Cheeky的个人主页 - 老虎社区

Cheeky

Cheeky

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4粉丝

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0勋章

2021-03-18

$Tencent(00700)$Looks attractive to long.

2021-04-04

$TENCENT(00700)$looks like turning up.

2021-05-05

$AEM HOLDINGS LTD(AWX.SI)$Nibble some at 3.61.

2021-02-27

Good

对齐Redmi K40！小米11青春版曝光：配备高刷OLED屏、侧边指纹

2021-04-26

$General Electric Co(GE)$Looks ready to advance again.

2021-02-17

$FULU HOLDINGS(02101)$Huat

2021-02-17

$SolarEdge(SEDG)$Huat

2021-04-26

$NIO Inc.(NIO)$Looks like a swing up.

2021-02-10

Really going to increase by $400,000?

抱歉，原内容已删除

2021-06-02

$Nexteer(01316)$Swinging up

去老虎APP查看更多动态

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I think there is less probabilty it will break below $100.","images":[{"img":"https://static.tigerbbs.com/97f34cb66956a1b0967df5ed717ffa8b","width":"1242","height":"1977"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/814673143","isVote":1,"tweetType":1,"viewCount":3382,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":812988910,"gmtCreate":1630546670630,"gmtModify":1631883907751,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/00241\">$Alibaba Health Information Technology(00241)$</a>Reversing up","listText":"<a href=\"https://laohu8.com/S/00241\">$Alibaba Health Information Technology(00241)$</a>Reversing up","text":"$Alibaba Health Information Technology(00241)$Reversing up","images":[{"img":"https://static.tigerbbs.com/e18f6cc2716d6294347841b8d5009094","width":"1242","height":"1767"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/812988910","isVote":1,"tweetType":1,"viewCount":2695,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":113327642,"gmtCreate":1622595355386,"gmtModify":1631888394194,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/01316\">$Nexteer(01316)$</a>Swinging up","listText":"<a href=\"https://laohu8.com/S/01316\">$Nexteer(01316)$</a>Swinging up","text":"$Nexteer(01316)$Swinging up","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/113327642","isVote":1,"tweetType":1,"viewCount":2044,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":110965029,"gmtCreate":1622422193561,"gmtModify":1631888509592,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/BN2.SI\">$VALUETRONICS HOLDINGS LIMITED(BN2.SI)$</a>Commendable FY results with slightly&nbsp;higher dividend.&nbsp;","listText":"<a href=\"https://laohu8.com/S/BN2.SI\">$VALUETRONICS HOLDINGS LIMITED(BN2.SI)$</a>Commendable FY results with slightly&nbsp;higher dividend.&nbsp;","text":"$VALUETRONICS HOLDINGS LIMITED(BN2.SI)$Commendable FY results with slightly higher dividend.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/110965029","isVote":1,"tweetType":1,"viewCount":1438,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":137804313,"gmtCreate":1622334557432,"gmtModify":1631883988924,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"Can buy both actually if too hard to choose which one to buy.","listText":"Can buy both actually if too hard to choose which one to buy.","text":"Can buy both actually if too hard to choose which one to buy.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/137804313","repostId":"2138312488","repostType":4,"isVote":1,"tweetType":1,"viewCount":1562,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":102149509,"gmtCreate":1620188231601,"gmtModify":1631885138323,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/AWX.SI\">$AEM HOLDINGS LTD(AWX.SI)$</a>Nibble some at 3.61.&nbsp;","listText":"<a href=\"https://laohu8.com/S/AWX.SI\">$AEM HOLDINGS LTD(AWX.SI)$</a>Nibble some at 3.61.&nbsp;","text":"$AEM HOLDINGS LTD(AWX.SI)$Nibble some at 3.61.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/102149509","isVote":1,"tweetType":1,"viewCount":1227,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":109995054,"gmtCreate":1619657806978,"gmtModify":1631888737023,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/FTCH\">$Farfetch Ltd(FTCH)$</a>Looks like turning up","listText":"<a href=\"https://laohu8.com/S/FTCH\">$Farfetch Ltd(FTCH)$</a>Looks like turning up","text":"$Farfetch Ltd(FTCH)$Looks like turning up","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/109995054","isVote":1,"tweetType":1,"viewCount":1590,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":374232255,"gmtCreate":1619447707777,"gmtModify":1631889033682,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/GE\">$General Electric Co(GE)$</a>Looks ready to advance again.","listText":"<a href=\"https://laohu8.com/S/GE\">$General Electric Co(GE)$</a>Looks ready to advance again.","text":"$General Electric Co(GE)$Looks ready to advance again.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/374232255","isVote":1,"tweetType":1,"viewCount":2044,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":374292968,"gmtCreate":1619447284554,"gmtModify":1634273385253,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/NIO\">$NIO Inc.