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MLJX16
2021-08-03
Agree
Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗?</blockquote>
MLJX16
2021-08-02
Great
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MLJX16
2021-08-02
Thanks for the info
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MLJX16
2021-08-02
[强]
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MLJX16
2021-08-02
Ok[微笑]
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MLJX16
2021-08-02
Ok
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MLJX16
2021-08-02
Ok
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MLJX16
2021-07-28
Ok
Starbucks forecasts steamy sales despite pressure in China<blockquote>尽管在中国面临压力,星巴克仍预测销售强劲</blockquote>
MLJX16
2021-07-28
Ok
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MLJX16
2021-07-28
Indeed
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MLJX16
2021-07-28
Indeed
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Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.</p><p><blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响,29%的受访者表示他们受到了积极影响,33%的受访者表示疫情没有影响,39%的受访者受到了负面影响。自健康危机开始以来,受积极影响的受访者投资更多(71%),而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote></p><p> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.</p><p><blockquote>二分之一的受访者还预计,随着新加坡经济的复苏,明年的工资会增加。</blockquote></p><p> Of the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.</p><p><blockquote>受访者中,37%的月个人收入低于3000新元,31%在3000新元至5999新元之间;20%在6000新元至9999新元之间;其中83%每月储蓄,50%每月支出用于投资。</blockquote></p><p> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.</p><p><blockquote>他们的平均年投资略高于18,000新元,通过经常性投资的平均成本(56%)超过了一次性投资(24%)作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置,而23%的人采用了其他配置策略,其余的人没有策略。</blockquote></p><p> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.</p><p><blockquote>其中超过一半(52%)的预期年回报率超过10%,其次是33%的预期年回报率为5%至10%,15%的预期年回报率为1%至5%。</blockquote></p><p> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”</p><p><blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示,在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合,“以更好地度过此类领域的高波动”。</blockquote></p><p> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.</p><p><blockquote>她说:“我们鼓励年轻投资者保持长期投资,并在他们人生不同里程碑的成长过程中,根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote></p><p> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).</p><p><blockquote>受访者目前在其投资组合中至少持有一种投资产品,包括股票(36%)、固定收益(29%)、加密货币(28%)、交易所交易基金(25%)和共同基金(23%)。</blockquote></p><p> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.</p><p><blockquote>富兰克林邓普顿表示,除了投资之外,下一代新加坡人还将财务自由(66%)、幸福生活(64%)和身体健康(62%)视为人生最重要的目标。</blockquote></p><p></p>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗?</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗?</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">Singapore Business</strong><span class=\"h-time small\">2021-08-03 17:32</span>\n</p>\n</h4>\n</header>\n<article>\n<p> <b><i>One in two among people aged 18 to 35 said it is important to invest early.</i></b> One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.</p><p><blockquote><b><i>18至35岁的人中有二分之一表示尽早投资很重要。</i></b>富兰克林邓普顿的下一代投资者调查显示,年龄在18至35岁之间的下一代新加坡人中,有二分之一认为尽早开始投资之旅很重要。</blockquote></p><p> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.</p><p><blockquote>然而,富兰克林邓普顿在对502名受访者的调查中发现,预算有限(36%)、担心遭受损失(32%)和缺乏投资知识(28%)是考虑投资时面临的主要挑战。</blockquote></p><p> A third also find investing difficult and expressed in making the right investment, it said.</p><p><blockquote>报告称,三分之一的人还发现投资很困难,并表示难以做出正确的投资。</blockquote></p><p> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.</p><p><blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响,29%的受访者表示他们受到了积极影响,33%的受访者表示疫情没有影响,39%的受访者受到了负面影响。自健康危机开始以来,受积极影响的受访者投资更多(71%),而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote></p><p> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.</p><p><blockquote>二分之一的受访者还预计,随着新加坡经济的复苏,明年的工资会增加。</blockquote></p><p> Of the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.</p><p><blockquote>受访者中,37%的月个人收入低于3000新元,31%在3000新元至5999新元之间;20%在6000新元至9999新元之间;其中83%每月储蓄,50%每月支出用于投资。</blockquote></p><p> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.</p><p><blockquote>他们的平均年投资略高于18,000新元,通过经常性投资的平均成本(56%)超过了一次性投资(24%)作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置,而23%的人采用了其他配置策略,其余的人没有策略。</blockquote></p><p> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.</p><p><blockquote>其中超过一半(52%)的预期年回报率超过10%,其次是33%的预期年回报率为5%至10%,15%的预期年回报率为1%至5%。</blockquote></p><p> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”</p><p><blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示,在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合,“以更好地度过此类领域的高波动”。</blockquote></p><p> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.</p><p><blockquote>她说:“我们鼓励年轻投资者保持长期投资,并在他们人生不同里程碑的成长过程中,根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote></p><p> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).</p><p><blockquote>受访者目前在其投资组合中至少持有一种投资产品,包括股票(36%)、固定收益(29%)、加密货币(28%)、交易所交易基金(25%)和共同基金(23%)。