JasonFang的个人主页 - 老虎社区

JasonFang

JasonFang

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IP属地：四川

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10-12

跑不掉的，钱拿出来了还债。

宜人智科发布声明：公司经营正常，涉案事项未关联自身业务

10-12

宜人智科出来说话

宜信被立案侦查，5月曾承诺“良性清退”，如今兑付仍悬而未决

10-12

宜人智科快出来澄清，撇清关系啊！要快，不然警察要上门了

宜信实控人唐宁被采取刑事措施，此前自爆“可能资不抵债”

10-12

宜人智科不是早就撇清关系，第一时间切割了嘛；这种新闻怎么会出现在宜人智科专栏里？

宜信相关公司被立案侦查！实控人唐某、赵某等已被采取强制措施

07-02

唐宁类固收的钱好久还？10W投资者等的着急

Yiren Digital Approves $20 Million Share Buyback Program<blockquote>伊人数码批准2000万美元股票回购计划</blockquote>

06-26

把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。

Yiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益 (0.82) 美元，较同比 0.39 美元下降，销售额 1.3668 亿美元，较同比 2.14219 亿美元下降</blockquote>

06-18

你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。

宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关

06-11

欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？

风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身

06-10

这么多债权人等着你还钱呢？

Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持股份</blockquote>

06-03

毫无信誉可言，投资人也不傻；股价要跌倒1毛钱

宜人智科：业务持续正常运营，日常运作未受影响

06-03

投资人不傻！

宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关

03-05

不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。

苹果M5 Pro/Max首发三层核心架构，引入全新超级核心

2025-10-15

面容ID何时上？

苹果M5芯片MacBook Pro最快今晚推出有望提供深蓝色

2024-10-16

1+1=1

高通据悉将等到美国11月大选后再决定对英特尔的行动

2024-08-02

请问上涨也包含intel ？

AMD vs 英特尔 vs 英伟达：谁的上涨潜力最大？

2024-08-02

我windows11不定时蓝屏死机，可以帮我处理一下嘛？垃圾公司！

Windows蓝屏起源官方揭秘：3个人写了3种包括CEO鲍尔默

2024-06-25

假3nm

英特尔(INTC)Intel 3制程进入大量生产阶段

2024-06-25

前10年干掉intel，后10年干掉英伟达

128GB 内存、120W 功耗，AMD 锐龙 Strix Halo APU 新评估板现身

2024-06-25

跌落神坛

七大"护城河"支撑英伟达股价升至200美元

2024-06-21

股票回落到205附近就买了

苹果带来全新AI叙事，除了硬件，还有大模型

去老虎APP查看更多动态

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charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜信被立案侦查，5月曾承诺“良性清退”，如今兑付仍悬而未决</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜信被立案侦查，5月曾承诺“良性清退”，如今兑付仍悬而未决\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-10-12 16:30 北京时间&nbsp;&nbsp;&nbsp;<a href=http://news.10jqka.com.cn/20261012/c680592178.shtml><strong>同花顺</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>10月12日，据“平安北京朝阳”官微，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某(男，53岁)、赵某(女，51岁)等多名犯罪嫌疑人已被依法采取刑事强制措施。警方表示，目前，公安机关正在全力开展案件侦办，请投资人积极配合警方调查取证，通过法律途径维护自身权益。投资人可通过网上报案、邮寄报案、实地报案三种方式进行报案登记，请勿相信不法分子以提前兑付等名义实施...</p>\n\n<a href=\"http://news.10jqka.com.cn/20261012/c680592178.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科","BK4166":"消费信贷"},"source_url":"http://news.10jqka.com.cn/20261012/c680592178.shtml","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2674987887","content_text":"10月12日，据“平安北京朝阳”官微，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某(男，53岁)、赵某(女，51岁)等多名犯罪嫌疑人已被依法采取刑事强制措施。警方表示，目前，公安机关正在全力开展案件侦办，请投资人积极配合警方调查取证，通过法律途径维护自身权益。投资人可通过网上报案、邮寄报案、实地报案三种方式进行报案登记，请勿相信不法分子以提前兑付等名义实施诈骗。来自“平安北京朝阳”官微有投资者表示，10月11日晚，宜信集团通过旗下瑞承App、宜人优选App向类固收产品客户定向发布《关于向类固收产品客户的致歉信》，信中承认，“集团多项业务亏损较大，加上市场化处置资产价值低，缺乏有效资金来源，造成类固收产品实质违约”，并称“宜信集团可能资不抵债，偿债缺口较大。”来自宜信致歉信内容官网信息显示，宜信成立于2006年，总部设立在北京，创始人、CEO为唐宁(1973年生)。唐宁同时担任旗下宜人智科（YRD）(YRD.US)董事会主席、CEO，该公司前身宜人贷于2015年12月登陆纽约证券交易所，被称为“P2P第一股”，后剥离网贷业务，目前更名为宜人智科（YRD）。来自宜信官网接近宜人智科（YRD）的人士10月12日对财闻表示，“我们也是今天才知道这个消息，现在人心惶惶。”有投资者对财闻称，相关公司被立案后，全额兑付的可能性渺茫，“不可能都兑付了”。今年5月，市场曾有消息称，宜信自5月22日起对旗下类固收产品进行“良性清退”，预计4到6周内公布具体清退方案，但相关方案未见下文。彼时，一份在投资者圈层流传、标注为“唐宁5月22日发言”的材料显示，“2026年5月22日，宜信决定暂停旗下全部信贷产品的本金及收益兑付”“我们承诺不转移资产，不放弃责任。”5月25日，上市公司宜人智科（YRD）官微发布声明称，宜人智科（YRD）作为独立运营的上市公司主体，与其他业务板块分属独立的业务体系，运营管理完全隔离，彼此经营独立、互不影响。宜人智科（YRD）未开展任何财富管理类相关业务。不过，在业绩表现方面，宜人智科（YRD）二季度总净营收下滑明显，财报显示，2026年二季度，该公司总净营收为8.9亿元，环比下降3%，同比下降46%。其中，信贷解决方案业务收入为7.78亿元，环比下降2%，同比下降48%；保险经纪业务收入为6730万元，环比下降23%，同比增长16%；其他业务收入为4500万元，环比增长40%，同比下降57%。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":194,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":617587283346128,"gmtCreate":1791797346668,"gmtModify":1791797464480,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"宜人智科快出来澄清，撇清关系啊！要快，不然警察要上门了","listText":"宜人智科快出来澄清，撇清关系啊！要快，不然警察要上门了","text":"宜人智科快出来澄清，撇清关系啊！要快，不然警察要上门了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/617587283346128","repostId":"2674228648","repostType":2,"repost":{"id":"2674228648","kind":"news","pubTimestamp":1791787560,"share":"https://www.laohunote.com/m/news/2674228648?lang=zh_CN&edition=full","pubTime":"2026-10-12 14:46","market":"hk","language":"zh","title":"宜信实控人唐宁被采取刑事措施，此前自爆“可能资不抵债”","url":"https://stock-news.laohu8.com/highlight/detail?id=2674228648","media":"南方都市报","summary":"2026年10月12日，平安北京朝阳发布警情通报称，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某（51岁）、赵某（51岁）等多名犯罪嫌疑人已被依法采取刑事强制措施。警情通报同时表示，为全面查清案情、全力追赃挽损，请投资人通过网上报案、邮寄报案、实地报案等方式，进行报案。","content":"<div>\n<p>2026年10月12日，平安北京朝阳发布警情通报称，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某（51岁）、赵某（51岁）等多名犯罪嫌疑人已被依法采取刑事强制措施。 　　警情通报同时表示，为全面查清案情、全力追赃挽损，请投资人通过网上报案、邮寄报案、实地报案等方式，进行报案。　　宜信实际控制人唐宁，曾任职美国华尔街DLJ投资银行，从事企业上市、发债及并购...</p>\n\n<a href=\"http://money.eastmoney.com/a/202610123892633969.html\">网页链接</a>\n\n</div>\n","source":"stock_eastmoney","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜信实控人唐宁被采取刑事措施，此前自爆“可能资不抵债”</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜信实控人唐宁被采取刑事措施，此前自爆“可能资不抵债”\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-10-12 14:46 北京时间&nbsp;&nbsp;&nbsp;<a href=http://money.eastmoney.com/a/202610123892633969.html><strong>南方都市报</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>2026年10月12日，平安北京朝阳发布警情通报称，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某（51岁）、赵某（51岁）等多名犯罪嫌疑人已被依法采取刑事强制措施。 　　警情通报同时表示，为全面查清案情、全力追赃挽损，请投资人通过网上报案、邮寄报案、实地报案等方式，进行报案。　　宜信实际控制人唐宁，曾任职美国华尔街DLJ投资银行，从事企业上市、发债及并购...</p>\n\n<a href=\"http://money.eastmoney.com/a/202610123892633969.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"http://money.eastmoney.com/a/202610123892633969.html","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2674228648","content_text":"2026年10月12日，平安北京朝阳发布警情通报称，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某（51岁）、赵某（51岁）等多名犯罪嫌疑人已被依法采取刑事强制措施。 　　警情通报同时表示，为全面查清案情、全力追赃挽损，请投资人通过网上报案、邮寄报案、实地报案等方式，进行报案。　　宜信实际控制人唐宁，曾任职美国华尔街DLJ投资银行，从事企业上市、发债及并购业务，2000年回国后任亚信集团战略投资总监，后创立华创资本从事早期风投。2006年在北京创办宜信公司，2015年12月，带领旗下宜人金科（NYSE:YRD，即“宜人智科”）登陆纽交所。　　宜人智科目前价格为1美元/股，较10美元/股的发行价，已经跌去九成。　　巅峰时期，宜信一度投资了付安易达（北京）网络技术有限公司、宜信卓越财富投资管理有限公司、宜信博诚保险销售服务有限公司、宜信惠琮国际融资租赁有限公司等企业，持有支付、财富管理、保险销售、融资租赁等多张金融牌照，并成立了好望角出入境咨询服务有限公司，面向高净值人群提供全球资产配置咨询服务。宜信旗下宜人贷，则是助贷行业头部平台。　　不过，今年中，宜信财富兑付困难的现象开始出现，陆续有投资者感知到提前到账延迟。5月，宜信正式宣布因底层资产变现困难、回款不及预期，对旗下类固收产品启动“良性清退”，并暂停类固收产品本金和利息兑付。　　10月11日晚，宜信通过瑞承App、宜人优选App中向类固收投资者定向推送《关于向类固收产品客户的致歉信》，直言宜信集团可能资不抵债。　　在致歉信中，宜信集团表示：2026年5月22日，由于宜信集团普惠金融和财富管理业务规模收缩，收益不佳，集团研究决定全面停止类固收产品兑付，尽量通过良性清退公平清偿所有投资者。但是由于集团多项业务亏损较大，加上市场化处置资产价值低，缺乏有效资金来源，造成类固收产品实质违约，对此向产品客户深表歉意。　　宜信集团称，在全面停止类固收产品兑付后，系统梳理各类业务状况，抓紧时间委托第三方机构进行清产核资，财务尽调机构梳理相关材料，初步发现宜信集团可能资不抵债，偿债缺口较大。宜信集团未兑付类固收产品对应的底层资产质量差，积极寻求市场化整体处置无果。法律尽调机构表示无法根据集团提供的交易渠道和模式等相关材料，对类固收产品合规性进行独立调查。　　值得一提的是，朝阳警方在警情通报中表示，目前，公安机关正在全力开展案件侦办，请投资人积极配合警方调查取证，通过法律途径维护自身权益。请勿相信不法分子以提前兑付等名义实施诈骗，提高警惕，谨防上当受骗。（文章来源：南方都市报）","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":275,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":617586680755592,"gmtCreate":1791797264011,"gmtModify":1791797266261,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"宜人智科不是早就撇清关系，第一时间切割了嘛；这种新闻怎么会出现在宜人智科专栏里？","listText":"宜人智科不是早就撇清关系，第一时间切割了嘛；这种新闻怎么会出现在宜人智科专栏里？","text":"宜人智科不是早就撇清关系，第一时间切割了嘛；这种新闻怎么会出现在宜人智科专栏里？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/617586680755592","repostId":"2674189826","repostType":2,"repost":{"id":"2674189826","kind":"highlight","pubTimestamp":1791780900,"share":"https://www.laohunote.com/m/news/2674189826?lang=zh_CN&edition=full","pubTime":"2026-10-12 12:55","market":"fut","language":"zh","title":"宜信相关公司被立案侦查！实控人唐某、赵某等已被采取强制措施","url":"https://stock-news.laohu8.com/highlight/detail?id=2674189826","media":"同花顺","summary":"21世纪经济报道记者李览青10月12日中午，朝阳公安官方微信公众号“平安北京朝阳”发布警情通报。通报显示，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际 ...","content":"<div>\n<p>21世纪经济报道记者李览青10月12日中午，朝阳公安官方微信公众号“平安北京朝阳”发布警情通报。通报显示，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某(男，53岁)、赵某(女，51岁)等多名犯罪嫌疑人已被依法采取刑事强制措施。21世纪经济报道记者从多位宜信产品投资者处了解到，10月11日傍晚，宜信集团通过旗下瑞承App、宜人优选App向类固收产品投资者定向...</p>\n\n<a href=\"http://news.10jqka.com.cn/20261012/c680580672.shtml\">网页链接</a>\n\n</div>\n","source":"tonghuashun_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜信相关公司被立案侦查！实控人唐某、赵某等已被采取强制措施</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜信相关公司被立案侦查！实控人唐某、赵某等已被采取强制措施\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-10-12 12:55 北京时间&nbsp;&nbsp;&nbsp;<a href=http://news.10jqka.com.cn/20261012/c680580672.shtml><strong>同花顺</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>21世纪经济报道记者李览青10月12日中午，朝阳公安官方微信公众号“平安北京朝阳”发布警情通报。通报显示，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某(男，53岁)、赵某(女，51岁)等多名犯罪嫌疑人已被依法采取刑事强制措施。21世纪经济报道记者从多位宜信产品投资者处了解到，10月11日傍晚，宜信集团通过旗下瑞承App、宜人优选App向类固收产品投资者定向...</p>\n\n<a href=\"http://news.10jqka.com.cn/20261012/c680580672.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"http://news.10jqka.com.cn/20261012/c680580672.shtml","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2674189826","content_text":"21世纪经济报道记者李览青10月12日中午，朝阳公安官方微信公众号“平安北京朝阳”发布警情通报。通报显示，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某(男，53岁)、赵某(女，51岁)等多名犯罪嫌疑人已被依法采取刑事强制措施。21世纪经济报道记者从多位宜信产品投资者处了解到，10月11日傍晚，宜信集团通过旗下瑞承App、宜人优选App向类固收产品投资者定向发布致歉信。在致歉信中，宜信方面承认，5月22日，由于集团普惠金融与财富管理业务规模收缩，收益不佳，集团研究决定全面停止类固收产品兑付，尽量通过良性清退公平清偿所有投资者。但是集团多项业务亏损较大，加上市场化处置资产价值低，缺乏有效资金来源，导致类固收产品实质违约，对此向产品客户深表歉意。宜信集团在公告中表示，在全面停止类固收产品兑付后，系统梳理各类业务状况，抓紧时间委托第三方机构进行清产核资，财务尽调机构梳理相关材料，初步发现宜信集团可能资不抵债，偿债缺口较大。宜信集团未兑付类固收产品对应的底层资产质量差，集团积极寻求市场化整体处置无果。法律尽调机构表示无法根据集团提供的交易渠道和模式等相关材料，对类固收产品合规性进行独立调查。对此，宜信集团表示将进一步摸清资产负债底数，继续稳定开展助贷业务和其他持牌业务，尽最大努力加快不良债权清收，加快推动有价资产处置变现，尽最大诚意和类固收产品客户沟通对接，依法依规开展类固收产品业务风险化解，加快向投资者进行公平清偿。宜信集团在致歉信中提到的“继续稳定开展助贷业务和其他持牌业务”，指的是其美股上市公司宜人智科（YRD）(NYSE:YRD)。今年5月25日，在宜信集团宣布类固收产品“良性清退”后，宜人智科（YRD）曾发布声明，表示其作为独立运营的上市公司主体，与其他业务板块分属独立的业务体系，运营管理完全隔离，彼此经营独立、互不影响，宜人智科（YRD）未开展任何财富管理类相关业务。但资本市场对宜人智科（YRD）的态度已然通过股价表现出来。5月22日，宜人智科（YRD）单日跌幅达到14.44%，报收1.6美元/股。6月30日，宜人智科（YRD）单日跌幅达到24%，报收0.84美元/股。此后公司股价持续在1美元上下浮动。业绩方面，宜人智科（YRD）二季报显示，2026年第二季度的总净收入为8.9亿元，环比下降3%，同比下降46%。其中，信贷解决方案业务的收入为7.776亿元，环比下降2%，同比下降48%。2026年第二季度促成的贷款总额为63亿元，环比下降29%，同比下降69%。另外，保险经纪业务收入为6730万元，环比下降23%，同比增长16%。其他业务收入为4500万元，环比增长40%，同比下降57%。值得关注的是，在9月30日宜人智科（YRD）举行的二季度业绩电话沟通会上，宜信集团创始人兼CEO唐宁出席，完整陈述了相关业绩情况，取消了往期惯例的投资者问答环节。“在2026年第二季度，我们对信贷解决方案业务保持了严谨的态度，优先考虑投资组合质量和风险调整后收益，同时适度放缓短期贷款发放量。在这一策略下，我们看到后期逾期率有所改善，且老客户的贡献度有所提高。我们继续优化服务模式，利用人工智能（885728）创新来提供资本密集度更低、更注重技术的服务。”唐宁表示。10月12日，记者多次拨打唐宁的电话，发现其手机已关机。公开信息显示，唐宁出生于1973年，今年53岁，其妻子赵玫曾持有宜人智科（YRD）部分股权，不过在2025年年报中，已无相关披露。(作者：李览青编辑：周炎炎)","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":112,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":581457375703880,"gmtCreate":1782988799519,"gmtModify":1782988801499,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"唐宁类固收的钱好久还？10W投资者等的着急","listText":"唐宁类固收的钱好久还？10W投资者等的着急","text":"唐宁类固收的钱好久还？10W投资者等的着急","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/581457375703880","repostId":"2648509297","repostType":2,"repost":{"id":"2648509297","kind":"highlight","weMediaInfo":{"introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. Better news, better service, better price.","home_visible":1,"media_name":"MT Newswires Live","id":"1092851196","head_image":"https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e"},"pubTimestamp":1782988129,"share":"https://www.laohunote.com/m/news/2648509297?lang=zh_CN&edition=full","pubTime":"2026-07-02 18:28","market":"fut","language":"en","title":"Yiren Digital Approves $20 Million Share Buyback Program<blockquote>伊人数码批准2000万美元股票回购计划</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2648509297","media":"MT Newswires Live","summary":"Yiren Digital  said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.Yiren Digital said it will fund the buybacks with its existing cash balance.","content":"<p><html><body> Yiren Digital (YRD) said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.</p><p><blockquote><html><body>宜人数码 (YRD) 周四表示，其董事会批准了一项 2000 万美元的新股票回购计划，允许其在未来 12 个月内回购最多 10% 的已发行股票或美国存托股票。</body></html></blockquote></p><p>The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.</p><p><blockquote>该公司表示，可能会通过公开市场购买、私下协商交易、大宗交易或其他允许的方式回购股票。</blockquote></p><p>Yiren Digital said it will fund the buybacks with its existing cash balance.</p><p><blockquote>伊人数码表示，将用现有现金余额为回购提供资金。