(NIO)$</a>Looks like a&nbsp;swing up.","listText":"<a href=\"https://laohu8.com/S/NIO\">$NIO Inc.(NIO)$</a>Looks like a&nbsp;swing up.","text":"$NIO Inc.(NIO)$Looks like a swing up.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/374292968","isVote":1,"tweetType":1,"viewCount":1762,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":349353875,"gmtCreate":1617549957297,"gmtModify":1634520560988,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/00700\">$TENCENT(00700)$</a>looks like turning up.","listText":"<a href=\"https://laohu8.com/S/00700\">$TENCENT(00700)$</a>looks like turning up.","text":"$TENCENT(00700)$looks like turning up.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/349353875","isVote":1,"tweetType":1,"viewCount":2347,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":327013267,"gmtCreate":1616038199259,"gmtModify":1703496724091,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/00700\">$Tencent(00700)$</a>Looks attractive to long.","listText":"<a href=\"https://laohu8.com/S/00700\">$Tencent(00700)$</a>Looks attractive to long.","text":"$Tencent(00700)$Looks attractive to long.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/327013267","isVote":1,"tweetType":1,"viewCount":895,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":328442358,"gmtCreate":1615555637074,"gmtModify":1703490851533,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"As long as the yield curve is not inverted, the economy should be fine.","listText":"As long as the yield curve is not inverted, the economy should be fine.","text":"As long as the yield curve is not inverted, the economy should be fine.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/328442358","repostId":"2118669701","repostType":4,"isVote":1,"tweetType":1,"viewCount":369,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":366599587,"gmtCreate":1614503188049,"gmtModify":1703477898447,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/366599587","repostId":"2114586275","repostType":2,"isVote":1,"tweetType":1,"viewCount":644,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":366599287,"gmtCreate":1614503168349,"gmtModify":1703477898785,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/366599287","repostId":"2114788586","repostType":2,"isVote":1,"tweetType":1,"viewCount":477,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":366115351,"gmtCreate":1614409807373,"gmtModify":1703477384859,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/366115351","repostId":"2114300934","repostType":2,"repost":{"id":"2114300934","kind":"news","pubTimestamp":1614401644,"share":"https://www.laohu8.com/m/news/2114300934?lang=zh_CN&edition=full","pubTime":"2021-02-27 12:54","market":"hk","language":"zh","title":"对齐Redmi K40！小米11青春版曝光：配备高刷OLED屏、侧边指纹","url":"https://stock-news.laohu8.com/highlight/detail?id=2114300934","media":"快科技","summary":"近日，Redmi年度旗舰手机Redmi K40正式发布，其以极高的性价比赢得了无数关注，不仅拥有强劲的性能表现，还拥有一块超高素质的显示屏，官方称其为2021年最好直屏。此前有爆料称，小米11系列还拥有一款青春版机型，根据爆料博主@数码闲聊站今日消息，该机将采用Redmi K40类似的高刷OLED屏+非金属中框+侧边指纹方案。网曝小米11青春版相关配置据悉，小米11 Lite（青春版）是小米11系列唯一的中端机型，也是该系列最便宜的一款手机。","content":"<html><body><article><p>近日，Redmi年度旗舰手机Redmi K40正式发布，其以极高的性价比赢得了无数关注，不仅拥有强劲的性能表现，还拥有一块超高素质的显示屏，官方称其为2021年最好直屏。</p><p>此前有爆料称，小米11系列还拥有一款青春版机型，根据爆料博主@数码闲聊站今日消息，<strong>该机将采用Redmi K40类似的高刷OLED屏+非金属中框+侧边指纹方案。</strong></p><img src=\"https://fid-75186.picgzc.qpic.cn/20210227134435888d1734t6q37kk09y\"/><p>网曝小米11青春版相关配置</p><p>据悉，<strong>小米11 Lite（青春版）是小米11系列唯一的中端机型，也是该系列最便宜的一款手机。</strong></p><p>前段时间曾有数码博主曝光了一组小米11青春版真机谍照，从图片来看该机整体上继承了小米11的外观设计，背部配备了家族式的矩形天使眼三摄模组，规格分别为6400万像素+800万像素+500万像素。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20210227134437234d173q4hr5ijvr3x\"/><p>网曝小米11青春版真机谍照</p><p>小米11青春版正面则拥有一块左上角打孔的曲面显示屏，<strong>整体就像是小米11的直屏版本，</strong><strong>爆料显示其将配备6.67英寸的OLED面板，分辨率为FHD+，支持120Hz刷新率。</strong></p><p>值得注意的是，从图片上看该机的屏幕边框十分协调，<strong>四周边框近乎等宽状态，</strong>只有下边框略微宽了一些，整体的视觉观感不错。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20210227134438392d173vthafb80jmn\"/><p>小米11青春版有望首发骁龙775芯片</p><p>配置方面，<strong>消息称小米11青春版将首发<a href=\"https://laohu8.com/S/QCOM\">高通</a>最新一代中端芯片骁龙775，</strong>最高频率达2.3GHz，并配备至少6GB内存，机身内置4150mAh电池，支持33W快充。</p><p>据此前消息，小米11青春版将于3月左右在海外市场首发，提供6GB+64GB、6GB+128GB和8GB+128GB三个版本，有粉红、黑色和蓝色三种配色，售价在350美元（约合人民币2260元）左右。</p><p>- THE END -</p><p>转载请注明出处：快科技</p><p>#OLED#侧边指纹#Redmi K40#小米11 Lite</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>对齐Redmi K40！小米11青春版曝光：配备高刷OLED屏、侧边指纹</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; 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width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n对齐Redmi K40！小米11青春版曝光：配备高刷OLED屏、侧边指纹\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-27 12:54 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20210227134439798e42d7&s=b><strong>快科技</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>近日，Redmi年度旗舰手机Redmi K40正式发布，其以极高的性价比赢得了无数关注，不仅拥有强劲的性能表现，还拥有一块超高素质的显示屏，官方称其为2021年最好直屏。此前有爆料称，小米11系列还拥有一款青春版机型，根据爆料博主@数码闲聊站今日消息，该机将采用Redmi K40类似的高刷OLED屏+非金属中框+侧边指纹方案。