</blockquote></p><p> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.</p><p><blockquote>富兰克林邓普顿表示,除了投资之外,下一代新加坡人还将财务自由(66%)、幸福生活(64%)和身体健康(62%)视为人生最重要的目标。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源:<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a></p>\n<p>为提升您的阅读体验,我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton 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07:47","market":"us","language":"en","title":"Starbucks forecasts steamy sales despite pressure in China<blockquote>尽管在中国面临压力,星巴克仍预测销售强劲</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1180374779","media":"Reuters","summary":"Starbucks Corp forecast fourth-quarter sales above Wall Street estimates on Tuesday despite headwind","content":"<p>Starbucks Corp forecast fourth-quarter sales above Wall Street estimates on Tuesday despite headwinds in China as travel restrictions related to COVID-19 loom longer than expected.</p><p><blockquote>星巴克公司周二预测第四季度销售额将高于华尔街预期,尽管中国因与COVID-19相关的旅行限制持续时间比预期更长而面临阻力。</blockquote></p><p> The coffee chain forecast comparable sales for its current quarter to grow 18% to 21%, expecting strength in the Americas. Analysts on average expect growth of 17.5%, according to IBES data from Refinitiv.</p><p><blockquote>该咖啡连锁店预计本季度可比销售额将增长18%至21%,预计美洲市场将强劲。根据Refinitiv的IBES数据,分析师平均预期增长率为17.5%。</blockquote></p><p> But the Delta variant of the coronavirus has triggered a surge of new COVID-19 cases and the reinstatement of mask rules in some places.</p><p><blockquote>但冠状病毒的德尔塔变异毒株引发了新的COVID-19病例激增,并在一些地方恢复了口罩规定。</blockquote></p><p> The United States said on Monday that it will not lift existing travel restrictions.</p><p><blockquote>美国周一表示,不会取消现有的旅行限制。</blockquote></p><p> In the third quarter ended June 27, sales rose 19% in China - Starbucks' biggest growth market - despite a resurgence of COVID-19 in the south, Belinda Wong, chief executive officer of Starbucks China, said on a call with analysts.</p><p><blockquote>星巴克中国首席执行官Belinda Wong在与分析师的看涨期权上表示,截至6月27日的第三季度,尽管COVID-19在南方卷土重来,但星巴克最大的增长市场中国的销售额仍增长了19%。</blockquote></p><p> Starbucks lowered its fiscal 2021 forecast for China sales growth to 18-20% from 27-32%, and it dropped its international sales forecast to 15-17% from 25-30%.</p><p><blockquote>星巴克将2021财年中国销售增长预期从27-32%下调至18-20%,并将国际销售预期从25-30%下调至15-17%。</blockquote></p><p> The company's previous guidance for China had \"assumed a shorter time frame for the lifting of travel restrictions and also less of the uncertainties that we have faced in the market,\" Wong said of the revision.</p><p><blockquote>黄在谈到此次修订时表示,该公司之前对中国的指导“假设取消旅行限制的时间框架更短,并且我们在市场上面临的不确定性也更少”。</blockquote></p><p> The volatility is \"only temporary\" and the company is on track to add more than 600 net new stores in China this fiscal year, she said.</p><p><blockquote>她表示,这种波动“只是暂时的”,该公司本财年有望在中国净增加600多家新店。</blockquote></p><p> Shares fell 3.3% in extended trading.</p><p><blockquote>盘后交易中股价下跌3.3%。</blockquote></p><p> In the United States, the easing of COVID-19 restrictions on travel and restaurant capacity, as well as reopening of some offices have boosted sales at Starbucks and other big U.S. restaurants, including Chipotle Mexican Grill(CMG.N)and Domino's Pizza(DPZ.N).</p><p><blockquote>在美国,新冠肺炎放松了对旅行和餐厅容量的限制,以及一些办事处的重新开放,提振了星巴克和其他美国大型餐厅的销售,包括Chipotle Mexican Grill(CMG)。N)和达美乐披萨(DPZ.N)。</blockquote></p><p> Starbucks' U.S. quarterly sales soared 83% over the previous year - in part as urban areas recovered with people returning to businesses - and 10% above pre-pandemic levels two years ago.</p><p><blockquote>星巴克在美国的季度销售额比上一年飙升了83%——部分原因是城市地区随着人们重返企业而复苏——比两年前大流行前的水平高出10%。</blockquote></p><p> Those results helped lift global sales 73% compared to estimates of 69.4% growth.</p><p><blockquote>这些业绩帮助全球销售额增长了73%,而预期增长了69.4%。</blockquote></p><p> The company has also been pushing its digital business - its rewards program grew 48% to 24.2 million members - and new beverages, including three flavors of ready-to-drink coffee.</p><p><blockquote>该公司还一直在推动其数字业务——其奖励计划增长了48%,达到2420万会员——以及新饮料,包括三种口味的即饮咖啡。</blockquote></p><p> Its cold drinks also grew to 74% of beverage sales in the quarter.</p><p><blockquote>本季度其冷饮占饮料销售额的比例也增长至74%。</blockquote></p><p> Excluding certain items, Starbucks earned $1.01 per share, compared with a loss of 46 cents a year earlier. That exceeded analysts' estimates of 78 cents a share.</p><p><blockquote>不包括某些项目,星巴克每股盈利1.01美元,而去年同期亏损46美分。这超出了分析师每股78美分的预期。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Starbucks forecasts steamy sales despite pressure in China<blockquote>尽管在中国面临压力,星巴克仍预测销售强劲</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nStarbucks forecasts steamy sales despite pressure in China<blockquote>尽管在中国面临压力,星巴克仍预测销售强劲</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">Reuters</strong><span class=\"h-time small\">2021-07-28 07:47</span>\n</p>\n</h4>\n</header>\n<article>\n<p>Starbucks Corp forecast fourth-quarter sales above Wall Street estimates on Tuesday despite headwinds in China as travel restrictions related to COVID-19 loom longer than expected.