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2021-06-29

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Venmo to Charge Users for Selling Goods and Services<blockquote>Venmo将向销售商品和服务的用户收费</blockquote>

Payments app says it will allow use of personal accounts for business transactions as of July 20 Und

Venmo to Charge Users for Selling Goods and Services<blockquote>Venmo将向销售商品和服务的用户收费</blockquote>

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{"i18n":{"language":"zh_CN"},"data":{"magic":2,"id":150208963,"tweetId":"150208963","gmtCreate":1624900086552,"gmtModify":1633947236299,"author":{"id":4087829504004520,"idStr":"4087829504004520","authorId":4087829504004520,"authorIdStr":"4087829504004520","name":"Jonah1993","avatar":"https://static.tigerbbs.com/eeda63ce096bf0b856196a1ff7510f02","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[],"fanSize":0,"starInvestorFlag":false},"themes":[],"images":[],"coverImages":[],"extraTitle":"","html":"<html><head></head><body>hello</body></html>","htmlText":"<html><head></head><body>hello</body></html>","text":"hello","highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"favoriteSize":0,"link":"https://laohu8.com/post/150208963","repostId":1155001269,"repostType":4,"repost":{"id":"1155001269","kind":"news","pubTimestamp":1624890515,"share":"https://www.laohu8.com/m/news/1155001269?lang=zh_CN&edition=full","pubTime":"2021-06-28 22:28","market":"us","language":"en","title":"Venmo to Charge Users for Selling Goods and Services<blockquote>Venmo将向销售商品和服务的用户收费</blockquote>","url":"https://stock-news.laohu8.com/highlight/detail?id=1155001269","media":"The Wall Street Journal","summary":"Payments app says it will allow use of personal accounts for business transactions as of July 20\nUnd","content":"Payments app says it will allow use of personal accounts for business transactions as of July 20<blockquote>支付应用程序表示，自7月20日起将允许使用个人账户进行商业交易</blockquote> <img src=\"https://static.tigerbbs.com/02395d1b49a17f0e7ef11976b3f504f9\" tg-width=\"1260\" tg-height=\"840\">Under current policy, Venmo users conducting business through their personal accounts could have their accounts suspended.<blockquote>根据现行政策，通过个人账户开展业务的Venmo用户可能会被暂停账户。</blockquote> Venmo, the payments app owned by&nbsp;PayPal Holdings&nbsp;Inc.,will soon allow users to sell products and services on their personal accounts, for a fee.<blockquote>PayPal控股公司旗下的支付应用Venmo很快将允许用户在个人账户上付费销售产品和服务。</blockquote> Under the app’s previous rules, users were prohibited from receiving money for business transactions through personal Venmo profiles. Users suspected of violating the policy could have their accounts suspended.<blockquote>根据该应用程序之前的规则，用户被禁止通过个人Venmo个人资料接收商业交易资金。涉嫌违反政策的用户可能会被暂停账户。</blockquote> The new policy, disclosed in a letter to users about terms-of-service updates, will take effect on July 20.<blockquote>新政策在致用户的一封关于服务条款更新的信中披露，将于7月20日生效。</blockquote> A Venmo spokeswoman said the latest changes mean users who don’t want to create a business profile will be allowed to accept money for goods and services without worrying about running afoul of the rules. They will be charged the same 1.9% plus 10-cent fee applied to customers using business profiles.<blockquote>Venmo发言人表示，最新的变化意味着不想创建商业档案的用户将被允许接受商品和服务的资金，而不必担心违反规则。他们将被收取与使用商业档案的客户相同的1.9%加10美分的费用。</blockquote> The change is the&nbsp;latest attempt by PayPal&nbsp;to profit from Venmo’s massive user base. The company rolled out the first Venmo-branded physical credit card last year, looking to attract customers by&nbsp;touting the QR code&nbsp;on the front of the card, and a flexible cash-back rewards program.<blockquote>这一变化是PayPal从Venmo庞大用户群中获利的最新尝试。该公司去年推出了第一张Venmo品牌的实体信用卡，希望通过宣传卡正面的二维码和灵活的现金返还奖励计划来吸引客户。</blockquote> Venmo is one of the most popular&nbsp;digital-finance apps&nbsp;in the U.S. It has gained even more users during the pandemic as new services—such as allowing for the direct deposit of stimulus checks into Venmo accounts—more than offset fewer people using the app to split bills at bars and restaurants.<blockquote>Venmo是美国最受欢迎的数字金融应用程序之一。在疫情期间，由于新服务（例如允许将刺激支票直接存入Venmo账户），它赢得了更多用户，这足以抵消在酒吧和餐馆使用该应用程序分摊账单的人数减少的影响。</blockquote> ‘I had 10 years of using it [free] with no issues. I figured it was going to come to an end at some point.’ — Joe Johnson, Venmo user PayPal Chief Executive Dan Schulman said during an earnings call in February that Venmo’s user base had increased 32% in 2020 to nearly 70 million active accounts. About $51 billion was transferred via Venmo in the first quarter, a 63% increase from the previous year. PayPal expects Venmo to generate nearly $900 million in revenue in 2021.<blockquote>“我[免费]使用它已经10年了，没有任何问题。我认为它会在某个时候结束。”—Joe Johnson，Venmo用户PayPal首席执行官Dan Schulman在2月份的财报看涨期权上表示，Venmo的用户群在2020年增长了32%，达到近7000万活跃账户。第一季度通过Venmo转移的金额约为510亿美元，同比增长63%。PayPal预计Venmo将在2021年创造近9亿美元的收入。</blockquote> Thursday’s announcement was met online with confusion from customers who didn’t understand how the app would determine which transactions should be charged the fee. Some speculated that the company would use the messages people add to their payments to figure out if the money was for a business transaction.<blockquote>周四的公告在网上引起了客户的困惑，他们不明白该应用程序将如何确定哪些交易应该收取费用。一些人猜测，该公司将利用人们添加到付款中的信息来确定这笔钱是否用于商业交易。</blockquote> Venmo will add a toggle to its user interface that will allow customers to indicate if the money they are sending is for a good or service, a company spokeswoman said. Those transactions will be eligible for the app’s purchase protection plan, which allows customers to dispute charges for purchases that don’t arrive or aren’t as expected, she said.<blockquote>公司发言人表示，Venmo将在其用户界面中添加一个开关，允许客户指示他们发送的资金是用于购买商品还是服务。她说，这些交易将有资格享受该应用程序的购买保护计划，该计划允许客户对未到达或未按预期到达的购买费用提出异议。</blockquote> The transaction fee will be automatically deducted from the amount sent.<blockquote>交易费用将自动从发送的金额中扣除。</blockquote> Joe Johnson, a 58-year-old fitness trainer who owns a training facility in Nashville, Tenn., uses Venmo to receive payments from clients and to pay his contract workers. He estimates that at least 80% of his customers pay through Venmo, and he receives multiple payments through the app each day. “I take Cash App, Zelle, credit cards, checks, cash—however people want to pay,” he said. “But Venmo rules right now.”<blockquote>58岁的健身教练乔·约翰逊（Joe Johnson）在田纳西州纳什维尔拥有一家培训机构，他使用Venmo从客户那里接收付款，并支付他的合同工。他估计至少80%的客户通过Venmo付款，并且他每天通过该应用程序收到多笔付款。“我接受Cash App、Zelle、信用卡、支票、现金——无论人们想要支付什么，”他说。“但文莫现在统治着。”</blockquote> Mr. Johnson said he has been a Venmo customer since its early days and never got around to creating a business profile, but as long as the fee doesn’t get too high he is fine with paying it. He said he would include the new costs the next time he raises his prices for incoming customers.<blockquote>约翰逊先生表示，他从Venmo早期就一直是其客户，从未抽出时间创建业务简介，但只要费用不太高，他就可以支付。他表示，下次为新客户提高价格时，他将包括新的成本。</blockquote> “I had 10 years of using it [free] with no issues,” he said. “I figured it was going to come to an end at some point.”<blockquote>“我[免费]使用它10年了，没有任何问题，”他说。“我以为它会在某个时候结束。”</blockquote>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Venmo to Charge Users for Selling Goods and Services<blockquote>Venmo将向销售商品和服务的用户收费</blockquote></title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nVenmo to Charge Users for Selling Goods and Services<blockquote>Venmo将向销售商品和服务的用户收费</blockquote>\n</h2>\n<h4 class=\"meta\">\n\nThe Wall Street Journal2021-06-28 22:28\n\n</h4>\n</header>\n<article>\nPayments app says it will allow use of personal accounts for business transactions as of July 20<blockquote>支付应用程序表示，自7月20日起将允许使用个人账户进行商业交易</blockquote> <img src=\"https://static.tigerbbs.com/02395d1b49a17f0e7ef11976b3f504f9\" tg-width=\"1260\" tg-height=\"840\">Under current policy, Venmo users conducting business through their personal accounts could have their accounts suspended.<blockquote>根据现行政策，通过个人账户开展业务的Venmo用户可能会被暂停账户。</blockquote> Venmo, the payments app owned by&nbsp;PayPal Holdings&nbsp;Inc.,will soon allow users to sell products and services on their personal accounts, for a fee.<blockquote>PayPal控股公司旗下的支付应用Venmo很快将允许用户在个人账户上付费销售产品和服务。</blockquote> Under the app’s previous rules, users were prohibited from receiving money for business transactions through personal Venmo profiles. Users suspected of violating the policy could have their accounts suspended.<blockquote>根据该应用程序之前的规则，用户被禁止通过个人Venmo个人资料接收商业交易资金。涉嫌违反政策的用户可能会被暂停账户。</blockquote> The new policy, disclosed in a letter to users about terms-of-service updates, will take effect on July 20.<blockquote>新政策在致用户的一封关于服务条款更新的信中披露，将于7月20日生效。