网曝小米11青春版相关配置据悉，小米11 Lite（青春版）是小米11...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20210227134439798e42d7&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/6440ed998678ceba7821d81f1812c86f","relate_stocks":{"01810":"小米集团-W"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20210227134439798e42d7&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2114300934","content_text":"近日，Redmi年度旗舰手机Redmi K40正式发布，其以极高的性价比赢得了无数关注，不仅拥有强劲的性能表现，还拥有一块超高素质的显示屏，官方称其为2021年最好直屏。此前有爆料称，小米11系列还拥有一款青春版机型，根据爆料博主@数码闲聊站今日消息，该机将采用Redmi K40类似的高刷OLED屏+非金属中框+侧边指纹方案。网曝小米11青春版相关配置据悉，小米11 Lite（青春版）是小米11系列唯一的中端机型，也是该系列最便宜的一款手机。前段时间曾有数码博主曝光了一组小米11青春版真机谍照，从图片来看该机整体上继承了小米11的外观设计，背部配备了家族式的矩形天使眼三摄模组，规格分别为6400万像素+800万像素+500万像素。网曝小米11青春版真机谍照小米11青春版正面则拥有一块左上角打孔的曲面显示屏，整体就像是小米11的直屏版本，爆料显示其将配备6.67英寸的OLED面板，分辨率为FHD+，支持120Hz刷新率。值得注意的是，从图片上看该机的屏幕边框十分协调，四周边框近乎等宽状态，只有下边框略微宽了一些，整体的视觉观感不错。小米11青春版有望首发骁龙775芯片配置方面，消息称小米11青春版将首发高通最新一代中端芯片骁龙775，最高频率达2.3GHz，并配备至少6GB内存，机身内置4150mAh电池，支持33W快充。据此前消息，小米11青春版将于3月左右在海外市场首发，提供6GB+64GB、6GB+128GB和8GB+128GB三个版本，有粉红、黑色和蓝色三种配色，售价在350美元（约合人民币2260元）左右。- THE END -转载请注明出处：快科技#OLED#侧边指纹#Redmi K40#小米11 Lite","news_type":1,"symbols_score_info":{"48650":0.6,"48658":0.6,"48716":0.6,"48735":0.6,"48736":0.6,"01810":1}},"isVote":1,"tweetType":1,"viewCount":484,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":366115003,"gmtCreate":1614409760002,"gmtModify":1703477385030,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"Good idea","listText":"Good idea","text":"Good idea","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/366115003","repostId":"2114930035","repostType":2,"repost":{"id":"2114930035","kind":"news","pubTimestamp":1614399342,"share":"https://www.laohu8.com/m/news/2114930035?lang=zh_CN&edition=full","pubTime":"2021-02-27 12:15","market":"us","language":"zh","title":"Apple Music: 推出新内容页面 介绍幕后制作人","url":"https://stock-news.laohu8.com/highlight/detail?id=2114930035","media":"TechWeb.com.cn","summary":"2月27日消息，据国外媒体报道，今日，苹果对Apple Music内容中心进行了改版，推出新版块，介绍歌曲背后的作曲家、制作人和录音师。在该中心中，Apple Music重点介绍了如 “Song Book”和 “Behind the Boards”播放列表，旨在展示流行音乐中特定的作曲家和制作人，为每个播放列表中的音乐创作和制作人提供展示自己的机会。现在，Apple Music的用户可以通过在程序中搜索 “songwriter”或 “songwriters”来找到这个中心，不过它似乎还未对所有用户开放。","content":"<html><body><article><p>2月27日消息，据国外媒体报道，今日，<a href=\"https://laohu8.com/S/AAPL\">苹果</a>对Apple Music内容中心进行了改版，推出新版块，介绍歌曲背后的作曲家、制作人和录音师。“歌曲背景”同样包括精选的播放列表、视频、采访和广播节目栏目。</p><p>在该中心中，Apple Music重点介绍了如 “Song Book”和 “Behind the Boards”播放列表，旨在展示流行音乐中特定的作曲家和制作人，为每个播放列表中的音乐创作和制作人提供展示自己的机会。</p><p>现在，Apple Music的用户可以通过在程序中搜索 “songwriter”或 “songwriters”来找到这个中心，不过它似乎还未对所有用户开放。</p><p>而就在前几个月，音乐流媒体Spotify首次推出了自己的作曲家中心。据悉，苹果与Spotify曾一直有“斗争”。2019年，Spotify向欧盟提交了一项针对苹果的反垄断诉讼，称苹果通过App Store在音乐服务上进行不正当竞争，其征收的“苹果税”也在扼杀创新。而苹果则回应，“Spotify寻求继续享受应用商店生态系统带来的所有好处，包括他们从应用商店客户那里获得的可观收入，但却不想对这个市场做出任何贡献。”</p><p>目前来看，苹果和Spotify之间的斗争并没有停止，而是转向了中国互联网公司常见的套路。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple Music: 推出新内容页面 介绍幕后制作人</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple Music: 推出新内容页面 介绍幕后制作人\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-27 12:15 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2021022712154278724457&s=b><strong>TechWeb.com.cn</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>2月27日消息，据国外媒体报道，今日，苹果对Apple Music内容中心进行了改版，推出新版块，介绍歌曲背后的作曲家、制作人和录音师。“歌曲背景”同样包括精选的播放列表、视频、采访和广播节目栏目。在该中心中，Apple Music重点介绍了如 “Song Book”和 “Behind the Boards”播放列表，旨在展示流行音乐中特定的作曲家和制作人，为每个播放列表中的音乐创作和制作人提供...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2021022712154278724457&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/6293418aaa188f49eeedbed2477b7c32","relate_stocks":{"09086":"华夏纳指-U","AAPL":"苹果","03086":"华夏纳指"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2021022712154278724457&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2114930035","content_text":"2月27日消息，据国外媒体报道，今日，苹果对Apple Music内容中心进行了改版，推出新版块，介绍歌曲背后的作曲家、制作人和录音师。“歌曲背景”同样包括精选的播放列表、视频、采访和广播节目栏目。在该中心中，Apple Music重点介绍了如 “Song Book”和 “Behind the Boards”播放列表，旨在展示流行音乐中特定的作曲家和制作人，为每个播放列表中的音乐创作和制作人提供展示自己的机会。现在，Apple Music的用户可以通过在程序中搜索 “songwriter”或 “songwriters”来找到这个中心，不过它似乎还未对所有用户开放。而就在前几个月，音乐流媒体Spotify首次推出了自己的作曲家中心。据悉，苹果与Spotify曾一直有“斗争”。2019年，Spotify向欧盟提交了一项针对苹果的反垄断诉讼，称苹果通过App Store在音乐服务上进行不正当竞争，其征收的“苹果税”也在扼杀创新。而苹果则回应，“Spotify寻求继续享受应用商店生态系统带来的所有好处，包括他们从应用商店客户那里获得的可观收入，但却不想对这个市场做出任何贡献。”目前来看，苹果和Spotify之间的斗争并没有停止，而是转向了中国互联网公司常见的套路。","news_type":1,"symbols_score_info":{"03086":0.6,"AAPL":0.9,"09086":0.6}},"isVote":1,"tweetType":1,"viewCount":531,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":366116513,"gmtCreate":1614409392932,"gmtModify":1703477382791,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/01177\">$Sino Biopharmaceutical(01177)$</a>Strong momentum to move up","listText":"<a href=\"https://laohu8.com/S/01177\">$Sino Biopharmaceutical(01177)$</a>Strong momentum to move up","text":"$Sino Biopharmaceutical(01177)$Strong momentum to move up","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/366116513","isVote":1,"tweetType":1,"viewCount":548,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":361785852,"gmtCreate":1614262752576,"gmtModify":1634550409494,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"Why not?","listText":"Why not?","text":"Why not?