</p><p><blockquote>星巴克公司周二预测第四季度销售额将高于华尔街预期,尽管中国因与COVID-19相关的旅行限制持续时间比预期更长而面临阻力。</blockquote></p><p> The coffee chain forecast comparable sales for its current quarter to grow 18% to 21%, expecting strength in the Americas. Analysts on average expect growth of 17.5%, according to IBES data from Refinitiv.</p><p><blockquote>该咖啡连锁店预计本季度可比销售额将增长18%至21%,预计美洲市场将强劲。根据Refinitiv的IBES数据,分析师平均预期增长率为17.5%。</blockquote></p><p> But the Delta variant of the coronavirus has triggered a surge of new COVID-19 cases and the reinstatement of mask rules in some places.</p><p><blockquote>但冠状病毒的德尔塔变异毒株引发了新的COVID-19病例激增,并在一些地方恢复了口罩规定。</blockquote></p><p> The United States said on Monday that it will not lift existing travel restrictions.</p><p><blockquote>美国周一表示,不会取消现有的旅行限制。</blockquote></p><p> In the third quarter ended June 27, sales rose 19% in China - Starbucks' biggest growth market - despite a resurgence of COVID-19 in the south, Belinda Wong, chief executive officer of Starbucks China, said on a call with analysts.</p><p><blockquote>星巴克中国首席执行官Belinda Wong在与分析师的看涨期权上表示,截至6月27日的第三季度,尽管COVID-19在南方卷土重来,但星巴克最大的增长市场中国的销售额仍增长了19%。</blockquote></p><p> Starbucks lowered its fiscal 2021 forecast for China sales growth to 18-20% from 27-32%, and it dropped its international sales forecast to 15-17% from 25-30%.</p><p><blockquote>星巴克将2021财年中国销售增长预期从27-32%下调至18-20%,并将国际销售预期从25-30%下调至15-17%。</blockquote></p><p> The company's previous guidance for China had \"assumed a shorter time frame for the lifting of travel restrictions and also less of the uncertainties that we have faced in the market,\" Wong said of the revision.</p><p><blockquote>黄在谈到此次修订时表示,该公司之前对中国的指导“假设取消旅行限制的时间框架更短,并且我们在市场上面临的不确定性也更少”。</blockquote></p><p> The volatility is \"only temporary\" and the company is on track to add more than 600 net new stores in China this fiscal year, she said.</p><p><blockquote>她表示,这种波动“只是暂时的”,该公司本财年有望在中国净增加600多家新店。</blockquote></p><p> Shares fell 3.3% in extended trading.</p><p><blockquote>盘后交易中股价下跌3.3%。</blockquote></p><p> In the United States, the easing of COVID-19 restrictions on travel and restaurant capacity, as well as reopening of some offices have boosted sales at Starbucks and other big U.S. restaurants, including Chipotle Mexican Grill(CMG.N)and Domino's Pizza(DPZ.N).</p><p><blockquote>在美国,新冠肺炎放松了对旅行和餐厅容量的限制,以及一些办事处的重新开放,提振了星巴克和其他美国大型餐厅的销售,包括Chipotle Mexican Grill(CMG)。N)和达美乐披萨(DPZ.N)。</blockquote></p><p> Starbucks' U.S. quarterly sales soared 83% over the previous year - in part as urban areas recovered with people returning to businesses - and 10% above pre-pandemic levels two years ago.</p><p><blockquote>星巴克在美国的季度销售额比上一年飙升了83%——部分原因是城市地区随着人们重返企业而复苏——比两年前大流行前的水平高出10%。</blockquote></p><p> Those results helped lift global sales 73% compared to estimates of 69.4% growth.</p><p><blockquote>这些业绩帮助全球销售额增长了73%,而预期增长了69.4%。</blockquote></p><p> The company has also been pushing its digital business - its rewards program grew 48% to 24.2 million members - and new beverages, including three flavors of ready-to-drink coffee.</p><p><blockquote>该公司还一直在推动其数字业务——其奖励计划增长了48%,达到2420万会员——以及新饮料,包括三种口味的即饮咖啡。</blockquote></p><p> Its cold drinks also grew to 74% of beverage sales in the quarter.</p><p><blockquote>本季度其冷饮占饮料销售额的比例也增长至74%。</blockquote></p><p> Excluding certain items, Starbucks earned $1.01 per share, compared with a loss of 46 cents a year earlier. That exceeded analysts' estimates of 78 cents a share.</p><p><blockquote>不包括某些项目,星巴克每股盈利1.01美元,而去年同期亏损46美分。这超出了分析师每股78美分的预期。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源:<a href=\"https://www.reuters.com/business/starbucks-delivers-steaming-results-customers-return-stores-2021-07-27/\">Reuters</a></p>\n<p>为提升您的阅读体验,我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SBUX":"星巴克"},"source_url":"https://www.reuters.com/business/starbucks-delivers-steaming-results-customers-return-stores-2021-07-27/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1180374779","content_text":"Starbucks Corp forecast fourth-quarter sales above Wall Street estimates on Tuesday despite headwinds in China as travel restrictions related to COVID-19 loom longer than expected.\nThe coffee chain forecast comparable sales for its current quarter to grow 18% to 21%, expecting strength in the Americas. Analysts on average expect growth of 17.5%, according to IBES data from Refinitiv.\nBut the Delta variant of the coronavirus has triggered a surge of new COVID-19 cases and the reinstatement of mask rules in some places.\nThe United States said on Monday that it will not lift existing travel restrictions.\nIn the third quarter ended June 27, sales rose 19% in China - Starbucks' biggest growth market - despite a resurgence of COVID-19 in the south, Belinda Wong, chief executive officer of Starbucks China, said on a call with analysts.\nStarbucks lowered its fiscal 2021 forecast for China sales growth to 18-20% from 27-32%, and it dropped its international sales forecast to 15-17% from 25-30%.