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","source":"mtnewswires_news","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Approves $20 Million Share Buyback Program<blockquote>伊人数码批准2000万美元股票回购计划</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Approves $20 Million Share Buyback Program<blockquote>伊人数码批准2000万美元股票回购计划</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1092851196\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">MT Newswires Live </p>\n<p class=\"h-time smaller\">2026-07-02 18:28</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><body> Yiren Digital (YRD) said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.</p><p><blockquote><html><body>宜人数码 (YRD) 周四表示，其董事会批准了一项 2000 万美元的新股票回购计划，允许其在未来 12 个月内回购最多 10% 的已发行股票或美国存托股票。</body></html></blockquote></p><p>The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.</p><p><blockquote>该公司表示，可能会通过公开市场购买、私下协商交易、大宗交易或其他允许的方式回购股票。</blockquote></p><p>Yiren Digital said it will fund the buybacks with its existing cash balance.</p><p><blockquote>伊人数码表示，将用现有现金余额为回购提供资金。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"https://www.mtnewswires.com/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2648509297","content_text":"Yiren Digital (YRD) said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.Yiren Digital said it will fund the buybacks with its existing cash balance.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":893,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":579238729998728,"gmtCreate":1782445793906,"gmtModify":1782447579824,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。","listText":"把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。","text":"把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/579238729998728","repostId":"2646872848","repostType":2,"repost":{"id":"2646872848","kind":"highlight","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga Earnings","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1782385353,"share":"https://www.laohunote.com/m/news/2646872848?lang=zh_CN&edition=full","pubTime":"2026-06-25 19:02","market":"hk","language":"en","title":"Yiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益 (0.82) 美元，较同比 0.39 美元下降，销售额 1.3668 亿美元，较同比 2.14219 亿美元下降</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2646872848","media":"Benzinga Earnings","summary":"Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales","content":"<p><html><body>Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.</p><p><blockquote><html><body>伊人数码（纽约证券交易所股票代码：YRD）公布季度亏损为每股0.82美元。与去年同期每股收益 0.39 美元相比，下降了 310.26%。该公司报告本季度销售额为 1.32668 亿美元。与去年同期 2.14219 亿美元的销售额相比，下降了 38.07%。</body></html></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益 (0.82) 美元，较同比 0.39 美元下降，销售额 1.3668 亿美元，较同比 2.14219 亿美元下降</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益 (0.82) 美元，较同比 0.39 美元下降，销售额 1.3668 亿美元，较同比 2.14219 亿美元下降</blockquote>\n</h2>\n<h4 class=\"meta\">\n<div class=\"head\" \">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga Earnings </p>\n<p class=\"h-time smaller\">2026-06-25 19:02</p>\n</div>\n</div>\n</h4>\n</header>\n<article>\n<p><html><body>Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.</p><p><blockquote><html><body>伊人数码（纽约证券交易所股票代码：YRD）公布季度亏损为每股0.82美元。与去年同期每股收益 0.39 美元相比，下降了 310.26%。该公司报告本季度销售额为 1.32668 亿美元。与去年同期 2.14219 亿美元的销售额相比，下降了 38.07%。</body></html></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科"},"source_url":"https://www.benzinga.com/news/earnings/26/06/60092257/yiren-digital-q1-eps-0-82-down-0-39-yoy-sales-132-668m-down-214-219m-yoy","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2646872848","content_text":"Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":833,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":576386503579664,"gmtCreate":1781742911181,"gmtModify":1781746186655,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","listText":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","text":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","images":[{"img":"https://static.tigerbbs.com/f3f75522babc3741b79fc87ea7fcbe9a"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/576386503579664","repostId":"1124139910","repostType":2,"repost":{"id":"1124139910","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795252,"share":"https://www.laohunote.com/m/news/1124139910?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:34","market":"us","language":"zh","title":"宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关","url":"https://stock-news.laohu8.com/highlight/detail?id=1124139910","media":"美股速递","summary":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","content":"<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1004306016\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">美股速递 </p>\n<p class=\"h-time\">2026-05-26 19:34</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1124139910","content_text":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":1133,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":574061127102888,"gmtCreate":1781165601806,"gmtModify":1781167235311,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","listText":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","text":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/574061127102888","repostId":"2635781454","repostType":2,"repost":{"id":"2635781454","kind":"news","pubTimestamp":1778672349,"share":"https://www.laohunote.com/m/news/2635781454?lang=zh_CN&edition=full","pubTime":"2026-05-13 19:39","market":"fut","language":"zh","title":"风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身","url":"https://stock-news.laohu8.com/highlight/detail?id=2635781454","media":"智通财经","summary":"在行业普遍收缩风控、压降规模的背景下，宜人智科交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。","content":"<html><body><p>智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。</p><p>在行业普遍收缩风控、压降规模的背景下，<a href=\"https://laohu8.com/S/YRD\">宜人智科</a>（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。</p><p>然而，利润端的剧烈波动，并非经营能力的崩塌，而是一次主动的财务“排雷”。通过集中计提拨备锁定风险上限并主动收缩信贷规模，宜人智科正将经营重心从规模扩张转向资产质量修复，让AI从后台的技术储备跃升为前台的核心利润引擎。</p><p><strong>大额拨备“</strong><strong>排雷”</strong><strong>背后：风险出清与修复逻辑</strong></p><p>2025全年，公司计提或有负债拨备23.66亿元，仅四季度就计提11.10亿元。这一举动直接吞噬了当期利润，却也提前覆盖了宏观经济波动与行业信用风险上升带来的潜在损失敞口。</p><p>事实上，从拨备前利润视角观察，公司2025年的经营成果依然保持正向。在Non-GAAP口径下，经调整担保收入与拨备时间错配后的净利润为8.34亿元，更真实地反映了主营业务的造血能力。</p><p>换言之，这种“以利润换安全垫”的操作，虽然压低了GAAP账面利润，但并没有改变公司核心业务产生现金流和利润的基本面，而是将未来的不确定性提前锁定在2025年的报表中，为主业修复和利润反弹扫清了障碍。</p><p>同期，宜人智科主动收紧了信贷策略，四季度撮合贷款环比下降40%，在贷余额环比下降17%，服务借款人数骤降44%。在行业首日逾期率升至6.1%、30天回收率跌至84.1%的背景下，公司选择以规模换安全，将1-30天逾期率控制在3.4%，优于行业可比水平。</p><p>同时，公司传统业务的基本盘依然稳固。累计服务客户超1400万，复借率维持在77%的高位，证明了核心客群的粘性。互联网保险分销渠道在2025年表现出强劲的增长势头，GWP季度复合增长率达到87%，显示出“线上+线下”融合模式在结构优化中的韧性。</p><p><strong>2026年第一季度已然过去，一季报披露在即。需要提前说明的是，第一季度通常是信贷行业的传统淡季，春节长假导致工作日减少、信贷需求季节性走低，这在往年财报中已有清晰体现。</strong>叠加2025年全年大额拨备带来的财务惯性，2026年Q1大概率仍将呈现“营收承压、拨备高企”的特征，GAAP口径下的净利润可能继续处于修复区间。</p><p>然而，投资者应穿透账面数字看到底层的“暖意”。进入2026年以来，一些先行指标已出现积极变化。促成贷款量在第一季度环比有所恢复，老客复借率保持在健康区间，而核心逾期率指标也呈现出逐月环比改善的态势。此外，公司在国际化和新兴业务布局方面亦取得阶段性进展，若相关项目在Q1期间有进一步信息披露，将形成多点开花的正面叙事。</p><p><strong>从“</strong><strong>技术投入”</strong><strong>到“</strong><strong>利润引擎” AI</strong><strong>深嵌业务全链路</strong></p><p><strong>过去几年，AI在宜人智科更多呈现为单点开花的状态——在营销、风控等某一环节各自突破，彼此尚未形成闭环。2025年以来，这一局面发生了根本性变化。AI已从“单点工具”进化为“全链路操作系统”，深度嵌入信贷撮合、营销获客、资金调度、风控、质检、法务等每一个核心业务环节，完成从“技术投入”到“经营结果”的实质跃迁。</strong></p><p><strong>一方面，它们擅长锁定高频核心场景，比如金融行业的投研、风控等关键环节，用AI系统处理海量金融数据并识别交易风险；另一方面，还能推动端到端的流程再造，比如在营销环节，用AI生成合规的个性化产品推介文档并完成多渠道投放，将人工合规审核与内容制作环节数字化，同时建立清晰的效果验证体系，通过转化率、成本下降率等指标衡量AI价值，确保投入产出比可控。</strong></p><p>这不是概念的升级，而是实打实的落地。在营销端，AIGC智能体日均执行1700余项任务，内容生成时间压缩至0.5秒，结合智能语音交互，显著降低了营销成本。客服大模型准确率达92%，实现7x24小时自动化服务；质检智能体每日处理超200万条销售记录，将合规风险拦截于事前。AI资金配置智能体将匹配率从60%提升至66%，资产成本下降24个基点，单此一项累计节省现金流5400万元。</p><p>面对行业性逾期率波动，AI不仅是提效工具，更是风控的“免疫系统”。宜人智科通过多模态大模型风控体系，每日拦截超3万个异常账户，全年阻止潜在损失逾1.8亿元。</p><p>综合各业务条线，2025年AI驱动的降本增效效果显著。这意味着AI在公司内部已不再是需要单独核算的研发费用，而是内生于业务流程、持续产生正向现金流的核心能力。</p><p><strong>不止于金融科技 AI</strong><strong>跨场景赋能下的“</strong><strong>隐性重塑”</strong></p><p>虽然从当前报表看，信贷相关业务依然是宜人智科收入的主要来源，但收入结构已在表层之下发生变化。</p><p>一方面，基于“智语大模型”及AI智能体平台，公司已打磨出一套覆盖风控、营销及资金匹配的通用AI能力体系。这套能力在金融主业中经过充分验证，具备极强的通用性与可复制性，已具备向外部机构输出的技术基础。这类技术服务不占用资本金，毛利率更高，是典型的轻资产模式，有望成为公司收入结构中重要的增量来源。</p><p>另一方面，“AI一切”战略的跨赛道布局已进入导入期。公司将金融场景中成熟的AI交互能力，逐步复用到AI学习和AI娱乐等新兴赛道。这些新业务虽仍处于战略投入阶段，尚未形成规模化收入，但已清晰勾勒出未来的增长曲线。在公司看来，AI底层能力具备天然的跨行业通用属性，最终将渗透金融、成长、生活服务等多元场景。</p><p>这种布局并非简单的业务多元化，而是形成了“主业迭代—能力复用—生态反哺”的良性闭环。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。</p><p>宜人智科的转型逻辑，本质上是企业基因的系统性进化。<strong>公司已跳出“在原有流程上打补丁”的适配阶段，全面迈入围绕AI重新定义业务的“原生时代”。这种升维，让唐宁倡导的“AI有爱”不再是宏大叙事，而是落脚为智能体的温暖陪伴与普惠金融的精准触达。</strong></p><p>从单一金融场景起步，走向多场景智能体平台，宜人智科正以AI驱动的产业科技公司身份，实现技术红利的全行业平移。公司已不再是那个靠息差过日子的金融中介，而是一个手握大模型、坐拥千万级用户、具备跨行业输出能力的技术平台。</p><p>展望未来，尽管短期内仍面临宏观淡季和恢复期压力，但随着监管环境逐步稳定、AI降本增效持续释放，以及跨场景布局的深化，宜人智科已进入更可持续的增长轨道。</p></body></html>","source":"stock_zhitongcaijing","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" 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color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-05-13 19:39 北京时间&nbsp;&nbsp;&nbsp;<a href=http://www.zhitongcaijing.com/content/detail/1441362.html><strong>智通财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。在行业普遍收缩风控、压降规模的背景下，宜人智科（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/1441362.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"CHAT":"ROUNDHILL GENERATIVE AI & TECHNOLOGY ETF","AIPO":"Defiance AI and Power Infrastructure ETF","AGIX":"通用人工智能 ETF-AGIX","BK4166":"消费信贷","ARTY":"ISHARES FUTURE AI & TECH ETF","YRD":"宜人智科"},"source_url":"http://www.zhitongcaijing.com/content/detail/1441362.html","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2635781454","content_text":"智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。在行业普遍收缩风控、压降规模的背景下，宜人智科（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。然而，利润端的剧烈波动，并非经营能力的崩塌，而是一次主动的财务“排雷”。通过集中计提拨备锁定风险上限并主动收缩信贷规模，宜人智科正将经营重心从规模扩张转向资产质量修复，让AI从后台的技术储备跃升为前台的核心利润引擎。大额拨备“排雷”背后：风险出清与修复逻辑2025全年，公司计提或有负债拨备23.66亿元，仅四季度就计提11.10亿元。这一举动直接吞噬了当期利润，却也提前覆盖了宏观经济波动与行业信用风险上升带来的潜在损失敞口。事实上，从拨备前利润视角观察，公司2025年的经营成果依然保持正向。在Non-GAAP口径下，经调整担保收入与拨备时间错配后的净利润为8.34亿元，更真实地反映了主营业务的造血能力。换言之，这种“以利润换安全垫”的操作，虽然压低了GAAP账面利润，但并没有改变公司核心业务产生现金流和利润的基本面，而是将未来的不确定性提前锁定在2025年的报表中，为主业修复和利润反弹扫清了障碍。同期，宜人智科主动收紧了信贷策略，四季度撮合贷款环比下降40%，在贷余额环比下降17%，服务借款人数骤降44%。在行业首日逾期率升至6.1%、30天回收率跌至84.1%的背景下，公司选择以规模换安全，将1-30天逾期率控制在3.4%，优于行业可比水平。同时，公司传统业务的基本盘依然稳固。累计服务客户超1400万，复借率维持在77%的高位，证明了核心客群的粘性。互联网保险分销渠道在2025年表现出强劲的增长势头，GWP季度复合增长率达到87%，显示出“线上+线下”融合模式在结构优化中的韧性。2026年第一季度已然过去，一季报披露在即。需要提前说明的是，第一季度通常是信贷行业的传统淡季，春节长假导致工作日减少、信贷需求季节性走低，这在往年财报中已有清晰体现。叠加2025年全年大额拨备带来的财务惯性，2026年Q1大概率仍将呈现“营收承压、拨备高企”的特征，GAAP口径下的净利润可能继续处于修复区间。然而，投资者应穿透账面数字看到底层的“暖意”。进入2026年以来，一些先行指标已出现积极变化。促成贷款量在第一季度环比有所恢复，老客复借率保持在健康区间，而核心逾期率指标也呈现出逐月环比改善的态势。此外，公司在国际化和新兴业务布局方面亦取得阶段性进展，若相关项目在Q1期间有进一步信息披露，将形成多点开花的正面叙事。从“技术投入”到“利润引擎” AI深嵌业务全链路过去几年，AI在宜人智科更多呈现为单点开花的状态——在营销、风控等某一环节各自突破，彼此尚未形成闭环。2025年以来，这一局面发生了根本性变化。AI已从“单点工具”进化为“全链路操作系统”，深度嵌入信贷撮合、营销获客、资金调度、风控、质检、法务等每一个核心业务环节，完成从“技术投入”到“经营结果”的实质跃迁。一方面，它们擅长锁定高频核心场景，比如金融行业的投研、风控等关键环节，用AI系统处理海量金融数据并识别交易风险；另一方面，还能推动端到端的流程再造，比如在营销环节，用AI生成合规的个性化产品推介文档并完成多渠道投放，将人工合规审核与内容制作环节数字化，同时建立清晰的效果验证体系，通过转化率、成本下降率等指标衡量AI价值，确保投入产出比可控。这不是概念的升级，而是实打实的落地。在营销端，AIGC智能体日均执行1700余项任务，内容生成时间压缩至0.5秒，结合智能语音交互，显著降低了营销成本。客服大模型准确率达92%，实现7x24小时自动化服务；质检智能体每日处理超200万条销售记录，将合规风险拦截于事前。AI资金配置智能体将匹配率从60%提升至66%，资产成本下降24个基点，单此一项累计节省现金流5400万元。面对行业性逾期率波动，AI不仅是提效工具，更是风控的“免疫系统”。宜人智科通过多模态大模型风控体系，每日拦截超3万个异常账户，全年阻止潜在损失逾1.8亿元。综合各业务条线，2025年AI驱动的降本增效效果显著。这意味着AI在公司内部已不再是需要单独核算的研发费用，而是内生于业务流程、持续产生正向现金流的核心能力。不止于金融科技 AI跨场景赋能下的“隐性重塑”虽然从当前报表看，信贷相关业务依然是宜人智科收入的主要来源，但收入结构已在表层之下发生变化。一方面，基于“智语大模型”及AI智能体平台，公司已打磨出一套覆盖风控、营销及资金匹配的通用AI能力体系。这套能力在金融主业中经过充分验证，具备极强的通用性与可复制性，已具备向外部机构输出的技术基础。这类技术服务不占用资本金，毛利率更高，是典型的轻资产模式，有望成为公司收入结构中重要的增量来源。另一方面，“AI一切”战略的跨赛道布局已进入导入期。公司将金融场景中成熟的AI交互能力，逐步复用到AI学习和AI娱乐等新兴赛道。这些新业务虽仍处于战略投入阶段，尚未形成规模化收入，但已清晰勾勒出未来的增长曲线。在公司看来，AI底层能力具备天然的跨行业通用属性，最终将渗透金融、成长、生活服务等多元场景。这种布局并非简单的业务多元化，而是形成了“主业迭代—能力复用—生态反哺”的良性闭环。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。宜人智科的转型逻辑，本质上是企业基因的系统性进化。公司已跳出“在原有流程上打补丁”的适配阶段，全面迈入围绕AI重新定义业务的“原生时代”。这种升维，让唐宁倡导的“AI有爱”不再是宏大叙事，而是落脚为智能体的温暖陪伴与普惠金融的精准触达。从单一金融场景起步，走向多场景智能体平台，宜人智科正以AI驱动的产业科技公司身份，实现技术红利的全行业平移。公司已不再是那个靠息差过日子的金融中介，而是一个手握大模型、坐拥千万级用户、具备跨行业输出能力的技术平台。展望未来，尽管短期内仍面临宏观淡季和恢复期压力，但随着监管环境逐步稳定、AI降本增效持续释放，以及跨场景布局的深化，宜人智科已进入更可持续的增长轨道。","news_type":1,"symbols_score_info":{"AGIX":1.5,"YRD":1.5,"CHAT":1.5,"ARTY":1.5,"AIPO":1.5}},"isVote":1,"tweetType":1,"viewCount":1092,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":573507709818736,"gmtCreate":1781046189731,"gmtModify":1781055032906,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"这么多债权人等着你还钱呢？","listText":"这么多债权人等着你还钱呢？","text":"这么多债权人等着你还钱呢？