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/361785852","repostId":"2114450293","repostType":2,"repost":{"id":"2114450293","kind":"news","pubTimestamp":1614260499,"share":"https://www.laohu8.com/m/news/2114450293?lang=zh_CN&edition=full","pubTime":"2021-02-25 21:41","market":"hk","language":"zh","title":"小米要造车？花旗认为可能性不大","url":"https://stock-news.laohu8.com/highlight/detail?id=2114450293","media":"华尔街见闻","summary":"投资汽车制造商、技术供应商和其他汽车相关领域厂商可能是小米进入汽车业的一种方式，但这样做对市场预期和小米估值的影响可能较小。","content":"<p>上周五，晚点LatePost援引匿名消息人士称，小米管理层正在研究进入汽车行业的可能性。但该公司表示目前没有造车计划，未来需要等等看。</p>\n<p>近日，<a href=\"https://laohu8.com/S/C\">花旗</a>在一份研报中表示小米造车的可能性不大。</p>\n<p>花旗认为，一家科技公司若决定造车，必然伴随着大量的汽车基础科技技术的投资和汽车人才招募。但花旗没有观察到<a href=\"https://laohu8.com/S/46816\">小米集团</a>的行动，这表明该公司的任何战略部署都处于早期考虑阶段。</p>\n<p>此外，花旗认为小米不会造车的最核心因素是，汽车制造本质上是重资产的，这和小米目前的轻资产商业模式截然不同。毕竟汽车制造比手机制造更为复杂，OEM供应链也没有那么发达，若造车小米必然要进行大量的资源投入，这是一项巨大的财务负担，会破坏小米的盈利并影响主业。</p>\n<p>花旗还表示，与小米目前的物联网布局一样，通过与关联公司合作，采用出售生态系统的方式进军汽车圈可能是小米可能在汽车行业分一杯羹的唯一方式。</p>\n<p>比如，小米此前在2014年投资了地图提供商凯立德；雷军创立的顺为资本也在2015年和2016年投资了<a href=\"https://laohu8.com/S/NIO\">蔚来</a>和小鹏；小米还与戴姆勒子公司合作开发了车内AI语音助手...像与合作伙伴和附属公司共同打造物联网生态一样，<b>投资汽车制造商、技术供应商和其他汽车相关领域厂商可能是小米进入这一业务的一种方式，但这样的做法对市场预期和小米估值的影响可能较小</b>。</p>","source":"wallstreetcn_api","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>小米要造车？花旗认为可能性不大</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n小米要造车？花旗认为可能性不大\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-25 21:41 北京时间&nbsp;&nbsp;&nbsp;<a href=https://wallstreetcn.com/articles/3621480><strong>华尔街见闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>上周五，晚点LatePost援引匿名消息人士称，小米管理层正在研究进入汽车行业的可能性。但该公司表示目前没有造车计划，未来需要等等看。\n近日，花旗在一份研报中表示小米造车的可能性不大。\n花旗认为，一家科技公司若决定造车，必然伴随着大量的汽车基础科技技术的投资和汽车人才招募。但花旗没有观察到小米集团的行动，这表明该公司的任何战略部署都处于早期考虑阶段。\n此外，花旗认为小米不会造车的最核心因素是，汽车...</p>\n\n<a href=\"https://wallstreetcn.com/articles/3621480\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/3df686d3a6ca977e8c6841905eb7e18c","relate_stocks":{"C":"花旗","01810":"小米集团-W"},"source_url":"https://wallstreetcn.com/articles/3621480","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2114450293","content_text":"上周五，晚点LatePost援引匿名消息人士称，小米管理层正在研究进入汽车行业的可能性。但该公司表示目前没有造车计划，未来需要等等看。\n近日，花旗在一份研报中表示小米造车的可能性不大。\n花旗认为，一家科技公司若决定造车，必然伴随着大量的汽车基础科技技术的投资和汽车人才招募。但花旗没有观察到小米集团的行动，这表明该公司的任何战略部署都处于早期考虑阶段。\n此外，花旗认为小米不会造车的最核心因素是，汽车制造本质上是重资产的，这和小米目前的轻资产商业模式截然不同。毕竟汽车制造比手机制造更为复杂，OEM供应链也没有那么发达，若造车小米必然要进行大量的资源投入，这是一项巨大的财务负担，会破坏小米的盈利并影响主业。\n花旗还表示，与小米目前的物联网布局一样，通过与关联公司合作，采用出售生态系统的方式进军汽车圈可能是小米可能在汽车行业分一杯羹的唯一方式。\n比如，小米此前在2014年投资了地图提供商凯立德；雷军创立的顺为资本也在2015年和2016年投资了蔚来和小鹏；小米还与戴姆勒子公司合作开发了车内AI语音助手...像与合作伙伴和附属公司共同打造物联网生态一样，投资汽车制造商、技术供应商和其他汽车相关领域厂商可能是小米进入这一业务的一种方式，但这样的做法对市场预期和小米估值的影响可能较小。","news_type":1,"symbols_score_info":{"01810":0.9,"C":0.9}},"isVote":1,"tweetType":1,"viewCount":310,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":361786749,"gmtCreate":1614262652981,"gmtModify":1634550410113,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/361786749","repostId":"1169851865","repostType":4,"isVote":1,"tweetType":1,"viewCount":491,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360086930,"gmtCreate":1613795851820,"gmtModify":1634552181463,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360086930","repostId":"1161529893","repostType":4,"repost":{"id":"1161529893","kind":"news","pubTimestamp":1613733842,"share":"https://www.laohu8.com/m/news/1161529893?lang=zh_CN&edition=full","pubTime":"2021-02-19 19:24","market":"us","language":"en","title":"Goldman Sachs is joining the robo-investing party — should you?<blockquote>高盛正在加入机器人投资行列——你应该加入吗？</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1161529893","media":"Marketwatch","summary":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by so","content":"<p>  ‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.  Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.</p><p><blockquote>加州圣地亚哥的财务顾问万斯·巴斯说，就像在拉斯维加斯一样，众议院通常会获胜。他经营着一家名为Your Dedicated Fiduciary的公司。机器人投资在几乎每个经纪平台上都变得越来越普遍。直到周二，高盛GS(-0.91%)将其机器人咨询服务Marcus限制为至少有1000万美元可投资的人。</blockquote></p><p> Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.</p><p><blockquote>现在，任何拥有至少1,000美元可投资的人都可以使用高盛一些最富有的客户使用的相同交易算法，每年只需支付0.35%的咨询费。但投资专家表示，在跳上机器人投资列车之前，需要考虑更多成本。</blockquote></p><p> “Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.</p><p><blockquote>“就像在拉斯维加斯一样，众议院通常会获胜，”加利福尼亚州圣地亚哥的财务顾问万斯·巴斯(Vance Barse)说，他经营着一家名为Your Dedicated Fiduciary的公司。</blockquote></p><p> Although the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.</p><p><blockquote>尽管35个基点的价格标签对高盛来说是一个“亏损领头羊”，但他表示，公司通常会提出这样的报价，以吸引客户向他们交叉销售银行产品。</blockquote></p><p> “People forget that banks are ultimately in the business of making money,” he said.</p><p><blockquote>“人们忘记了银行最终是为了赚钱，”他说。</blockquote></p><p> Goldman Sachs declined to comment.</p><p><blockquote>高盛拒绝置评。