动次打次哦耶的个人主页 - 老虎社区

动次打次哦耶

动次打次哦耶

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动次打次哦耶

2019-05-16

$老虎证券(TIGR)$ 老虎明天不涨到9，直播楼下吃Shi !

动次打次哦耶

2020-03-12

$AMC院线(AMC)$可以抄底了吗？

动次打次哦耶

2020-06-10

$切萨皮克能源(CHK)$感谢🙏

动次打次哦耶

2020-09-02

$美国航空(AAL)$目标17

动次打次哦耶

2020-11-27

$蛋壳公寓(DNK)$蛋壳资金已经政府接管，现在没有公司愿意接盘，有可能准备破产清算

动次打次哦耶

2019-05-21

$老虎证券(TIGR)$ 今天如果没冲到18，我立此贴，总有一天会18。

动次打次哦耶

2019-05-04

$ATIF Holdings Limited(ATIF)$ 为什么不动啊

动次打次哦耶

2020-12-04

$AMC院线(AMC)$赶紧割肉，否则深不见底

动次打次哦耶

2020-09-02

$梅西百货(M)$财报不好

动次打次哦耶

2020-06-11

$AMC院线(AMC)$会跌到4.5左右入手

去老虎APP查看更多动态

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17:30","market":"sh","language":"zh","title":"微众银行再发公告：租户债务转至蛋壳公寓，银行将向蛋壳“追偿”","url":"https://stock-news.laohu8.com/highlight/detail?id=2088305692","media":"一财网","summary":"继12月2日晚间微众银行公告将给予蛋壳租户剩余贷款本金将免息延期至2023年12月31日之后，4日，微众银行再度公告，给出了一个新的解决方案。根据解决方案显示，蛋壳租金贷客户退租后，与微众银行签署协议，将退租后蛋壳公寓所欠客户的预付租金，用于抵偿客户在微众银行的贷款，此后，银行结清该笔贷款。对此，12月2日晚间，微众银行公告回应称，其报道与事实严重不符。","content":"<html><body><p> “我们也是从保护客户权益的角度出发，研究制定了该方案。”微众银行对第一财经回应称。 </p><p>继12月2日晚间微众银行公告将给予蛋壳租户剩余贷款本金将免息延期至2023年12月31日之后，4日，微众银行再度公告，给出了一个新的解决方案。</p><p>根据解决方案显示，蛋壳租金贷客户退租后，与微众银行签署协议，将退租后<a href=\"https://laohu8.com/S/DNK\">蛋壳公寓</a>所欠客户的预付租金，用于抵偿客户在微众银行的贷款，此后，银行结清该笔贷款。</p><div><img src=\"http://k.sinaimg.cn/n/sinakd2020124s/355/w581h574/20201204/6aeb-ketnnar0561538.png/w720fin.jpg\"/></div><p>“这也是目前对于租户来说最为合理的方案。”一业内人士接受第一财经记者采访时分析说，银行虽然无权豁免贷款，但债务可以转移，这个解决方案相当于银行与租户之间的债权债务关系转换为银行与蛋壳公寓之间的债权债务关系，租户得以解脱。</p><p>“我们也是从保护客户权益的角度出发，研究制定了该方案。”微众银行对第一财经回应称。</p><p>微众银行在公告中也表示，该方案合法合规，可以实现即使蛋壳租金贷客户不继续还贷，仍能结清贷款。</p><p>近段时间，蛋壳公寓事件持续发酵。</p><p>12月2日，有公开报道称，蛋壳公寓租金贷合作方微众银行以“版本升级”为由修改了电子合同，删去了如果租户提前退租，由蛋壳公寓将剩余租金直接返还给微众银行的约定。</p><p>对此，12月2日晚间，微众银行公告回应称，其报道与事实严重不符。</p><p>“实际情况是我行依据之前客户退租实际操作流程，将上述条款增加到新版合同（V2.7及以上版本）中，并没有改变客户的任何权利义务和债权债务关系。”微众银行表示。</p><p>第一财经根据获取的新版个人借款合同（V2.7）显示，其在第四条还款项下增加了4.4条款：如借款人发生提前退租使用本贷款支付租金的房屋，蛋壳公寓将向借款人退还剩余租金，借款人将该退还的租金全额用于归还本贷款。借款人不可撤销地同意：为方便账务处理，蛋壳公寓将退还租金的资金直接划转至贷款人账户用于还款。”</p><p>而在旧版个人借款合同版本（V2.6）及其之前的版本，均没有4.4这一条款。</p><p>可以看到，相比4.4条款中的规定，微众银行最新的解决方案更具操作性。</p><p>另外，在12月2日的公告中，微众银行也透露，2020年11月16日，微众银行针对蛋壳公寓事件，建议被迫搬离的微众银行租房消费贷款客户可登记相关信息，截止12月1日，微众银行161845名租住在蛋壳公寓的客户当中目前已确认完成登记的为40077人。</p><p>另外，微众银行提醒：上述方案涉及诸多工作且需多方协作，微众银行将尽快推动落实，并不晚于2020年12月31日前开放予客户办理。在此之前，微众银行仍将执行不催收、不扣款、不计息、不影响信用纪录的措施。请尚未完成居住信息登记的蛋壳租金贷客户，尽快登录“微众银行租住消费贷款”公众号进行相关信息登记。