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/573507709818736","repostId":"2641748635","repostType":2,"repost":{"id":"2641748635","kind":"highlight","weMediaInfo":{"introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. Better news, better service, better price.","home_visible":1,"media_name":"MT Newswires Live","id":"1092851196","head_image":"https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e"},"pubTimestamp":1780916002,"share":"https://www.laohunote.com/m/news/2641748635?lang=zh_CN&edition=full","pubTime":"2026-06-08 18:53","market":"sg","language":"en","title":"Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持股份</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2641748635","media":"MT Newswires Live","summary":"Yiren Digital  said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.","content":"<p><html><body> Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.</p><p><blockquote><html><body>宜人数码 (YRD) 周一表示，执行董事长兼首席执行官唐宁将其在该公司的间接股份从 35.6% 增加到约 82.0%。</body></html></blockquote></p><p>The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.</p><p><blockquote>该公司表示，这一转变是在该公司控股股东宜信控股进行结构重组后发生的。唐现时持有该控股业务的全部股权。</blockquote></p><p>The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.</p><p><blockquote>伊人数字表示，所有权变更不会改变公司的日常运营、领导层、公司战略或治理。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","source":"mtnewswires_news","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持股份</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持股份</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1092851196\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">MT Newswires Live </p>\n<p class=\"h-time smaller\">2026-06-08 18:53</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><body> Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.</p><p><blockquote><html><body>宜人数码 (YRD) 周一表示，执行董事长兼首席执行官唐宁将其在该公司的间接股份从 35.6% 增加到约 82.0%。</body></html></blockquote></p><p>The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.</p><p><blockquote>该公司表示，这一转变是在该公司控股股东宜信控股进行结构重组后发生的。唐现时持有该控股业务的全部股权。</blockquote></p><p>The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.</p><p><blockquote>伊人数字表示，所有权变更不会改变公司的日常运营、领导层、公司战略或治理。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科","BK4166":"消费信贷"},"source_url":"https://www.mtnewswires.com/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2641748635","content_text":"Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":986,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":571217957345760,"gmtCreate":1780481769350,"gmtModify":1780481859424,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","listText":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","text":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/571217957345760","repostId":"1139748192","repostType":2,"repost":{"id":"1139748192","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795173,"share":"https://www.laohunote.com/m/news/1139748192?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:32","market":"us","language":"zh","title":"宜人智科：业务持续正常运营，日常运作未受影响","url":"https://stock-news.laohu8.com/highlight/detail?id=1139748192","media":"美股速递","summary":"宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。","content":"<p>宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科：业务持续正常运营，日常运作未受影响</title>\n<style 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19:32</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科","BK4166":"消费信贷"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1139748192","content_text":"宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":1715,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":571217859052320,"gmtCreate":1780481669233,"gmtModify":1780481741479,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"投资人不傻！","listText":"投资人不傻！","text":"投资人不傻！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/571217859052320","repostId":"1124139910","repostType":2,"repost":{"id":"1124139910","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795252,"share":"https://www.laohunote.com/m/news/1124139910?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:34","market":"us","language":"zh","title":"宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关","url":"https://stock-news.laohu8.com/highlight/detail?id=1124139910","media":"美股速递","summary":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","content":"<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1004306016\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">美股速递 </p>\n<p class=\"h-time\">2026-05-26 19:34</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1124139910","content_text":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":1337,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":539310008546824,"gmtCreate":1772688434372,"gmtModify":1772688437264,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。","listText":"不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。","text":"不懂别装懂啊！任然是双层架构，M5是：超级核心+能效核心，M5 pro和M5 max是：超级核心+性能核心。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/539310008546824","repostId":"2617559691","repostType":2,"repost":{"id":"2617559691","kind":"news","pubTimestamp":1772676075,"share":"https://www.laohunote.com/m/news/2617559691?lang=zh_CN&edition=full","pubTime":"2026-03-05 10:01","market":"us","language":"zh","title":"苹果M5 Pro/Max首发三层核心架构，引入全新超级核心","url":"https://stock-news.laohu8.com/highlight/detail?id=2617559691","media":"安兔兔","summary":"据外媒9to5Mac报道，苹果在M5 Pro与M5 Max芯片中首次采用三核心层级设计，突破传统双核架构限制。消息源John Gruber向苹果确认，基础款M5芯片维持6能效核心+4超级核心的配置，而Pro/Max版本通过三核心协同实现更精细的任务分配。此次命名体系调整虽引发讨论，但苹果官方强调新架构通过核心类型差异化实现能效比提升，实际性能表现需待实测验证。此次芯片迭代标志着苹果自研芯片在架构设计上迈出重要一步。","content":"<html><body><article><p>据外媒9to5Mac报道，<a href=\"https://laohu8.com/S/AAPL\">苹果</a>在M5 Pro与M5 Max芯片中首次采用三核心层级设计，突破传统双核架构限制。</p><img src=\"https://inews.gtimg.com/om_bt/OSLoMTXZ15Qo_2MoJAOcZgWjnCo-CCvcOSpHO9xx8cjicAA/0\"/><p>原“性能核心”正式更名“超级核心”，新增中间层“性能核心”，形成“能效核心-性能核心-超级核心”三级体系。</p><p>其中，能效核心专注低功耗日常任务，延续续航优势；新增的性能核心承担中等负载场景，平衡效率与速度；超级核心则聚焦高强度运算需求。</p><img src=\"https://inews.gtimg.com/om_bt/OGNm6JcXmNmiltBWCCXjaZLL7ckTjTSm8Ss_LOFh6N138AA/0\"/><p>消息源John Gruber向苹果确认，基础款M5芯片维持6能效核心+4超级核心的配置，而Pro/Max版本通过三核心协同实现更精细的任务分配。</p><img src=\"https://inews.gtimg.com/om_bt/OmnrBegfZhEDRUiYbtcCb61x1saYaCLqx-vynGGFovgcoAA/0\"/><p>此次命名体系调整虽引发讨论，但苹果官方强调新架构通过核心类型差异化实现能效比提升，实际性能表现需待实测验证。此次芯片迭代标志着苹果自研芯片在架构设计上迈出重要一步。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>苹果M5 Pro/Max首发三层核心架构，引入全新超级核心</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n苹果M5 Pro/Max首发三层核心架构，引入全新超级核心\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-03-05 10:01 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20260305100448a44d802d&s=b><strong>安兔兔</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>据外媒9to5Mac报道，苹果在M5 Pro与M5 Max芯片中首次采用三核心层级设计，突破传统双核架构限制。原“性能核心”正式更名“超级核心”，新增中间层“性能核心”，形成“能效核心-性能核心-超级核心”三级体系。其中，能效核心专注低功耗日常任务，延续续航优势；新增的性能核心承担中等负载场景，平衡效率与速度；超级核心则聚焦高强度运算需求。消息源John Gruber向苹果确认，基础款M5芯片维持...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20260305100448a44d802d&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4170":"电脑硬件、储存设备及电脑周边","LU1778281490.HKD":"HSBC GIF GLOBAL LOWER CARBON EQUITY \"AD\" (HKD) INC","LU0353189680.USD":"富国美国全盘成长基金Cl A Acc","LU0203201768.USD":"AB SICAV I - ALL MARKET INCOME PORTFOLIO \"AX\" (USD) INC","LU0348723411.USD":"ALLIANZ GLOBAL HI-TECH GROWTH \"A\" (USD) INC","LU0158827781.USD":" ALLIANZ GLOBAL SUSTAINABILITY \"AT\" (USD) ACC","LU1699723380.USD":"ALLSPRING GLOBAL LONG/SHORT EQUITY \"AP\" (USD) ACC","LU0057025933.USD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"AX\" (USD) ACC","LU0882574139.USD":"富达环球消费行业基金A ACC","SG9999014542.SGD":"United Income Focus Trust Acc 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Max芯片中首次采用三核心层级设计，突破传统双核架构限制。原“性能核心”正式更名“超级核心”，新增中间层“性能核心”，形成“能效核心-性能核心-超级核心”三级体系。其中，能效核心专注低功耗日常任务，延续续航优势；新增的性能核心承担中等负载场景，平衡效率与速度；超级核心则聚焦高强度运算需求。消息源John 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16:34","market":"us","language":"zh","title":"苹果M5芯片MacBook Pro最快今晚推出 有望提供深蓝色","url":"https://stock-news.laohu8.com/highlight/detail?id=2575201182","media":"TechWeb.com.cn","summary":"而有外媒在当地时间周二的报道中提到，搭载M5芯片的MacBook Pro，最快在当地时间周三，也就是今晚就将推出。除了所搭载的M系列芯片由上一代中的M4升级为M5，即将推出的MacBook Pro在蓝牙和Wi-Fi芯片上也有望升级，可能搭载支持蓝牙6和Wi-Fi 7的N1芯片。在Wi-Fi上，苹果目前在售的MacBook Pro支持的是Wi-Fi 6E。此外，外媒在报道中还提到，搭载M5芯片的MacBookPro，摄像头将升级1800万像素，可能会提供深蓝色，与iPhone 17 Pro系列的深蓝色匹配。","content":"<html><body><article><p>10月15日消息，据外媒报道，虽然此前有消息称<a href=\"https://laohu8.com/S/AAPL\">苹果</a>公司在今年，不会像此前两年一样在10月份对MacBook Pro产品线进行更新，搭载M5芯片的MacBook Pro要到明年年初才会推出，但在上周，出现了将更新一款的消息，并提到搭载基本款M5芯片的版本可能在本周就会推出。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20251015163458200v206vkjka71bldn\"/><p>而有外媒在当地时间周二的报道中提到，搭载M5芯片的MacBook Pro，最快在当地时间周三，也就是今晚就将推出。</p><p>对于最快有望今晚推出的MacBook Pro，外媒在报道中称所搭载的M5芯片，是由<a href=\"https://laohu8.com/S/TSM\">台积电</a>采用更先进的3nm制程工艺打造，能带来更快的速度，能效也将改善。</p><p>除了所搭载的M系列芯片由上一代中的M4升级为M5，即将推出的MacBook Pro在蓝牙和Wi-Fi芯片上也有望升级，可能搭载支持蓝牙6和Wi-Fi 7的N1芯片。在Wi-Fi上，苹果目前在售的MacBook Pro支持的是Wi-Fi 6E。</p><p>此外，外媒在报道中还提到，搭载M5芯片的MacBookPro，摄像头将升级1800万像素，可能会提供深蓝色，与iPhone 17 Pro系列的深蓝色匹配。（海蓝）</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>苹果M5芯片MacBook Pro最快今晚推出 有望提供深蓝色</title>\n<style 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Pro，最快在当地时间周三，也就是今晚就将推出。对于最快有望...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20251015163458972f4436&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU1935042215.USD":"MANULIFE GF GLOBAL MULTI-ASSET DIVERSIFIED INCOME  \"AA\" (USD) INC A","IE00BKDWB100.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5H\" (SGDHDG) ACC","LU0943347566.SGD":"安联收益及增长平衡基金AM H2-SGD","LU0957808578.USD":"THREADNEEDLE (LUX) GLOBAL TECHNOLOGY \"ZU\" (USD) ACC","LU2592432038.USD":"WELLINGTON MULTI-ASSET HIGH INCOME \"A\" (USD) ACC","LU0820562030.AUD":"ALLIANZ INCOME AND GROWTH \"AMH2\" (AUDHDG) H2 INC","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","IE00BN29S564.USD":"JANUS HENDERSON BALANCED \"A3\" (USD) INC","IE000KEQY171.SGD":"PIMCO BALANCED INCOME AND GROWTH \"M\" (SGDHDG) INC","LU0053666078.USD":"摩根大通基金-美国股票A（离岸）美元","LU2750360997.AUD":"INVESCO GLOBAL EQUITY INCOME ADVANTAGE \"A\" (AUDHDG) 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Pro在蓝牙和Wi-Fi芯片上也有望升级，可能搭载支持蓝牙6和Wi-Fi 7的N1芯片。在Wi-Fi上，苹果目前在售的MacBook Pro支持的是Wi-Fi 6E。此外，外媒在报道中还提到，搭载M5芯片的MacBookPro，摄像头将升级1800万像素，可能会提供深蓝色，与iPhone 17 Pro系列的深蓝色匹配。（海蓝）","news_type":1,"symbols_score_info":{"MACW.SI":0.6,"AAPL":1.5,"TSM":0.9}},"isVote":1,"tweetType":1,"viewCount":2580,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":360636635955432,"gmtCreate":1729071281950,"gmtModify":1729071283511,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"1+1=1","listText":"1+1=1","text":"1+1=1","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360636635955432","repostId":"2475161248","repostType":2,"repost":{"id":"2475161248","kind":"news","pubTimestamp":1729034283,"share":"https://www.laohunote.com/m/news/2475161248?lang=zh_CN&edition=full","pubTime":"2024-10-16 07:18","market":"us","language":"zh","title":"高通据悉将等到美国11月大选后再决定对英特尔的行动","url":"https://stock-news.laohu8.com/highlight/detail?id=2475161248","media":"爱集微","summary":"知情人士表示，高通公司可能会等到11月美国总统大选之后，才会决定是否寻求收购英特尔。一些知情人士表示，考虑到涉及英特尔的潜在交易的诸多复杂性，高通可能会选择等到明年1月新总统就职后再决定如何推进。上述知情人士表示，高通还在考虑，尚不能确定该公司是否会决定收购英特尔，并且时机也可能发生变化。","content":"<html><body><article><p>知情人士表示，<a href=\"https://laohu8.com/S/QCOM\">高通</a>公司可能会等到11月美国总统大选之后，才会决定是否寻求收购<a href=\"https://laohu8.com/S/INTC\">英特尔</a>。据因讨论未公开信息而要求匿名的知情人士透露，高通希望在决定下一步行动前能更清楚了解白宫的新主人，因为新一届政府将影响反垄断格局。</p><p>一些知情人士表示，考虑到涉及英特尔的潜在交易的诸多复杂性，高通可能会选择等到明年1月新总统就职后再决定如何推进。</p><p>高通和英特尔的产品是支持从智能手机到电动汽车等日常生活用品的关键，这两家公司的合并几乎肯定会引起美国和全球反垄断监管机构的严格审查。</p><p>据悉，高通已接洽英特尔讨论收购这家举步维艰的芯片制造商，朝打造史上最大的并购案之一迈出了第一步。</p><p>上述知情人士表示，高通还在考虑，尚不能确定该公司是否会决定收购英特尔，并且时机也可能发生变化。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n高通据悉将等到美国11月大选后再决定对英特尔的行动\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-10-16 07:18 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202410160720199f45c107&s=b><strong>爱集微</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>知情人士表示，高通公司可能会等到11月美国总统大选之后，才会决定是否寻求收购英特尔。据因讨论未公开信息而要求匿名的知情人士透露，高通希望在决定下一步行动前能更清楚了解白宫的新主人，因为新一届政府将影响反垄断格局。一些知情人士表示，考虑到涉及英特尔的潜在交易的诸多复杂性，高通可能会选择等到明年1月新总统就职后再决定如何推进。高通和英特尔的产品是支持从智能手机到电动汽车等日常生活用品的关键，这两家公司...