</blockquote></p><p> The company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.</p><p><blockquote>该公司是其他提供数字顾问的主要金融服务公司之一，包括Vanguard、Fidelity和Schwab SCHW，+1.03%，以及Betterment和Wealthfront等初创公司。</blockquote></p><p> Fees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.</p><p><blockquote>机器人顾问的费用从0.25%左右开始，传统经纪商的费用会增加到1%及以上。行业出版物Inside Information对近1,000名理财规划师进行的一项调查发现，投资组合越大，客户支付的费用比例就越低。</blockquote></p><p> The median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.</p><p><blockquote>对于100万美元或以下的投资组合，年费中位数徘徊在1%左右，对于价值500万至1000万美元的投资组合，年费中位数徘徊在0.5%左右。</blockquote></p><p> Robo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.</p><p><blockquote>高盛和Betterment提供的机器人顾问与Robinhood等机器人平台不同。前者建议投资组合专注于交易所交易基金，而Robinhood允许用户投资个人ETF、股票、期权甚至加密货币。</blockquote></p><p> <b>Robo investing as a self-driving car</b></p><p><blockquote><b>机器人投资作为自动驾驶汽车</b></blockquote></p><p> Consumers have turned to robo-investing at unprecedented levels during the pandemic.</p><p><blockquote>在疫情期间，消费者以前所未有的水平转向机器人投资。</blockquote></p><p> The rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.</p><p><blockquote>根据研究和咨询公司艾特集团5月份发布的一份报告，与去年第四季度相比，2020年第一季度的新开户率跃升了50%至300%。</blockquote></p><p> So what is rob-investing? Think of it like a self-driving car.</p><p><blockquote>那么什么是rob投资呢？把它想象成一辆自动驾驶汽车。</blockquote></p><p> You put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.</p><p><blockquote>你输入你的目的地，在后座系好安全带，你的司机（机器人顾问）就会到达那里。作为乘客，如果你担心你的司机把你引向错误的方向，你就不能轻易刹车。如果您赶时间并想更快地到达目的地，也不能踩油门。</blockquote></p><p> Robo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.</p><p><blockquote>机器人投资平台使用先进的交易算法软件，根据个人的风险偏好以及期望的短期和长期回报等因素来设计投资组合。</blockquote></p><p> There are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.</p><p><blockquote>有200多个平台提供这些服务，每年收取的咨询费通常不超过0.5%，而人力投资顾问收取的年费为1%。</blockquote></p><p> And rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.</p><p><blockquote>机器人顾问处理资产的买卖，而不是完全自己投资，这可能成为第二份工作并导致情绪化的投资决策。</blockquote></p><p> Cynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.</p><p><blockquote>嘉信理财数字咨询和创新副总裁辛西娅·洛(Cynthia Loh)不同意这种观点，她认为机器人投资并不意味着让技术控制你的资金。她说，嘉信理财拥有一支投资专家团队，负责监督投资策略并在市场波动期间进行监控，尽管有些服务比其他服务有更多的人工输入。</blockquote></p><p> As she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”</p><p><blockquote>正如她最近在MarketWatch上所写：“关于自动化投资的一个常见误解是，选择机器人顾问本质上意味着将资金的控制权交给机器人。事实是，机器人解决方案结合了自动化和人工组件，在幕后运行事物。”</blockquote></p><p> <b>Robos appeal to inexperienced investors</b></p><p><blockquote><b>机器人吸引缺乏经验的投资者</b></blockquote></p><p> Robo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.</p><p><blockquote>机器人投资往往吸引缺乏经验的投资者或没有时间或精力管理自己投资组合的投资者。巴尔斯说，这些投资者可以对“一劳永逸”的投资方法感到放心，随着时间的推移，让市场做自己的事情”。</blockquote></p><p> That makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.</p><p><blockquote>NerdWallet的投资和退休专家蒂芙尼·拉姆-贝尔福(Tiffany Lam-Balfour)表示，这使得你更容易承受市场波动，因为你不一定必须做出购买或出售资产的冲动决定。</blockquote></p><p> “When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”</p><p><blockquote>“当你投资时，你不会想一直关注市场并说‘哦，我需要摆脱困境’，”她说。“你想让专业人士来帮你度过难关，因为他们知道你的时间范围，他们会自动为你调整你的投资组合。”</blockquote></p><p></p><p> That said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”</p><p><blockquote>也就是说，“你不能指望你的投资只会上涨。即使你有世界上最好的人类财务顾问，你也不能指望这一点。”</blockquote></p><p> Others disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.</p><p><blockquote>其他人不同意，并表示机器人顾问对老年投资者有吸引力。“退休后的规划和支付费用很复杂。有很多选择可以帮助投资者度过难关，机器人投资就是其中之一，”Loh说。</blockquote></p><p> “Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.</p><p><blockquote>“许多深思熟虑的长期投资者发现，他们想要一种更现代、更简化、更便宜的投资方式，而机器人投资正好符合这一要求。他们很乐意让技术来处理更困难、更耗时的日常活动。投资者自己做，”她补充道。</blockquote></p><p> <b>There is often no door to knock on</b></p><p><blockquote><b>常常无门可敲</b></blockquote></p><p> Your robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.</p><p><blockquote>你的机器人顾问只知道你告诉它什么。大多数机器人投资平台上要求您填写的简单问卷将收集有关您的年收入、期望退休年龄以及您愿意承担的风险水平的信息。</blockquote></p><p> It won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.</p><p><blockquote>然而，它不会知道你是否刚刚有了一个孩子，并想开始为他们的教育存钱，或者你是否最近失业了。</blockquote></p><p> “The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.</p><p><blockquote>“那么问题就变成了那个人向谁寻求建议？该平台是否提供建议？如果提供，复杂程度如何？”巴斯说。</blockquote></p><p> Not all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.</p><p><blockquote>并非所有平台都提供个性化投资建议，提供人工建议的混合模式往往会收取更高的年费。</blockquote></p><p> Additionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.</p><p><blockquote>此外，纽约市财务咨询集团Lifelaidout的注册财务规划师罗杰·马(Roger Ma)表示，机器人顾问不一定“在管理资金时首先考虑税收效率”。</blockquote></p><p> For instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.</p><p><blockquote>例如，投资者抵消长期投资税款的一种常见方式是出售已累计亏损的资产。《工作你的钱，而不是你的生活》一书的作者马说，传统顾问通常专注于构建能带来最节税结果的投资组合。</blockquote></p><p> But with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.</p><p><blockquote>但通过机器人投资，为您进行的交易与为许多其他投资者进行的交易是相同的，这些投资者可能属于与您不同的税级。</blockquote></p><p> On top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.</p><p><blockquote>最重要的是，虽然机器人投资可能感觉像是一种简单的投资方式，特别是对于初学者来说，它可能会“使投资过于复杂”，马云说。</blockquote></p><p> “If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.