\nThe company's previous guidance for China had \"assumed a shorter time frame for the lifting of travel restrictions and also less of the uncertainties that we have faced in the market,\" Wong said of the revision.\nThe volatility is \"only temporary\" and the company is on track to add more than 600 net new stores in China this fiscal year, she said.\nShares fell 3.3% in extended trading.\nIn the United States, the easing of COVID-19 restrictions on travel and restaurant capacity, as well as reopening of some offices have boosted sales at Starbucks and other big U.S. restaurants, including Chipotle Mexican Grill(CMG.N)and Domino's Pizza(DPZ.N).\nStarbucks' U.S. quarterly sales soared 83% over the previous year - in part as urban areas recovered with people returning to businesses - and 10% above pre-pandemic levels two years ago.\nThose results helped lift global sales 73% compared to estimates of 69.4% growth.\nThe company has also been pushing its digital business - its rewards program grew 48% to 24.2 million members - and new beverages, including three flavors of ready-to-drink coffee.\nIts cold drinks also grew to 74% of beverage sales in the quarter.\nExcluding certain items, Starbucks earned $1.01 per share, compared with a loss of 46 cents a year earlier. That exceeded analysts' estimates of 78 cents a share.","news_type":1,"symbols_score_info":{"SBUX":0.9}},"isVote":1,"tweetType":1,"viewCount":1792,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":803178188,"gmtCreate":1627429930744,"gmtModify":1633765143701,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4090146881822330","idStr":"4090146881822330"},"themes":[],"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/803178188","repostId":"1170349743","repostType":4,"isVote":1,"tweetType":1,"viewCount":1017,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":803140257,"gmtCreate":1627429521579,"gmtModify":1633765157121,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4090146881822330","idStr":"4090146881822330"},"themes":[],"htmlText":"Indeed","listText":"Indeed","text":"Indeed","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/803140257","repostId":"1148712151","repostType":4,"isVote":1,"tweetType":1,"viewCount":1870,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":803156176,"gmtCreate":1627429354995,"gmtModify":1633765162094,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4090146881822330","idStr":"4090146881822330"},"themes":[],"htmlText":"Indeed","listText":"Indeed","text":"Indeed","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/803156176","repostId":"1148712151","repostType":4,"isVote":1,"tweetType":1,"viewCount":604,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":803140257,"gmtCreate":1627429521579,"gmtModify":1633765157121,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090146881822330","authorIdStr":"4090146881822330"},"themes":[],"htmlText":"Indeed","listText":"Indeed","text":"Indeed","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/803140257","repostId":"1148712151","repostType":4,"isVote":1,"tweetType":1,"viewCount":1870,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":805771309,"gmtCreate":1627910284301,"gmtModify":1633755392199,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090146881822330","authorIdStr":"4090146881822330"},"themes":[],"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/805771309","repostId":"1191057621","repostType":4,"isVote":1,"tweetType":1,"viewCount":1273,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":803172655,"gmtCreate":1627429997177,"gmtModify":1633765141233,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090146881822330","authorIdStr":"4090146881822330"},"themes":[],"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/803172655","repostId":"1180374779","repostType":4,"repost":{"id":"1180374779","kind":"news","pubTimestamp":1627429671,"share":"https://www.laohu8.com/m/news/1180374779?lang=zh_CN&edition=full","pubTime":"2021-07-28 07:47","market":"us","language":"en","title":"Starbucks forecasts steamy sales despite pressure in China<blockquote>尽管在中国面临压力,星巴克仍预测销售强劲</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1180374779","media":"Reuters","summary":"Starbucks Corp forecast fourth-quarter sales above Wall Street estimates on Tuesday despite headwind","content":"<p>Starbucks Corp forecast fourth-quarter sales above Wall Street estimates on Tuesday despite headwinds in China as travel restrictions related to COVID-19 loom longer than expected.</p><p><blockquote>星巴克公司周二预测第四季度销售额将高于华尔街预期,尽管中国因与COVID-19相关的旅行限制持续时间比预期更长而面临阻力。</blockquote></p><p> The coffee chain forecast comparable sales for its current quarter to grow 18% to 21%, expecting strength in the Americas. Analysts on average expect growth of 17.5%, according to IBES data from Refinitiv.</p><p><blockquote>该咖啡连锁店预计本季度可比销售额将增长18%至21%,预计美洲市场将强劲。根据Refinitiv的IBES数据,分析师平均预期增长率为17.5%。</blockquote></p><p> But the Delta variant of the coronavirus has triggered a surge of new COVID-19 cases and the reinstatement of mask rules in some places.