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202410160720199f45c107&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SG9999001424.SGD":"United E-Commerce Fund SGD","GB00BDT5M118.USD":"天利环球扩展Alpha基金A Acc","LU2247934214.USD":"FIDELITY FUNDS SUSTAINABLE FUTURE CONNECTIVITY \"A\" (USD) ACC","LU0321505868.SGD":"Schroder ISF Global Dividend Maximiser A Dis SGD","LU1261432733.SGD":"Fidelity World A-ACC-SGD","LU1046421795.USD":"富达环球科技A-ACC","LU1974910355.USD":"Allianz Thematica Cl AMg DIS USD","IE00BSNM7G36.USD":"NEUBERGER BERMAN SYSTEMATIC GLOBAL SUSTAINABLE VALUE \"A\" (USD) ACC","BK4573":"虚拟现实","BK4550":"红杉资本持仓","BK4561":"索罗斯持仓","LU0321505439.SGD":"Schroder ISF Global Dividend Maximiser A Acc SGD","LU0868494617.USD":"UBS (LUX) EQUITY SICAV - US TOTAL YIELD SUSTAINABLE \"P\" (USD) ACC","BK4554":"元宇宙及AR概念","BK4579":"人工智能","BK4581":"高盛持仓","BK4532":"文艺复兴科技持仓","LU1069344957.HKD":"AB SICAV I - AMERICAN GROWTH PORTFOLIO \"AD\" (HKD) INC","BK4512":"苹果概念","BK4527":"明星科技股","INTC":"英特尔","BK4585":"ETF&股票定投概念","BK4534":"瑞士信贷持仓","BK4141":"半导体产品","LU1035775433.USD":"AB SICAV I - AMERICAN GROWTH PORTFOLIO \"AD\" (USD) INC","BK4533":"AQR资本管理(全球第二大对冲基金)","LU1823568750.SGD":"Fidelity Global Technology A-ACC SGD","QCOM":"高通","BK4529":"IDC概念","LU2023250504.SGD":"Allianz Thematica Cl AMg DIS H2-SGD","LU1084165304.USD":"FIDELITY WORLD \"A\" (USD) ACC","LU1917777945.USD":"安联专题基金Cl AT Acc","BK4575":"芯片概念","LU0081259029.USD":"UBS (LUX) EQUITY FUND - TECH OPPORTUNITY \"P\" (USD) ACC","LU0061475181.USD":"THREADNEEDLE (LUX) AMERICAN \"AU\" (USD) ACC","BK4535":"淡马锡持仓","BK4515":"5G概念","LU1119994496.HKD":"FIDELITY WORLD \"A\" (HKD) ACC","LU2106854487.HKD":"ALLIANZ THEMATICA \"AMG\" (HKD) INC","LU0079474960.USD":"联博美国增长基金A","BK4588":"碎股"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202410160720199f45c107&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2475161248","content_text":"知情人士表示，高通公司可能会等到11月美国总统大选之后，才会决定是否寻求收购英特尔。据因讨论未公开信息而要求匿名的知情人士透露，高通希望在决定下一步行动前能更清楚了解白宫的新主人，因为新一届政府将影响反垄断格局。一些知情人士表示，考虑到涉及英特尔的潜在交易的诸多复杂性，高通可能会选择等到明年1月新总统就职后再决定如何推进。高通和英特尔的产品是支持从智能手机到电动汽车等日常生活用品的关键，这两家公司的合并几乎肯定会引起美国和全球反垄断监管机构的严格审查。据悉，高通已接洽英特尔讨论收购这家举步维艰的芯片制造商，朝打造史上最大的并购案之一迈出了第一步。上述知情人士表示，高通还在考虑，尚不能确定该公司是否会决定收购英特尔，并且时机也可能发生变化。","news_type":1,"symbols_score_info":{"INTC":0.7,"QCOM":1}},"isVote":1,"tweetType":1,"viewCount":3714,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":334137581121592,"gmtCreate":1722609698471,"gmtModify":1722609700352,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"请问上涨也包含intel ？","listText":"请问上涨也包含intel ？","text":"请问上涨也包含intel ？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/334137581121592","repostId":"2456286641","repostType":2,"repost":{"id":"2456286641","kind":"news","pubTimestamp":1722601483,"share":"https://www.laohunote.com/m/news/2456286641?lang=zh_CN&edition=full","pubTime":"2024-08-02 20:24","market":"us","language":"zh","title":"AMD vs 英特尔 vs 英伟达：谁的上涨潜力最大？","url":"https://stock-news.laohu8.com/highlight/detail?id=2456286641","media":"美股研究社","summary":"在此期间，英伟达的股价上涨了138%，而AMD仅上涨了8%，相比之下，英特尔的表现最差，跌幅达到了35%。根据Jon Peddie Research截至六月份的最新数据，英伟达在独立GPU市场的地位进一步巩固，从2023年第一季度的84%上升到2024年第一季度的88%。AMD的CPU产品稳步蚕食英特尔的份额不同于英特尔和AMD在CPU领域的激烈竞争，英伟达在CPU市场上的存在感相对较小。总体而言，似乎英特尔的股价已经触底，这为其长期上升潜力提供了最有说服力的理由。","content":"<html><body><article><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210632463v201m3u0rxn0axt\"/><p><strong>戳 关注 社长带你港股掘金</strong></p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210632868v201eu8gdto1c00\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210652920v201k45n4sxvy7d\"/><p>它们在各自领域的实力有多强？</p><p><strong>来源 |</strong>英为财情Investing</p><p>本周二(7月30日)，AMD (NASDAQ:AMD)公布了第二季度的财报。作为<a href=\"https://laohu8.com/S/NVDA\">英伟达</a>(NVIDIA)(NASDAQ:NVDA)和<a href=\"https://laohu8.com/S/INTC\">英特尔</a>(NASDAQ:INTC)的竞争对手，AMD<strong>连续第四个季度</strong>实现了<span>每股收益</span>(EPS)超出预期，实际EPS达到0.47美元，高于预测的0.5美元。</p><p>一年间，<strong>AMD的营收增长了9%</strong>，达到了58亿美元，同时，<strong><span>净利润</span>更是飙升了881%</strong>，从2700万美元跃升至2.65亿美元。值得一提的是，公司还成功地将其营业利润率提高了5个百分点，同比呈现显著提升。</p><p>然而，从年初至今的表现来看，英伟达仍是无可争议的半导体行业佼佼者，尽管近期出现了回调。在此期间，英伟达的股价上涨了138%，而AMD仅上涨了8%，相比之下，英特尔的表现最差，跌幅达到了35%。</p><p>但是，从长远角度来看，哪个芯片股才是最佳投资目标？</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210658945v201nh6ymjmtfmd\"/><p><strong>英伟达、AMD、英特尔估值</strong></p><p>在评估英伟达、AMD以及英特尔的市场估值时，尽管宏观经济状况和市场情绪会影响股市表现，但这些因素并非公司所能掌控。不过，有三个关键指标能为投资者提供切实可行的洞察：</p><p>首先，我们需关注英伟达、AMD和英特尔在市场中的定位如何，具体来说，就是它们在各自领域（如独立和集成图形处理器GPU、中央处理器CPU以及软件生态系统）中的稳固程度如何。</p><p>其次，这三间公司是否提供了能够增强或削弱其市场地位的发展规划？一个明确的路线图对于预判公司未来的竞争力至关重要。</p><p>最后，当下市场对这些公司的基本看法是怎样的？投资者的感知往往影响着公司的股票表现和市场定位。</p><p>综合考虑以上因素，英伟达、AMD和英特尔目前的市场站位究竟如何？它们在各自领域的实力有多强？</p><p>InvestingPro显示，分析师最看升AMD，然而股指模型认为当前三只芯片股都没有什么上升空间。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210659364v201kk15cluedvd\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210659870v201wx8l4jnh2jx\"/><p><strong>GPU制造模式：</strong></p><p><strong>自行制造或代工</strong></p><p>在图形处理器(GPU)的推出模式上，三家厂商采取了不同的路径。值得注意的是，只有英特尔计划到2030年成为全球芯片代工厂商，加入<a href=\"https://laohu8.com/S/TSM\">台积电</a>和<a href=\"https://laohu8.com/S/SMSN.UK\">三星</a>(KS:005930)。这意味着AMD和英伟达将依赖台积电的产能，而这部分产能可能已被<a href=\"https://laohu8.com/S/AAPL\">苹果</a>和<a href=\"https://laohu8.com/S/QCOM\">高通</a>等大型公司预订。</p><p>不论未来规划如何，AMD和英伟达在大规模量产GPU时，都离不开台积电的支持。那么，现在英伟达、AMD和英特尔的市场份额情况又是怎样呢？</p><p>根据Jon Peddie Research截至六月份的最新数据，英伟达在独立GPU市场的地位进一步巩固，从2023年第一季度的84%上升到2024年第一季度的88%。尽管英特尔在一年前凭借Arc系列获得了4%的市场份额，但在2024年第一季度，它在独立GPU市场的占有率实际上为零，未能在AIB份额上取得突破。</p><p>同一时期，AMD的市场份额保持稳定，在12%左右。在2023年第四季度，AMD曾一度占据了19%的AIB市场份额，但随后被英伟达反超，回到12%的水平。</p><p>在AIB出货量方面，与去年同期相比，增长了39%，这一增长主要惠及了英伟达。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210700273v201bejzdd9c9ff\"/><p><strong>AMD的CPU产品</strong></p><p>稳步蚕食英特尔的份额</p><p>不同于英特尔和AMD在CPU领域的激烈竞争，英伟达在CPU市场上的存在感相对较小。其针对Windows个人计算机的Arm架构CPU，代号为Grace，预计将于2025年面世。与此同时，AMD正稳步扩大其CPU业务版图，不仅为<a href=\"https://laohu8.com/S/MSFT\">微软</a>的游戏主机和Azure虚拟机提供处理器，还为微软新推出的Copilot Plus笔记本系列供货。</p><p>在与英特尔的Lunar Lake同台竞技中，AMD的Strix Point将为Windows 11平台带来AI协同处理能力。根据Mercury Research在2024年第一季度的数据，英特尔在移动CPU市场占据80.7%的主导地位，而AMD则占有19.3%。然而，在桌面PC细分市场，英特尔自2023年第一季度起，市场份额从80.8%下滑至76.1%，AMD的份额则升至23.9%。</p><p>这一转变并不意外，自2022年末以来，购买英特尔第13代和第14代CPU的用户报告了大量的稳定性问题。最近，英特尔确认问题源于工作电压不平衡，然而公司并未大规模召回。更糟糕的是，受影响的CPU被认为性能永久受损。</p><p>这无疑将强化AMD锐龙处理器在接下来几个季度的竞争力。最后，尽管英特尔在集成显卡领域仍占主导，但这一优势与CPU的普遍认知紧密相关。鉴于AMD的集成显卡解决方案(APU)普遍认为优于英特尔的Iris Xe，预计AMD也会逐渐侵蚀英特尔在iGPU市场的份额。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210705667v201sq2d324os2x\"/><p><strong>芯片路线图</strong></p><p>随着芯片微缩化的难度日益增加，芯片之间的差距也在拉大。如今，大多数芯片采用的是10纳米和7纳米架构。简而言之，晶体管密度越大，意味着更低的功耗和更高的性能。</p><p>正因为如此，业界对英特尔在2025年和2026年分别推出的20A和18A芯片寄予厚望，它们将基于2纳米和1.8纳米节点制程。而AMD的下一代Zen 5 CPU，预计于2024年下半年上市，将采用台积电的N4X(4nm)和N3E(3nm)工艺。同时，AMD通过收购Silo AI，正在做出重大布局。</p><p>同样，英伟达最新的Blackwell架构将利用台积电的4NP(4nm)制造技术。这再次凸显了英特尔在无晶圆厂阵营中的独特地位。虽然AMD的MI300X和MI325X预计将提供比英伟达的H100系列更好的性价比，但英伟达的GB200 Grace Blackwell Supership很可能成为首选的人工智能芯片。</p><p>除此之外，英伟达还拥有一套完整的软件解决方案，搭配其硬设备，使其在数据中心领域迅速崛起。几乎所有早期的大规模语言模型(LLM)都是使用英伟达的框架，如NeMo以及其他由英伟达优化的开源深度学习框架进行训练。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210706264v201el8vfqahj2d\"/><p><strong>结语</strong></p><p>目前看来，英特尔的失误确实让AMD受益匪浅。然而，声誉损害的影响总有消散之时。从投资的角度看，更重要的是判断股价是否已经触底或是过度高估。</p><p>英特尔的前瞻市盈率(P/E)为28.74，低于英伟达的39.53和AMD的40.49。借助10拆1的股票分割策略，英伟达成功降低了投资者的心理门坎，每股价格现为116美元，比AMD的144美元更显便宜。</p><p>尽管英特尔获得了《芯片法案》85亿美元的补助(加上110亿美元的贷款)，用于高昂的制造工厂建设，但由于Raptor Lake系列的稳定性问题引发的负面情绪，这笔资金补助并未带来正面影响。</p><p>总体而言，似乎英特尔的股价已经触底，这为其长期上升潜力提供了最有说服力的理由。根据纳斯达克的预测数据，以下是英特尔、英伟达和AMD的对比情况：</p><p>英特尔：现价30.6美元，平均目标价40.21美元，最低目标价29美元，最高68美元。</p><p>英伟达：现价115.9美元，平均目标价142.74美元，最低目标价90美元，最高200美元。</p><p>AMD：现价144.4美元，平均目标价195.39美元，最低目标价150美元，最高250美元。</p><p>在这三间公司中，英特尔是唯一一个股价接近底部的，预示平均31%的增长潜力。在同一时间段内，英伟达和AMD的增长潜力分别为23%和35%。</p><p>然而，从长远来看，英特尔相对于无晶圆厂的英伟达和AMD，在成长性上占据更有利的位置。如果英特尔能避免进一步的尴尬和品控失误，它将成为长期收益的胜者。</p><p>然而，英伟达仍然被视为加密货币中的比特币(BTC)，地位独特，而受到市场青睐。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210709684v201vlpga3ow4db\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210710713v2019olyzahzcrt\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210716520v201c0p7flinjga\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210727889v201ukdk8m8tr0u\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210733498v201aj9zm0m5t8e\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20240802210738588v2014sxpqghuzn9\"/></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>AMD vs 英特尔 vs 英伟达：谁的上涨潜力最大？</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAMD vs 英特尔 vs 英伟达：谁的上涨潜力最大？\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-08-02 20:24 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202408022107579f08f965&s=b><strong>美股研究社</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>戳 关注 社长带你港股掘金它们在各自领域的实力有多强？来源 |英为财情Investing本周二(7月30日)，AMD (NASDAQ:AMD)公布了第二季度的财报。作为英伟达(NVIDIA)(NASDAQ:NVDA)和英特尔(NASDAQ:INTC)的竞争对手，AMD连续第四个季度实现了每股收益(EPS)超出预期，实际EPS达到0.47美元，高于预测的0.5美元。一年间，AMD的营收增长了9%，...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202408022107579f08f965&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4550":"红杉资本持仓","LU1803068979.SGD":"FTIF - Franklin Technology A (acc) SGD-H1","LU1989764664.SGD":"CPR Invest - Global Disruptive Opportunities A2 Acc SGD-H","IE00BDCRKT87.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"ADC\" (USD) INC","NVDA":"英伟达","IE00B3M56506.USD":"NEUBERGER BERMAN EMERGING MARKETS EQUITY \"A\" (USD) ACC","IE00BJLML261.HKD":"HSBC GLOBAL EQUITY INDEX \"HCH\" (HKD) ACC","IE0034235295.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"A\" (USD) ACC","LU0081259029.USD":"UBS (LUX) EQUITY FUND - TECH OPPORTUNITY \"P\" (USD) ACC","BK4551":"寇图资本持仓","LU1242518857.USD":"FULLERTON LUX FUNDS - ASIA ABSOLUTE ALPHA 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ACC","BK4535":"淡马锡持仓","IE0004445015.USD":"JANUS HENDERSON BALANCED \"A2\" (USD) ACC","BK4515":"5G概念","GFS":"GLOBALFOUNDRIES Inc."},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202408022107579f08f965&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2456286641","content_text":"戳 关注 社长带你港股掘金它们在各自领域的实力有多强？来源 |英为财情Investing本周二(7月30日)，AMD (NASDAQ:AMD)公布了第二季度的财报。作为英伟达(NVIDIA)(NASDAQ:NVDA)和英特尔(NASDAQ:INTC)的竞争对手，AMD连续第四个季度实现了每股收益(EPS)超出预期，实际EPS达到0.47美元，高于预测的0.5美元。一年间，AMD的营收增长了9%，达到了58亿美元，同时，净利润更是飙升了881%，从2700万美元跃升至2.65亿美元。值得一提的是，公司还成功地将其营业利润率提高了5个百分点，同比呈现显著提升。然而，从年初至今的表现来看，英伟达仍是无可争议的半导体行业佼佼者，尽管近期出现了回调。在此期间，英伟达的股价上涨了138%，而AMD仅上涨了8%，相比之下，英特尔的表现最差，跌幅达到了35%。但是，从长远角度来看，哪个芯片股才是最佳投资目标？英伟达、AMD、英特尔估值在评估英伟达、AMD以及英特尔的市场估值时，尽管宏观经济状况和市场情绪会影响股市表现，但这些因素并非公司所能掌控。不过，有三个关键指标能为投资者提供切实可行的洞察：首先，我们需关注英伟达、AMD和英特尔在市场中的定位如何，具体来说，就是它们在各自领域（如独立和集成图形处理器GPU、中央处理器CPU以及软件生态系统）中的稳固程度如何。其次，这三间公司是否提供了能够增强或削弱其市场地位的发展规划？一个明确的路线图对于预判公司未来的竞争力至关重要。最后，当下市场对这些公司的基本看法是怎样的？投资者的感知往往影响着公司的股票表现和市场定位。综合考虑以上因素，英伟达、AMD和英特尔目前的市场站位究竟如何？它们在各自领域的实力有多强？InvestingPro显示，分析师最看升AMD，然而股指模型认为当前三只芯片股都没有什么上升空间。GPU制造模式：自行制造或代工在图形处理器(GPU)的推出模式上，三家厂商采取了不同的路径。值得注意的是，只有英特尔计划到2030年成为全球芯片代工厂商，加入台积电和三星(KS:005930)。这意味着AMD和英伟达将依赖台积电的产能，而这部分产能可能已被苹果和高通等大型公司预订。不论未来规划如何，AMD和英伟达在大规模量产GPU时，都离不开台积电的支持。那么，现在英伟达、AMD和英特尔的市场份额情况又是怎样呢？根据Jon Peddie Research截至六月份的最新数据，英伟达在独立GPU市场的地位进一步巩固，从2023年第一季度的84%上升到2024年第一季度的88%。尽管英特尔在一年前凭借Arc系列获得了4%的市场份额，但在2024年第一季度，它在独立GPU市场的占有率实际上为零，未能在AIB份额上取得突破。同一时期，AMD的市场份额保持稳定，在12%左右。在2023年第四季度，AMD曾一度占据了19%的AIB市场份额，但随后被英伟达反超，回到12%的水平。在AIB出货量方面，与去年同期相比，增长了39%，这一增长主要惠及了英伟达。AMD的CPU产品稳步蚕食英特尔的份额不同于英特尔和AMD在CPU领域的激烈竞争，英伟达在CPU市场上的存在感相对较小。其针对Windows个人计算机的Arm架构CPU，代号为Grace，预计将于2025年面世。与此同时，AMD正稳步扩大其CPU业务版图，不仅为微软的游戏主机和Azure虚拟机提供处理器，还为微软新推出的Copilot Plus笔记本系列供货。在与英特尔的Lunar Lake同台竞技中，AMD的Strix Point将为Windows 11平台带来AI协同处理能力。根据Mercury Research在2024年第一季度的数据，英特尔在移动CPU市场占据80.7%的主导地位，而AMD则占有19.3%。然而，在桌面PC细分市场，英特尔自2023年第一季度起，市场份额从80.8%下滑至76.1%，AMD的份额则升至23.9%。这一转变并不意外，自2022年末以来，购买英特尔第13代和第14代CPU的用户报告了大量的稳定性问题。最近，英特尔确认问题源于工作电压不平衡，然而公司并未大规模召回。更糟糕的是，受影响的CPU被认为性能永久受损。这无疑将强化AMD锐龙处理器在接下来几个季度的竞争力。最后，尽管英特尔在集成显卡领域仍占主导，但这一优势与CPU的普遍认知紧密相关。鉴于AMD的集成显卡解决方案(APU)普遍认为优于英特尔的Iris Xe，预计AMD也会逐渐侵蚀英特尔在iGPU市场的份额。芯片路线图随着芯片微缩化的难度日益增加，芯片之间的差距也在拉大。如今，大多数芯片采用的是10纳米和7纳米架构。简而言之，晶体管密度越大，意味着更低的功耗和更高的性能。正因为如此，业界对英特尔在2025年和2026年分别推出的20A和18A芯片寄予厚望，它们将基于2纳米和1.8纳米节点制程。而AMD的下一代Zen 5 CPU，预计于2024年下半年上市，将采用台积电的N4X(4nm)和N3E(3nm)工艺。同时，AMD通过收购Silo AI，正在做出重大布局。同样，英伟达最新的Blackwell架构将利用台积电的4NP(4nm)制造技术。这再次凸显了英特尔在无晶圆厂阵营中的独特地位。虽然AMD的MI300X和MI325X预计将提供比英伟达的H100系列更好的性价比，但英伟达的GB200 Grace Blackwell Supership很可能成为首选的人工智能芯片。除此之外，英伟达还拥有一套完整的软件解决方案，搭配其硬设备，使其在数据中心领域迅速崛起。几乎所有早期的大规模语言模型(LLM)都是使用英伟达的框架，如NeMo以及其他由英伟达优化的开源深度学习框架进行训练。结语目前看来，英特尔的失误确实让AMD受益匪浅。然而，声誉损害的影响总有消散之时。从投资的角度看，更重要的是判断股价是否已经触底或是过度高估。英特尔的前瞻市盈率(P/E)为28.74，低于英伟达的39.53和AMD的40.49。借助10拆1的股票分割策略，英伟达成功降低了投资者的心理门坎，每股价格现为116美元，比AMD的144美元更显便宜。尽管英特尔获得了《芯片法案》85亿美元的补助(加上110亿美元的贷款)，用于高昂的制造工厂建设，但由于Raptor Lake系列的稳定性问题引发的负面情绪，这笔资金补助并未带来正面影响。总体而言，似乎英特尔的股价已经触底，这为其长期上升潜力提供了最有说服力的理由。根据纳斯达克的预测数据，以下是英特尔、英伟达和AMD的对比情况：英特尔：现价30.6美元，平均目标价40.21美元，最低目标价29美元，最高68美元。英伟达：现价115.9美元，平均目标价142.74美元，最低目标价90美元，最高200美元。AMD：现价144.4美元，平均目标价195.39美元，最低目标价150美元，最高250美元。在这三间公司中，英特尔是唯一一个股价接近底部的，预示平均31%的增长潜力。在同一时间段内，英伟达和AMD的增长潜力分别为23%和35%。然而，从长远来看，英特尔相对于无晶圆厂的英伟达和AMD，在成长性上占据更有利的位置。如果英特尔能避免进一步的尴尬和品控失误，它将成为长期收益的胜者。然而，英伟达仍然被视为加密货币中的比特币(BTC)，地位独特，而受到市场青睐。","news_type":1,"symbols_score_info":{"AMD":1,"GFS":1,"INTC":0.9,"NVDA":0.9}},"isVote":1,"tweetType":1,"viewCount":3670,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":334127581925520,"gmtCreate":1722607059252,"gmtModify":1722607876270,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"我windows11不定时蓝屏死机，可以帮我处理一下嘛？垃圾公司！","listText":"我windows11不定时蓝屏死机，可以帮我处理一下嘛？垃圾公司！","text":"我windows11不定时蓝屏死机，可以帮我处理一下嘛？垃圾公司！