</p><p><blockquote>“如果你只是想尝试一下，并且想感觉自己投资于多元化的投资组合，我不会说绝对不要聘请机器人顾问，”他说。</blockquote></p><p> Don’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.</p><p><blockquote>他补充说，不要排除通过目标日期基金进行投资，该基金选择单一基金进行投资，并根据投资目标随着时间的推移调整头寸。</blockquote></p><p> But not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.</p><p><blockquote>但并不是每个人都能区分机器人的建议和人类的建议。2015年，MarketWatch请四位著名的机器人顾问和四位传统的有血有肉的机器人顾问为一位假设的35岁投资者构建投资组合，投资金额为40,000美元。</blockquote></p><p> The results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.</p><p><blockquote>对于机器人顾问的批评者来说，结果或许令人惊讶。Pinnacle Advisory Group的研究总监Michael Kitces在审查结果后表示，机器人的建议与人类顾问的建议“没有太大不同”。</blockquote></p><p></p>","source":"lsy1603348471595","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Goldman Sachs is joining the robo-investing party — should you?<blockquote>高盛正在加入机器人投资行列——你应该加入吗？</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGoldman Sachs is joining the robo-investing party — should you?<blockquote>高盛正在加入机器人投资行列——你应该加入吗？</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">Marketwatch</strong><span class=\"h-time small\">2021-02-19 19:24</span>\n</p>\n</h4>\n</header>\n<article>\n<p>  ‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.  Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.</p><p><blockquote>加州圣地亚哥的财务顾问万斯·巴斯说，就像在拉斯维加斯一样，众议院通常会获胜。他经营着一家名为Your Dedicated Fiduciary的公司。机器人投资在几乎每个经纪平台上都变得越来越普遍。直到周二，高盛GS(-0.91%)将其机器人咨询服务Marcus限制为至少有1000万美元可投资的人。</blockquote></p><p> Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.</p><p><blockquote>现在，任何拥有至少1,000美元可投资的人都可以使用高盛一些最富有的客户使用的相同交易算法，每年只需支付0.35%的咨询费。但投资专家表示，在跳上机器人投资列车之前，需要考虑更多成本。</blockquote></p><p> “Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.</p><p><blockquote>“就像在拉斯维加斯一样，众议院通常会获胜，”加利福尼亚州圣地亚哥的财务顾问万斯·巴斯(Vance Barse)说，他经营着一家名为Your Dedicated Fiduciary的公司。</blockquote></p><p> Although the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.</p><p><blockquote>尽管35个基点的价格标签对高盛来说是一个“亏损领头羊”，但他表示，公司通常会提出这样的报价，以吸引客户向他们交叉销售银行产品。</blockquote></p><p> “People forget that banks are ultimately in the business of making money,” he said.</p><p><blockquote>“人们忘记了银行最终是为了赚钱，”他说。</blockquote></p><p> Goldman Sachs declined to comment.</p><p><blockquote>高盛拒绝置评。</blockquote></p><p> The company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.</p><p><blockquote>该公司是其他提供数字顾问的主要金融服务公司之一，包括Vanguard、Fidelity和Schwab SCHW，+1.03%，以及Betterment和Wealthfront等初创公司。</blockquote></p><p> Fees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.</p><p><blockquote>机器人顾问的费用从0.25%左右开始，传统经纪商的费用会增加到1%及以上。行业出版物Inside Information对近1,000名理财规划师进行的一项调查发现，投资组合越大，客户支付的费用比例就越低。</blockquote></p><p> The median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.</p><p><blockquote>对于100万美元或以下的投资组合，年费中位数徘徊在1%左右，对于价值500万至1000万美元的投资组合，年费中位数徘徊在0.5%左右。</blockquote></p><p> Robo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.</p><p><blockquote>高盛和Betterment提供的机器人顾问与Robinhood等机器人平台不同。前者建议投资组合专注于交易所交易基金，而Robinhood允许用户投资个人ETF、股票、期权甚至加密货币。</blockquote></p><p> <b>Robo investing as a self-driving car</b></p><p><blockquote><b>机器人投资作为自动驾驶汽车</b></blockquote></p><p> Consumers have turned to robo-investing at unprecedented levels during the pandemic.</p><p><blockquote>在疫情期间，消费者以前所未有的水平转向机器人投资。</blockquote></p><p> The rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.</p><p><blockquote>根据研究和咨询公司艾特集团5月份发布的一份报告，与去年第四季度相比，2020年第一季度的新开户率跃升了50%至300%。</blockquote></p><p> So what is rob-investing? Think of it like a self-driving car.</p><p><blockquote>那么什么是rob投资呢？把它想象成一辆自动驾驶汽车。</blockquote></p><p> You put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.</p><p><blockquote>你输入你的目的地，在后座系好安全带，你的司机（机器人顾问）就会到达那里。作为乘客，如果你担心你的司机把你引向错误的方向，你就不能轻易刹车。如果您赶时间并想更快地到达目的地，也不能踩油门。</blockquote></p><p> Robo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.</p><p><blockquote>机器人投资平台使用先进的交易算法软件，根据个人的风险偏好以及期望的短期和长期回报等因素来设计投资组合。</blockquote></p><p> There are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.</p><p><blockquote>有200多个平台提供这些服务，每年收取的咨询费通常不超过0.5%，而人力投资顾问收取的年费为1%。</blockquote></p><p> And rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.</p><p><blockquote>机器人顾问处理资产的买卖，而不是完全自己投资，这可能成为第二份工作并导致情绪化的投资决策。</blockquote></p><p> Cynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.</p><p><blockquote>嘉信理财数字咨询和创新副总裁辛西娅·洛(Cynthia Loh)不同意这种观点，她认为机器人投资并不意味着让技术控制你的资金。她说，嘉信理财拥有一支投资专家团队，负责监督投资策略并在市场波动期间进行监控，尽管有些服务比其他服务有更多的人工输入。</blockquote></p><p> As she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”</p><p><blockquote>正如她最近在MarketWatch上所写：“关于自动化投资的一个常见误解是，选择机器人顾问本质上意味着将资金的控制权交给机器人。事实是，机器人解决方案结合了自动化和人工组件，在幕后运行事物。”</blockquote></p><p> <b>Robos appeal to inexperienced investors</b></p><p><blockquote><b>机器人吸引缺乏经验的投资者</b></blockquote></p><p> Robo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.</p><p><blockquote>机器人投资往往吸引缺乏经验的投资者或没有时间或精力管理自己投资组合的投资者。巴尔斯说，这些投资者可以对“一劳永逸”的投资方法感到放心，随着时间的推移，让市场做自己的事情”。</blockquote></p><p> That makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.</p><p><blockquote>NerdWallet的投资和退休专家蒂芙尼·拉姆-贝尔福(Tiffany Lam-Balfour)表示，这使得你更容易承受市场波动，因为你不一定必须做出购买或出售资产的冲动决定。