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三思而后行
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招财虎猫
招财虎猫
·
2020-07-27
基金7月24号,暴跌
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招财虎猫
招财虎猫
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2020-07-07
A胡大涨的背后会不会大跌
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招财虎猫
招财虎猫
·
2020-06-24
看好基金买基金吧
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招财虎猫
招财虎猫
·
2020-06-20
学习k线,学习仓位
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招财虎猫
招财虎猫
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2020-06-10
债基跌了,卖出回血
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招财虎猫
招财虎猫
·
2020-06-08
天气增热,股市回暖
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招财虎猫
招财虎猫
·
2020-06-05
债券基金最近跌的很厉害,出手回血!
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招财虎猫
招财虎猫
·
2020-05-30
最近跌的太厉害了
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招财虎猫
招财虎猫
·
2020-05-12
最近股票跌的我头痛
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招财虎猫
招财虎猫
·
2020-04-08
钱越来越不值钱了
今天,余额宝七日年化收益率第一次跌破2%。也就意味着,10000块钱按照这个收益存一年,利息只有200块钱不到。 现在,发达国家早已进入负利率时代。也就是往银行里存钱,每个月还要向银行交管理费。香港的银行账户,每当存款低于1万港元时,当月银行就会收取150港元资产管理费。 余额宝七日年化收益率低于2%,并非偶然事件。随着全球市场进入负利率时代,未来利率还会越来越低。 目前在市面上,还有一些小银行推出的理财产品可以对抗利率下行的趋势,如创新性存款。由于受到监管部门约谈,这种产品已经很难找得到。 还有另外一种可以锁定利率的,就是货币基金,债券基金,这些基金产品,还可以抵抗下行的利率,追求中高风险的那就剩下股票,期货,期权了。
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