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/334127581925520","repostId":"2456474823","repostType":2,"repost":{"id":"2456474823","kind":"news","pubTimestamp":1722590280,"share":"https://www.laohunote.com/m/news/2456474823?lang=zh_CN&edition=full","pubTime":"2024-08-02 17:18","market":"sh","language":"zh","title":"Windows蓝屏起源官方揭秘：3个人写了3种 包括CEO鲍尔默","url":"https://stock-news.laohu8.com/highlight/detail?id=2456474823","media":"网易新闻","summary":"快科技8月2日消息，最近的Windows大规模蓝屏再次引发了人们对这一特殊界面的关注，而关于Windows蓝屏的起源，一直有各种说法，单单是作者就有三个名字经常被提及：曾担任微软CEO的史蒂夫·鲍尔默、资深开发人员Raymond Chen和John Vert。第一种是Windows 3.1下的蓝屏，有程序无响应时就会出现，也可以按下Ctrl+Alt+Del快捷键手动触发。事实上，Windows 3.1并没有真正的\"蓝屏死机\"，系统崩溃的时候会出现一个黑屏背景的命令提示符界面。","content":"<html><body><div>\n<p cms-style=\"font-L\">快科技8月2日消息，最近的Windows大规模蓝屏再次引发了人们对这一特殊界面的关注，而关于Windows蓝屏的起源，一直有各种说法，单单是作者就有三个名字经常被提及：曾担任<a href=\"https://laohu8.com/S/MSFT\">微软</a>CEO的史蒂夫·鲍尔默、资深开发人员Raymond Chen和John Vert。</p><p cms-style=\"font-L\">Raymond Chen特意在官方博客撰文，解释了Windows蓝屏到底是什么来的，特别是确认Windows蓝屏其实有三种样式，每一种都有不同的作者，正好对应这三个名字。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/136/w553h383/20240802/0c70-cf4ed4ce60fd679780663d159a1ad5e2.jpg\"/><span></span></div><p cms-style=\"font-L\">第一种是Windows 3.1下的蓝屏，有程序无响应时就会出现，也可以按下Ctrl+Alt+Del快捷键手动触发。</p><p cms-style=\"font-L\">现在，这组快捷键会呼出锁定/注销/切换用户/任务管理器的选择界面，背景也是蓝色的。</p><p cms-style=\"font-L\">这个蓝屏界面并不代表系统死机，可以随时按ESC返回，也可以按ENTER关闭无响应程序，还可以再次按下Ctrl+Alt+Del重启系统。</p><p cms-style=\"font-L\">Raymond Chen调侃说，这是一个不快乐的蓝屏。</p><p cms-style=\"font-L\">这个蓝屏界面的提示信息，就是鲍尔默亲自写的，至于这个功能是谁设计的，已经不可考。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/186/w537h449/20240802/cfee-e2357f3337ba302545750142e3efeebc.jpg\"/><span></span></div><p cms-style=\"font-L\">事实上，Windows 3.1并没有真正的\"蓝屏死机\"，系统崩溃的时候会出现一个黑屏背景的命令提示符界面。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/40/w533h307/20240802/7777-7c433f241dc82d7f77ef0d0f62c5dd46.jpg\"/><span></span></div><p cms-style=\"font-L\">第二种是Windows 95下的蓝屏，出现系统内核错误的时候就会触发。</p><p cms-style=\"font-L\">但它依然不是真正的\"蓝屏死机\"，可以按下任意键返回，有一定的几率系统会正常运行。</p><p cms-style=\"font-L\">Raymond Chen完善了这一功能和界面，最终样式就是出自他之手，但他强调不能说他是这个功能的作者。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/270/w581h489/20240802/dad5-eefca0a37deff1db9037a301325ed0a2.jpg\"/><span></span></div><p cms-style=\"font-L\">第三种是Windows NT下的蓝屏，作者John Vert，也是真正意义上的蓝屏死机，看到它的时候系统已经无可挽回，只能重启。</p><p cms-style=\"font-L\">也正是在它的基础上，才有后来不同样子的蓝屏死机，但只是呈现方式变了，本质基本相同。</p><div><img src=\"http://n.sinaimg.cn/spider20240802/138/w600h338/20240802/fdae-f5b7a722de176e09223ba73fdb8019f3.jpg\"/><span></span></div>\n<div>\n<div><img src=\"\"/></div>\n<div>海量资讯、精准解读，尽在新浪财经APP</div>\n</div>\n</div></body></html>","source":"sina","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Windows蓝屏起源官方揭秘：3个人写了3种 包括CEO鲍尔默</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWindows蓝屏起源官方揭秘：3个人写了3种 包括CEO鲍尔默\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-08-02 17:18 北京时间&nbsp;&nbsp;&nbsp;<a href=https://finance.sina.com.cn/roll/2024-08-02/doc-inchhaez3676224.shtml><strong>网易新闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>快科技8月2日消息，最近的Windows大规模蓝屏再次引发了人们对这一特殊界面的关注，而关于Windows蓝屏的起源，一直有各种说法，单单是作者就有三个名字经常被提及：曾担任微软CEO的史蒂夫·鲍尔默、资深开发人员Raymond Chen和John Vert。Raymond Chen特意在官方博客撰文，解释了Windows蓝屏到底是什么来的，特别是确认Windows蓝屏其实有三种样式，每一种都有...</p>\n\n<a href=\"https://finance.sina.com.cn/roll/2024-08-02/doc-inchhaez3676224.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","BK4585":"ETF&股票定投概念","IE00BMPRXN33.USD":"NEUBERGER BERMAN 5G CONNECTIVITY \"A\" (USD) ACC","IE00BJLML261.HKD":"HSBC GLOBAL EQUITY INDEX \"HCH\" (HKD) ACC","IE0004086264.USD":"BNY MELLON GLOBAL OPPORTUNITIES \"A\" (USD) ACC","IE00BJJMRX11.SGD":"Janus Henderson Balanced A Acc SGD","IE00B775SV38.USD":"NEUBERGER BERMAN US MULTICAP OPPORTUNITIES \"A\" (USD) ACC","IE0034235295.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"A\" (USD) ACC","IE00BFXG0V08.USD":"BNY MELLON GLOBAL LEADERS \"B\" (USD) ACC","BK4525":"远程办公概念","IE0004091025.USD":"BNY MELLON GLOBAL OPPORTUNITIES \"B\" (USD) ACC","BK4550":"红杉资本持仓","IE00BK4W5L77.USD":"HSBC GLOBAL FUNDS ICAV US EQUITY INDEX \"HC\" (USD) ACC","IE00B19Z8W00.USD":"FTGF CLEARBRIDGE US LARGE CAP GROWTH \"A\" 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href=\"https://laohu8.com/S/INTC\">英特尔</a>(INTC)的Intel 3制程，宣布进入大量生产阶段，用于Xeon 6系列数据中心处理器的制造，未来也将承接代工客户订单。Intel 3不仅带来更高的晶体管密度与效能，还支持1.3V以上的高电压。</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.szfiu.com/news/20210625/NDFiZjhjZDNhYWRlYWZlZWY0NGExMDE1Mzc1NDE5NjA=.jpg","relate_stocks":{"BK4535":"淡马锡持仓","BK4554":"元宇宙及AR概念","LU0321505868.SGD":"Schroder ISF Global Dividend Maximiser A Dis SGD","BK4515":"5G概念","INTC":"英特尔","BK4512":"苹果概念","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4527":"明星科技股","BK4529":"IDC概念","BK4550":"红杉资本持仓","BK4575":"芯片概念","BK4588":"碎股","BK4579":"人工智能","BK4534":"瑞士信贷持仓","BK4585":"ETF&股票定投概念","BK4141":"半导体产品","LU0321505439.SGD":"Schroder ISF Global Dividend Maximiser A Acc SGD"},"source_url":"276950","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2444265176","content_text":"金吾财讯 | 英特尔(INTC)的Intel 3制程，宣布进入大量生产阶段，用于Xeon 6系列数据中心处理器的制造，未来也将承接代工客户订单。Intel 3不仅带来更高的晶体管密度与效能，还支持1.3V以上的高电压。","news_type":1,"symbols_score_info":{"INTC":1}},"isVote":1,"tweetType":1,"viewCount":4512,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":320681444028520,"gmtCreate":1719327049638,"gmtModify":1719331648871,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"前10年干掉intel，后10年干掉英伟达","listText":"前10年干掉intel，后10年干掉英伟达","text":"前10年干掉intel，后10年干掉英伟达","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/320681444028520","repostId":"2445403912","repostType":2,"repost":{"id":"2445403912","kind":"news","pubTimestamp":1719128959,"share":"https://www.laohunote.com/m/news/2445403912?lang=zh_CN&edition=full","pubTime":"2024-06-23 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href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2024062316240195ce99f1&s=b><strong>中关村在线</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>搭载AMD锐龙Strix Halo移动APU的Maple REVB评估板新配置已入境中国，支持128GB内存。此前报道过，该评估平台的TDP设定为120W，最大内存容量为64GB。根据泄露信息，代号Strix Halo的AMD移动处理器采用FP11封装技术，最高搭载了16核Zen 5+40CU RDNA 3+核显。Strix Halo将配备16MB L2缓存、64MB L3缓存和32MB（类似于...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2024062316240195ce99f1&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"LU1951200564.SGD":"Natixis Thematics AI & Robotics Fund R/A SGD","LU0082616367.USD":"摩根大通美国科技A（dist）","GFS":"GLOBALFOUNDRIES Inc.","LU1242518931.SGD":"Fullerton Lux Funds - Asia Absolute Alpha A Acc SGD","LU0127658192.USD":"EASTSPRING INVESTMENTS GLOBAL TECHNOLOGY \"A\" (USD) ACC","IE0009356076.USD":"JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION \"A2\" (USD) ACC","LU1803068979.SGD":"FTIF - Franklin 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SGD-H"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2024062316240195ce99f1&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2445403912","content_text":"搭载AMD锐龙Strix Halo移动APU的Maple REVB评估板新配置已入境中国，支持128GB内存。此前报道过，该评估平台的TDP设定为120W，最大内存容量为64GB。根据泄露信息，代号Strix Halo的AMD移动处理器采用FP11封装技术，最高搭载了16核Zen 5+40CU RDNA 3+核显。Strix Halo将配备16MB L2缓存、64MB L3缓存和32MB（类似于Infinity Cache）MALL Cache。与传统的128位宽不同，Strix Halo将支持256位LPDDR5x-8000内存，并且NPU算力达到60TOPS。","news_type":1,"symbols_score_info":{"APU":1,"GFS":1,"AMD":1}},"isVote":1,"tweetType":1,"viewCount":4834,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":320679393788080,"gmtCreate":1719326554306,"gmtModify":1719326555781,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"跌落神坛","listText":"跌落神坛","text":"跌落神坛","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/320679393788080","repostId":"2446247857","repostType":2,"repost":{"id":"2446247857","kind":"highlight","pubTimestamp":1719295831,"share":"https://www.laohunote.com/m/news/2446247857?lang=zh_CN&edition=full","pubTime":"2024-06-25 14:10","market":"us","language":"zh","title":"七大\"护城河\"支撑英伟达股价升至200美元","url":"https://stock-news.laohu8.com/highlight/detail?id=2446247857","media":"金十数据","summary":"战略咨询公司创始人认为，未来两年，英伟达股价将飙升至200美元，七大\"护城河\"支撑公司中长期前景。","content":"<html><head></head><body><blockquote><p>战略咨询公司创始人认为，未来两年，英伟达股价将飙升至200美元，七大&#34;护城河&#34;支撑公司中长期前景。</p></blockquote><p>6月25日，<a href=\"https://laohu8.com/S/NVDA\">英伟达</a>周二走高，目前涨超3%，扭转了此前连续三个交易日的下跌。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/a1c02421fb0bad7598f264f06154e52d\" title=\"\" tg-width=\"560\" tg-height=\"240\"/></p><p><strong>战略咨询公司Constellation Research数据显示，未来12个月，<a href=\"https://laohu8.com/S/NVDA\">英伟达</a>的股价将飙升至每股200美元，目前的涨势将持续两年。</strong>Constellation的创始人R“Ray”Wang在周一接受CNBC采访时表示，他认为英伟达有“七条护城河”，可以帮助该公司在GPU市场上保持主导地位。</p><p><strong>1. CEO有远见</strong></p><p>黄仁勋是一位有远见的CEO，这点非常非常重要。他会像拉里·艾利森 （<a href=\"https://laohu8.com/S/ORCL\">甲骨文</a>创始人）、马克·扎克伯格（Meta首席执行官）一样，引领着世界前进。</p><p><strong>2. 芯片行业进入门槛高</strong></p><p>能进入这个芯片市场的竞争对手很少，把芯片推向市场需要很长时间，要成功做到这一点是一件非常困难的事情。</p><p><strong>3. 用户转换成本高</strong></p><p>一旦选择了英伟达的CUDA软件和硬件生态系统，就会被&#34;锁定&#34;在这个生态系统中很长一段时间。因为英伟达在这个领域已经建立了相当大的优势，在软件、硬件以及整个技术栈方面都处于领先地位，使得用户很难轻易脱离这个生态系统。</p><p><strong>4. 英伟达市场份额占据主导地位</strong></p><p>英伟达一直占据市场主导地位，这很重要，因为他们在这个市场已经有一段时间了，而竞争对手落后了24个月。</p><p><strong>5. 强大的产品路线图</strong></p><p>我们现在只看到了英伟达产品路线图的一小部分，也许只有百分之一或千分之一。英伟达能够从芯片硬件一直延伸到终端应用的全产业链布局，这正是他们即将带来大量创新的关键所在。也就是说，英伟达不仅有强大的硬件产品线，同时在整个软硬件融合的技术栈上都拥有深厚的积累，这使得他们未来的创新潜力巨大。</p><p><strong>6. GPU是AI的默认标准</strong></p><p>GPU在人工智能计算中的地位已经非常稳固和不可或缺，成为了业界的共识和默认选择，整个人工智能生态系统都已经围绕着GPU而发展。</p><p><strong>7. 数字不会说谎</strong></p><p><strong>我们看到了惊人的增长数据，这与公司的市盈率完全匹配。每个人都在努力理解这种增长势头将如何持续下去。英伟达的毛利率达到了78%，较去年同期增长了262%。这种趋势在接下来的18到24个月内将会继续保持。</strong></p><p><strong>尽管英伟达股价在上周触及约140美元的峰值后下跌了14%，但Wang认为，这是另一个买入良机。这种回调是由于宏观层面的原因，比如人们担心消费者市场和经济前景，因此在夏季之前进行了一些获利了结。</strong></p><p>Wang并不是华尔街唯一给出200美元目标价的分析师。上周， 金融服务公司Rosenblatt也将英伟达的目标股价上调至200美元，主要是基于英伟达能够更好地将其CUDA软件平台货币化的前景。</p></body></html>","source":"xnew_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>七大\"护城河\"支撑英伟达股价升至200美元</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n七大\"护城河\"支撑英伟达股价升至200美元\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-06-25 14:10 北京时间&nbsp;&nbsp;&nbsp;<a href=https://xnews.jin10.com/webapp/details.html?id=141867&type=news&data_type=0><strong>金十数据</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>战略咨询公司创始人认为，未来两年，英伟达股价将飙升至200美元，七大\"护城河\"支撑公司中长期前景。6月25日，英伟达周二走高，目前涨超3%，扭转了此前连续三个交易日的下跌。战略咨询公司Constellation Research数据显示，未来12个月，英伟达的股价将飙升至每股200美元，目前的涨势将持续两年。Constellation的创始人R“Ray”Wang在周一接受CNBC采访时表示，他认为...</p>\n\n<a href=\"https://xnews.jin10.com/webapp/details.html?id=141867&type=news&data_type=0\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/3f1c866c487eb9e101f73a62d4495ce9","relate_stocks":{"IE0004445015.USD":"JANUS HENDERSON BALANCED \"A2\" (USD) ACC","BK4551":"寇图资本持仓","LU0320765059.SGD":"FTIF - Franklin US Opportunities A Acc SGD","IE00BWXC8680.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5\" (SGD) ACC","LU0175139822.USD":"AB FCP I Global Equity Blend A USD","LU0353189680.USD":"富国美国全盘成长基金Cl A Acc","LU0234572021.USD":"高盛美国核心股票组合Acc","IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","BK4581":"高盛持仓","BK4532":"文艺复兴科技持仓","IE00BMPRXR70.SGD":"Neuberger Berman 5G Connectivity A Acc SGD-H","BK4554":"元宇宙及AR概念","BK4543":"AI","IE00B3M56506.USD":"NEUBERGER BERMAN EMERGING MARKETS EQUITY \"A\" (USD) ACC","BK4527":"明星科技股","IE00BMPRXN33.USD":"NEUBERGER BERMAN 5G CONNECTIVITY \"A\" (USD) ACC","IE00BDCRKT87.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"ADC\" (USD) INC","LU0289961442.SGD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"AX\" (SGD) ACC","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","LU0061475181.USD":"THREADNEEDLE (LUX) AMERICAN \"AU\" (USD) ACC","LU0238689110.USD":"贝莱德环球动力股票基金","BK4567":"ESG概念","LU0170899867.USD":"EASTSPRING INVESTMENTS WORLD VALUE EQUITY  \"A\" (USD) ACC","LU0080751232.USD":"富达环球多元动力基金A","LU0316494557.USD":"FRANKLIN GLOBAL FUNDAMENTAL STRATEGIES \"A\" ACC","LU0417517546.SGD":"Allianz US Equity Cl AT Acc SGD","BK4534":"瑞士信贷持仓","BK4141":"半导体产品","LU0072462426.USD":"贝莱德全球配置 A2","IE00BJJMRX11.SGD":"Janus Henderson Balanced A Acc SGD","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4529":"IDC概念","LU0353189763.USD":"ALLSPRING  US ALL CAP GROWTH FUND \"I\" (USD) ACC","LU0079474960.USD":"联博美国增长基金A","GB00BDT5M118.USD":"天利环球扩展Alpha基金A Acc","LU0289739343.SGD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"A\" (SGD) ACC","LU0256863811.USD":"ALLIANZ US EQUITY \"A\" INC","IE00B1XK9C88.USD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A\" (USD) ACC","LU0097036916.USD":"贝莱德美国增长A2 USD","LU0056508442.USD":"贝莱德世界科技基金A2","IE00B7KXQ091.USD":"Janus Henderson Balanced A Inc USD","LU0308772762.SGD":"Blackrock Global Allocation A2 SGD-H","IE00BKDWB100.