</blockquote></p><p> “When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”</p><p><blockquote>“当你投资时，你不会想一直关注市场并说‘哦，我需要摆脱困境’，”她说。“你想让专业人士来帮你度过难关，因为他们知道你的时间范围，他们会自动为你调整你的投资组合。”</blockquote></p><p></p><p> That said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”</p><p><blockquote>也就是说，“你不能指望你的投资只会上涨。即使你有世界上最好的人类财务顾问，你也不能指望这一点。”</blockquote></p><p> Others disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.</p><p><blockquote>其他人不同意，并表示机器人顾问对老年投资者有吸引力。“退休后的规划和支付费用很复杂。有很多选择可以帮助投资者度过难关，机器人投资就是其中之一，”Loh说。</blockquote></p><p> “Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.</p><p><blockquote>“许多深思熟虑的长期投资者发现，他们想要一种更现代、更简化、更便宜的投资方式，而机器人投资正好符合这一要求。他们很乐意让技术来处理更困难、更耗时的日常活动。投资者自己做，”她补充道。</blockquote></p><p> <b>There is often no door to knock on</b></p><p><blockquote><b>常常无门可敲</b></blockquote></p><p> Your robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.</p><p><blockquote>你的机器人顾问只知道你告诉它什么。大多数机器人投资平台上要求您填写的简单问卷将收集有关您的年收入、期望退休年龄以及您愿意承担的风险水平的信息。</blockquote></p><p> It won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.</p><p><blockquote>然而，它不会知道你是否刚刚有了一个孩子，并想开始为他们的教育存钱，或者你是否最近失业了。</blockquote></p><p> “The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.</p><p><blockquote>“那么问题就变成了那个人向谁寻求建议？该平台是否提供建议？如果提供，复杂程度如何？”巴斯说。</blockquote></p><p> Not all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.</p><p><blockquote>并非所有平台都提供个性化投资建议，提供人工建议的混合模式往往会收取更高的年费。</blockquote></p><p> Additionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.</p><p><blockquote>此外，纽约市财务咨询集团Lifelaidout的注册财务规划师罗杰·马(Roger Ma)表示，机器人顾问不一定“在管理资金时首先考虑税收效率”。</blockquote></p><p> For instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.</p><p><blockquote>例如，投资者抵消长期投资税款的一种常见方式是出售已累计亏损的资产。《工作你的钱，而不是你的生活》一书的作者马说，传统顾问通常专注于构建能带来最节税结果的投资组合。</blockquote></p><p> But with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.</p><p><blockquote>但通过机器人投资，为您进行的交易与为许多其他投资者进行的交易是相同的，这些投资者可能属于与您不同的税级。</blockquote></p><p> On top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.</p><p><blockquote>最重要的是，虽然机器人投资可能感觉像是一种简单的投资方式，特别是对于初学者来说，它可能会“使投资过于复杂”，马云说。</blockquote></p><p> “If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.</p><p><blockquote>“如果你只是想尝试一下，并且想感觉自己投资于多元化的投资组合，我不会说绝对不要聘请机器人顾问，”他说。</blockquote></p><p> Don’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.</p><p><blockquote>他补充说，不要排除通过目标日期基金进行投资，该基金选择单一基金进行投资，并根据投资目标随着时间的推移调整头寸。</blockquote></p><p> But not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.</p><p><blockquote>但并不是每个人都能区分机器人的建议和人类的建议。2015年，MarketWatch请四位著名的机器人顾问和四位传统的有血有肉的机器人顾问为一位假设的35岁投资者构建投资组合，投资金额为40,000美元。</blockquote></p><p> The results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.</p><p><blockquote>对于机器人顾问的批评者来说，结果或许令人惊讶。Pinnacle Advisory Group的研究总监Michael Kitces在审查结果后表示，机器人的建议与人类顾问的建议“没有太大不同”。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源：<a href=\"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page\">Marketwatch</a></p>\n<p>为提升您的阅读体验，我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1161529893","content_text":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.\nNow anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.\n“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\nAlthough the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.\n“People forget that banks are ultimately in the business of making money,” he said.\nGoldman Sachs declined to comment.\nThe company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.\nFees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.\nThe median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.\nRobo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.\nRobo investing as a self-driving car\nConsumers have turned to robo-investing at unprecedented levels during the pandemic.\nThe rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.\nSo what is rob-investing? Think of it like a self-driving car.\nYou put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.\nRobo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.\nThere are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.\nAnd rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.\nCynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.\nAs she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”\nRobos appeal to inexperienced investors\nRobo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.\nThat makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.\n“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”\nThat said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”\nOthers disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.\n“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.\nThere is often no door to knock on\nYour robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.\nIt won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.\n“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.\nNot all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.\nAdditionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.\nFor instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.\nBut with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.\nOn top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.\n“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.\nDon’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.\nBut not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.\nThe results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.","news_type":1,"symbols_score_info":{}},"isVote":1,"tweetType":1,"viewCount":634,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":327013267,"gmtCreate":1616038199259,"gmtModify":1703496724091,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/00700\">$Tencent(00700)$</a>Looks attractive to long.","listText":"<a href=\"https://laohu8.com/S/00700\">$Tencent(00700)$</a>Looks attractive to long.","text":"$Tencent(00700)$Looks attractive to 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3.61.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/102149509","isVote":1,"tweetType":1,"viewCount":1227,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":366115351,"gmtCreate":1614409807373,"gmtModify":1703477384859,"author":{"id":"3561233568979981","authorId":"3561233568979981","name":"Cheeky","avatar":"https://static.tigerbbs.com/caa70a08acd48b06b89dcf3b73c84840","crmLevel":12,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3561233568979981","authorIdStr":"3561233568979981"},"themes":[],"htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/366115351","repostId":"2114300934","repostType":2,"repost":{"id":"2114300934","kind":"news","pubTimestamp":1614401644,"share":"https://www.laohu8.com/m/news/2114300934?lang=zh_CN&edition=full","pubTime":"2021-02-27 12:54","market":"hk","language":"zh","title":"对齐Redmi K40！小米11青春版曝光：配备高刷OLED屏、侧边指纹","url":"https://stock-news.laohu8.com/highlight/detail?id=2114300934","media":"快科技","summary":"近日，Redmi年度旗舰手机Redmi K40正式发布，其以极高的性价比赢得了无数关注，不仅拥有强劲的性能表现，还拥有一块超高素质的显示屏，官方称其为2021年最好直屏。此前有爆料称，小米11系列还拥有一款青春版机型，根据爆料博主@数码闲聊站今日消息，该机将采用Redmi K40类似的高刷OLED屏+非金属中框+侧边指纹方案。网曝小米11青春版相关配置据悉，小米11 Lite（青春版）是小米11系列唯一的中端机型，也是该系列最便宜的一款手机。","content":"<html><body><article><p>近日，Redmi年度旗舰手机Redmi K40正式发布，其以极高的性价比赢得了无数关注，不仅拥有强劲的性能表现，还拥有一块超高素质的显示屏，官方称其为2021年最好直屏。</p><p>此前有爆料称，小米11系列还拥有一款青春版机型，根据爆料博主@数码闲聊站今日消息，<strong>该机将采用Redmi K40类似的高刷OLED屏+非金属中框+侧边指纹方案。</strong></p><img src=\"https://fid-75186.picgzc.qpic.cn/20210227134435888d1734t6q37kk09y\"/><p>网曝小米11青春版相关配置</p><p>据悉，<strong>小米11 Lite（青春版）是小米11系列唯一的中端机型，也是该系列最便宜的一款手机。</strong></p><p>前段时间曾有数码博主曝光了一组小米11青春版真机谍照，从图片来看该机整体上继承了小米11的外观设计，背部配备了家族式的矩形天使眼三摄模组，规格分别为6400万像素+800万像素+500万像素。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20210227134437234d173q4hr5ijvr3x\"/><p>网曝小米11青春版真机谍照</p><p>小米11青春版正面则拥有一块左上角打孔的曲面显示屏，<strong>整体就像是小米11的直屏版本，</strong><strong>爆料显示其将配备6.67英寸的OLED面板，分辨率为FHD+，支持120Hz刷新率。</strong></p><p>值得注意的是，从图片上看该机的屏幕边框十分协调，<strong>四周边框近乎等宽状态，</strong>只有下边框略微宽了一些，整体的视觉观感不错。</p><img src=\"https://fid-75186.picgzc.qpic.cn/20210227134438392d173vthafb80jmn\"/><p>小米11青春版有望首发骁龙775芯片</p><p>配置方面，<strong>消息称小米11青春版将首发<a href=\"https://laohu8.com/S/QCOM\">高通</a>最新一代中端芯片骁龙775，</strong>最高频率达2.3GHz，并配备至少6GB内存，机身内置4150mAh电池，支持33W快充。</p><p>据此前消息，小米11青春版将于3月左右在海外市场首发，提供6GB+64GB、6GB+128GB和8GB+128GB三个版本，有粉红、黑色和蓝色三种配色，售价在350美元（约合人民币2260元）左右。</p><p>- THE END -</p><p>转载请注明出处：快科技</p><p>#OLED#侧边指纹#Redmi K40#小米11 Lite</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" 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href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20210227134439798e42d7&s=b><strong>快科技</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>近日，Redmi年度旗舰手机Redmi K40正式发布，其以极高的性价比赢得了无数关注，不仅拥有强劲的性能表现，还拥有一块超高素质的显示屏，官方称其为2021年最好直屏。此前有爆料称，小米11系列还拥有一款青春版机型，根据爆料博主@数码闲聊站今日消息，该机将采用Redmi K40类似的高刷OLED屏+非金属中框+侧边指纹方案。网曝小米11青春版相关配置据悉，小米11 Lite（青春版）是小米11...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20210227134439798e42d7&s=b\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/6440ed998678ceba7821d81f1812c86f","relate_stocks":{"01810":"小米集团-W"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN20210227134439798e42d7&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2114300934","content_text":"近日，Redmi年度旗舰手机Redmi K40正式发布，其以极高的性价比赢得了无数关注，不仅拥有强劲的性能表现，还拥有一块超高素质的显示屏，官方称其为2021年最好直屏。此前有爆料称，小米11系列还拥有一款青春版机型，根据爆料博主@数码闲聊站今日消息，该机将采用Redmi K40类似的高刷OLED屏+非金属中框+侧边指纹方案。网曝小米11青春版相关配置据悉，小米11 Lite（青春版）是小米11系列唯一的中端机型，也是该系列最便宜的一款手机。前段时间曾有数码博主曝光了一组小米11青春版真机谍照，从图片来看该机整体上继承了小米11的外观设计，背部配备了家族式的矩形天使眼三摄模组，规格分别为6400万像素+800万像素+500万像素。网曝小米11青春版真机谍照小米11青春版正面则拥有一块左上角打孔的曲面显示屏，整体就像是小米11的直屏版本，爆料显示其将配备6.67英寸的OLED面板，分辨率为FHD+，支持120Hz刷新率。值得注意的是，从图片上看该机的屏幕边框十分协调，四周边框近乎等宽状态，只有下边框略微宽了一些，整体的视觉观感不错。小米11青春版有望首发骁龙775芯片配置方面，消息称小米11青春版将首发高通最新一代中端芯片骁龙775，最高频率达2.3GHz，并配备至少6GB内存，机身内置4150mAh电池，支持33W快充。据此前消息，小米11青春版将于3月左右在海外市场首发，提供6GB+64GB、6GB+128GB和8GB+128GB三个版本，有粉红、黑色和蓝色三种配色，售价在350美元（约合人民币2260元）左右。- THE END -转载请注明出处：快科技#OLED#侧边指纹#Redmi K40#小米11 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