What kind of company is $Visa(V)$ ?Visa Inc. operates as a payments technology company worldwide. They operate a network that enables authorization, clearing, and settlement of payment transactions. To simplify it, every time you swipe your Debit or Credit Card, Visa earns a few cents. While it may just be a few cents, there is 7 billion people in the world, and we swipe our cards a few times everyday. This has made Visa into a Free Cash Flow Giant. How are the Earnings?Earnings has grown at a rate of 13.6% since inception. Revenue for FY2020 was 22B and earnings was 11B. That makes it have a 50% profit margin. Visa is also a free cash flow cow, as they dont have much operating expenses. FCF for FY20 was 15B. How sustainable is the business?Visa has a very strong Moat. It has 50% of market