</blockquote> A Venmo spokeswoman said the latest changes mean users who don’t want to create a business profile will be allowed to accept money for goods and services without worrying about running afoul of the rules. They will be charged the same 1.9% plus 10-cent fee applied to customers using business profiles.<blockquote>Venmo发言人表示，最新的变化意味着不想创建商业档案的用户将被允许接受商品和服务的资金，而不必担心违反规则。他们将被收取与使用商业档案的客户相同的1.9%加10美分的费用。</blockquote> The change is the&nbsp;latest attempt by PayPal&nbsp;to profit from Venmo’s massive user base. The company rolled out the first Venmo-branded physical credit card last year, looking to attract customers by&nbsp;touting the QR code&nbsp;on the front of the card, and a flexible cash-back rewards program.<blockquote>这一变化是PayPal从Venmo庞大用户群中获利的最新尝试。该公司去年推出了第一张Venmo品牌的实体信用卡，希望通过宣传卡正面的二维码和灵活的现金返还奖励计划来吸引客户。</blockquote> Venmo is one of the most popular&nbsp;digital-finance apps&nbsp;in the U.S. It has gained even more users during the pandemic as new services—such as allowing for the direct deposit of stimulus checks into Venmo accounts—more than offset fewer people using the app to split bills at bars and restaurants.<blockquote>Venmo是美国最受欢迎的数字金融应用程序之一。在疫情期间，由于新服务（例如允许将刺激支票直接存入Venmo账户），它赢得了更多用户，这足以抵消在酒吧和餐馆使用该应用程序分摊账单的人数减少的影响。</blockquote> ‘I had 10 years of using it [free] with no issues. I figured it was going to come to an end at some point.’ — Joe Johnson, Venmo user PayPal Chief Executive Dan Schulman said during an earnings call in February that Venmo’s user base had increased 32% in 2020 to nearly 70 million active accounts. About $51 billion was transferred via Venmo in the first quarter, a 63% increase from the previous year. PayPal expects Venmo to generate nearly $900 million in revenue in 2021.<blockquote>“我[免费]使用它已经10年了，没有任何问题。我认为它会在某个时候结束。”—Joe Johnson，Venmo用户PayPal首席执行官Dan Schulman在2月份的财报看涨期权上表示，Venmo的用户群在2020年增长了32%，达到近7000万活跃账户。第一季度通过Venmo转移的金额约为510亿美元，同比增长63%。PayPal预计Venmo将在2021年创造近9亿美元的收入。</blockquote> Thursday’s announcement was met online with confusion from customers who didn’t understand how the app would determine which transactions should be charged the fee. Some speculated that the company would use the messages people add to their payments to figure out if the money was for a business transaction.<blockquote>周四的公告在网上引起了客户的困惑，他们不明白该应用程序将如何确定哪些交易应该收取费用。一些人猜测，该公司将利用人们添加到付款中的信息来确定这笔钱是否用于商业交易。</blockquote> Venmo will add a toggle to its user interface that will allow customers to indicate if the money they are sending is for a good or service, a company spokeswoman said. Those transactions will be eligible for the app’s purchase protection plan, which allows customers to dispute charges for purchases that don’t arrive or aren’t as expected, she said.<blockquote>公司发言人表示，Venmo将在其用户界面中添加一个开关，允许客户指示他们发送的资金是用于购买商品还是服务。她说，这些交易将有资格享受该应用程序的购买保护计划，该计划允许客户对未到达或未按预期到达的购买费用提出异议。</blockquote> The transaction fee will be automatically deducted from the amount sent.<blockquote>交易费用将自动从发送的金额中扣除。</blockquote> Joe Johnson, a 58-year-old fitness trainer who owns a training facility in Nashville, Tenn., uses Venmo to receive payments from clients and to pay his contract workers. He estimates that at least 80% of his customers pay through Venmo, and he receives multiple payments through the app each day. “I take Cash App, Zelle, credit cards, checks, cash—however people want to pay,” he said. “But Venmo rules right now.”<blockquote>58岁的健身教练乔·约翰逊（Joe Johnson）在田纳西州纳什维尔拥有一家培训机构，他使用Venmo从客户那里接收付款，并支付他的合同工。他估计至少80%的客户通过Venmo付款，并且他每天通过该应用程序收到多笔付款。“我接受Cash App、Zelle、信用卡、支票、现金——无论人们想要支付什么，”他说。“但文莫现在统治着。”</blockquote> Mr. Johnson said he has been a Venmo customer since its early days and never got around to creating a business profile, but as long as the fee doesn’t get too high he is fine with paying it. He said he would include the new costs the next time he raises his prices for incoming customers.<blockquote>约翰逊先生表示，他从Venmo早期就一直是其客户，从未抽出时间创建业务简介，但只要费用不太高，他就可以支付。他表示，下次为新客户提高价格时，他将包括新的成本。</blockquote> “I had 10 years of using it [free] with no issues,” he said. “I figured it was going to come to an end at some point.”<blockquote>“我[免费]使用它10年了，没有任何问题，”他说。“我以为它会在某个时候结束。”