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5H\" (SGDHDG) ACC","IE00BFSS7M15.SGD":"Janus Henderson Balanced A Acc SGD-H","IE0034235295.USD":"PINEBRIDGE GLOBAL DYNAMIC ASSET ALLOCATION \"A\" (USD) ACC","IE00BD6J9T35.USD":"NEUBERGER BERMAN NEXT GENERATION MOBILITY \"A\" (USD) ACC","LU0234570918.USD":"高盛全球核心股票组合Acc Close","BK4549":"软银资本持仓","LU0276348264.USD":"THREADNEEDLE (LUX) GLOBAL DYNAMIC REAL RETURN\"AUP\" (USD) INC","NVDA":"英伟达","LU0109392836.USD":"富兰克林科技股A","BK4579":"人工智能","BK4550":"红杉资本持仓","BK4588":"碎股","BK4548":"巴美列捷福持仓","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","IE0034235188.USD":"PINEBRIDGE GLOBAL FOCUS EQUITY \"A\" (USD) ACC","LU0127658192.USD":"EASTSPRING INVESTMENTS GLOBAL TECHNOLOGY \"A\" (USD) ACC"},"source_url":"https://xnews.jin10.com/webapp/details.html?id=141867&type=news&data_type=0","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2446247857","content_text":"战略咨询公司创始人认为，未来两年，英伟达股价将飙升至200美元，七大\"护城河\"支撑公司中长期前景。6月25日，英伟达周二走高，目前涨超3%，扭转了此前连续三个交易日的下跌。战略咨询公司Constellation Research数据显示，未来12个月，英伟达的股价将飙升至每股200美元，目前的涨势将持续两年。Constellation的创始人R“Ray”Wang在周一接受CNBC采访时表示，他认为英伟达有“七条护城河”，可以帮助该公司在GPU市场上保持主导地位。1. CEO有远见黄仁勋是一位有远见的CEO，这点非常非常重要。他会像拉里·艾利森 （甲骨文创始人）、马克·扎克伯格（Meta首席执行官）一样，引领着世界前进。2. 芯片行业进入门槛高能进入这个芯片市场的竞争对手很少，把芯片推向市场需要很长时间，要成功做到这一点是一件非常困难的事情。3. 用户转换成本高一旦选择了英伟达的CUDA软件和硬件生态系统，就会被\"锁定\"在这个生态系统中很长一段时间。因为英伟达在这个领域已经建立了相当大的优势，在软件、硬件以及整个技术栈方面都处于领先地位，使得用户很难轻易脱离这个生态系统。4. 英伟达市场份额占据主导地位英伟达一直占据市场主导地位，这很重要，因为他们在这个市场已经有一段时间了，而竞争对手落后了24个月。5. 强大的产品路线图我们现在只看到了英伟达产品路线图的一小部分，也许只有百分之一或千分之一。英伟达能够从芯片硬件一直延伸到终端应用的全产业链布局，这正是他们即将带来大量创新的关键所在。也就是说，英伟达不仅有强大的硬件产品线，同时在整个软硬件融合的技术栈上都拥有深厚的积累，这使得他们未来的创新潜力巨大。6. GPU是AI的默认标准GPU在人工智能计算中的地位已经非常稳固和不可或缺，成为了业界的共识和默认选择，整个人工智能生态系统都已经围绕着GPU而发展。7. 数字不会说谎我们看到了惊人的增长数据，这与公司的市盈率完全匹配。每个人都在努力理解这种增长势头将如何持续下去。英伟达的毛利率达到了78%，较去年同期增长了262%。这种趋势在接下来的18到24个月内将会继续保持。尽管英伟达股价在上周触及约140美元的峰值后下跌了14%，但Wang认为，这是另一个买入良机。这种回调是由于宏观层面的原因，比如人们担心消费者市场和经济前景，因此在夏季之前进行了一些获利了结。Wang并不是华尔街唯一给出200美元目标价的分析师。上周， 金融服务公司Rosenblatt也将英伟达的目标股价上调至200美元，主要是基于英伟达能够更好地将其CUDA软件平台货币化的前景。","news_type":1,"symbols_score_info":{"NVDA":1}},"isVote":1,"tweetType":1,"viewCount":2845,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":319225632317720,"gmtCreate":1718961549719,"gmtModify":1718961551920,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3482387627626129","idStr":"3482387627626129"},"themes":[],"title":"","htmlText":"股票回落到205附近就买了","listText":"股票回落到205附近就买了","text":"股票回落到205附近就买了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/319225632317720","repostId":"2444935372","repostType":2,"repost":{"id":"2444935372","kind":"news","pubTimestamp":1718875830,"share":"https://www.laohunote.com/m/news/2444935372?lang=zh_CN&edition=full","pubTime":"2024-06-20 17:30","market":"us","language":"zh","title":"苹果带来全新AI叙事，除了硬件，还有大模型","url":"https://stock-news.laohu8.com/highlight/detail?id=2444935372","media":"华尔街见闻","summary":"Apple Intelligence不仅拉动了硬件出货预期，可能更重要的是将快速拉开大模型间的市场份额。","content":"<html><head></head><body><blockquote><p>Apple Intelligence不仅拉动了硬件出货预期，可能更重要的是将快速拉开大模型间的市场份额。</p></blockquote><p>6月11日的<a href=\"https://laohu8.com/S/AAPL\">苹果</a>WWDC大会后，整个AI行业的叙事发生了全新的变化。</p><p>Apple Intelligence的出现，使得AI手机将成为全新拉动出货增长的利器，苹果表现将强于市场预期，苹果产业链公司都在最近表现强劲。</p><p>大摩、小摩、美银认为，Apple Intelligence的逐步渗透，将拉动供应链的新一轮增长。</p><blockquote><p>1）不仅仅是30亿参数的本地模型，苹果还推出了在M2 Ultra上运行的云端模型，意味着Apple Intelligence的渗透将拉动M系列芯片的增长；</p><p>2）与苹果过往广泛的兼容不同，Apple Intelligence仅适用于配备 A17 Pro 和 M 系列芯片的设备，占 iPhone 和 iPad 总量的 8%，这种有限的推出策略将促使苹果近13亿用户的设备升级。</p></blockquote><p>同时，由于Open AI成功拿下苹果用户，也让Open AI用户量向10亿级冲刺，将获得用户基数壁垒。</p><p>这种级别的用户数显然是其他竞争对手可望不可及的目标。</p><p>根据李开复上周的说法，“目前国内所有大模型厂商DAU总量也就在千万级别，比我们平时用的每个应用都小很多，这说明用户的市场教育还远远没有完成。”这也意味着用户基数带来的护城河，在国内市场没有一家能在现阶段做到。</p><p>硬AI认为，苹果带动AI大模型用户增长的生态模式，可能会半年后会在安卓上得到复制，届时，各家大模型肯定会争夺这个入口获得用户。</p><p>对于大模型厂商，获得手机用户，肯定比现有投流模式获客成本收益比更高。不过，是不是能有Open AI的议价能力，就有待观察了。</p><h2 id=\"id_1964631036\">一、Apple出货量预测</h2><p>目前市场共识是，iPhone在2025/2026财年的销量将在 2.27 亿部/ 2.38 亿部，即更换周期为 4.8 年。</p><p>美银指出该预测过低，认为2025/2026年IPhone销量至少可以达到2.47亿部/2.57亿部。</p><p>主要的原因是，新的 AI 功能仅适用于配备 A17 Pro 和 M 系列芯片的设备，目前这些设备占 iPhone 和 iPad 总量的 8%。</p><p>美银估计， 截至2023年底，全球iPhone安装基数（IB）将达到12亿部，其中包括8.18亿部二手iPhone和4.18亿部新iPhone。</p><p>美银认为，Apple Intelligence将刺激苹果超过13亿庞大用户群的设备升级，从而推动增长。</p><p><img src=\"https://static.tigerbbs.com/401a3ad9f6b56ad9b38668a5928cfaf2\" alt=\"\"/></p><h2 id=\"id_463385952\">二、订阅收入潜力</h2><p>根据24Q1财报电话会议，苹果在其平台上的付费订阅数量已超过10亿，考虑到苹果的总设备安装基础为22亿台（包括iPhone、iPad、Mac等所有设备），意味目前的货币化程度不到50%。据此，美银表示，苹果的订阅服务还有很大的渗透空间。</p><p>需要注意的是，渗透不会一蹴而就，而是会伴随着Apple Intelligence升级逐步进行。</p><p>Apple Intelligence的升级具体包含以下几个方面 ——</p><blockquote><p>• 多语言覆盖： Apple Intelligence 将在今年秋季率先面向美式英语的用户推出，表明公司的初步发布侧重于苹果的北美市场（该市场占 iPhone 安装基数的 30% 以上）。同时，苹果公司明确表示，后续将逐步扩大对语言的支持。</p><p>• Siri功能的升级：Siri 正在进行重大重新设计，重点是新的命令控制功能以及与 Apple 自身应用程序的更深层次集成。分析师认为，Apple Intelligence 的集成将进一步增强 Siri 的功能，使其随着时间的推移变得更有价值。</p><p>• AI功能向第三方软件开放：最早在今年秋季，苹果将允许第三方开发人员将 Apple Intelligence 集成到他们的应用程序中。</p><p>• 更多第三方大模型的加入：苹果公司未来对与 Google Gemini 等其他基础模型提供商合作持开放态度。这表明苹果公司有兴趣在未来为其用户提供更多样化的人工<a href=\"https://laohu8.com/S/5RE.SI\">智能</a>模型。</p></blockquote><p>大摩指出，如果 Apple Intelligence 在未来 12 个月内成功扩展新的语言选项和第三方应用程序集成，它可能会大大缩短 iPhone 的更换周期。</p><p>根据大摩测算，每减少 0.1 年的周期，就可能转化为额外 500 万部 iPhone 的出货量和每股收益增加 10 美分。</p><h2 id=\"id_352466166\">三、Apple Intelligence 对<a href=\"https://laohu8.com/S/TSM\">台积电</a>的影响</h2><p>苹果作为台积电最大的客户，占据其25%的收入。大摩指出，Apple Intelligence在本地和云端的增长，将拉动A18/A18 Pro、M系列芯片的增长，从而对台积电产生积极影响。</p><p><img src=\"https://static.tigerbbs.com/9a54a324bdc4e936df39935dca17253a\" alt=\"\"/></p><p>Apple Intelligence 推出了两种基础模型：一个参数约为 30 亿的本地模型和一个在云端 Apple 芯片上运行的模型。这两者均会拉动A18/A18 Pro、M系列芯片需求的增长。</p><p><strong>本地端来看 ——</strong></p><blockquote><p>1）Apple Intelligence将拉动13亿的潜在换机；</p><p>2）A18/A18Pro新处理器的推出，且制程将从上一代的 N3B 工艺制造转向台积电更新的 N3E 制造工艺；</p></blockquote><p><strong>云端来看 ——</strong></p><blockquote><p>1）苹果在其AI服务器中使用M2 Ultra芯片。根据大摩的供应链分析，苹果在2024年上半年生产了200-300万颗M2 Ultra芯片（采用台积电的4纳米工艺）。据估计，每颗芯片将为台积电带来350-400美元的收入，有可能在2024年为台积电的总收入贡献高达20亿美元（约2%）。</p></blockquote><p>展望未来，该报告预测苹果将继续扩大其AI服务器芯片的生产。随着Apple Intelligence云服务用户群的不断增长，预计苹果将在2025年使用其3纳米M3或M4芯片。此外，到2026年，苹果可能会采用台积电的2纳米和SoIC技术来开发更强大的AI服务器芯片。</p><p>苹果芯片的迭代更换，将对台积电产生积极影响。</p><p>目前市场焦点集中在对硬件的拉动，但对软件的影响，蝴蝶已经扇起了翅膀。</p><h2 id=\"id_1109766809\">四、AI+终端建立模型生态</h2><p>硬AI认为，后续随着安卓厂商复制苹果模式推进AI，手机终端对大模型厂商市场份额可能会产生新的巨大影响，迅速拉开不同厂商间的市场份额。</p><p>参考苹果和OpenAI的合作，OpenAl嵌入苹果Siri后，苹果用户可以通过Siri免注册免费调用ChatGPT的云端计算。</p><p>根据Data.ai数据，目前，ChatGPT的APP端+网页端最新日活峰值数为1.65亿。OpenAI嵌入苹果手机标志着OpenAl的增长空间将涵盖15亿量级的苹果手机用户。</p><p>换句话说，大模型+终端设备的生态合作，可以助力大模型厂商短期内指数级提升市场份额。</p><p>尤其是对于坚定To C业务大模型厂商，比如KIMI、百川智能、零一万物等。</p><p>百川智能CEO王小川提到，To C业务空间比To B大十倍；KIMI创始人杨植麟也表达过相似观点，除了巨大的市场空间，C端用户的数据还可以帮助大模型快速的迭代。</p><p>此外，杨植麟指出，相比于B端业务的高成本（企业的定制化需求），C端的边际成本会随着用户数量的增多而不断降低。</p><p>从商业模式的角度看，C端业务的商业模式往往是先堆积用户DAU再找商业模式。目前，国内各个头部厂商也采取了不少措施来探索DAU提升的路径。</p><p>硬AI认为，参考OpenAI与苹果的合作方式，也许大模型快速加入“硬件终端”，才能成为大模型DAU提升的“杀手锏”。</p></body></html>","source":"wallstreetcn_hot_news","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>苹果带来全新AI叙事，除了硬件，还有大模型</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; 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.h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n苹果带来全新AI叙事，除了硬件，还有大模型\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-06-20 17:30 北京时间&nbsp;&nbsp;&nbsp;<a href=https://wallstreetcn.com/articles/3717690><strong>华尔街见闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Apple Intelligence不仅拉动了硬件出货预期，可能更重要的是将快速拉开大模型间的市场份额。6月11日的苹果WWDC大会后，整个AI行业的叙事发生了全新的变化。Apple Intelligence的出现，使得AI手机将成为全新拉动出货增长的利器，苹果表现将强于市场预期，苹果产业链公司都在最近表现强劲。大摩、小摩、美银认为，Apple Intelligence的逐步渗透，将拉动供应链的...</p>\n\n<a href=\"https://wallstreetcn.com/articles/3717690\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/13f224bb016b853641f590b6753763d1","relate_stocks":{"BK4507":"流媒体概念","LU0127658192.USD":"EASTSPRING INVESTMENTS GLOBAL TECHNOLOGY \"A\" (USD) ACC","BK4592":"伊斯兰概念","IE00BJTD4V19.USD":"NEUBERGER BERMAN US LONG SHORT EQUITY \"A1\" (USD) ACC","BK4574":"无人驾驶","BK4588":"碎股","IE00BJJMRY28.SGD":"Janus Henderson Balanced A Inc SGD","LU0320765059.SGD":"FTIF - Franklin US Opportunities A Acc SGD","LU0353189680.USD":"富国美国全盘成长基金Cl A Acc","BK4554":"元宇宙及AR概念","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","BK4579":"人工智能","LU0061475181.USD":"THREADNEEDLE (LUX) AMERICAN \"AU\" (USD) ACC","LU0289961442.SGD":"SUSTAINABLE GLOBAL THEMATIC PORTFOLIO \"AX\" (SGD) ACC","LU0109391861.USD":"富兰克林美国机遇基金A 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INCOME \"A(USD) ACC","IE00B775SV38.USD":"NEUBERGER BERMAN US MULTICAP OPPORTUNITIES \"A\" (USD) ACC","IE00BKDWB100.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5H\" (SGDHDG) ACC","LU0109392836.USD":"富兰克林科技股A","BK4515":"5G概念","IE0004445239.USD":"JANUS HENDERSON US FORTY \"A2\" (USD) ACC","BK4559":"巴菲特持仓","IE00B19Z9505.USD":"美盛-美国大盘成长股A Acc","IE0009356076.USD":"JANUS HENDERSON GLOBAL TECHNOLOGY AND INNOVATION \"A2\" (USD) ACC","BK4550":"红杉资本持仓","IE00BKVL7J92.USD":"Legg Mason ClearBridge - US Equity Sustainability Leaders A Acc USD"},"source_url":"https://wallstreetcn.com/articles/3717690","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2444935372","content_text":"Apple Intelligence不仅拉动了硬件出货预期，可能更重要的是将快速拉开大模型间的市场份额。6月11日的苹果WWDC大会后，整个AI行业的叙事发生了全新的变化。Apple Intelligence的出现，使得AI手机将成为全新拉动出货增长的利器，苹果表现将强于市场预期，苹果产业链公司都在最近表现强劲。大摩、小摩、美银认为，Apple Intelligence的逐步渗透，将拉动供应链的新一轮增长。1）不仅仅是30亿参数的本地模型，苹果还推出了在M2 Ultra上运行的云端模型，意味着Apple Intelligence的渗透将拉动M系列芯片的增长；2）与苹果过往广泛的兼容不同，Apple Intelligence仅适用于配备 A17 Pro 和 M 系列芯片的设备，占 iPhone 和 iPad 总量的 8%，这种有限的推出策略将促使苹果近13亿用户的设备升级。同时，由于Open AI成功拿下苹果用户，也让Open AI用户量向10亿级冲刺，将获得用户基数壁垒。这种级别的用户数显然是其他竞争对手可望不可及的目标。根据李开复上周的说法，“目前国内所有大模型厂商DAU总量也就在千万级别，比我们平时用的每个应用都小很多，这说明用户的市场教育还远远没有完成。”这也意味着用户基数带来的护城河，在国内市场没有一家能在现阶段做到。硬AI认为，苹果带动AI大模型用户增长的生态模式，可能会半年后会在安卓上得到复制，届时，各家大模型肯定会争夺这个入口获得用户。对于大模型厂商，获得手机用户，肯定比现有投流模式获客成本收益比更高。不过，是不是能有Open AI的议价能力，就有待观察了。一、Apple出货量预测目前市场共识是，iPhone在2025/2026财年的销量将在 2.27 亿部/ 2.38 亿部，即更换周期为 4.8 年。美银指出该预测过低，认为2025/2026年IPhone销量至少可以达到2.47亿部/2.57亿部。主要的原因是，新的 AI 功能仅适用于配备 A17 Pro 和 M 系列芯片的设备，目前这些设备占 iPhone 和 iPad 总量的 8%。美银估计， 截至2023年底，全球iPhone安装基数（IB）将达到12亿部，其中包括8.18亿部二手iPhone和4.18亿部新iPhone。美银认为，Apple Intelligence将刺激苹果超过13亿庞大用户群的设备升级，从而推动增长。二、订阅收入潜力根据24Q1财报电话会议，苹果在其平台上的付费订阅数量已超过10亿，考虑到苹果的总设备安装基础为22亿台（包括iPhone、iPad、Mac等所有设备），意味目前的货币化程度不到50%。据此，美银表示，苹果的订阅服务还有很大的渗透空间。需要注意的是，渗透不会一蹴而就，而是会伴随着Apple Intelligence升级逐步进行。Apple Intelligence的升级具体包含以下几个方面 ——• 多语言覆盖： Apple Intelligence 将在今年秋季率先面向美式英语的用户推出，表明公司的初步发布侧重于苹果的北美市场（该市场占 iPhone 安装基数的 30% 以上）。同时，苹果公司明确表示，后续将逐步扩大对语言的支持。• Siri功能的升级：Siri 正在进行重大重新设计，重点是新的命令控制功能以及与 Apple 自身应用程序的更深层次集成。分析师认为，Apple Intelligence 的集成将进一步增强 Siri 的功能，使其随着时间的推移变得更有价值。• AI功能向第三方软件开放：最早在今年秋季，苹果将允许第三方开发人员将 Apple Intelligence 集成到他们的应用程序中。• 更多第三方大模型的加入：苹果公司未来对与 Google Gemini 等其他基础模型提供商合作持开放态度。这表明苹果公司有兴趣在未来为其用户提供更多样化的人工智能模型。大摩指出，如果 Apple Intelligence 在未来 12 个月内成功扩展新的语言选项和第三方应用程序集成，它可能会大大缩短 iPhone 的更换周期。根据大摩测算，每减少 0.1 年的周期，就可能转化为额外 500 万部 iPhone 的出货量和每股收益增加 10 美分。三、Apple Intelligence 对台积电的影响苹果作为台积电最大的客户，占据其25%的收入。大摩指出，Apple Intelligence在本地和云端的增长，将拉动A18/A18 Pro、M系列芯片的增长，从而对台积电产生积极影响。Apple Intelligence 推出了两种基础模型：一个参数约为 30 亿的本地模型和一个在云端 Apple 芯片上运行的模型。这两者均会拉动A18/A18 Pro、M系列芯片需求的增长。本地端来看 ——1）Apple Intelligence将拉动13亿的潜在换机；2）A18/A18Pro新处理器的推出，且制程将从上一代的 N3B 工艺制造转向台积电更新的 N3E 制造工艺；云端来看 ——1）苹果在其AI服务器中使用M2 Ultra芯片。根据大摩的供应链分析，苹果在2024年上半年生产了200-300万颗M2 Ultra芯片（采用台积电的4纳米工艺）。据估计，每颗芯片将为台积电带来350-400美元的收入，有可能在2024年为台积电的总收入贡献高达20亿美元（约2%）。展望未来，该报告预测苹果将继续扩大其AI服务器芯片的生产。随着Apple Intelligence云服务用户群的不断增长，预计苹果将在2025年使用其3纳米M3或M4芯片。此外，到2026年，苹果可能会采用台积电的2纳米和SoIC技术来开发更强大的AI服务器芯片。苹果芯片的迭代更换，将对台积电产生积极影响。目前市场焦点集中在对硬件的拉动，但对软件的影响，蝴蝶已经扇起了翅膀。四、AI+终端建立模型生态硬AI认为，后续随着安卓厂商复制苹果模式推进AI，手机终端对大模型厂商市场份额可能会产生新的巨大影响，迅速拉开不同厂商间的市场份额。参考苹果和OpenAI的合作，OpenAl嵌入苹果Siri后，苹果用户可以通过Siri免注册免费调用ChatGPT的云端计算。根据Data.ai数据，目前，ChatGPT的APP端+网页端最新日活峰值数为1.65亿。OpenAI嵌入苹果手机标志着OpenAl的增长空间将涵盖15亿量级的苹果手机用户。换句话说，大模型+终端设备的生态合作，可以助力大模型厂商短期内指数级提升市场份额。尤其是对于坚定To C业务大模型厂商，比如KIMI、百川智能、零一万物等。百川智能CEO王小川提到，To C业务空间比To B大十倍；KIMI创始人杨植麟也表达过相似观点，除了巨大的市场空间，C端用户的数据还可以帮助大模型快速的迭代。此外，杨植麟指出，相比于B端业务的高成本（企业的定制化需求），C端的边际成本会随着用户数量的增多而不断降低。从商业模式的角度看，C端业务的商业模式往往是先堆积用户DAU再找商业模式。目前，国内各个头部厂商也采取了不少措施来探索DAU提升的路径。硬AI认为，参考OpenAI与苹果的合作方式，也许大模型快速加入“硬件终端”，才能成为大模型DAU提升的“杀手锏”。","news_type":1,"symbols_score_info":{"AAPL":1}},"isVote":1,"tweetType":1,"viewCount":2796,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":574061127102888,"gmtCreate":1781165601806,"gmtModify":1781167235311,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","listText":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","text":"欠数十万债权人钱不给、赖账；把钱拿去搞AI，这样的公司，你们这些投资人还敢继续支持嘛？   ","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/574061127102888","repostId":"2635781454","repostType":2,"repost":{"id":"2635781454","kind":"news","pubTimestamp":1778672349,"share":"https://www.laohunote.com/m/news/2635781454?lang=zh_CN&edition=full","pubTime":"2026-05-13 19:39","market":"fut","language":"zh","title":"风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身","url":"https://stock-news.laohu8.com/highlight/detail?id=2635781454","media":"智通财经","summary":"在行业普遍收缩风控、压降规模的背景下，宜人智科交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。","content":"<html><body><p>智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。