</p><p><blockquote>但冠状病毒的德尔塔变异毒株引发了新的COVID-19病例激增,并在一些地方恢复了口罩规定。</blockquote></p><p> The United States said on Monday that it will not lift existing travel restrictions.</p><p><blockquote>美国周一表示,不会取消现有的旅行限制。</blockquote></p><p> In the third quarter ended June 27, sales rose 19% in China - Starbucks' biggest growth market - despite a resurgence of COVID-19 in the south, Belinda Wong, chief executive officer of Starbucks China, said on a call with analysts.</p><p><blockquote>星巴克中国首席执行官Belinda Wong在与分析师的看涨期权上表示,截至6月27日的第三季度,尽管COVID-19在南方卷土重来,但星巴克最大的增长市场中国的销售额仍增长了19%。</blockquote></p><p> Starbucks lowered its fiscal 2021 forecast for China sales growth to 18-20% from 27-32%, and it dropped its international sales forecast to 15-17% from 25-30%.</p><p><blockquote>星巴克将2021财年中国销售增长预期从27-32%下调至18-20%,并将国际销售预期从25-30%下调至15-17%。</blockquote></p><p> The company's previous guidance for China had \"assumed a shorter time frame for the lifting of travel restrictions and also less of the uncertainties that we have faced in the market,\" Wong said of the revision.</p><p><blockquote>黄在谈到此次修订时表示,该公司之前对中国的指导“假设取消旅行限制的时间框架更短,并且我们在市场上面临的不确定性也更少”。</blockquote></p><p> The volatility is \"only temporary\" and the company is on track to add more than 600 net new stores in China this fiscal year, she said.</p><p><blockquote>她表示,这种波动“只是暂时的”,该公司本财年有望在中国净增加600多家新店。</blockquote></p><p> Shares fell 3.3% in extended trading.</p><p><blockquote>盘后交易中股价下跌3.3%。</blockquote></p><p> In the United States, the easing of COVID-19 restrictions on travel and restaurant capacity, as well as reopening of some offices have boosted sales at Starbucks and other big U.S. restaurants, including Chipotle Mexican Grill(CMG.N)and Domino's Pizza(DPZ.N).</p><p><blockquote>在美国,新冠肺炎放松了对旅行和餐厅容量的限制,以及一些办事处的重新开放,提振了星巴克和其他美国大型餐厅的销售,包括Chipotle Mexican Grill(CMG)。N)和达美乐披萨(DPZ.N)。</blockquote></p><p> Starbucks' U.S. quarterly sales soared 83% over the previous year - in part as urban areas recovered with people returning to businesses - and 10% above pre-pandemic levels two years ago.</p><p><blockquote>星巴克在美国的季度销售额比上一年飙升了83%——部分原因是城市地区随着人们重返企业而复苏——比两年前大流行前的水平高出10%。</blockquote></p><p> Those results helped lift global sales 73% compared to estimates of 69.4% growth.</p><p><blockquote>这些业绩帮助全球销售额增长了73%,而预期增长了69.4%。</blockquote></p><p> The company has also been pushing its digital business - its rewards program grew 48% to 24.2 million members - and new beverages, including three flavors of ready-to-drink coffee.</p><p><blockquote>该公司还一直在推动其数字业务——其奖励计划增长了48%,达到2420万会员——以及新饮料,包括三种口味的即饮咖啡。</blockquote></p><p> Its cold drinks also grew to 74% of beverage sales in the quarter.</p><p><blockquote>本季度其冷饮占饮料销售额的比例也增长至74%。</blockquote></p><p> Excluding certain items, Starbucks earned $1.01 per share, compared with a loss of 46 cents a year earlier. That exceeded analysts' estimates of 78 cents a share.</p><p><blockquote>不包括某些项目,星巴克每股盈利1.01美元,而去年同期亏损46美分。这超出了分析师每股78美分的预期。</blockquote></p><p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Starbucks forecasts steamy sales despite pressure in China<blockquote>尽管在中国面临压力,星巴克仍预测销售强劲</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nStarbucks forecasts steamy sales despite pressure in China<blockquote>尽管在中国面临压力,星巴克仍预测销售强劲</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">Reuters</strong><span class=\"h-time small\">2021-07-28 07:47</span>\n</p>\n</h4>\n</header>\n<article>\n<p>Starbucks Corp forecast fourth-quarter sales above Wall Street estimates on Tuesday despite headwinds in China as travel restrictions related to COVID-19 loom longer than expected.</p><p><blockquote>星巴克公司周二预测第四季度销售额将高于华尔街预期,尽管中国因与COVID-19相关的旅行限制持续时间比预期更长而面临阻力。</blockquote></p><p> The coffee chain forecast comparable sales for its current quarter to grow 18% to 21%, expecting strength in the Americas. Analysts on average expect growth of 17.5%, according to IBES data from Refinitiv.</p><p><blockquote>该咖啡连锁店预计本季度可比销售额将增长18%至21%,预计美洲市场将强劲。根据Refinitiv的IBES数据,分析师平均预期增长率为17.5%。</blockquote></p><p> But the Delta variant of the coronavirus has triggered a surge of new COVID-19 cases and the reinstatement of mask rules in some places.</p><p><blockquote>但冠状病毒的德尔塔变异毒株引发了新的COVID-19病例激增,并在一些地方恢复了口罩规定。</blockquote></p><p> The United States said on Monday that it will not lift existing travel restrictions.</p><p><blockquote>美国周一表示,不会取消现有的旅行限制。</blockquote></p><p> In the third quarter ended June 27, sales rose 19% in China - Starbucks' biggest growth market - despite a resurgence of COVID-19 in the south, Belinda Wong, chief executive officer of Starbucks China, said on a call with analysts.</p><p><blockquote>星巴克中国首席执行官Belinda Wong在与分析师的看涨期权上表示,截至6月27日的第三季度,尽管COVID-19在南方卷土重来,但星巴克最大的增长市场中国的销售额仍增长了19%。</blockquote></p><p> Starbucks lowered its fiscal 2021 forecast for China sales growth to 18-20% from 27-32%, and it dropped its international sales forecast to 15-17% from 25-30%.</p><p><blockquote>星巴克将2021财年中国销售增长预期从27-32%下调至18-20%,并将国际销售预期从25-30%下调至15-17%。