待岗：不裁员，未停工 ，现金流健康","url":"https://stock-news.laohu8.com/highlight/detail?id=2016682063","media":"金融界网站 ","summary":"因疫情防控带来的车辆无法按时过户或交付运输受阻等原因，二手车及整个汽车行业都受到影响。2月下旬开始，随着各行各业逐步复工，二手车也逐渐回暖。 3月1日，一则优信停工待岗的消息在网上引起较大影响，引发社","content":"<html><body><div><p>　　因疫情防控带来的车辆无法按时过户或交付运输受阻等原因，二手车及整个汽车行业都受到影响。2月下旬开始，随着各行各业逐步复工，二手车也逐渐回暖。 3月1日，一则<a href=\"https://laohu8.com/S/UXIN\">优信</a>停工待岗的消息在网上引起较大影响，引发社会对整个二手车行业关注。今天（3月2日），优信二手车官方回应称，公司不裁员、未停工、现金流健康。</p><p>　　对于极个别媒体发布不实报道称优信“停工”、“休克”，优信澄清：疫情期间，优信各项工作都按照防疫要求正常开展，没有停工更没有“休克”。目前，业务端交易量稳步回升，资本相关项目交易也在顺利有序推进。</p><p>　　 疫情爆发之初，优信管理层对疫情影响充分预判，并积极应对，确保了公司现金流健康。为了公司发展及员工长期利益，2月15日，公司启动暂时性灵活用工及在岗员工临时降薪等措施。</p><p>　　 优信表示，虽然疫情对二手车行业有较大影响，但公司决定不裁员。为部分灵活用工同事依据法规缴纳保险全额并发放生活保障金，其他员工按级别临时性降薪，管理层带头降薪。这些举措取得了绝大多数同事的理解和支持。</p><p>　　 优信相关负责人介绍，由于疫情防控需要，车辆无法按时过户或交付运输交付受阻。虽然整体二手车行业已逐渐恢复，可能整个市场逐步回暖尚需时间。国内二手车市场潜力巨大，尤其是线上购买二手车更是未来的发展方向。作为国内最成熟的二手车在线商城，优信开创的线上购车与“全国购”模式迎来前所未有的发展机遇。疫情过后，优信将更好地把握住市场机会，实现持续稳健高质量发展。</p>\n<div>\n</div>\n</div></body></html>","source":"jinrongjie_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" 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</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>因疫情防控带来的车辆无法按时过户或交付运输受阻等原因，二手车及整个汽车行业都受到影响。2月下旬开始，随着各行各业逐步复工，二手车也逐渐回暖。 3月1日，一则优信停工待岗的消息在网上引起较大影响，引发社会对整个二手车行业关注。今天（3月2日），优信二手车官方回应称，公司不裁员、未停工、现金流健康。　　对于极个别媒体发布不实报道称优信“停工”、“休克”，优信澄清：疫情期间，优信各项工作都按照防疫要求...</p>\n\n<a href=\"http://hk.jrj.com.cn/2020/03/02190428935827.shtml\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/7ade1733a461c9483048e104ccc2d044","relate_stocks":{"UXIN":"优信"},"source_url":"http://hk.jrj.com.cn/2020/03/02190428935827.shtml","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2016682063","content_text":"因疫情防控带来的车辆无法按时过户或交付运输受阻等原因，二手车及整个汽车行业都受到影响。2月下旬开始，随着各行各业逐步复工，二手车也逐渐回暖。 3月1日，一则优信停工待岗的消息在网上引起较大影响，引发社会对整个二手车行业关注。今天（3月2日），优信二手车官方回应称，公司不裁员、未停工、现金流健康。　　对于极个别媒体发布不实报道称优信“停工”、“休克”，优信澄清：疫情期间，优信各项工作都按照防疫要求正常开展，没有停工更没有“休克”。目前，业务端交易量稳步回升，资本相关项目交易也在顺利有序推进。　　 疫情爆发之初，优信管理层对疫情影响充分预判，并积极应对，确保了公司现金流健康。为了公司发展及员工长期利益，2月15日，公司启动暂时性灵活用工及在岗员工临时降薪等措施。　　 优信表示，虽然疫情对二手车行业有较大影响，但公司决定不裁员。为部分灵活用工同事依据法规缴纳保险全额并发放生活保障金，其他员工按级别临时性降薪，管理层带头降薪。这些举措取得了绝大多数同事的理解和支持。　　 优信相关负责人介绍，由于疫情防控需要，车辆无法按时过户或交付运输交付受阻。虽然整体二手车行业已逐渐恢复，可能整个市场逐步回暖尚需时间。国内二手车市场潜力巨大，尤其是线上购买二手车更是未来的发展方向。作为国内最成熟的二手车在线商城，优信开创的线上购车与“全国购”模式迎来前所未有的发展机遇。疫情过后，优信将更好地把握住市场机会，实现持续稳健高质量发展。","news_type":1,"symbols_score_info":{"UXIN":1}},"isVote":1,"tweetType":1,"viewCount":1423,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":983039606,"gmtCreate":1582943018605,"gmtModify":1704348482965,"author":{"id":"3518603702218806","authorId":"3518603702218806","name":"虎虎虎优信就是虎","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3518603702218806","authorIdStr":"3518603702218806"},"themes":[],"htmlText":"摸准敛财吧","listText":"摸准敛财吧","text":"摸准敛财吧","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/983039606","repostId":"2015800590","repostType":2,"isVote":1,"tweetType":1,"viewCount":836,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":989677565,"gmtCreate":1582819982057,"gmtModify":1704347910973,"author":{"id":"3518603702218806","authorId":"3518603702218806","name":"虎虎虎优信就是虎","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3518603702218806","authorIdStr":"3518603702218806"},"themes":[],"htmlText":"<a 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