</p><p>在行业普遍收缩风控、压降规模的背景下，<a href=\"https://laohu8.com/S/YRD\">宜人智科</a>（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。</p><p>然而，利润端的剧烈波动，并非经营能力的崩塌，而是一次主动的财务“排雷”。通过集中计提拨备锁定风险上限并主动收缩信贷规模，宜人智科正将经营重心从规模扩张转向资产质量修复，让AI从后台的技术储备跃升为前台的核心利润引擎。</p><p><strong>大额拨备“</strong><strong>排雷”</strong><strong>背后：风险出清与修复逻辑</strong></p><p>2025全年，公司计提或有负债拨备23.66亿元，仅四季度就计提11.10亿元。这一举动直接吞噬了当期利润，却也提前覆盖了宏观经济波动与行业信用风险上升带来的潜在损失敞口。</p><p>事实上，从拨备前利润视角观察，公司2025年的经营成果依然保持正向。在Non-GAAP口径下，经调整担保收入与拨备时间错配后的净利润为8.34亿元，更真实地反映了主营业务的造血能力。</p><p>换言之，这种“以利润换安全垫”的操作，虽然压低了GAAP账面利润，但并没有改变公司核心业务产生现金流和利润的基本面，而是将未来的不确定性提前锁定在2025年的报表中，为主业修复和利润反弹扫清了障碍。</p><p>同期，宜人智科主动收紧了信贷策略，四季度撮合贷款环比下降40%，在贷余额环比下降17%，服务借款人数骤降44%。在行业首日逾期率升至6.1%、30天回收率跌至84.1%的背景下，公司选择以规模换安全，将1-30天逾期率控制在3.4%，优于行业可比水平。</p><p>同时，公司传统业务的基本盘依然稳固。累计服务客户超1400万，复借率维持在77%的高位，证明了核心客群的粘性。互联网保险分销渠道在2025年表现出强劲的增长势头，GWP季度复合增长率达到87%，显示出“线上+线下”融合模式在结构优化中的韧性。</p><p><strong>2026年第一季度已然过去，一季报披露在即。需要提前说明的是，第一季度通常是信贷行业的传统淡季，春节长假导致工作日减少、信贷需求季节性走低，这在往年财报中已有清晰体现。</strong>叠加2025年全年大额拨备带来的财务惯性，2026年Q1大概率仍将呈现“营收承压、拨备高企”的特征，GAAP口径下的净利润可能继续处于修复区间。</p><p>然而，投资者应穿透账面数字看到底层的“暖意”。进入2026年以来，一些先行指标已出现积极变化。促成贷款量在第一季度环比有所恢复，老客复借率保持在健康区间，而核心逾期率指标也呈现出逐月环比改善的态势。此外，公司在国际化和新兴业务布局方面亦取得阶段性进展，若相关项目在Q1期间有进一步信息披露，将形成多点开花的正面叙事。</p><p><strong>从“</strong><strong>技术投入”</strong><strong>到“</strong><strong>利润引擎” AI</strong><strong>深嵌业务全链路</strong></p><p><strong>过去几年，AI在宜人智科更多呈现为单点开花的状态——在营销、风控等某一环节各自突破，彼此尚未形成闭环。2025年以来，这一局面发生了根本性变化。AI已从“单点工具”进化为“全链路操作系统”，深度嵌入信贷撮合、营销获客、资金调度、风控、质检、法务等每一个核心业务环节，完成从“技术投入”到“经营结果”的实质跃迁。</strong></p><p><strong>一方面，它们擅长锁定高频核心场景，比如金融行业的投研、风控等关键环节，用AI系统处理海量金融数据并识别交易风险；另一方面，还能推动端到端的流程再造，比如在营销环节，用AI生成合规的个性化产品推介文档并完成多渠道投放，将人工合规审核与内容制作环节数字化，同时建立清晰的效果验证体系，通过转化率、成本下降率等指标衡量AI价值，确保投入产出比可控。</strong></p><p>这不是概念的升级，而是实打实的落地。在营销端，AIGC智能体日均执行1700余项任务，内容生成时间压缩至0.5秒，结合智能语音交互，显著降低了营销成本。客服大模型准确率达92%，实现7x24小时自动化服务；质检智能体每日处理超200万条销售记录，将合规风险拦截于事前。AI资金配置智能体将匹配率从60%提升至66%，资产成本下降24个基点，单此一项累计节省现金流5400万元。</p><p>面对行业性逾期率波动，AI不仅是提效工具，更是风控的“免疫系统”。宜人智科通过多模态大模型风控体系，每日拦截超3万个异常账户，全年阻止潜在损失逾1.8亿元。</p><p>综合各业务条线，2025年AI驱动的降本增效效果显著。这意味着AI在公司内部已不再是需要单独核算的研发费用，而是内生于业务流程、持续产生正向现金流的核心能力。</p><p><strong>不止于金融科技 AI</strong><strong>跨场景赋能下的“</strong><strong>隐性重塑”</strong></p><p>虽然从当前报表看，信贷相关业务依然是宜人智科收入的主要来源，但收入结构已在表层之下发生变化。</p><p>一方面，基于“智语大模型”及AI智能体平台，公司已打磨出一套覆盖风控、营销及资金匹配的通用AI能力体系。这套能力在金融主业中经过充分验证，具备极强的通用性与可复制性，已具备向外部机构输出的技术基础。这类技术服务不占用资本金，毛利率更高，是典型的轻资产模式，有望成为公司收入结构中重要的增量来源。</p><p>另一方面，“AI一切”战略的跨赛道布局已进入导入期。公司将金融场景中成熟的AI交互能力，逐步复用到AI学习和AI娱乐等新兴赛道。这些新业务虽仍处于战略投入阶段，尚未形成规模化收入，但已清晰勾勒出未来的增长曲线。在公司看来，AI底层能力具备天然的跨行业通用属性，最终将渗透金融、成长、生活服务等多元场景。</p><p>这种布局并非简单的业务多元化，而是形成了“主业迭代—能力复用—生态反哺”的良性闭环。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。</p><p>宜人智科的转型逻辑，本质上是企业基因的系统性进化。<strong>公司已跳出“在原有流程上打补丁”的适配阶段，全面迈入围绕AI重新定义业务的“原生时代”。这种升维，让唐宁倡导的“AI有爱”不再是宏大叙事，而是落脚为智能体的温暖陪伴与普惠金融的精准触达。</strong></p><p>从单一金融场景起步，走向多场景智能体平台，宜人智科正以AI驱动的产业科技公司身份，实现技术红利的全行业平移。公司已不再是那个靠息差过日子的金融中介，而是一个手握大模型、坐拥千万级用户、具备跨行业输出能力的技术平台。</p><p>展望未来，尽管短期内仍面临宏观淡季和恢复期压力，但随着监管环境逐步稳定、AI降本增效持续释放，以及跨场景布局的深化，宜人智科已进入更可持续的增长轨道。</p></body></html>","source":"stock_zhitongcaijing","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" 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color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n风险出清、AI入核、跨场景赋能：宜人智科（YRD.US）的产业科技终极转身\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-05-13 19:39 北京时间&nbsp;&nbsp;&nbsp;<a href=http://www.zhitongcaijing.com/content/detail/1441362.html><strong>智通财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。在行业普遍收缩风控、压降规模的背景下，宜人智科（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/1441362.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"CHAT":"ROUNDHILL GENERATIVE AI & TECHNOLOGY ETF","AIPO":"Defiance AI and Power Infrastructure ETF","AGIX":"通用人工智能 ETF-AGIX","BK4166":"消费信贷","ARTY":"ISHARES FUTURE AI & TECH ETF","YRD":"宜人智科"},"source_url":"http://www.zhitongcaijing.com/content/detail/1441362.html","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2635781454","content_text":"智通财经APP获悉，2025年对中国助贷行业而言，是规则重塑的一年。从4月“助贷新规”设定24%利率红线，到2026年初八部门联合发布《金融产品网络营销管理办法》切断多层导流路径，监管组合拳彻底终结了靠息差覆盖风险、靠流量倒卖获客的粗放式增长模式。在行业普遍收缩风控、压降规模的背景下，宜人智科（YRD.US）交出了一份看似矛盾却蕴含质变的业绩成绩单：2025年全年净营收57.19亿元，基本盘稳固；但归母净利润降至4050万元，第四季度单季出现8.82亿元净亏损。然而，利润端的剧烈波动，并非经营能力的崩塌，而是一次主动的财务“排雷”。通过集中计提拨备锁定风险上限并主动收缩信贷规模，宜人智科正将经营重心从规模扩张转向资产质量修复，让AI从后台的技术储备跃升为前台的核心利润引擎。大额拨备“排雷”背后：风险出清与修复逻辑2025全年，公司计提或有负债拨备23.66亿元，仅四季度就计提11.10亿元。这一举动直接吞噬了当期利润，却也提前覆盖了宏观经济波动与行业信用风险上升带来的潜在损失敞口。事实上，从拨备前利润视角观察，公司2025年的经营成果依然保持正向。在Non-GAAP口径下，经调整担保收入与拨备时间错配后的净利润为8.34亿元，更真实地反映了主营业务的造血能力。换言之，这种“以利润换安全垫”的操作，虽然压低了GAAP账面利润，但并没有改变公司核心业务产生现金流和利润的基本面，而是将未来的不确定性提前锁定在2025年的报表中，为主业修复和利润反弹扫清了障碍。同期，宜人智科主动收紧了信贷策略，四季度撮合贷款环比下降40%，在贷余额环比下降17%，服务借款人数骤降44%。在行业首日逾期率升至6.1%、30天回收率跌至84.1%的背景下，公司选择以规模换安全，将1-30天逾期率控制在3.4%，优于行业可比水平。同时，公司传统业务的基本盘依然稳固。累计服务客户超1400万，复借率维持在77%的高位，证明了核心客群的粘性。互联网保险分销渠道在2025年表现出强劲的增长势头，GWP季度复合增长率达到87%，显示出“线上+线下”融合模式在结构优化中的韧性。2026年第一季度已然过去，一季报披露在即。需要提前说明的是，第一季度通常是信贷行业的传统淡季，春节长假导致工作日减少、信贷需求季节性走低，这在往年财报中已有清晰体现。叠加2025年全年大额拨备带来的财务惯性，2026年Q1大概率仍将呈现“营收承压、拨备高企”的特征，GAAP口径下的净利润可能继续处于修复区间。然而，投资者应穿透账面数字看到底层的“暖意”。进入2026年以来，一些先行指标已出现积极变化。促成贷款量在第一季度环比有所恢复，老客复借率保持在健康区间，而核心逾期率指标也呈现出逐月环比改善的态势。此外，公司在国际化和新兴业务布局方面亦取得阶段性进展，若相关项目在Q1期间有进一步信息披露，将形成多点开花的正面叙事。从“技术投入”到“利润引擎” AI深嵌业务全链路过去几年，AI在宜人智科更多呈现为单点开花的状态——在营销、风控等某一环节各自突破，彼此尚未形成闭环。2025年以来，这一局面发生了根本性变化。AI已从“单点工具”进化为“全链路操作系统”，深度嵌入信贷撮合、营销获客、资金调度、风控、质检、法务等每一个核心业务环节，完成从“技术投入”到“经营结果”的实质跃迁。一方面，它们擅长锁定高频核心场景，比如金融行业的投研、风控等关键环节，用AI系统处理海量金融数据并识别交易风险；另一方面，还能推动端到端的流程再造，比如在营销环节，用AI生成合规的个性化产品推介文档并完成多渠道投放，将人工合规审核与内容制作环节数字化，同时建立清晰的效果验证体系，通过转化率、成本下降率等指标衡量AI价值，确保投入产出比可控。这不是概念的升级，而是实打实的落地。在营销端，AIGC智能体日均执行1700余项任务，内容生成时间压缩至0.5秒，结合智能语音交互，显著降低了营销成本。客服大模型准确率达92%，实现7x24小时自动化服务；质检智能体每日处理超200万条销售记录，将合规风险拦截于事前。AI资金配置智能体将匹配率从60%提升至66%，资产成本下降24个基点，单此一项累计节省现金流5400万元。面对行业性逾期率波动，AI不仅是提效工具，更是风控的“免疫系统”。宜人智科通过多模态大模型风控体系，每日拦截超3万个异常账户，全年阻止潜在损失逾1.8亿元。综合各业务条线，2025年AI驱动的降本增效效果显著。这意味着AI在公司内部已不再是需要单独核算的研发费用，而是内生于业务流程、持续产生正向现金流的核心能力。不止于金融科技 AI跨场景赋能下的“隐性重塑”虽然从当前报表看，信贷相关业务依然是宜人智科收入的主要来源，但收入结构已在表层之下发生变化。一方面，基于“智语大模型”及AI智能体平台，公司已打磨出一套覆盖风控、营销及资金匹配的通用AI能力体系。这套能力在金融主业中经过充分验证，具备极强的通用性与可复制性，已具备向外部机构输出的技术基础。这类技术服务不占用资本金，毛利率更高，是典型的轻资产模式，有望成为公司收入结构中重要的增量来源。另一方面，“AI一切”战略的跨赛道布局已进入导入期。公司将金融场景中成熟的AI交互能力，逐步复用到AI学习和AI娱乐等新兴赛道。这些新业务虽仍处于战略投入阶段，尚未形成规模化收入，但已清晰勾勒出未来的增长曲线。在公司看来，AI底层能力具备天然的跨行业通用属性，最终将渗透金融、成长、生活服务等多元场景。这种布局并非简单的业务多元化，而是形成了“主业迭代—能力复用—生态反哺”的良性闭环。宜人智科已不再将自己定义为单纯的金融科技企业，而是正在向一家以AI为底层、跨场景赋能的产业科技公司转型。宜人智科的转型逻辑，本质上是企业基因的系统性进化。公司已跳出“在原有流程上打补丁”的适配阶段，全面迈入围绕AI重新定义业务的“原生时代”。这种升维，让唐宁倡导的“AI有爱”不再是宏大叙事，而是落脚为智能体的温暖陪伴与普惠金融的精准触达。从单一金融场景起步，走向多场景智能体平台，宜人智科正以AI驱动的产业科技公司身份，实现技术红利的全行业平移。公司已不再是那个靠息差过日子的金融中介，而是一个手握大模型、坐拥千万级用户、具备跨行业输出能力的技术平台。展望未来，尽管短期内仍面临宏观淡季和恢复期压力，但随着监管环境逐步稳定、AI降本增效持续释放，以及跨场景布局的深化，宜人智科已进入更可持续的增长轨道。","news_type":1,"symbols_score_info":{"AGIX":1.5,"YRD":1.5,"CHAT":1.5,"ARTY":1.5,"AIPO":1.5}},"isVote":1,"tweetType":1,"viewCount":1092,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":576386503579664,"gmtCreate":1781742911181,"gmtModify":1781746186655,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","listText":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","text":"你说跟你无关，人家官方都说了跟你有关；还有信誉可言吗？真的无关，你怎么不去gao它。","images":[{"img":"https://static.tigerbbs.com/f3f75522babc3741b79fc87ea7fcbe9a"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/576386503579664","repostId":"1124139910","repostType":2,"repost":{"id":"1124139910","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795252,"share":"https://www.laohunote.com/m/news/1124139910?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:34","market":"us","language":"zh","title":"宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关","url":"https://stock-news.laohu8.com/highlight/detail?id=1124139910","media":"美股速递","summary":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","content":"<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1004306016\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">美股速递 </p>\n<p class=\"h-time\">2026-05-26 19:34</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1124139910","content_text":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":1133,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":581457375703880,"gmtCreate":1782988799519,"gmtModify":1782988801499,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"唐宁类固收的钱好久还？10W投资者等的着急","listText":"唐宁类固收的钱好久还？10W投资者等的着急","text":"唐宁类固收的钱好久还？10W投资者等的着急","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/581457375703880","repostId":"2648509297","repostType":2,"repost":{"id":"2648509297","kind":"highlight","weMediaInfo":{"introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. Better news, better service, better price.","home_visible":1,"media_name":"MT Newswires Live","id":"1092851196","head_image":"https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e"},"pubTimestamp":1782988129,"share":"https://www.laohunote.com/m/news/2648509297?lang=zh_CN&edition=full","pubTime":"2026-07-02 18:28","market":"fut","language":"en","title":"Yiren Digital Approves $20 Million Share Buyback Program<blockquote>伊人数码批准2000万美元股票回购计划</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2648509297","media":"MT Newswires Live","summary":"Yiren Digital  said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.Yiren Digital said it will fund the buybacks with its existing cash balance.","content":"<p><html><body> Yiren Digital (YRD) said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.</p><p><blockquote><html><body>宜人数码 (YRD) 周四表示，其董事会批准了一项 2000 万美元的新股票回购计划，允许其在未来 12 个月内回购最多 10% 的已发行股票或美国存托股票。</body></html></blockquote></p><p>The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.</p><p><blockquote>该公司表示，可能会通过公开市场购买、私下协商交易、大宗交易或其他允许的方式回购股票。</blockquote></p><p>Yiren Digital said it will fund the buybacks with its existing cash balance.</p><p><blockquote>伊人数码表示，将用现有现金余额为回购提供资金。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","source":"mtnewswires_news","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Approves $20 Million Share Buyback Program<blockquote>伊人数码批准2000万美元股票回购计划</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Approves $20 Million Share Buyback Program<blockquote>伊人数码批准2000万美元股票回购计划</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1092851196\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">MT Newswires Live </p>\n<p class=\"h-time smaller\">2026-07-02 18:28</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><body> Yiren Digital (YRD) said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.</p><p><blockquote><html><body>宜人数码 (YRD) 周四表示，其董事会批准了一项 2000 万美元的新股票回购计划，允许其在未来 12 个月内回购最多 10% 的已发行股票或美国存托股票。</body></html></blockquote></p><p>The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.</p><p><blockquote>该公司表示，可能会通过公开市场购买、私下协商交易、大宗交易或其他允许的方式回购股票。</blockquote></p><p>Yiren Digital said it will fund the buybacks with its existing cash balance.</p><p><blockquote>伊人数码表示，将用现有现金余额为回购提供资金。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"https://www.mtnewswires.com/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2648509297","content_text":"Yiren Digital (YRD) said Thursday its board approved a new $20 million share repurchase program, allowing it to buy back up to 10% of its outstanding shares or American depositary shares over the next 12 months.The company said it may repurchase shares through open-market purchases, privately negotiated transactions, block trades, or other permitted methods.Yiren Digital said it will fund the buybacks with its existing cash balance.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":893,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":579238729998728,"gmtCreate":1782445793906,"gmtModify":1782447579824,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。","listText":"把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。","text":"把类固收的钱拿去，还不承认；宜信类固收投资人，这二十年来，为宜信整个集团输血，促使宜信做大、做强，而今过河拆桥，坑害类固收投资人。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/579238729998728","repostId":"2646872848","repostType":2,"repost":{"id":"2646872848","kind":"highlight","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga Earnings","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1782385353,"share":"https://www.laohunote.com/m/news/2646872848?lang=zh_CN&edition=full","pubTime":"2026-06-25 19:02","market":"hk","language":"en","title":"Yiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益 (0.82) 美元，较同比 0.39 美元下降，销售额 1.3668 亿美元，较同比 2.14219 亿美元下降</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2646872848","media":"Benzinga Earnings","summary":"Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales","content":"<p><html><body>Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.</p><p><blockquote><html><body>伊人数码（纽约证券交易所股票代码：YRD）公布季度亏损为每股0.82美元。与去年同期每股收益 0.39 美元相比，下降了 310.26%。该公司报告本季度销售额为 1.32668 亿美元。