</blockquote></p><p> The company's previous guidance for China had \"assumed a shorter time frame for the lifting of travel restrictions and also less of the uncertainties that we have faced in the market,\" Wong said of the revision.</p><p><blockquote>黄在谈到此次修订时表示,该公司之前对中国的指导“假设取消旅行限制的时间框架更短,并且我们在市场上面临的不确定性也更少”。</blockquote></p><p> The volatility is \"only temporary\" and the company is on track to add more than 600 net new stores in China this fiscal year, she said.</p><p><blockquote>她表示,这种波动“只是暂时的”,该公司本财年有望在中国净增加600多家新店。</blockquote></p><p> Shares fell 3.3% in extended trading.</p><p><blockquote>盘后交易中股价下跌3.3%。</blockquote></p><p> In the United States, the easing of COVID-19 restrictions on travel and restaurant capacity, as well as reopening of some offices have boosted sales at Starbucks and other big U.S. restaurants, including Chipotle Mexican Grill(CMG.N)and Domino's Pizza(DPZ.N).</p><p><blockquote>在美国,新冠肺炎放松了对旅行和餐厅容量的限制,以及一些办事处的重新开放,提振了星巴克和其他美国大型餐厅的销售,包括Chipotle Mexican Grill(CMG)。N)和达美乐披萨(DPZ.N)。</blockquote></p><p> Starbucks' U.S. quarterly sales soared 83% over the previous year - in part as urban areas recovered with people returning to businesses - and 10% above pre-pandemic levels two years ago.</p><p><blockquote>星巴克在美国的季度销售额比上一年飙升了83%——部分原因是城市地区随着人们重返企业而复苏——比两年前大流行前的水平高出10%。</blockquote></p><p> Those results helped lift global sales 73% compared to estimates of 69.4% growth.</p><p><blockquote>这些业绩帮助全球销售额增长了73%,而预期增长了69.4%。</blockquote></p><p> The company has also been pushing its digital business - its rewards program grew 48% to 24.2 million members - and new beverages, including three flavors of ready-to-drink coffee.</p><p><blockquote>该公司还一直在推动其数字业务——其奖励计划增长了48%,达到2420万会员——以及新饮料,包括三种口味的即饮咖啡。</blockquote></p><p> Its cold drinks also grew to 74% of beverage sales in the quarter.</p><p><blockquote>本季度其冷饮占饮料销售额的比例也增长至74%。</blockquote></p><p> Excluding certain items, Starbucks earned $1.01 per share, compared with a loss of 46 cents a year earlier. That exceeded analysts' estimates of 78 cents a share.</p><p><blockquote>不包括某些项目,星巴克每股盈利1.01美元,而去年同期亏损46美分。这超出了分析师每股78美分的预期。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源:<a href=\"https://www.reuters.com/business/starbucks-delivers-steaming-results-customers-return-stores-2021-07-27/\">Reuters</a></p>\n<p>为提升您的阅读体验,我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SBUX":"星巴克"},"source_url":"https://www.reuters.com/business/starbucks-delivers-steaming-results-customers-return-stores-2021-07-27/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1180374779","content_text":"Starbucks Corp forecast fourth-quarter sales above Wall Street estimates on Tuesday despite headwinds in China as travel restrictions related to COVID-19 loom longer than expected.\nThe coffee chain forecast comparable sales for its current quarter to grow 18% to 21%, expecting strength in the Americas. Analysts on average expect growth of 17.5%, according to IBES data from Refinitiv.\nBut the Delta variant of the coronavirus has triggered a surge of new COVID-19 cases and the reinstatement of mask rules in some places.\nThe United States said on Monday that it will not lift existing travel restrictions.\nIn the third quarter ended June 27, sales rose 19% in China - Starbucks' biggest growth market - despite a resurgence of COVID-19 in the south, Belinda Wong, chief executive officer of Starbucks China, said on a call with analysts.\nStarbucks lowered its fiscal 2021 forecast for China sales growth to 18-20% from 27-32%, and it dropped its international sales forecast to 15-17% from 25-30%.\nThe company's previous guidance for China had \"assumed a shorter time frame for the lifting of travel restrictions and also less of the uncertainties that we have faced in the market,\" Wong said of the revision.\nThe volatility is \"only temporary\" and the company is on track to add more than 600 net new stores in China this fiscal year, she said.\nShares fell 3.3% in extended trading.\nIn the United States, the easing of COVID-19 restrictions on travel and restaurant capacity, as well as reopening of some offices have boosted sales at Starbucks and other big U.S. restaurants, including Chipotle Mexican Grill(CMG.N)and Domino's Pizza(DPZ.N).\nStarbucks' U.S. quarterly sales soared 83% over the previous year - in part as urban areas recovered with people returning to businesses - and 10% above pre-pandemic levels two years ago.\nThose results helped lift global sales 73% compared to estimates of 69.4% growth.\nThe company has also been pushing its digital business - its rewards program grew 48% to 24.2 million members - and new beverages, including three flavors of ready-to-drink coffee.\nIts cold drinks also grew to 74% of beverage sales in the quarter.