</blockquote>\n<div class=\"bt-text\">\n\n\n 来源：<a href=\"https://www.wsj.com/articles/venmo-to-charge-users-for-selling-goods-and-services-11624705202?mod=tech_lead_pos3\">The Wall Street Journal</a>\n为提升您的阅读体验，我们对本页面进行了排版优化\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PYPL":"PayPal"},"source_url":"https://www.wsj.com/articles/venmo-to-charge-users-for-selling-goods-and-services-11624705202?mod=tech_lead_pos3","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1155001269","content_text":"Payments app says it will allow use of personal accounts for business transactions as of July 20\nUnder current policy, Venmo users conducting business through their personal accounts could have their accounts suspended.\nVenmo, the payments app owned by PayPal Holdings Inc.,will soon allow users to sell products and services on their personal accounts, for a fee.\nUnder the app’s previous rules, users were prohibited from receiving money for business transactions through personal Venmo profiles. Users suspected of violating the policy could have their accounts suspended.\nThe new policy, disclosed in a letter to users about terms-of-service updates, will take effect on July 20.\nA Venmo spokeswoman said the latest changes mean users who don’t want to create a business profile will be allowed to accept money for goods and services without worrying about running afoul of the rules. They will be charged the same 1.9% plus 10-cent fee applied to customers using business profiles.\nThe change is the latest attempt by PayPal to profit from Venmo’s massive user base. The company rolled out the first Venmo-branded physical credit card last year, looking to attract customers by touting the QR code on the front of the card, and a flexible cash-back rewards program.\nVenmo is one of the most popular digital-finance apps in the U.S. It has gained even more users during the pandemic as new services—such as allowing for the direct deposit of stimulus checks into Venmo accounts—more than offset fewer people using the app to split bills at bars and restaurants.\n\n ‘I had 10 years of using it [free] with no issues. I figured it was going to come to an end at some point.’\n\n\n — Joe Johnson, Venmo user\n\nPayPal Chief Executive Dan Schulman said during an earnings call in February that Venmo’s user base had increased 32% in 2020 to nearly 70 million active accounts. About $51 billion was transferred via Venmo in the first quarter, a 63% increase from the previous year. PayPal expects Venmo to generate nearly $900 million in revenue in 2021.\nThursday’s announcement was met online with confusion from customers who didn’t understand how the app would determine which transactions should be charged the fee. Some speculated that the company would use the messages people add to their payments to figure out if the money was for a business transaction.\nVenmo will add a toggle to its user interface that will allow customers to indicate if the money they are sending is for a good or service, a company spokeswoman said. Those transactions will be eligible for the app’s purchase protection plan, which allows customers to dispute charges for purchases that don’t arrive or aren’t as expected, she said.\nThe transaction fee will be automatically deducted from the amount sent.\nJoe Johnson, a 58-year-old fitness trainer who owns a training facility in Nashville, Tenn., uses Venmo to receive payments from clients and to pay his contract workers. He estimates that at least 80% of his customers pay through Venmo, and he receives multiple payments through the app each day. “I take Cash App, Zelle, credit cards, checks, cash—however people want to pay,” he said. “But Venmo rules right now.”\nMr. Johnson said he has been a Venmo customer since its early days and never got around to creating a business profile, but as long as the fee doesn’t get too high he is fine with paying it. He said he would include the new costs the next time he raises his prices for incoming customers.\n“I had 10 years of using it [free] with no issues,” he said. “I figured it was going to come to an end at some point.”","news_type":1,"symbols_score_info":{"PYPL":0.9}},"isVote":1,"tweetType":1,"viewCount":1024,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":5,"xxTargetLangEnum":"ORIG"},"commentList":[],"hasMoreComment":false,"orderType":2}

Venmo to Charge Users for Selling Goods and Services<blockquote>Venmo将向销售商品和服务的用户收费</blockquote>

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