与去年同期 2.14219 亿美元的销售额相比，下降了 38.07%。</body></html></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益 (0.82) 美元，较同比 0.39 美元下降，销售额 1.3668 亿美元，较同比 2.14219 亿美元下降</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Q1 EPS $(0.82) Down From $0.39 YoY, Sales $132.668M Down From $214.219M YoY<blockquote>宜人数码第一季度每股收益 (0.82) 美元，较同比 0.39 美元下降，销售额 1.3668 亿美元，较同比 2.14219 亿美元下降</blockquote>\n</h2>\n<h4 class=\"meta\">\n<div class=\"head\" \">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga Earnings </p>\n<p class=\"h-time smaller\">2026-06-25 19:02</p>\n</div>\n</div>\n</h4>\n</header>\n<article>\n<p><html><body>Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.</p><p><blockquote><html><body>伊人数码（纽约证券交易所股票代码：YRD）公布季度亏损为每股0.82美元。与去年同期每股收益 0.39 美元相比，下降了 310.26%。该公司报告本季度销售额为 1.32668 亿美元。与去年同期 2.14219 亿美元的销售额相比，下降了 38.07%。</body></html></blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科"},"source_url":"https://www.benzinga.com/news/earnings/26/06/60092257/yiren-digital-q1-eps-0-82-down-0-39-yoy-sales-132-668m-down-214-219m-yoy","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2646872848","content_text":"Yiren Digital (NYSE:YRD) reported quarterly losses of $(0.82) per share. This is a 310.26 percent decrease over earnings of $0.39 per share from the same period last year.  The company reported $132.668 million in sales this quarter. This is a 38.07 percent decrease over sales of $214.219 million the same period last year.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":833,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":571217859052320,"gmtCreate":1780481669233,"gmtModify":1780481741479,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"投资人不傻！","listText":"投资人不傻！","text":"投资人不傻！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/571217859052320","repostId":"1124139910","repostType":2,"repost":{"id":"1124139910","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795252,"share":"https://www.laohunote.com/m/news/1124139910?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:34","market":"us","language":"zh","title":"宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关","url":"https://stock-news.laohu8.com/highlight/detail?id=1124139910","media":"美股速递","summary":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","content":"<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜人智科澄清：媒体报道涉及控股股东关联方事宜与公司无关\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1004306016\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">美股速递 </p>\n<p class=\"h-time\">2026-05-26 19:34</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。</p>\n<p>公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1124139910","content_text":"宜人智科（Yiren Digital Ltd.）就近期部分媒体所报道的相关事宜发布澄清声明。公司明确指出，相关报道内容所涉及的主体均为公司控股股东的关联方，这些事项与宜人智科自身的运营及业务并无任何关联。\n公司强调，其业务运营、财务状况及公司治理均独立于控股股东及其关联方。宜人智科将继续专注于其核心业务发展，并致力于维护所有股东的权益。投资者及公众应依据公司官方发布的信息进行判断。","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":1337,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":573507709818736,"gmtCreate":1781046189731,"gmtModify":1781055032906,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"这么多债权人等着你还钱呢？","listText":"这么多债权人等着你还钱呢？","text":"这么多债权人等着你还钱呢？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/573507709818736","repostId":"2641748635","repostType":2,"repost":{"id":"2641748635","kind":"highlight","weMediaInfo":{"introduction":"The most recognized names in North America, Europe and Asia rely on MT Newswires to power their applications. Better news, better service, better price.","home_visible":1,"media_name":"MT Newswires Live","id":"1092851196","head_image":"https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e"},"pubTimestamp":1780916002,"share":"https://www.laohunote.com/m/news/2641748635?lang=zh_CN&edition=full","pubTime":"2026-06-08 18:53","market":"sg","language":"en","title":"Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持股份</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=2641748635","media":"MT Newswires Live","summary":"Yiren Digital  said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.","content":"<p><html><body> Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.</p><p><blockquote><html><body>宜人数码 (YRD) 周一表示，执行董事长兼首席执行官唐宁将其在该公司的间接股份从 35.6% 增加到约 82.0%。</body></html></blockquote></p><p>The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.</p><p><blockquote>该公司表示，这一转变是在该公司控股股东宜信控股进行结构重组后发生的。唐现时持有该控股业务的全部股权。</blockquote></p><p>The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.</p><p><blockquote>伊人数字表示，所有权变更不会改变公司的日常运营、领导层、公司战略或治理。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>","source":"mtnewswires_news","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Yiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持股份</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nYiren Digital Announces Ownership Increase By Chief Executive Officer Ning Tang<blockquote>宜人数码宣布首席执行官唐宁增持股份</blockquote>\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1092851196\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/3002d84abbd5ace3c99397c7f95b8d4e);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">MT Newswires Live </p>\n<p class=\"h-time smaller\">2026-06-08 18:53</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><body> Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.</p><p><blockquote><html><body>宜人数码 (YRD) 周一表示，执行董事长兼首席执行官唐宁将其在该公司的间接股份从 35.6% 增加到约 82.0%。</body></html></blockquote></p><p>The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.</p><p><blockquote>该公司表示，这一转变是在该公司控股股东宜信控股进行结构重组后发生的。唐现时持有该控股业务的全部股权。</blockquote></p><p>The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.</p><p><blockquote>伊人数字表示，所有权变更不会改变公司的日常运营、领导层、公司战略或治理。</blockquote></p><p></body></html></p><p><blockquote></blockquote></p><p></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"YRD":"宜人智科","BK4166":"消费信贷"},"source_url":"https://www.mtnewswires.com/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2641748635","content_text":"Yiren Digital (YRD) said Monday that Executive Chairman and Chief Executive Officer Ning Tang boosted his indirect stake in the company to about 82.0% from 35.6%.The shift occurred after a structural reorganization at the firm's controlling stakeholder, CreditEase Holdings, the company said. Tang now holds the entire equity interest in that controlling business.The ownership changes will not alter the daily operations, leadership, corporate strategy, or governance of the company, Yiren Digital said.","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":986,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":571217957345760,"gmtCreate":1780481769350,"gmtModify":1780481859424,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","listText":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","text":"毫无信誉可言，投资人也不傻；股价要跌倒1毛钱","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/571217957345760","repostId":"1139748192","repostType":2,"repost":{"id":"1139748192","kind":"news","weMediaInfo":{"introduction":"全球快讯第一时间播报","home_visible":1,"media_name":"美股速递","id":"1004306016","head_image":"https://community-static.tradeup.com/news/b3bf6d02ad1a6e9e7377eebbb162346a"},"pubTimestamp":1779795173,"share":"https://www.laohunote.com/m/news/1139748192?lang=zh_CN&edition=full","pubTime":"2026-05-26 19:32","market":"us","language":"zh","title":"宜人智科：业务持续正常运营，日常运作未受影响","url":"https://stock-news.laohu8.com/highlight/detail?id=1139748192","media":"美股速递","summary":"宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。","content":"<p>宜人智科有限公司宣布，公司目前所有业务均在常规轨道上持续运营，其日常经营活动未受到任何影响。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>宜人智科：业务持续正常运营，日常运作未受影响</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜人智科发布声明：公司经营正常，涉案事项未关联自身业务\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1041503808\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/64f0784cc29a0d0070f6e968ef6ec7f5);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">链捕手 </p>\n<p class=\"h-time\">2026-10-12 22:27</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><body><p>ChainCatcher 消息，金融科技公司<a href=\"https://laohu8.com/S/YRD\">宜人智科</a>于 2026 年 10 月 12 日通过公众号发布声明，称当日关注到“平安北京朝阳”发布的警情通报，相关情况请以官方通报为准。</p><p>宜人智科表示，公司是独立运营的上市公司主体，专注金融科技及 AI 技术创新业务。公司称，本次事件涉案原因未发现与宜人智科业务有直接关系，目前经营保持正常，各项业务有序推进。</p><p>公司还表示，后续将严守监管要求，坚持合规稳健经营，保障合作伙伴与用户合法权益，并感谢各界关注。</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"https://www.chaincatcher.com/article/2295707","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2674180805","content_text":"ChainCatcher 消息，金融科技公司宜人智科于 2026 年 10 月 12 日通过公众号发布声明，称当日关注到“平安北京朝阳”发布的警情通报，相关情况请以官方通报为准。宜人智科表示，公司是独立运营的上市公司主体，专注金融科技及 AI 技术创新业务。公司称，本次事件涉案原因未发现与宜人智科业务有直接关系，目前经营保持正常，各项业务有序推进。公司还表示，后续将严守监管要求，坚持合规稳健经营，保障合作伙伴与用户合法权益，并感谢各界关注。","news_type":1,"symbols_score_info":{"YRD":1.5}},"isVote":1,"tweetType":1,"viewCount":157,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":617586680755592,"gmtCreate":1791797264011,"gmtModify":1791797266261,"author":{"id":"3482387627626129","authorId":"3482387627626129","name":"JasonFang","avatar":"https://static.tigerbbs.com/14f2d7773ad4669dd73ced51baa2be5d","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3482387627626129","authorIdStr":"3482387627626129"},"themes":[],"title":"","htmlText":"宜人智科不是早就撇清关系，第一时间切割了嘛；这种新闻怎么会出现在宜人智科专栏里？","listText":"宜人智科不是早就撇清关系，第一时间切割了嘛；这种新闻怎么会出现在宜人智科专栏里？","text":"宜人智科不是早就撇清关系，第一时间切割了嘛；这种新闻怎么会出现在宜人智科专栏里？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/617586680755592","repostId":"2674189826","repostType":2,"repost":{"id":"2674189826","kind":"highlight","pubTimestamp":1791780900,"share":"https://www.laohunote.com/m/news/2674189826?lang=zh_CN&edition=full","pubTime":"2026-10-12 12:55","market":"fut","language":"zh","title":"宜信相关公司被立案侦查！实控人唐某、赵某等已被采取强制措施","url":"https://stock-news.laohu8.com/highlight/detail?id=2674189826","media":"同花顺","summary":"21世纪经济报道记者李览青10月12日中午，朝阳公安官方微信公众号“平安北京朝阳”发布警情通报。通报显示，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际 ...","content":"<div>\n<p>21世纪经济报道记者李览青10月12日中午，朝阳公安官方微信公众号“平安北京朝阳”发布警情通报。通报显示，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某(男，53岁)、赵某(女，51岁)等多名犯罪嫌疑人已被依法采取刑事强制措施。21世纪经济报道记者从多位宜信产品投资者处了解到，10月11日傍晚，宜信集团通过旗下瑞承App、宜人优选App向类固收产品投资者定向...</p>\n\n<a href=\"http://news.10jqka.com.cn/20261012/c680580672.shtml\">网页链接</a>\n\n</div>\n","source":"tonghuashun_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜信相关公司被立案侦查！实控人唐某、赵某等已被采取强制措施\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-10-12 12:55 北京时间&nbsp;&nbsp;&nbsp;<a href=http://news.10jqka.com.cn/20261012/c680580672.shtml><strong>同花顺</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>21世纪经济报道记者李览青10月12日中午，朝阳公安官方微信公众号“平安北京朝阳”发布警情通报。通报显示，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某(男，53岁)、赵某(女，51岁)等多名犯罪嫌疑人已被依法采取刑事强制措施。21世纪经济报道记者从多位宜信产品投资者处了解到，10月11日傍晚，宜信集团通过旗下瑞承App、宜人优选App向类固收产品投资者定向...</p>\n\n<a href=\"http://news.10jqka.com.cn/20261012/c680580672.shtml\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4166":"消费信贷","YRD":"宜人智科"},"source_url":"http://news.10jqka.com.cn/20261012/c680580672.shtml","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2674189826","content_text":"21世纪经济报道记者李览青10月12日中午，朝阳公安官方微信公众号“平安北京朝阳”发布警情通报。通报显示，近期，北京市公安局朝阳分局依法对宜信相关公司涉嫌违法犯罪立案侦查。目前，实际控制人唐某(男，53岁)、赵某(女，51岁)等多名犯罪嫌疑人已被依法采取刑事强制措施。21世纪经济报道记者从多位宜信产品投资者处了解到，10月11日傍晚，宜信集团通过旗下瑞承App、宜人优选App向类固收产品投资者定向发布致歉信。在致歉信中，宜信方面承认，5月22日，由于集团普惠金融与财富管理业务规模收缩，收益不佳，集团研究决定全面停止类固收产品兑付，尽量通过良性清退公平清偿所有投资者。但是集团多项业务亏损较大，加上市场化处置资产价值低，缺乏有效资金来源，导致类固收产品实质违约，对此向产品客户深表歉意。宜信集团在公告中表示，在全面停止类固收产品兑付后，系统梳理各类业务状况，抓紧时间委托第三方机构进行清产核资，财务尽调机构梳理相关材料，初步发现宜信集团可能资不抵债，偿债缺口较大。宜信集团未兑付类固收产品对应的底层资产质量差，集团积极寻求市场化整体处置无果。法律尽调机构表示无法根据集团提供的交易渠道和模式等相关材料，对类固收产品合规性进行独立调查。对此，宜信集团表示将进一步摸清资产负债底数，继续稳定开展助贷业务和其他持牌业务，尽最大努力加快不良债权清收，加快推动有价资产处置变现，尽最大诚意和类固收产品客户沟通对接，依法依规开展类固收产品业务风险化解，加快向投资者进行公平清偿。宜信集团在致歉信中提到的“继续稳定开展助贷业务和其他持牌业务”，指的是其美股上市公司宜人智科（YRD）(NYSE:YRD)。今年5月25日，在宜信集团宣布类固收产品“良性清退”后，宜人智科（YRD）曾发布声明，表示其作为独立运营的上市公司主体，与其他业务板块分属独立的业务体系，运营管理完全隔离，彼此经营独立、互不影响，宜人智科（YRD）未开展任何财富管理类相关业务。但资本市场对宜人智科（YRD）的态度已然通过股价表现出来。5月22日，宜人智科（YRD）单日跌幅达到14.44%，报收1.6美元/股。6月30日，宜人智科（YRD）单日跌幅达到24%，报收0.84美元/股。此后公司股价持续在1美元上下浮动。业绩方面，宜人智科（YRD）二季报显示，2026年第二季度的总净收入为8.9亿元，环比下降3%，同比下降46%。其中，信贷解决方案业务的收入为7.776亿元，环比下降2%，同比下降48%。2026年第二季度促成的贷款总额为63亿元，环比下降29%，同比下降69%。另外，保险经纪业务收入为6730万元，环比下降23%，同比增长16%。其他业务收入为4500万元，环比增长40%，同比下降57%。值得关注的是，在9月30日宜人智科（YRD）举行的二季度业绩电话沟通会上，宜信集团创始人兼CEO唐宁出席，完整陈述了相关业绩情况，取消了往期惯例的投资者问答环节。“在2026年第二季度，我们对信贷解决方案业务保持了严谨的态度，优先考虑投资组合质量和风险调整后收益，同时适度放缓短期贷款发放量。在这一策略下，我们看到后期逾期率有所改善，且老客户的贡献度有所提高。我们继续优化服务模式，利用人工智能（885728）创新来提供资本密集度更低、更注重技术的服务。”唐宁表示。10月12日，记者多次拨打唐宁的电话，发现其手机已关机。公开信息显示，唐宁出生于1973年，今年53岁，其妻子赵玫曾持有宜人智科（YRD）部分股权，不过在2025年年报中，已无相关披露。(作者：李览青编辑：周炎炎)","news_type":1,"symbols_score_info":{"YRD":1}},"isVote":1,"tweetType":1,"viewCount":112,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"lives":[]}