\nExcluding certain items, Starbucks earned $1.01 per share, compared with a loss of 46 cents a year earlier. That exceeded analysts' estimates of 78 cents a share.","news_type":1,"symbols_score_info":{"SBUX":0.9}},"isVote":1,"tweetType":1,"viewCount":1792,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":805776684,"gmtCreate":1627910405148,"gmtModify":1633755390474,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090146881822330","authorIdStr":"4090146881822330"},"themes":[],"htmlText":"[强] ","listText":"[强] ","text":"[强]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/805776684","repostId":"1161935562","repostType":4,"isVote":1,"tweetType":1,"viewCount":1799,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":805778047,"gmtCreate":1627910324589,"gmtModify":1633755391754,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090146881822330","authorIdStr":"4090146881822330"},"themes":[],"htmlText":"Ok[微笑] ","listText":"Ok[微笑] ","text":"Ok[微笑]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/805778047","repostId":"1194768057","repostType":4,"isVote":1,"tweetType":1,"viewCount":1937,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":807074012,"gmtCreate":1627993428436,"gmtModify":1631888360871,"author":{"id":"4090146881822330","authorId":"4090146881822330","name":"MLJX16","avatar":"https://static.tigerbbs.com/db78814f241c9153deafb39edcac8aa9","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090146881822330","authorIdStr":"4090146881822330"},"themes":[],"htmlText":"Agree","listText":"Agree","text":"Agree","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/807074012","repostId":"1169761670","repostType":4,"repost":{"id":"1169761670","kind":"news","pubTimestamp":1627983123,"share":"https://www.laohu8.com/m/news/1169761670?lang=zh_CN&edition=full","pubTime":"2021-08-03 17:32","market":"sg","language":"en","title":"Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗?</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1169761670","media":"Singapore Business","summary":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Sin","content":"<p> <b><i>One in two among people aged 18 to 35 said it is important to invest early.</i></b> One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.</p><p><blockquote><b><i>18至35岁的人中有二分之一表示尽早投资很重要。</i></b>富兰克林邓普顿的下一代投资者调查显示,年龄在18至35岁之间的下一代新加坡人中,有二分之一认为尽早开始投资之旅很重要。</blockquote></p><p> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.</p><p><blockquote>然而,富兰克林邓普顿在对502名受访者的调查中发现,预算有限(36%)、担心遭受损失(32%)和缺乏投资知识(28%)是考虑投资时面临的主要挑战。</blockquote></p><p> A third also find investing difficult and expressed in making the right investment, it said.</p><p><blockquote>报告称,三分之一的人还发现投资很困难,并表示难以做出正确的投资。</blockquote></p><p> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.</p><p><blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响,29%的受访者表示他们受到了积极影响,33%的受访者表示疫情没有影响,39%的受访者受到了负面影响。自健康危机开始以来,受积极影响的受访者投资更多(71%),而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote></p><p> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.</p><p><blockquote>二分之一的受访者还预计,随着新加坡经济的复苏,明年的工资会增加。</blockquote></p><p> Of the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.</p><p><blockquote>受访者中,37%的月个人收入低于3000新元,31%在3000新元至5999新元之间;20%在6000新元至9999新元之间;其中83%每月储蓄,50%每月支出用于投资。</blockquote></p><p> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.</p><p><blockquote>他们的平均年投资略高于18,000新元,通过经常性投资的平均成本(56%)超过了一次性投资(24%)作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置,而23%的人采用了其他配置策略,其余的人没有策略。</blockquote></p><p> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.</p><p><blockquote>其中超过一半(52%)的预期年回报率超过10%,其次是33%的预期年回报率为5%至10%,15%的预期年回报率为1%至5%。</blockquote></p><p> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”</p><p><blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示,在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合,“以更好地度过此类领域的高波动”。</blockquote></p><p> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.</p><p><blockquote>她说:“我们鼓励年轻投资者保持长期投资,并在他们人生不同里程碑的成长过程中,根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote></p><p> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).</p><p><blockquote>受访者目前在其投资组合中至少持有一种投资产品,包括股票(36%)、固定收益(29%)、加密货币(28%)、交易所交易基金(25%)和共同基金(23%)。</blockquote></p><p> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.</p><p><blockquote>富兰克林邓普顿表示,除了投资之外,下一代新加坡人还将财务自由(66%)、幸福生活(64%)和身体健康(62%)视为人生最重要的目标。</blockquote></p><p></p>","source":"lsy1618986048053","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Are next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗?</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAre next-gen Singaporeans keen on investing?<blockquote>下一代新加坡人热衷于投资吗?</blockquote>\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">Singapore Business</strong><span class=\"h-time small\">2021-08-03 17:32</span>\n</p>\n</h4>\n</header>\n<article>\n<p> <b><i>One in two among people aged 18 to 35 said it is important to invest early.</i></b> One in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.</p><p><blockquote><b><i>18至35岁的人中有二分之一表示尽早投资很重要。</i></b>富兰克林邓普顿的下一代投资者调查显示,年龄在18至35岁之间的下一代新加坡人中,有二分之一认为尽早开始投资之旅很重要。</blockquote></p><p> Franklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.</p><p><blockquote>然而,富兰克林邓普顿在对502名受访者的调查中发现,预算有限(36%)、担心遭受损失(32%)和缺乏投资知识(28%)是考虑投资时面临的主要挑战。</blockquote></p><p> A third also find investing difficult and expressed in making the right investment, it said.