</p><p>安卓</p></body></html>","source":"sina_symbol","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>微众银行再发公告：租户债务转至蛋壳公寓，银行将向蛋壳“追偿”</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ 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class=\"meta\">\n\n\n2020-12-04 17:30 北京时间&nbsp;&nbsp;&nbsp;<a href=http://cj.sina.cn/article/normal_detail?url=https://k.sina.cn/article_1733360754_6750fc7202000t23x.html><strong>一财网</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>“我们也是从保护客户权益的角度出发，研究制定了该方案。”微众银行对第一财经回应称。 继12月2日晚间微众银行公告将给予蛋壳租户剩余贷款本金将免息延期至2023年12月31日之后，4日，微众银行再度公告，给出了一个新的解决方案。根据解决方案显示，蛋壳租金贷客户退租后，与微众银行签署协议，将退租后蛋壳公寓所欠客户的预付租金，用于抵偿客户在微众银行的贷款，此后，银行结清该笔贷款。“这也是目前对于租户来说...</p>\n\n<a href=\"http://cj.sina.cn/article/normal_detail?url=https://k.sina.cn/article_1733360754_6750fc7202000t23x.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/95414d8312d8ee2d8fac46fd621f61e7","relate_stocks":{"161121":"银行","DNK":"蛋壳公寓"},"source_url":"http://cj.sina.cn/article/normal_detail?url=https://k.sina.cn/article_1733360754_6750fc7202000t23x.html","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2088305692","content_text":"“我们也是从保护客户权益的角度出发，研究制定了该方案。”微众银行对第一财经回应称。 继12月2日晚间微众银行公告将给予蛋壳租户剩余贷款本金将免息延期至2023年12月31日之后，4日，微众银行再度公告，给出了一个新的解决方案。根据解决方案显示，蛋壳租金贷客户退租后，与微众银行签署协议，将退租后蛋壳公寓所欠客户的预付租金，用于抵偿客户在微众银行的贷款，此后，银行结清该笔贷款。“这也是目前对于租户来说最为合理的方案。”一业内人士接受第一财经记者采访时分析说，银行虽然无权豁免贷款，但债务可以转移，这个解决方案相当于银行与租户之间的债权债务关系转换为银行与蛋壳公寓之间的债权债务关系，租户得以解脱。“我们也是从保护客户权益的角度出发，研究制定了该方案。”微众银行对第一财经回应称。微众银行在公告中也表示，该方案合法合规，可以实现即使蛋壳租金贷客户不继续还贷，仍能结清贷款。近段时间，蛋壳公寓事件持续发酵。12月2日，有公开报道称，蛋壳公寓租金贷合作方微众银行以“版本升级”为由修改了电子合同，删去了如果租户提前退租，由蛋壳公寓将剩余租金直接返还给微众银行的约定。对此，12月2日晚间，微众银行公告回应称，其报道与事实严重不符。“实际情况是我行依据之前客户退租实际操作流程，将上述条款增加到新版合同（V2.7及以上版本）中，并没有改变客户的任何权利义务和债权债务关系。”微众银行表示。第一财经根据获取的新版个人借款合同（V2.7）显示，其在第四条还款项下增加了4.4条款：如借款人发生提前退租使用本贷款支付租金的房屋，蛋壳公寓将向借款人退还剩余租金，借款人将该退还的租金全额用于归还本贷款。借款人不可撤销地同意：为方便账务处理，蛋壳公寓将退还租金的资金直接划转至贷款人账户用于还款。”而在旧版个人借款合同版本（V2.6）及其之前的版本，均没有4.4这一条款。可以看到，相比4.4条款中的规定，微众银行最新的解决方案更具操作性。另外，在12月2日的公告中，微众银行也透露，2020年11月16日，微众银行针对蛋壳公寓事件，建议被迫搬离的微众银行租房消费贷款客户可登记相关信息，截止12月1日，微众银行161845名租住在蛋壳公寓的客户当中目前已确认完成登记的为40077人。另外，微众银行提醒：上述方案涉及诸多工作且需多方协作，微众银行将尽快推动落实，并不晚于2020年12月31日前开放予客户办理。在此之前，微众银行仍将执行不催收、不扣款、不计息、不影响信用纪录的措施。请尚未完成居住信息登记的蛋壳租金贷客户，尽快登录“微众银行租住消费贷款”公众号进行相关信息登记。安卓","news_type":1,"symbols_score_info":{"161121":1,"DNK":1}},"isVote":1,"tweetType":1,"viewCount":4073,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":396168850,"gmtCreate":1607069934570,"gmtModify":1703846231242,"author":{"id":"3495963707732509","authorId":"3495963707732509","name":"动次打次哦耶","avatar":"https://static.tigerbbs.com/73359d9afeb9a1b03f16ae89ec9d1838","crmLevel":5,"crmLevelSwitch":1,"followedFlag":false,"authorIdStr":"3495963707732509","idStr":"3495963707732509"},"themes":[],"htmlText":"<a 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