</p><p><blockquote>报告称,三分之一的人还发现投资很困难,并表示难以做出正确的投资。</blockquote></p><p> The COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.</p><p><blockquote>新冠肺炎疫情也对年轻投资者产生了财务影响,29%的受访者表示他们受到了积极影响,33%的受访者表示疫情没有影响,39%的受访者受到了负面影响。自健康危机开始以来,受积极影响的受访者投资更多(71%),而59%未受影响的受访者和40%受负面影响的受访者进行了投资。</blockquote></p><p> One in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.</p><p><blockquote>二分之一的受访者还预计,随着新加坡经济的复苏,明年的工资会增加。</blockquote></p><p> Of the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.</p><p><blockquote>受访者中,37%的月个人收入低于3000新元,31%在3000新元至5999新元之间;20%在6000新元至9999新元之间;其中83%每月储蓄,50%每月支出用于投资。</blockquote></p><p> The average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.</p><p><blockquote>他们的平均年投资略高于18,000新元,通过经常性投资的平均成本(56%)超过了一次性投资(24%)作为他们的首选方法。其中共有57%的人采用了“60%股票和40%固定收益”的资产配置,而23%的人采用了其他配置策略,其余的人没有策略。</blockquote></p><p> More than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.</p><p><blockquote>其中超过一半(52%)的预期年回报率超过10%,其次是33%的预期年回报率为5%至10%,15%的预期年回报率为1%至5%。</blockquote></p><p> Dora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”</p><p><blockquote>富兰克林邓普顿新加坡国家主管Dora Seow表示,在加密货币等平台上实现非传统资产类别回报最大化的年轻投资者应该考虑“多元化”他们的投资组合,“以更好地度过此类领域的高波动”。</blockquote></p><p> “We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.</p><p><blockquote>她说:“我们鼓励年轻投资者保持长期投资,并在他们人生不同里程碑的成长过程中,根据他们的风险承受能力和投资目标定期重新平衡他们的投资组合。”</blockquote></p><p> Respondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).</p><p><blockquote>受访者目前在其投资组合中至少持有一种投资产品,包括股票(36%)、固定收益(29%)、加密货币(28%)、交易所交易基金(25%)和共同基金(23%)。</blockquote></p><p> Aside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton said.</p><p><blockquote>富兰克林邓普顿表示,除了投资之外,下一代新加坡人还将财务自由(66%)、幸福生活(64%)和身体健康(62%)视为人生最重要的目标。</blockquote></p><p></p>\n<div class=\"bt-text\">\n\n\n<p> 来源:<a href=\"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing\">Singapore Business</a></p>\n<p>为提升您的阅读体验,我们对本页面进行了排版优化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/af47ab6c10e46f0aea6733871f311696","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://sbr.com.sg/markets-investing/news/are-next-gen-singaporeans-keen-investing","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1169761670","content_text":"One in two among people aged 18 to 35 said it is important to invest early.\n\nOne in two next-gen Singaporeans aged between 18 to 35 believes that it is important to start an investment journey early, according to Next-Gen Investor Survey by Franklin Templeton.\nFranklin Templeton, however, found in the survey of 502 respondents that limited budget (36%), fear of incurring losses (32%), and lack of investment knowledge (28%) were the key challenges faced when mulling investment.\nA third also find investing difficult and expressed in making the right investment, it said.\nThe COVID-19 pandemic has also affected the young investors financially, with 29% of respondents saying they were positively affected, 33% said the pandemic did not have an impact, and 39% were negatively affected. Respondents who were affected positively invested more (71%) since the start of the health crisis, whilst 59% of those not affected and 40% of those negatively affected had invested.\nOne in two of the respondents were also expecting a salary increase in the next year as the economy of Singapore recovers.\nOf the respondents, 37% had monthly personal income below S$3,000, 31% between S$3,000 and S$5,999; 20% between S$6,000 and S$9,999; and 11% above S$10,000. 83% of them save monthly and 50% set aside monthly spending for investment.\nThe average annual investment among them is slightly above S$18,000 and dollar-cost averaging through recurring investments (56%) topped lumpsum (24%) as their preferred approach. A total of 57% of them adopted a “60% equity and 40% fixed income” asset allocation, while 23% were employing other allocation strategies and the rest do not have a strategy.\nMore than half of them or 52% were expecting more than 10% annual returns, followed by 33% who were expecting 5% to 10% and 15% were expecting 1% to 5% annual returns.\nDora Seow, Country Head for Singapore, Franklin Templeton, said young investors who are maximizing returns in non-traditional asset classes in platforms such as cryptocurrencies should consider “diversifying” their portfolio “to better ride out high volatility in such spaces.”\n“We would encourage young investors to remain invested over the long term and rebalance their portfolio on a regular basis in line with their risk tolerance and investment goals as they grow through different milestones in their life,” she said.\nRespondents currently hold at least one investment product in their portfolio including equities (36%), fixed income (29%), cryptocurrency (28%), exchange-traded fund (25%), and mutual funds (23%).\nAside from investing, next-gen Singaporeans are citing financial freedom (66%), living a happy life (64%), and good health (62%) as the most important goals in life, Franklin Templeton 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